# Health insurance premiums 2026 in Biasca (TI), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Biasca](https://praemiencheck.onedoc.ch/en/ti/biasca/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/), the cheapest monthly basic insurance premium is **276.95 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 470.60 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 369.15 | 358.35 | 331.25 | 304.05 | 276.95 | 249.85 | −11.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 374.15 | 363.35 | 336.15 | 308.95 | 281.90 | 254.70 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 374.25 | 363.45 | 336.25 | 309.15 | 282.05 | 254.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 378.05 | 367.25 | 340.05 | 312.90 | 285.80 | 258.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 378.05 | 367.25 | 340.05 | 312.90 | 285.80 | 258.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 378.05 | 367.25 | 340.05 | 312.90 | 285.80 | 258.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 378.15 | 367.35 | 340.25 | 313.05 | 285.95 | 258.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 378.15 | 367.35 | 340.25 | 313.05 | 285.95 | 258.75 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 368.55 | 359.05 | 335.35 | 311.35 | 287.55 | 263.75 | +11.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 382.05 | 371.25 | 344.15 | 316.95 | 289.85 | 262.75 | +15.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 390.05 | 379.25 | 352.05 | 324.85 | 297.75 | 270.55 | +6.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 388.15 | 378.05 | 353.05 | 328.05 | 302.95 | 277.85 | +9.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 395.45 | 384.65 | 357.55 | 330.35 | 303.25 | 276.15 | +14.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 400.05 | 389.05 | 361.45 | 333.85 | 306.35 | 278.75 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 398.75 | 388.05 | 360.85 | 333.65 | 306.65 | 279.45 | +12.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 394.75 | 384.45 | 359.05 | 333.55 | 307.95 | 282.65 | +9.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 402.15 | 391.35 | 364.25 | 337.05 | 309.95 | 282.85 | +14.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 405.85 | 394.85 | 367.05 | 339.35 | 311.65 | 283.95 | +9.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 407.25 | 396.25 | 368.65 | 341.05 | 313.55 | 285.95 | +8.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 405.75 | 394.95 | 367.85 | 340.65 | 313.65 | 286.45 | +12.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 406.65 | 395.85 | 368.65 | 341.55 | 314.45 | 287.25 | +14.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 400.55 | 391.15 | 367.55 | 344.05 | 320.35 | 291.45 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 412.85 | 402.15 | 375.25 | 347.75 | 320.75 | 293.85 | +6.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 413.95 | 403.15 | 375.85 | 348.55 | 321.35 | 294.05 | +7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 415.05 | 404.25 | 377.15 | 349.95 | 322.95 | 295.75 | +12.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 416.15 | 405.25 | 377.95 | 350.75 | 323.45 | 296.25 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 416.15 | 405.25 | 377.95 | 350.75 | 323.45 | 296.25 | −1.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 416.25 | 405.35 | 378.05 | 350.75 | 323.55 | 296.25 | +8.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 415.95 | 405.15 | 377.95 | 350.85 | 323.75 | 296.55 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 415.95 | 405.15 | 377.95 | 350.85 | 323.75 | 296.55 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 415.95 | 405.15 | 377.95 | 350.85 | 323.75 | 296.55 | +7.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 416.05 | 405.25 | 378.05 | 350.95 | 323.85 | 296.65 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 416.05 | 405.25 | 378.05 | 350.95 | 323.85 | 296.65 | −2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 421.55 | 410.65 | 383.05 | 355.45 | 327.95 | 300.35 | +8.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 420.75 | 409.95 | 382.85 | 355.65 | 328.55 | 301.45 | +10.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 423.35 | 412.25 | 384.55 | 356.85 | 329.15 | 301.45 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 422.35 | 416.05 | 384.15 | 356.85 | 329.65 | 302.35 | +9.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 422.65 | 411.85 | 384.75 | 357.55 | 330.45 | 303.35 | +9.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 422.65 | 411.85 | 384.75 | 357.55 | 330.45 | 303.35 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 425.75 | 414.85 | 387.55 | 360.25 | 333.05 | 305.75 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 425.75 | 414.85 | 387.85 | 360.65 | 333.55 | 306.45 | −3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 425.65 | 414.85 | 387.75 | 360.55 | 333.55 | 306.35 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 425.65 | 414.85 | 387.75 | 360.55 | 333.55 | 306.35 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 429.45 | 418.35 | 390.75 | 362.95 | 335.25 | 307.55 | +9.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 427.55 | 416.85 | 389.85 | 362.45 | 335.45 | 308.45 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 430.65 | 419.75 | 392.65 | 365.55 | 338.35 | 311.25 | −3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 430.65 | 419.75 | 392.65 | 365.55 | 338.35 | 311.25 | −3.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 433.35 | 422.75 | 395.75 | 368.25 | 341.35 | 314.35 | +9.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 437.95 | 426.95 | 399.15 | 371.45 | 343.75 | 316.05 | +8.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 437.95 | 426.95 | 399.15 | 371.45 | 343.75 | 316.05 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 437.95 | 431.65 | 399.75 | 372.45 | 345.25 | 317.95 | +9.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 437.75 | 427.05 | 400.05 | 372.65 | 345.65 | 318.65 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 438.45 | 427.65 | 400.45 | 373.35 | 346.25 | 319.05 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 438.45 | 427.65 | 400.45 | 373.35 | 346.25 | 319.05 | +12.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 439.85 | 429.05 | 401.95 | 374.75 | 347.75 | 320.55 | +6.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.95 | 429.15 | 401.95 | 374.85 | 347.75 | 320.55 | +14.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 440.15 | 429.45 | 402.55 | 375.05 | 348.15 | 321.15 | +2.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 440.35 | 429.55 | 402.45 | 375.25 | 348.25 | 321.05 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 442.25 | 431.55 | 404.55 | 377.15 | 350.15 | 323.15 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 443.35 | 432.65 | 405.65 | 378.25 | 351.25 | 324.25 | +9.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 443.35 | 432.65 | 405.65 | 378.25 | 351.25 | 324.25 | +9.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 444.85 | 433.95 | 406.65 | 379.45 | 352.15 | 324.95 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 445.15 | 434.45 | 407.45 | 380.05 | 353.05 | 326.05 | +1.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 445.25 | 434.45 | 407.25 | 380.15 | 353.05 | 325.85 | +7.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 447.95 | 437.05 | 409.75 | 382.45 | 355.25 | 327.95 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 460.35 | 449.55 | 422.45 | 395.25 | 368.15 | 341.05 | −1.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 461.15 | 450.35 | 423.15 | 396.15 | 368.95 | 341.75 | +7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 461.75 | 450.95 | 423.85 | 396.65 | 369.55 | 342.45 | +12.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 463.05 | 456.85 | 424.85 | 397.65 | 370.35 | 343.15 | +8.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 464.55 | 458.35 | 426.45 | 399.15 | 371.85 | 344.65 | +8.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 474.25 | 463.35 | 435.75 | 408.15 | 380.65 | 353.05 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.55 | 462.65 | 435.35 | 408.15 | 380.85 | 353.65 | −3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 475.85 | 470.55 | 443.45 | 416.35 | 383.65 | 356.55 | +9.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 478.95 | 468.15 | 441.05 | 413.85 | 386.85 | 359.65 | −3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 481.75 | 470.75 | 442.95 | 415.25 | 387.55 | 359.85 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 478.65 | 467.85 | 454.55 | 427.45 | 389.25 | 362.05 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 483.15 | 476.95 | 445.05 | 417.75 | 390.45 | 363.25 | +8.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 483.75 | 473.05 | 446.05 | 418.65 | 391.65 | 364.75 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 484.45 | 473.65 | 446.55 | 419.35 | 392.25 | 365.15 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 452.45 | 441.55 | 436.05 | 408.85 | 392.85 | 365.65 | +9.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.65 | 478.95 | 451.95 | 424.55 | 397.55 | 370.65 | +1.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.35 | 479.65 | 452.75 | 425.25 | 398.35 | 371.35 | +9.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 493.25 | 487.05 | 455.05 | 427.85 | 400.55 | 373.35 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 496.75 | 485.85 | 458.65 | 431.35 | 404.05 | 376.85 | +9.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 498.25 | 492.05 | 460.15 | 432.85 | 405.55 | 378.35 | +8.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.05 | 480.85 | 458.05 | 435.25 | 412.45 | 389.65 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 519.35 | 508.45 | 481.15 | 453.85 | 426.65 | 399.35 | +9.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 517.55 | 506.75 | 479.65 | 455.25 | 430.95 | 409.35 | +9.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 524.95 | 514.05 | 486.75 | 459.55 | 432.25 | 405.05 | +9.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 528.75 | 517.85 | 490.75 | 463.65 | 436.45 | 409.35 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 536.25 | 525.35 | 498.05 | 470.85 | 443.55 | 416.25 | +9.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 536.25 | 525.35 | 498.05 | 470.85 | 443.55 | 416.25 | +9.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 534.25 | 523.45 | 496.25 | 471.95 | 447.65 | 426.05 | +10.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 541.85 | 530.95 | 503.65 | 476.45 | 449.15 | 421.95 | +9.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 550.95 | 540.05 | 512.95 | 485.85 | 458.75 | 431.55 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 553.15 | 542.25 | 514.95 | 487.75 | 460.45 | 433.15 | +9.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 558.75 | 547.85 | 520.65 | 493.35 | 466.05 | 438.85 | +9.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 568.05 | 556.55 | 527.95 | 499.25 | 470.60 | 441.95 | +8.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 420.65 | 409.85 | 382.65 | 355.55 | — | 301.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 439.75 | 428.95 | 401.85 | 374.65 | — | 320.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 439.75 | 428.95 | 401.85 | 374.65 | — | 320.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 443.55 | 432.75 | 405.65 | 378.45 | — | 324.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 447.45 | 436.65 | 409.55 | 382.35 | — | 328.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 497.25 | 486.45 | 459.25 | 432.15 | — | 377.95 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Biasca for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/), the cheapest offer in [Biasca](https://praemiencheck.onedoc.ch/en/ti/biasca/) is CSS (Hausarztversicherung Profit) at 276.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 297.75 CHF a month.

### How much does health insurance cost in Biasca in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/), monthly premiums run from 276.95 CHF (CSS, Hausarztversicherung Profit) to 470.60 CHF (vita surselva, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 374.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biasca for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 369.15 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-300/) to 249.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biasca for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 297.75 CHF (Sanitas), family doctor / HMO 276.95 CHF (CSS), flexible model 285.95 CHF (Sanitas), telemedicine 282.05 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 282.10 CHF at CSS (Hausarztversicherung Profit) gives 276.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Biasca is in region 2 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Biasca (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/biasca/
- Premiums 2026 in Biasca (TI), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/
- Premiums 2026 in Biasca (TI), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/biasca/child/
- Adult: https://praemiencheck.onedoc.ch/en/ti/biasca/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Biasca (TI), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Biasca (TI), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Biasca (TI), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Biasca (TI), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Biasca (TI), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/biasca/young-adult/no-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `biasca` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.