# Health insurance premiums 2026 in Cugnasco-Gerra (TI), for an adult aged 26 or over without accident cover

In 2026, for an adult aged 26 or over in Cugnasco-Gerra, without accident cover, the cheapest health insurance premium is:

- **506.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **401.75 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-2500/) (Helsana, BeneFit PLUS Hausarzt R2)

## Without accident cover: from 401.75 to 736.25 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **506.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 736.25 CHF with SWICA (Standard model).

Lowest premium:
- 300 CHF: 506.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-300/
- 500 CHF: 497.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-500/
- 1'000 CHF: 473.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-1000/
- 1'500 CHF: 449.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-1500/
- 2'000 CHF: 425.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-2000/
- 2'500 CHF: 401.75 CHF (Helsana, BeneFit PLUS Hausarzt R2) — https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 506.95 | 497.35 | 473.55 | 449.75 | 425.75 | 402.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 518.85 | 507.95 | 485.95 | 458.65 | 436.65 | 409.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 521.15 | 510.35 | 483.15 | 456.05 | — | 401.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 527.25 | 516.45 | 489.25 | 462.15 | 435.05 | 407.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 528.95 | 518.15 | 490.95 | 463.85 | 436.75 | 409.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 533.35 | 522.55 | 495.45 | 468.25 | 441.25 | 414.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 533.35 | 522.55 | 495.45 | 468.25 | 441.25 | 414.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 533.35 | 522.55 | 495.45 | 468.25 | 441.25 | 414.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 533.65 | 523.65 | 498.55 | 473.45 | 448.35 | 423.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 535.05 | 524.05 | 496.55 | 468.95 | 441.45 | 413.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 540.45 | 529.65 | 502.50 | 475.30 | 448.20 | 421.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 541.35 | 530.45 | 503.15 | 475.95 | 448.65 | 421.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 541.35 | 530.45 | 503.15 | 475.95 | 448.65 | 421.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 541.75 | 530.95 | 503.65 | 476.35 | 449.15 | 421.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 542.65 | 531.85 | 504.75 | 477.55 | 450.55 | 423.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 542.65 | 532.35 | 506.95 | 481.45 | 455.85 | 430.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 542.75 | 531.65 | 503.95 | 476.25 | 448.55 | 420.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 542.95 | 533.65 | 509.95 | 486.35 | 462.75 | 431.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 544.75 | 533.75 | 506.15 | 478.55 | 451.05 | 423.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 545.05 | 534.15 | 506.85 | 479.55 | 452.35 | 425.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 546.65 | 535.85 | 508.65 | 481.55 | — | 427.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 546.65 | 535.85 | 508.65 | 481.55 | — | 427.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 547.35 | 536.55 | 509.35 | 482.25 | 455.15 | 428.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 548.25 | 537.35 | 510.05 | 482.75 | 455.55 | 428.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 551.65 | 540.85 | 513.65 | 486.55 | — | 432.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 551.65 | 540.95 | 513.75 | 486.55 | 459.55 | 432.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 555.15 | 544.35 | 517.15 | 490.05 | 462.95 | 435.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 556.55 | 545.75 | 518.55 | 491.45 | 464.35 | 437.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 556.75 | 545.95 | 518.85 | 491.65 | — | 437.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 557.85 | 547.05 | 519.85 | 492.75 | 465.65 | 438.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 559.35 | 548.55 | 521.35 | 494.15 | 467.15 | 439.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 561.95 | 551.15 | 524.05 | 496.85 | 469.85 | 442.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 562.65 | 551.85 | 524.75 | 497.55 | 470.55 | 443.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 563.75 | 552.85 | 525.25 | 497.65 | 470.15 | 442.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 564.65 | 553.75 | 526.45 | 499.25 | 471.95 | 444.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 565.25 | 554.45 | 527.35 | 500.15 | 473.15 | 445.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 565.25 | 554.45 | 527.35 | 500.15 | 473.15 | 445.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 565.65 | 554.85 | 527.65 | 500.45 | 473.35 | 446.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 566.05 | 555.05 | 527.35 | 499.55 | 471.95 | 444.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 569.45 | 558.55 | 531.25 | 504.05 | 476.75 | 449.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 571.80 | 561.00 | 533.80 | 506.60 | 479.55 | 452.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 571.85 | 560.95 | 533.85 | 506.75 | 479.65 | 452.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 571.85 | 560.95 | 533.85 | 506.75 | 479.65 | 452.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 572.25 | 562.05 | 536.45 | 510.45 | 484.75 | 459.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 575.65 | 564.95 | 538.05 | 510.55 | 483.65 | 456.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 578.05 | 567.30 | 540.10 | 512.90 | 485.80 | 458.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 578.05 | 567.30 | 540.10 | 512.90 | 485.80 | 458.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 578.15 | 567.35 | 540.15 | 513.05 | 485.95 | 458.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 580.45 | 570.25 | 544.65 | 518.65 | 492.95 | 467.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 583.75 | 573.05 | 546.15 | 518.65 | 491.75 | 464.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 585.05 | 574.25 | 547.15 | 519.95 | 492.95 | 465.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 585.55 | 574.55 | 546.85 | 519.05 | 491.45 | 463.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 585.55 | 574.55 | 546.85 | 519.05 | 491.45 | 463.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 586.25 | 575.45 | 548.35 | 521.15 | 494.15 | 466.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 586.25 | 575.45 | 548.35 | 521.15 | 494.15 | 466.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 588.25 | 577.45 | 550.25 | 523.15 | 496.05 | 468.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 590.25 | 579.15 | 551.45 | 523.75 | 495.95 | 468.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 590.45 | 579.75 | 552.75 | 525.35 | 498.35 | 471.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 591.65 | 580.85 | 553.75 | 526.55 | 499.55 | 472.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 591.65 | 580.85 | 553.75 | 526.55 | 499.55 | 472.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 595.45 | 584.55 | 564.85 | 537.75 | 503.25 | 476.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 597.35 | 586.45 | 559.25 | 531.95 | 504.65 | 477.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 598.85 | 588.15 | 561.15 | 533.75 | 506.75 | 479.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 599.35 | 588.65 | 561.65 | 534.25 | 507.25 | 480.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 603.95 | 593.75 | 568.15 | 542.15 | 516.45 | 490.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 603.95 | 593.05 | 565.75 | 538.55 | 511.25 | 483.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 606.05 | 595.15 | 567.95 | 540.65 | 513.45 | 486.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 606.85 | 596.05 | 568.85 | 541.75 | 514.65 | 487.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 608.65 | 597.95 | 570.75 | 543.55 | 516.55 | 489.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 610.25 | 599.45 | 579.65 | 552.55 | 518.05 | 490.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 610.45 | 599.55 | 572.35 | 545.05 | 517.75 | 490.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 615.85 | 605.25 | 578.25 | 550.75 | 523.85 | 496.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 617.35 | 606.55 | 579.45 | 552.25 | 525.15 | 498.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 622.05 | 611.25 | 584.05 | 556.85 | 529.75 | 502.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 622.85 | 612.05 | 584.95 | 557.75 | — | 503.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 623.55 | 612.65 | 585.35 | 558.15 | 530.85 | 503.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 623.55 | 612.65 | 585.35 | 558.15 | 530.85 | 503.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 624.75 | 614.05 | 586.85 | 559.75 | 532.65 | 505.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 634.05 | 623.15 | 595.55 | 567.95 | 540.45 | 512.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 641.95 | 635.75 | 603.85 | 576.55 | 549.35 | 522.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 642.05 | 631.15 | 603.85 | 576.55 | 549.35 | 522.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 643.15 | 632.25 | 605.05 | 577.75 | 550.55 | 523.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 643.95 | 632.95 | 605.25 | 577.45 | 549.85 | 522.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 646.55 | 635.75 | 608.65 | 581.45 | 554.35 | 527.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 649.75 | 638.85 | 611.55 | 584.35 | 557.05 | 529.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 650.55 | 639.75 | 612.55 | 585.45 | 558.35 | 531.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 654.75 | 643.85 | 624.15 | 597.05 | 569.95 | 542.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 657.95 | 647.25 | 620.05 | 592.85 | 565.85 | 538.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 660.35 | 649.65 | 622.65 | 595.25 | 568.25 | 541.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 670.25 | 659.55 | 632.55 | 605.15 | 578.15 | 551.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 671.90 | 665.15 | 638.05 | 604.20 | 577.15 | 556.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 676.95 | 666.15 | 646.45 | 619.25 | 592.15 | 565.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 677.35 | 666.65 | 639.65 | 612.25 | 585.25 | 558.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 684.35 | 673.55 | 653.85 | 626.75 | 599.55 | 572.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 706.65 | 700.45 | 668.55 | 641.25 | 613.95 | 586.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 713.85 | 707.65 | 675.65 | 648.45 | 621.15 | 593.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 736.25 | 725.45 | 698.35 | 671.15 | 644.05 | 616.95 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Cugnasco-Gerra for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Cugnasco-Gerra](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/) is Agrisano (AGRIsmart) at 506.95 CHF a month.

### How much does health insurance cost in Cugnasco-Gerra in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 506.95 CHF (Agrisano, AGRIsmart) to 736.25 CHF (SWICA, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 541.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Cugnasco-Gerra for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 506.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-300/) to 402.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-2500/): 104.90 CHF less a month, 1'258.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'699 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Cugnasco-Gerra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 590.25 CHF (Agrisano), family doctor / HMO 518.85 CHF (sana24), flexible model 521.05 CHF (Helsana), telemedicine 506.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 512.10 CHF at Agrisano (AGRIsmart) gives 506.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/

## Related pages

- Without accident cover: from 401.75 to 736.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `cugnasco-gerra` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.