# Health insurance premiums 2026 in Centovalli (TI), for a child aged 0 to 18 with accident cover

In 2026, for a child aged 0 to 18 in Centovalli, with accident cover, the cheapest health insurance premium is:

- **113.45 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **81.55 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-600/) (Assura, Qualimed)

## With accident cover: from 81.55 to 205.25 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 0 CHF, the cheapest is **113.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 205.25 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 113.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-0/
- 100 CHF: 110.75 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-100/
- 200 CHF: 103.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-200/
- 300 CHF: 98.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-300/
- 400 CHF: 93.25 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-400/
- 500 CHF: 87.45 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-500/
- 600 CHF: 81.55 CHF (Assura, Qualimed) — https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 113.45 | — | 103.35 | 98.35 | 93.45 | 88.35 | 83.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 116.55 | 110.75 | 104.95 | 99.05 | 93.25 | 87.45 | 81.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 118.65 | 112.85 | 107.05 | 101.15 | 95.35 | 89.55 | 83.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 119.65 | — | 109.05 | 103.85 | 98.55 | 93.25 | 87.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 121.45 | 115.65 | 109.85 | 103.95 | 98.15 | 92.35 | 86.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 121.75 | — | 110.95 | 105.65 | 100.25 | 94.85 | 89.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 124.65 | — | 115.35 | — | 105.95 | — | 96.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 124.95 | — | — | — | — | 95.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 124.95 | — | — | — | — | 95.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 124.95 | — | — | — | — | 95.85 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 126.35 | 120.55 | 114.75 | 108.85 | 103.05 | 97.25 | 91.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 126.45 | — | — | — | — | 97.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 127.95 | — | — | — | — | 98.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 127.95 | — | — | — | — | 98.85 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 128.75 | 122.95 | 117.15 | 111.25 | 105.45 | 99.65 | 93.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 129.05 | 123.25 | 117.45 | 111.55 | 105.75 | — | 94.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 130.45 | 125.35 | 120.35 | 115.35 | 110.15 | 103.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 132.45 | — | — | — | — | 103.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 132.75 | — | 122.85 | — | 112.95 | — | 102.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 132.75 | — | 122.85 | — | 112.95 | — | 102.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.75 | — | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 133.35 | 127.55 | 121.75 | 115.85 | 110.05 | 104.25 | 98.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 133.95 | — | — | — | — | 104.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 134.35 | — | 124.35 | — | 114.35 | — | 104.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 135.25 | 129.45 | 123.65 | 117.75 | 111.95 | — | 100.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.45 | 129.65 | 123.85 | 117.95 | 112.15 | 106.35 | 100.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 135.95 | — | 125.85 | — | 115.75 | — | 105.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 138.45 | — | 126.85 | — | 115.15 | — | 103.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 141.95 | 141.05 | 140.05 | 139.05 | 138.05 | 137.05 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 142.05 | 136.25 | 130.45 | 124.55 | 118.75 | — | 107.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 142.05 | 136.25 | 130.45 | 124.55 | 118.75 | — | 107.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 142.35 | 136.55 | 136.15 | 130.65 | 130.35 | 125.05 | 119.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 143.35 | — | 131.75 | — | 120.05 | — | 108.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 145.85 | — | 134.25 | — | 122.55 | — | 110.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 145.95 | 140.15 | 134.35 | 128.45 | 122.65 | 116.85 | 110.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 146.15 | — | — | — | — | 117.05 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 147.05 | 146.15 | 145.15 | 144.15 | 143.15 | 142.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 147.55 | — | 135.95 | — | 124.25 | — | 112.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 148.15 | 142.35 | 136.55 | 130.65 | 124.85 | 119.05 | 113.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 148.85 | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 149.95 | 144.15 | 138.35 | 132.45 | 126.65 | — | 114.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.45 | 144.65 | 138.85 | 132.95 | 127.15 | 121.35 | 115.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 150.55 | 144.75 | 138.95 | — | 127.25 | — | 115.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 150.55 | 144.75 | 138.95 | 133.05 | 127.25 | 121.45 | 115.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.65 | 144.85 | 139.05 | 133.25 | 127.35 | 121.55 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 150.85 | 145.05 | 139.25 | 133.35 | 127.55 | 121.75 | 115.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 150.95 | 145.15 | 139.35 | 133.45 | 127.65 | 121.85 | 115.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 151.25 | 145.45 | 139.65 | 133.75 | 127.95 | 122.15 | 116.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 152.15 | 146.35 | 140.55 | 134.65 | 128.85 | 123.05 | 117.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | 117.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | 117.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | 117.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | 117.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 152.45 | 146.65 | 140.85 | 134.95 | 129.15 | 123.35 | 117.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 153.05 | 147.25 | 141.45 | 135.55 | 129.75 | 123.95 | 118.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 154.05 | 148.25 | 142.45 | 136.55 | 130.75 | 124.95 | 119.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 154.05 | 148.25 | 142.45 | 136.55 | 130.75 | 124.95 | 119.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 154.45 | 148.85 | 143.30 | 138.50 | 132.10 | 125.70 | 120.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 154.95 | 149.15 | 143.35 | 137.45 | 131.65 | 125.85 | 119.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 155.45 | 149.55 | 143.75 | 137.95 | 132.05 | 126.25 | 120.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 156.95 | — | 145.35 | — | 133.65 | — | 121.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 157.25 | 151.45 | 145.65 | — | 133.95 | — | 122.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 157.25 | 151.45 | 145.65 | 139.75 | 133.95 | 128.15 | 122.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 157.65 | 151.85 | 145.95 | 140.15 | 134.35 | 128.45 | 122.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 157.65 | 151.85 | 145.95 | 140.15 | 134.35 | 128.45 | 122.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 159.85 | — | 148.25 | — | 136.55 | — | 124.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 160.55 | 159.55 | 158.55 | 157.55 | 156.55 | 155.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 162.75 | 156.95 | 151.15 | — | 139.45 | — | 127.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 162.75 | 156.95 | 151.15 | — | 139.45 | — | 127.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 163.65 | 157.85 | 152.05 | 146.15 | 140.35 | 134.55 | 128.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 164.25 | — | 156.45 | — | 144.75 | — | 133.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 164.55 | 158.75 | 152.95 | 147.05 | 141.25 | 135.45 | 129.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 165.15 | 159.35 | 153.55 | 147.65 | 141.85 | 136.05 | 130.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 166.75 | 160.95 | 155.15 | 149.25 | 143.45 | 137.65 | 131.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 166.95 | 161.15 | 155.35 | 149.45 | 143.65 | 137.85 | 131.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 170.05 | — | — | 152.55 | — | — | 135.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 170.05 | 164.25 | 158.35 | 152.55 | 146.75 | 140.85 | 135.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 174.85 | — | 166.95 | — | 155.35 | — | 143.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 175.55 | 169.65 | 163.85 | 158.05 | 152.15 | 146.35 | 140.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 175.55 | 169.65 | 163.85 | 158.05 | 152.15 | 146.35 | 140.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 175.55 | 169.65 | 163.85 | 158.05 | 152.15 | 146.35 | 140.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 175.55 | 169.65 | 163.85 | 158.05 | 152.15 | 146.35 | 140.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 175.55 | 169.65 | 163.85 | 158.05 | 152.15 | 146.35 | 140.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 177.35 | 171.45 | 165.65 | 159.85 | 153.95 | 148.15 | 142.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 177.85 | — | 166.25 | — | 154.55 | — | 142.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 177.85 | — | 166.25 | — | 154.55 | — | 142.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 177.95 | 172.15 | 166.25 | 160.45 | 154.65 | 148.75 | 142.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 177.95 | 172.15 | 166.25 | 160.45 | 154.65 | 148.75 | 142.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 177.95 | 172.15 | 166.25 | 160.45 | 154.65 | 148.75 | 142.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 179.35 | 173.55 | 167.75 | — | 156.05 | — | 144.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 179.75 | 173.95 | 168.15 | 162.25 | 156.45 | 150.65 | 144.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 182.05 | — | 170.45 | — | 158.75 | — | 147.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 184.25 | — | 172.55 | — | 160.85 | — | 149.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 184.25 | — | 172.55 | — | 160.85 | — | 149.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 186.25 | — | 174.65 | — | 162.95 | — | 151.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 186.25 | — | 174.65 | — | 162.95 | — | 151.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 186.25 | — | 174.65 | — | 162.95 | — | 151.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 186.25 | — | 174.65 | — | 162.95 | — | 151.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 205.25 | — | 193.55 | — | 181.95 | — | 170.25 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Centovalli for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Centovalli](https://praemiencheck.onedoc.ch/en/ti/centovalli/) is Agrisano (AGRIsmart) at 113.45 CHF a month.

### How much does health insurance cost in Centovalli in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/centovalli/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 113.45 CHF (Agrisano, AGRIsmart) to 205.25 CHF (Sympany, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 133.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Centovalli for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 113.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-0/) to 83.35 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/deductible-600/): 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Centovalli for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 132.75 CHF (Agrisano), family doctor / HMO 118.65 CHF (Assura), flexible model 116.55 CHF (Assura), telemedicine 113.45 CHF (Agrisano).

### Does a second or third child pay less in Centovalli?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Centovalli file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 113.45 CHF | 48.75 CHF from the 3rd child |
| sana24 | VIVA – Gesundheitsplan | 142.35 CHF | 51.85 CHF from the 3rd child |
| Galenos | Combi Care | 144.75 CHF | 52.75 CHF from the 3rd child |
| Visana | Managed Care | 155.45 CHF | 61.95 CHF from the 3rd child |
| Aquilana | SMARTMED | 130.45 CHF | 62.65 CHF from the 3rd child |
| CONCORDIA | HMO | 126.35 CHF | 63.55 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 164.25 CHF | 65.55 CHF from the 3rd child |
| rhenusana | Standard model | 170.05 CHF | 82.45 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 144.25 CHF | 106.85 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 148.85 CHF | 110.35 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaCare | 151.25 CHF | 112.15 CHF from the 5th child |
| Assura | Qualimed | 116.55 CHF | 114.95 CHF from the 4th child, 113.45 CHF from the 5th child |
| EGK | EGK-TelCare | 141.95 CHF | 123.45 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 118.60 CHF at Agrisano (AGRIsmart) gives 113.45 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/

## Related pages

- With accident cover: from 81.55 to 205.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/centovalli/child/with-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `centovalli` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.