# Health insurance premiums 2027 in Bedretto (TI), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Bedretto, without accident cover, the cheapest health insurance premium is:

- **372.60 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-300/) (CSS, Hausarztversicherung Profit)
- **253.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-2500/) (Sanitas, Family doctor 1)

## Without accident cover: from 253.85 to 608.60 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **372.60 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 608.60 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 372.60 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-300/
- 500 CHF: 361.80 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-500/
- 1'000 CHF: 334.60 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 307.50 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 280.40 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 253.85 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 372.60 | 361.80 | 334.60 | 307.50 | 280.40 | 267.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 373.30 | 362.45 | 335.30 | 308.10 | 281.00 | 253.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 373.30 | 362.45 | 335.30 | 308.10 | 281.00 | 253.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 377.15 | 366.30 | 339.15 | 312.00 | 284.85 | 257.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 377.15 | 366.30 | 339.15 | 312.00 | 284.85 | 257.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 377.15 | 366.30 | 339.15 | 312.00 | 284.85 | 257.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 377.15 | 366.30 | 339.15 | 312.00 | 284.85 | 257.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 377.15 | 366.30 | 339.15 | 312.00 | 284.85 | 257.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.85 | 378.00 | 350.85 | 323.65 | 296.50 | 269.40 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 394.70 | 385.00 | 361.20 | 337.20 | 313.20 | 289.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 400.40 | 389.60 | 362.40 | 335.30 | — | 281.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 406.10 | 395.30 | 368.10 | 341.00 | 313.90 | 294.50 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 413.80 | 402.80 | 375.20 | 347.60 | 320.10 | 292.50 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 417.50 | 407.40 | 382.00 | 356.60 | 331.30 | 306.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 419.80 | 409.50 | 384.10 | 358.60 | 333.10 | 307.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 420.00 | 409.20 | 382.10 | 354.90 | 327.90 | 300.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 420.00 | 409.20 | 382.10 | 354.90 | 327.90 | 300.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 421.20 | 410.20 | 382.50 | 354.70 | 327.10 | 299.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 423.60 | 412.60 | 385.00 | 357.40 | 329.90 | 302.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 425.90 | 416.50 | 392.90 | 369.50 | 345.70 | 314.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 427.10 | 416.30 | 389.20 | 362.00 | 334.90 | 307.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 427.30 | 416.50 | 389.30 | 362.20 | 335.10 | 308.00 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 429.60 | 418.70 | 391.50 | 364.30 | 337.10 | 309.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 431.80 | 421.00 | 393.80 | 366.70 | 339.60 | 312.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 431.90 | 421.10 | 393.80 | 366.60 | 339.50 | 312.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 434.60 | 423.90 | 396.90 | 369.50 | 342.50 | 315.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 435.90 | 424.90 | 397.30 | 369.70 | 342.20 | 314.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 437.00 | 426.20 | 399.00 | 371.90 | 344.80 | 317.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 437.00 | 426.20 | 399.00 | 371.90 | 344.80 | 317.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 438.80 | 428.00 | 400.90 | 373.70 | 346.70 | 319.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 439.20 | 428.20 | 400.40 | 372.70 | 345.00 | 317.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 442.20 | 431.30 | 404.10 | 376.80 | 349.50 | 322.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 442.20 | 431.30 | 404.10 | 376.80 | 349.50 | 322.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 443.90 | 433.20 | 406.00 | 378.80 | 351.80 | 324.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 443.90 | 433.20 | 406.00 | 378.80 | 351.80 | 324.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 446.60 | 435.80 | 408.70 | 381.50 | 354.40 | 327.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 446.60 | 435.80 | 408.70 | 381.50 | 354.40 | 327.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 447.90 | 441.70 | 409.70 | 382.50 | 355.20 | 328.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 449.00 | 438.20 | 411.00 | 383.90 | 356.80 | 329.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 449.90 | 439.20 | 412.20 | 384.80 | 357.80 | 330.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 451.80 | 441.00 | 419.30 | 392.20 | 359.60 | 332.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 452.30 | 441.40 | 414.10 | 386.80 | 359.60 | 332.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 453.90 | 443.10 | 416.00 | 388.80 | — | 334.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 454.00 | 443.20 | 416.00 | 388.90 | 361.80 | 334.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 454.10 | 443.10 | 415.30 | 387.60 | 360.00 | 332.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 454.10 | 443.10 | 415.30 | 387.60 | 360.00 | 332.20 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.30 | 445.20 | 417.50 | 389.80 | 362.00 | 334.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 456.90 | 446.10 | 418.90 | 391.80 | 364.70 | 337.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 457.50 | 446.80 | 419.60 | 392.40 | 365.40 | 338.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 457.50 | 446.80 | 419.60 | 392.40 | 365.40 | 338.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 460.70 | 450.00 | 423.00 | 395.60 | 368.60 | 341.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 462.00 | 451.20 | 424.10 | 396.90 | — | 342.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 462.00 | 451.20 | 424.00 | 396.90 | 369.80 | 342.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 462.00 | 451.20 | 424.00 | 396.90 | 369.80 | 342.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 463.20 | 452.50 | 425.60 | 398.10 | 371.20 | 344.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 464.10 | 453.30 | 426.20 | 399.00 | 372.00 | 344.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 464.10 | 453.30 | 426.20 | 399.00 | 372.00 | 344.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 464.20 | 458.00 | 426.10 | 398.80 | 371.60 | 344.30 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.30 | 453.40 | 426.30 | 399.10 | 371.80 | 344.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 465.10 | 454.40 | 427.40 | 400.00 | 373.00 | 346.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 465.80 | 455.10 | 428.10 | 400.70 | 373.70 | 346.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 466.00 | 455.20 | 428.10 | 400.90 | — | 346.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 466.70 | 455.90 | 428.80 | 401.60 | 374.60 | 347.40 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 468.40 | 457.70 | 430.70 | 403.30 | 376.30 | 349.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 470.00 | 459.20 | 432.10 | 404.90 | — | 350.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 470.90 | 465.50 | 438.40 | 411.20 | 378.70 | 351.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 472.30 | 461.40 | 434.20 | 406.90 | 379.70 | 352.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 476.00 | 465.20 | 438.00 | 410.90 | 383.80 | 356.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 476.30 | 465.60 | 438.70 | 411.20 | 384.30 | 357.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 476.30 | 465.60 | 438.70 | 411.20 | 384.30 | 357.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 479.10 | 468.20 | 449.20 | 422.10 | 386.80 | 359.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.50 | 474.70 | 447.60 | 420.40 | 393.30 | 366.20 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.50 | 478.70 | 451.60 | 424.60 | 397.30 | 370.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.70 | 478.70 | 451.10 | 423.50 | 396.00 | 368.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 490.60 | 484.40 | 452.40 | 425.20 | 397.90 | 370.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 492.20 | 485.90 | 454.00 | 426.80 | 399.50 | 372.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 495.10 | 488.80 | 485.30 | 458.00 | 442.90 | 415.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.90 | 487.10 | 459.90 | 432.80 | 405.70 | 378.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.00 | 488.00 | 460.30 | 432.50 | 404.90 | 377.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.50 | 491.60 | 464.30 | 437.10 | 409.80 | 382.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.50 | 493.70 | 466.50 | 439.40 | 412.30 | 385.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.30 | 497.60 | 470.60 | 443.20 | 416.20 | 389.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 511.70 | 506.30 | 484.60 | 457.50 | 441.30 | 414.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 511.70 | 505.50 | 473.50 | 446.30 | 419.00 | 391.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.30 | 502.50 | 475.40 | 448.20 | 421.20 | 394.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.70 | 504.00 | 477.00 | 449.60 | 422.60 | 395.60 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 515.00 | 505.80 | 483.00 | 460.20 | 437.40 | 414.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 522.20 | 516.00 | 484.10 | 456.80 | 429.50 | 402.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.50 | 511.70 | 484.50 | 457.40 | — | 403.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.30 | 515.60 | 488.70 | 461.20 | 434.30 | 407.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.50 | 521.30 | 489.30 | 462.10 | 434.80 | 407.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 528.00 | 522.60 | 501.00 | 473.80 | 452.20 | 425.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 533.50 | 528.10 | 506.40 | 479.30 | 452.20 | 425.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 541.70 | 530.80 | 503.50 | 476.30 | 449.00 | 421.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.40 | 533.50 | 506.40 | 479.30 | 452.20 | 425.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 566.00 | 555.10 | 527.80 | 500.60 | 473.30 | 446.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 572.10 | 561.20 | 533.90 | 506.70 | 479.40 | 452.10 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.50 | 566.95 | 538.00 | 509.10 | 480.15 | 451.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 584.20 | 573.30 | 546.10 | 518.80 | 491.60 | 464.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 584.20 | 573.30 | 546.10 | 518.80 | 491.60 | 464.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 590.30 | 579.40 | 552.20 | 524.90 | 497.60 | 470.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 602.50 | 591.60 | 564.30 | 537.10 | 509.80 | 482.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 608.60 | 597.70 | 570.40 | 543.20 | 515.90 | 488.60 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Bedretto for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Bedretto](https://praemiencheck.onedoc.ch/en/ti/bedretto/) is CSS (Hausarztversicherung Profit) at 372.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 388.85 CHF a month.

### How much does health insurance cost in Bedretto in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 372.60 CHF (CSS, Hausarztversicherung Profit) to 608.60 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 383.90 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Bedretto for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 372.60 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-300/) to 267.70 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/deductible-2500/): 104.90 CHF less a month, 1'258.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'699 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Bedretto for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 388.85 CHF (Sanitas), family doctor / HMO 372.60 CHF (CSS), flexible model 377.15 CHF (Sanitas), telemedicine 373.30 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/

## Related pages

- Without accident cover: from 253.85 to 608.60 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/bedretto/young-adult/no-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `bedretto` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.