# Health insurance premiums 2026 in Capriasca (TI), for a child aged 0 to 18, deductible of 300 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Capriasca](https://praemiencheck.onedoc.ch/en/ti/capriasca/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/), the cheapest monthly basic insurance premium is **107.15 CHF** with **Assura** (Qualimed model) and the most expensive is 174.45 CHF with Visana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 124.65 | 118.85 | 113.05 | 107.15 | 101.35 | 95.55 | 89.65 | +12.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 123.35 | — | 113.25 | 108.25 | 103.25 | 98.25 | 93.25 | +9.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 | +11.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 130.05 | — | 119.45 | 114.25 | 108.95 | 103.65 | 98.35 | +8.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 132.25 | — | 121.55 | 116.15 | 110.85 | 105.45 | 100.05 | +8.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 133.95 | 128.15 | 122.35 | 116.45 | 110.65 | 104.85 | 98.95 | +11.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 136.05 | 130.25 | 124.45 | 118.55 | 112.75 | 106.95 | 101.05 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 134.55 | 129.55 | 124.65 | 119.45 | 114.35 | 107.25 | — | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | — | 102.75 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 138.05 | 132.25 | 126.45 | 120.55 | 114.75 | — | 103.05 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | 109.45 | 103.55 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | 106.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | 106.65 | +11.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | +7.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 144.25 | — | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | +8.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 144.65 | 138.85 | 133.05 | 127.15 | 121.35 | — | 109.65 | +8.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 148.45 | 142.65 | 136.85 | 130.95 | 125.15 | — | 113.45 | +9.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 149.35 | 143.55 | 137.75 | 131.85 | 126.05 | 120.25 | 114.35 | +11.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 153.55 | 147.75 | 141.85 | 136.05 | 130.25 | 124.35 | 118.55 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 153.55 | 147.75 | 141.85 | 136.05 | 130.25 | 124.35 | 118.55 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 153.75 | 147.95 | 142.15 | 136.25 | 130.45 | 124.65 | 118.75 | +11.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.35 | 149.55 | 143.75 | 137.95 | 132.05 | 126.25 | — | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 155.55 | 149.75 | 143.95 | 138.05 | 132.25 | 126.45 | 120.55 | +11.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 157.15 | 151.35 | 145.45 | 139.65 | 133.85 | 127.95 | 122.15 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 151.05 | 145.25 | 145.25 | 139.75 | 139.75 | 134.45 | 128.65 | +8.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 158.55 | 152.75 | 146.95 | 141.05 | 135.25 | — | 123.55 | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 159.55 | 153.75 | 147.95 | 142.05 | 136.25 | 130.45 | 124.55 | +7.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 160.45 | 154.65 | 148.85 | 142.95 | 137.15 | 131.35 | 125.45 | +8.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 160.45 | 154.65 | 148.75 | 142.95 | 137.15 | 131.25 | 125.45 | +19.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 160.95 | 155.15 | 149.35 | 143.45 | 137.65 | 131.85 | 125.95 | +11.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 161.35 | 155.55 | 149.75 | 143.85 | 138.05 | 132.25 | 126.35 | +8.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 161.85 | 156.05 | 150.25 | 144.35 | 138.55 | 132.75 | 126.85 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 162.25 | 156.45 | 150.65 | 144.75 | 138.95 | 133.15 | 127.25 | +10.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 162.95 | 157.15 | 151.35 | 145.45 | 139.65 | 133.85 | 127.95 | New tariff 2026 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 162.85 | 157.80 | 152.75 | 146.05 | 141.00 | 134.30 | 129.25 | +9.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 164.15 | 158.35 | 152.55 | 146.65 | 140.85 | 135.05 | 129.15 | +10.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 164.35 | 158.55 | 152.65 | 146.85 | 141.05 | 135.15 | 129.35 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 164.55 | 158.75 | 152.95 | 147.05 | 141.25 | 135.45 | 129.55 | +8.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 164.65 | 158.85 | 153.05 | 147.15 | 141.35 | 135.55 | 129.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 164.65 | 158.85 | 153.05 | 147.15 | 141.35 | 135.55 | 129.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 164.65 | 158.85 | 153.05 | 147.15 | 141.35 | 135.55 | 129.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 164.65 | 158.85 | 153.05 | 147.15 | 141.35 | 135.55 | 129.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 164.75 | 158.95 | 153.15 | 147.25 | 141.45 | 135.65 | 129.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 166.45 | 160.65 | 154.85 | 148.95 | 143.15 | 137.35 | 131.45 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 152.15 | 151.25 | 150.25 | 149.25 | 148.25 | 147.25 | — | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 167.85 | 162.05 | 156.25 | 150.35 | 144.55 | 138.75 | 132.85 | +10.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 168.35 | 162.45 | 156.65 | 150.85 | 144.95 | 139.15 | 133.35 | +18.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 168.35 | 162.45 | 156.65 | 150.85 | 144.95 | 139.15 | 133.35 | +18.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 169.95 | 164.15 | 158.35 | 152.45 | 146.65 | 140.85 | 134.95 | +10.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 157.15 | 156.25 | 155.25 | 154.25 | 153.25 | 152.25 | — | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 174.35 | 168.55 | 162.75 | 156.85 | 151.05 | 145.25 | 139.35 | +11.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 175.15 | 169.35 | 163.45 | 157.65 | 151.85 | 145.95 | 140.15 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 175.75 | 169.95 | 164.15 | 158.25 | 152.45 | 146.65 | 140.75 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 180.45 | 174.55 | 168.75 | 162.95 | 157.05 | 151.25 | 145.45 | +8.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 181.85 | 176.05 | 170.25 | 164.35 | 158.55 | 152.75 | 146.85 | +10.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 185.25 | — | — | 167.75 | — | — | 150.25 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 186.15 | 180.35 | 174.55 | 168.65 | 162.85 | 157.05 | 151.15 | +8.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 186.15 | 180.35 | 174.55 | 168.65 | 162.85 | 157.05 | 151.15 | +8.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 186.15 | 180.35 | 174.55 | 168.65 | 162.85 | 157.05 | 151.15 | +8.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 186.15 | 180.35 | 174.55 | 168.65 | 162.85 | 157.05 | 151.15 | +8.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 186.15 | 180.35 | 174.55 | 168.65 | 162.85 | 157.05 | 151.15 | +8.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 172.05 | 171.05 | 170.05 | 169.05 | 168.15 | 167.15 | — | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 188.15 | 182.25 | 176.45 | 170.65 | 164.75 | 158.95 | 153.15 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 189.95 | 184.15 | 178.25 | 172.45 | 166.65 | 160.75 | 154.95 | +18.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 189.95 | 184.15 | 178.25 | 172.45 | 166.65 | 160.75 | 154.95 | +18.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 189.95 | 184.15 | 178.25 | 172.45 | 166.65 | 160.75 | 154.95 | +18.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 191.95 | 186.05 | 180.25 | 174.45 | 168.55 | 162.75 | 156.95 | +18.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 135.95 | — | 126.75 | — | 117.35 | — | 108.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 135.95 | — | 126.75 | — | 117.35 | — | 108.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 139.45 | — | — | — | — | 110.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 141.15 | — | — | — | — | 112.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 141.15 | — | — | — | — | 112.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 142.85 | — | — | — | — | 113.75 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 144.75 | — | 134.85 | — | 125.05 | — | 115.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 146.35 | — | — | — | — | 117.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 146.35 | — | — | — | — | 117.25 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 146.65 | — | 136.65 | — | 126.55 | — | 116.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 148.35 | — | 138.25 | — | 128.05 | — | 117.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 151.55 | — | — | — | — | 122.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 153.25 | — | — | — | — | 124.15 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 154.35 | — | 142.75 | — | 131.05 | — | 119.35 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 159.85 | — | 148.25 | — | 136.55 | — | 124.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 162.55 | — | 150.95 | — | 139.25 | — | 127.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 164.45 | — | 152.85 | — | 141.15 | — | 129.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 167.05 | — | — | — | — | 137.95 | — | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 167.85 | 162.05 | 156.25 | — | 144.55 | — | 132.85 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 168.25 | 162.45 | 156.65 | — | 144.95 | — | 133.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 170.45 | — | 162.75 | — | 151.15 | — | 139.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 171.15 | — | 159.55 | — | 147.85 | — | 136.15 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 171.65 | 165.85 | 160.05 | — | 148.35 | — | 136.65 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 175.55 | 169.75 | 163.95 | — | 152.25 | — | 140.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 178.15 | — | 166.55 | — | 154.85 | — | 143.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 189.35 | — | 181.65 | — | 169.95 | — | 158.25 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 189.45 | — | 177.75 | — | 166.15 | — | 154.45 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 189.45 | — | 177.75 | — | 166.15 | — | 154.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 192.35 | 186.55 | 180.75 | — | 169.05 | — | 157.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 193.25 | — | 181.65 | — | 169.95 | — | 158.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 193.25 | — | 181.65 | — | 169.95 | — | 158.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 193.25 | — | 181.65 | — | 169.95 | — | 158.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 193.25 | — | 181.65 | — | 169.95 | — | 158.25 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 193.95 | — | 182.25 | — | 170.55 | — | 158.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 196.15 | — | 184.45 | — | 172.85 | — | 161.15 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 196.15 | — | 184.45 | — | 172.85 | — | 161.15 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 218.55 | — | 206.85 | — | 195.15 | — | 183.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Capriasca for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/), the cheapest offer in [Capriasca](https://praemiencheck.onedoc.ch/en/ti/capriasca/) is Assura (Qualimed) at 107.15 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 126.75 CHF a month.

### How much does health insurance cost in Capriasca in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/), monthly premiums run from 107.15 CHF (Assura, Qualimed) to 174.45 CHF (Visana, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 144.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Capriasca for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, Qualimed), the premium goes from 124.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-0/) to 89.65 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Capriasca for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 126.75 CHF (Agrisano), family doctor / HMO 111.05 CHF (Assura), flexible model 107.15 CHF (Assura), telemedicine 108.25 CHF (Agrisano).

### Does a second or third child pay less in Capriasca?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 12 of the 21 insurers present in Capriasca file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 108.25 CHF | 38.15 CHF from the 3rd child |
| Galenos | Combi Care | 136.05 CHF | 43.35 CHF from the 3rd child |
| sana24 | VIVA – Gesundheitsplan | 139.75 CHF | 44.45 CHF from the 3rd child |
| Visana | Managed Care | 142.95 CHF | 46.55 CHF from the 3rd child |
| CONCORDIA | HMO | 118.55 CHF | 51.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 119.45 CHF | 57.15 CHF from the 3rd child |
| rhenusana | Standard model | 167.75 CHF | 81.35 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 136.25 CHF | 100.95 CHF from the 5th child |
| Assura | Qualimed | 107.15 CHF | 105.45 CHF from the 4th child, 103.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaCare | 142.05 CHF | 105.25 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 144.75 CHF | 107.25 CHF from the 5th child |
| EGK | EGK-TelCare | 149.25 CHF | 129.55 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 112.30 CHF at Assura (Qualimed) gives 107.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Capriasca is in region 1 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Capriasca (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/capriasca/
- Premiums 2026 in Capriasca (TI), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/
- Premiums 2026 in Capriasca (TI), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/capriasca/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ti/capriasca/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Capriasca (TI), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-0/
- Deductible Premiums 2026 in Capriasca (TI), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Capriasca (TI), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-200/
- Deductible Premiums 2026 in Capriasca (TI), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-400/
- Deductible Premiums 2026 in Capriasca (TI), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-500/
- Deductible Premiums 2026 in Capriasca (TI), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ti/capriasca/child/with-accident/deductible-0/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `capriasca` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.