# Health insurance premiums 2026 in Avegno Gordevio (TI), for a child aged 0 to 18, deductible of 0 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Avegno Gordevio](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/) with a 0 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/), the cheapest monthly basic insurance premium is **107.55 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 190.55 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 107.55 | — | 97.95 | 93.15 | 88.55 | 83.65 | 78.95 | +8.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 108.05 | 102.65 | 97.25 | 91.85 | 86.45 | 81.05 | 75.55 | +9.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 110.05 | 104.65 | 99.25 | 93.75 | 88.35 | 82.95 | 77.45 | +9.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 112.65 | 107.25 | 101.85 | 96.35 | 90.95 | 85.55 | 80.05 | +9.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 113.45 | — | 103.35 | 98.45 | 93.35 | 88.35 | 83.25 | +7.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 115.45 | — | 105.15 | 100.15 | 94.95 | 89.85 | 84.85 | +7.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 115.55 | — | 106.85 | — | 98.15 | — | 89.45 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 115.85 | — | — | — | — | 88.85 | — | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 115.85 | — | — | — | — | 88.85 | — | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 115.85 | — | — | — | — | 88.85 | — | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 117.25 | — | — | — | — | 90.25 | — | +7.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 118.65 | — | — | — | — | 91.65 | — | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 118.65 | — | — | — | — | 91.65 | — | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 119.15 | 113.65 | 108.25 | 102.65 | 97.15 | 91.65 | 86.05 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 119.15 | 113.75 | 108.35 | 102.85 | 97.45 | 92.05 | 86.55 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 119.15 | 113.75 | 108.35 | 102.85 | 97.45 | 92.05 | 86.55 | +9.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 119.65 | 114.25 | 108.85 | 103.35 | 97.95 | — | 87.05 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 120.95 | 116.25 | 111.65 | 106.95 | 102.15 | 95.75 | — | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 121.45 | 115.95 | 110.45 | 104.85 | 99.45 | 93.95 | 88.35 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 122.85 | — | — | — | — | 95.85 | — | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 123.05 | — | 113.85 | — | 104.65 | — | 95.35 | +8.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 123.05 | — | 113.85 | — | 104.65 | — | 95.35 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 124.25 | — | — | — | — | 97.15 | — | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 124.55 | — | 115.25 | — | 105.95 | — | 96.55 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 125.35 | 119.95 | 114.65 | 109.15 | 103.75 | — | 92.85 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.65 | 120.25 | 114.85 | 109.35 | 103.95 | 98.55 | 93.15 | +9.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 125.75 | 120.35 | 114.85 | 109.25 | 103.75 | 98.25 | 92.75 | +6.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.85 | — | 114.75 | 109.25 | 103.75 | 98.15 | 92.65 | +7.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 126.05 | — | 116.65 | — | 107.25 | — | 97.75 | +11.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 128.45 | — | 117.65 | — | 106.75 | — | 95.85 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 131.75 | 126.35 | 120.95 | 115.45 | 110.05 | — | 99.15 | +11.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 131.75 | 126.35 | 120.95 | 115.45 | 110.05 | — | 99.15 | +8.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 132.45 | 131.55 | 130.65 | 129.75 | 128.75 | 127.85 | — | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 132.75 | 127.25 | 126.95 | 121.85 | 121.45 | 116.55 | 111.05 | +7.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 133.05 | — | 122.25 | — | 111.35 | — | 100.45 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 133.75 | 128.35 | 122.95 | 117.45 | 112.15 | 106.75 | 101.25 | +9.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 135.05 | 129.55 | 124.15 | 118.65 | 113.25 | 107.75 | 102.35 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 135.05 | 129.55 | 124.15 | 118.65 | 113.25 | 107.75 | 102.35 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 135.35 | — | 124.55 | — | 113.65 | — | 102.75 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 135.35 | 129.95 | 124.55 | 119.05 | 113.65 | 108.25 | 102.75 | +9.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.65 | — | — | — | — | 108.55 | — | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 136.95 | — | 126.15 | — | 115.25 | — | 104.35 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 137.25 | 136.35 | 135.45 | 134.45 | 133.55 | 132.65 | — | +6.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 138.05 | 132.75 | 127.35 | 121.85 | 116.45 | 111.05 | 105.55 | +9.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 138.15 | 132.75 | 127.25 | 121.85 | 116.35 | 110.95 | 105.45 | +7.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.05 | 133.65 | 128.35 | 122.85 | 117.45 | — | 106.55 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 139.65 | 134.35 | 128.95 | 123.45 | 118.05 | 112.65 | 107.15 | +9.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.75 | 134.35 | 129.05 | 123.65 | 118.15 | 112.75 | — | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 140.05 | 134.65 | 129.25 | 123.75 | 118.35 | 112.95 | 107.45 | +9.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 140.15 | 134.75 | 129.35 | 123.85 | 118.45 | 113.05 | 107.55 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 140.35 | 134.95 | 129.55 | 124.05 | 118.65 | 113.25 | 107.75 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 141.15 | 135.75 | 130.35 | 124.85 | 119.45 | 114.05 | 108.55 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 141.50 | 136.10 | 130.70 | 125.20 | 119.80 | 114.40 | 108.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 141.50 | 136.10 | 130.70 | 125.20 | 119.80 | 114.40 | 108.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 141.50 | 136.10 | 130.70 | 125.20 | 119.80 | 114.40 | 108.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 141.50 | 136.10 | 130.70 | 125.20 | 119.80 | 114.40 | 108.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 141.65 | 136.25 | 130.85 | 125.35 | 119.95 | 114.55 | 109.05 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.95 | 136.45 | 130.95 | 125.45 | 119.95 | 114.45 | 108.85 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 141.95 | 136.55 | 131.15 | 125.65 | 120.25 | 114.85 | 109.35 | +7.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 142.75 | 137.25 | 131.75 | — | 120.65 | — | 109.55 | +7.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 142.85 | 137.55 | 132.15 | 126.65 | 121.25 | 115.85 | 110.35 | +9.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 143.15 | 137.75 | 132.35 | 126.85 | 121.45 | 116.05 | 110.55 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 144.55 | 139.05 | 133.65 | 128.15 | 122.75 | 117.25 | 111.85 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 144.95 | 139.45 | 134.05 | 128.55 | 123.15 | 117.65 | 112.25 | +16.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 145.65 | — | 134.85 | — | 123.95 | — | 113.05 | +6.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 146.05 | 140.65 | 135.25 | 129.85 | 124.45 | 119.05 | 113.55 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 147.05 | 141.55 | 136.15 | 130.65 | 125.25 | 119.75 | 114.35 | +16.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 147.05 | 141.55 | 136.15 | 130.65 | 125.25 | 119.75 | 114.35 | +16.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.35 | — | 137.55 | — | 126.65 | — | 115.75 | +7.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 149.15 | 143.65 | 138.15 | — | 126.95 | — | 115.85 | +6.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 149.85 | 148.85 | 147.95 | 147.05 | 146.05 | 145.15 | — | +6.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 151.85 | 146.45 | 141.05 | 135.55 | 130.15 | 124.75 | 119.25 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 152.45 | — | 145.15 | — | 134.25 | — | 123.45 | +7.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 153.50 | 147.95 | 142.40 | 137.65 | 131.30 | 124.90 | 120.20 | +10.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 153.55 | 148.05 | 142.65 | 137.15 | 131.65 | 126.25 | 120.75 | +7.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.05 | 148.65 | 143.15 | 137.75 | 132.25 | 126.85 | 121.35 | +3.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 154.35 | 148.85 | 143.35 | — | 132.25 | — | 121.15 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 154.35 | 148.85 | 143.35 | — | 132.25 | — | 121.15 | +6.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.75 | 149.35 | 143.95 | 138.45 | 133.05 | 127.65 | 122.15 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.85 | 149.55 | 144.15 | 138.65 | 133.25 | 127.85 | 122.35 | +9.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 157.85 | — | — | 141.55 | — | — | 125.25 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 158.65 | 153.15 | 147.75 | 142.25 | 136.85 | 131.35 | 125.85 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 162.25 | — | 154.95 | — | 144.05 | — | 133.25 | +9.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 163.75 | 158.25 | 152.85 | 147.35 | 141.95 | 136.45 | 131.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 163.75 | 158.25 | 152.85 | 147.35 | 141.95 | 136.45 | 131.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 163.75 | 158.25 | 152.85 | 147.35 | 141.95 | 136.45 | 131.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 163.75 | 158.25 | 152.85 | 147.35 | 141.95 | 136.45 | 131.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 163.75 | 158.25 | 152.85 | 147.35 | 141.95 | 136.45 | 131.05 | +7.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 165.05 | — | 154.35 | — | 143.45 | — | 132.55 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 165.05 | — | 154.35 | — | 143.45 | — | 132.55 | +8.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 165.45 | 159.95 | 154.55 | 149.05 | 143.65 | 138.15 | 132.75 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 165.95 | 160.55 | 155.05 | 149.65 | 144.15 | 138.75 | 133.25 | +16.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 165.95 | 160.55 | 155.05 | 149.65 | 144.15 | 138.75 | 133.25 | +16.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 165.95 | 160.55 | 155.05 | 149.65 | 144.15 | 138.75 | 133.25 | +16.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 167.75 | 162.25 | 156.85 | 151.35 | 145.95 | 140.45 | 135.05 | +16.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 168.95 | — | 158.25 | — | 147.35 | — | 136.45 | +7.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 170.15 | 164.65 | 159.15 | — | 147.95 | — | 136.85 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 171.05 | — | 160.15 | — | 149.25 | — | 138.45 | +7.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 171.05 | — | 160.15 | — | 149.25 | — | 138.45 | +7.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 172.95 | — | 162.05 | — | 151.25 | — | 140.35 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 172.95 | — | 162.05 | — | 151.25 | — | 140.35 | +6.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 172.95 | — | 162.05 | — | 151.25 | — | 140.35 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 172.95 | — | 162.05 | — | 151.25 | — | 140.35 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 190.55 | — | 179.65 | — | 168.95 | — | 158.05 | +7.3 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Avegno Gordevio for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/), the cheapest offer in [Avegno Gordevio](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/) is Agrisano (AGRIsmart) at 107.55 CHF a month. The cheapest standard model (free choice of doctor) is Assura (Standard model) at 125.65 CHF a month.

### How much does health insurance cost in Avegno Gordevio in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/) with a deductible of 0 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/), monthly premiums run from 107.55 CHF (Agrisano, AGRIsmart) to 190.55 CHF (Sympany, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 133.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Avegno Gordevio for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 107.55 CHF a month with the 0 CHF deductible to 78.95 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-600/): 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Avegno Gordevio for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 125.65 CHF (Assura), family doctor / HMO 110.05 CHF (Assura), flexible model 108.05 CHF (Assura), telemedicine 107.55 CHF (Agrisano).

### Does a second or third child pay less in Avegno Gordevio?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Avegno Gordevio file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 107.55 CHF | 46.05 CHF from the 3rd child |
| sana24 | VIVA – Gesundheitsplan | 132.75 CHF | 48.15 CHF from the 3rd child |
| Galenos | Combi Care | 135.05 CHF | 49.05 CHF from the 3rd child |
| Visana | Managed Care | 144.95 CHF | 57.65 CHF from the 3rd child |
| Aquilana | SMARTMED | 120.95 CHF | 57.95 CHF from the 3rd child |
| CONCORDIA | HMO | 119.15 CHF | 59.85 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 152.45 CHF | 60.55 CHF from the 3rd child |
| rhenusana | Standard model | 157.85 CHF | 76.35 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 133.75 CHF | 99.05 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 138.05 CHF | 102.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaCare | 140.35 CHF | 103.95 CHF from the 5th child |
| Assura | Qualimed | 108.05 CHF | 106.55 CHF from the 4th child, 105.15 CHF from the 5th child |
| EGK | EGK-TelCare | 132.45 CHF | 115.15 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 112.70 CHF at Agrisano (AGRIsmart) gives 107.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Avegno Gordevio is in region 2 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Avegno Gordevio (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/
- Premiums 2026 in Avegno Gordevio (TI), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/
- Premiums 2026 in Avegno Gordevio (TI), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/with-accident/deductible-0/
- Deductible Premiums 2026 in Avegno Gordevio (TI), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Avegno Gordevio (TI), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Avegno Gordevio (TI), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Avegno Gordevio (TI), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Avegno Gordevio (TI), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Avegno Gordevio (TI), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ti/avegno-gordevio/child/no-accident/deductible-0/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `avegno-gordevio` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.
