# Health insurance premiums 2026 in Centovalli (TI), for an adult aged 26 or over without accident cover

In 2026, for an adult aged 26 or over in Centovalli, without accident cover, the cheapest health insurance premium is:

- **506.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **401.75 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-2500/) (Helsana, BeneFit PLUS Hausarzt R2)

## Without accident cover: from 401.75 to 736.25 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **506.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 736.25 CHF with SWICA (Standard model).

Lowest premium:
- 300 CHF: 506.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-300/
- 500 CHF: 497.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-500/
- 1'000 CHF: 473.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-1000/
- 1'500 CHF: 449.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-1500/
- 2'000 CHF: 425.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-2000/
- 2'500 CHF: 401.75 CHF (Helsana, BeneFit PLUS Hausarzt R2) — https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 506.95 | 497.35 | 473.55 | 449.75 | 425.75 | 402.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 518.85 | 507.95 | 485.95 | 458.65 | 436.65 | 409.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 521.05 | 510.35 | 483.15 | 455.95 | 428.95 | 401.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 521.15 | 510.35 | 483.15 | 456.05 | — | 401.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 527.25 | 516.45 | 489.25 | 462.15 | 435.05 | 407.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 528.95 | 518.15 | 490.95 | 463.85 | 436.75 | 409.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 533.35 | 522.55 | 495.45 | 468.25 | 441.25 | 414.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 533.35 | 522.55 | 495.45 | 468.25 | 441.25 | 414.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 533.35 | 522.55 | 495.45 | 468.25 | 441.25 | 414.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 533.65 | 523.65 | 498.55 | 473.45 | 448.35 | 423.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 535.05 | 524.05 | 496.55 | 468.95 | 441.45 | 413.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 540.45 | 529.65 | 502.50 | 475.30 | 448.20 | 421.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 541.35 | 530.45 | 503.15 | 475.95 | 448.65 | 421.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 541.35 | 530.45 | 503.15 | 475.95 | 448.65 | 421.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 541.75 | 530.95 | 503.65 | 476.35 | 449.15 | 421.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 542.65 | 531.85 | 504.75 | 477.55 | 450.55 | 423.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 542.65 | 532.35 | 506.95 | 481.45 | 455.85 | 430.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 542.75 | 531.65 | 503.95 | 476.25 | 448.55 | 420.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 542.95 | 533.65 | 509.95 | 486.35 | 462.75 | 431.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 544.75 | 533.75 | 506.15 | 478.55 | 451.05 | 423.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 545.05 | 534.15 | 506.85 | 479.55 | 452.35 | 425.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 546.65 | 535.85 | 508.65 | 481.55 | — | 427.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 546.65 | 535.85 | 508.65 | 481.55 | — | 427.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 547.35 | 536.55 | 509.35 | 482.25 | 455.15 | 428.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 548.25 | 537.35 | 510.05 | 482.75 | 455.55 | 428.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 551.65 | 540.85 | 513.65 | 486.55 | — | 432.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 551.65 | 540.95 | 513.75 | 486.55 | 459.55 | 432.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 555.15 | 544.35 | 517.15 | 490.05 | 462.95 | 435.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 556.55 | 545.75 | 518.55 | 491.45 | 464.35 | 437.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 556.75 | 545.95 | 518.85 | 491.65 | — | 437.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 557.85 | 547.05 | 519.85 | 492.75 | 465.65 | 438.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 559.35 | 548.55 | 521.35 | 494.15 | 467.15 | 439.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 561.95 | 551.15 | 524.05 | 496.85 | 469.85 | 442.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 562.65 | 551.85 | 524.75 | 497.55 | 470.55 | 443.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 563.75 | 552.85 | 525.25 | 497.65 | 470.15 | 442.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 564.65 | 553.75 | 526.45 | 499.25 | 471.95 | 444.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 565.25 | 554.45 | 527.35 | 500.15 | 473.15 | 445.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 565.25 | 554.45 | 527.35 | 500.15 | 473.15 | 445.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 565.65 | 554.85 | 527.65 | 500.45 | 473.35 | 446.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 566.05 | 555.05 | 527.35 | 499.55 | 471.95 | 444.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 569.45 | 558.55 | 531.25 | 504.05 | 476.75 | 449.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 571.80 | 561.00 | 533.80 | 506.60 | 479.55 | 452.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 571.85 | 560.95 | 533.85 | 506.75 | 479.65 | 452.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 571.85 | 560.95 | 533.85 | 506.75 | 479.65 | 452.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 572.25 | 562.05 | 536.45 | 510.45 | 484.75 | 459.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 575.65 | 564.95 | 538.05 | 510.55 | 483.65 | 456.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 578.05 | 567.30 | 540.10 | 512.90 | 485.80 | 458.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 578.05 | 567.30 | 540.10 | 512.90 | 485.80 | 458.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 578.15 | 567.35 | 540.15 | 513.05 | 485.95 | 458.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 580.45 | 570.25 | 544.65 | 518.65 | 492.95 | 467.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 583.75 | 573.05 | 546.15 | 518.65 | 491.75 | 464.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 585.05 | 574.25 | 547.15 | 519.95 | 492.95 | 465.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 585.55 | 574.55 | 546.85 | 519.05 | 491.45 | 463.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 585.55 | 574.55 | 546.85 | 519.05 | 491.45 | 463.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 586.25 | 575.45 | 548.35 | 521.15 | 494.15 | 466.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 586.25 | 575.45 | 548.35 | 521.15 | 494.15 | 466.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 588.25 | 577.45 | 550.25 | 523.15 | 496.05 | 468.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 590.25 | 579.15 | 551.45 | 523.75 | 495.95 | 468.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 590.45 | 579.75 | 552.75 | 525.35 | 498.35 | 471.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 591.65 | 580.85 | 553.75 | 526.55 | 499.55 | 472.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 591.65 | 580.85 | 553.75 | 526.55 | 499.55 | 472.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 595.45 | 584.55 | 564.85 | 537.75 | 503.25 | 476.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 597.35 | 586.45 | 559.25 | 531.95 | 504.65 | 477.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 598.85 | 588.15 | 561.15 | 533.75 | 506.75 | 479.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 599.35 | 588.65 | 561.65 | 534.25 | 507.25 | 480.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 603.95 | 593.75 | 568.15 | 542.15 | 516.45 | 490.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 603.95 | 593.05 | 565.75 | 538.55 | 511.25 | 483.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 606.05 | 595.15 | 567.95 | 540.65 | 513.45 | 486.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 606.85 | 596.05 | 568.85 | 541.75 | 514.65 | 487.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 608.65 | 597.95 | 570.75 | 543.55 | 516.55 | 489.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 610.25 | 599.45 | 579.65 | 552.55 | 518.05 | 490.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 610.45 | 599.55 | 572.35 | 545.05 | 517.75 | 490.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 615.85 | 605.25 | 578.25 | 550.75 | 523.85 | 496.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 617.35 | 606.55 | 579.45 | 552.25 | 525.15 | 498.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 622.05 | 611.25 | 584.05 | 556.85 | 529.75 | 502.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 622.85 | 612.05 | 584.95 | 557.75 | — | 503.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 623.55 | 612.65 | 585.35 | 558.15 | 530.85 | 503.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 623.55 | 612.65 | 585.35 | 558.15 | 530.85 | 503.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 624.75 | 614.05 | 586.85 | 559.75 | 532.65 | 505.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 627.65 | 621.35 | 589.45 | 562.15 | 534.95 | 507.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 634.05 | 623.15 | 595.55 | 567.95 | 540.45 | 512.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 641.95 | 635.75 | 603.85 | 576.55 | 549.35 | 522.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 642.05 | 631.15 | 603.85 | 576.55 | 549.35 | 522.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 643.15 | 632.25 | 605.05 | 577.75 | 550.55 | 523.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 643.95 | 632.95 | 605.25 | 577.45 | 549.85 | 522.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 646.55 | 635.75 | 608.65 | 581.45 | 554.35 | 527.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 649.75 | 638.85 | 611.55 | 584.35 | 557.05 | 529.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 650.55 | 639.75 | 612.55 | 585.45 | 558.35 | 531.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 654.75 | 643.85 | 624.15 | 597.05 | 569.95 | 542.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 657.95 | 647.25 | 620.05 | 592.85 | 565.85 | 538.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 660.35 | 649.65 | 622.65 | 595.25 | 568.25 | 541.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 670.25 | 659.55 | 632.55 | 605.15 | 578.15 | 551.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 671.90 | 665.15 | 638.05 | 604.20 | 577.15 | 556.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 676.95 | 666.15 | 646.45 | 619.25 | 592.15 | 565.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 677.35 | 666.65 | 639.65 | 612.25 | 585.25 | 558.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 684.35 | 673.55 | 653.85 | 626.75 | 599.55 | 572.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 706.65 | 700.45 | 668.55 | 641.25 | 613.95 | 586.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 713.85 | 707.65 | 675.65 | 648.45 | 621.15 | 593.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 736.25 | 725.45 | 698.35 | 671.15 | 644.05 | 616.95 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Centovalli for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Centovalli](https://praemiencheck.onedoc.ch/en/ti/centovalli/) is Agrisano (AGRIsmart) at 506.95 CHF a month.

### How much does health insurance cost in Centovalli in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 506.95 CHF (Agrisano, AGRIsmart) to 736.25 CHF (SWICA, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 541.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Centovalli for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 506.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-300/) to 402.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/deductible-2500/): 104.90 CHF less a month, 1'258.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'699 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Centovalli for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 590.25 CHF (Agrisano), family doctor / HMO 518.85 CHF (sana24), flexible model 521.05 CHF (Helsana), telemedicine 506.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 512.10 CHF at Agrisano (AGRIsmart) gives 506.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/

## Related pages

- Without accident cover: from 401.75 to 736.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/centovalli/adult/no-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `centovalli` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.