# Health insurance premiums 2027 in Sirnach (TG), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Sirnach, with accident cover, the cheapest health insurance premium is:

- **449.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **331.75 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-2500/) (Atupri, HMO)

## With accident cover: from 331.75 to 647.25 CHF a month depending on the deductible and the model

118 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **449.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 647.25 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 449.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-300/
- 500 CHF: 438.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-500/
- 1'000 CHF: 413.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-1000/
- 1'500 CHF: 388.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-1500/
- 2'000 CHF: 360.95 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-2000/
- 2'500 CHF: 331.75 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 449.05 | 438.95 | 413.75 | 388.45 | 363.25 | 338.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 460.05 | 448.45 | 419.25 | 390.05 | 360.95 | 331.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 463.25 | 451.65 | 422.45 | 393.25 | 364.15 | 334.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 464.35 | 452.75 | 423.55 | 394.35 | 365.25 | 344.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 469.30 | 457.65 | 428.50 | 399.30 | 370.15 | 341.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 470.25 | 458.65 | 429.45 | 400.25 | 371.15 | 341.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 471.25 | 459.65 | 430.45 | 401.25 | 372.15 | 342.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 474.25 | 462.75 | 433.75 | 404.25 | 375.25 | 346.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 474.95 | 463.35 | 434.15 | 404.95 | 375.85 | 346.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 474.95 | 463.35 | 434.15 | 404.95 | 375.85 | 346.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 475.25 | 464.55 | 437.95 | 411.25 | 384.45 | 357.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 475.95 | 464.35 | 435.15 | 405.95 | — | 347.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 476.95 | 465.35 | 436.15 | 406.95 | 377.85 | 348.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 477.35 | 465.75 | 436.55 | 407.35 | 378.25 | 349.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 477.85 | 467.15 | 440.35 | 413.45 | 386.65 | 359.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 478.35 | 466.75 | 437.55 | 408.35 | 379.25 | 350.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 479.85 | 468.25 | 439.05 | 409.85 | 380.75 | 351.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 482.05 | 471.35 | 444.55 | 417.65 | 390.85 | 364.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 482.35 | 470.75 | 441.55 | 412.35 | 383.25 | 354.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 482.95 | 471.35 | 442.15 | 412.95 | 383.85 | 354.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 483.05 | 471.35 | 442.15 | 413.05 | 383.85 | 354.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 485.65 | 474.00 | 444.85 | 415.65 | 386.50 | 357.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 487.45 | 476.75 | 449.65 | 422.55 | 395.55 | 368.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 489.15 | 477.55 | 448.35 | 419.15 | 390.05 | 360.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 490.75 | 479.15 | 449.95 | 420.75 | 391.65 | 362.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 491.10 | 479.45 | 450.30 | 421.10 | 391.95 | 362.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 491.45 | 479.85 | 450.65 | 421.45 | 392.35 | 363.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 493.75 | 482.15 | 452.95 | 423.75 | 394.65 | 385.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 494.25 | 482.75 | 453.75 | 424.25 | 395.25 | 366.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 496.55 | 485.75 | 458.95 | 432.15 | 405.35 | 378.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 496.55 | 485.75 | 458.95 | 432.15 | 405.35 | 378.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 496.55 | 484.90 | 455.75 | 426.55 | 397.40 | 368.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 496.85 | 485.15 | 461.75 | 432.65 | 397.65 | 368.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 497.05 | 486.05 | 458.55 | 430.55 | 402.95 | 375.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 497.15 | 485.55 | 456.35 | 427.15 | 398.05 | 368.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 497.95 | 486.35 | 457.15 | 427.95 | — | 369.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 497.95 | 486.35 | 457.15 | 427.95 | — | 369.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 499.75 | 488.05 | 464.65 | 435.55 | 400.55 | 371.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 502.00 | 490.35 | 461.20 | 432.00 | 402.85 | 373.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 502.00 | 490.35 | 461.20 | 432.00 | 402.85 | 373.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 502.00 | 490.35 | 461.20 | 432.00 | 402.85 | 373.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 502.35 | 490.75 | 461.55 | 432.35 | 403.25 | 386.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 502.35 | 490.75 | 461.55 | 432.35 | — | 374.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 502.95 | 491.35 | 462.15 | 432.95 | 403.85 | 374.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 505.65 | 494.15 | 465.15 | 435.65 | 406.65 | 377.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 506.35 | 494.65 | 465.55 | 436.35 | 407.15 | 378.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 508.35 | 496.75 | 473.35 | 444.15 | 409.25 | 380.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 510.85 | 499.25 | 470.05 | 440.85 | 417.85 | 390.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 511.25 | 499.65 | 470.45 | 441.25 | 412.15 | 382.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 511.35 | 499.65 | 470.55 | 441.35 | 412.15 | 383.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 511.85 | 500.25 | 471.05 | 441.85 | 412.75 | 383.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 513.55 | 501.95 | 472.75 | 443.55 | 423.55 | 393.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 513.85 | 502.25 | 473.05 | 443.85 | 414.75 | 397.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 514.15 | 509.65 | 500.75 | 491.75 | 472.65 | 443.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 514.55 | 502.95 | 473.75 | 444.55 | 415.45 | 386.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 517.35 | 505.75 | 476.55 | 447.35 | 418.25 | 389.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 517.35 | 505.75 | 476.55 | 447.35 | 418.25 | 389.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.85 | 508.15 | 479.05 | 449.85 | 420.65 | 391.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 520.05 | 508.45 | 479.25 | 450.05 | — | 391.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 520.95 | 509.25 | 480.15 | 450.95 | 421.75 | 392.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 522.75 | 511.15 | 487.75 | 458.55 | 435.15 | 405.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 523.65 | 516.95 | 482.85 | 453.65 | 424.45 | 395.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 523.65 | 516.95 | 482.85 | 453.65 | 424.45 | 395.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 526.05 | 514.45 | 485.25 | 456.05 | 426.95 | 397.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 526.05 | 514.45 | 485.25 | 456.05 | 426.95 | 397.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 526.65 | 519.95 | 485.85 | 456.65 | 427.45 | 398.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 527.05 | 515.35 | 486.25 | 457.05 | 427.85 | 398.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.25 | 516.65 | 487.45 | 458.25 | 429.15 | 399.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 528.55 | 522.65 | 499.25 | 470.05 | 440.95 | 411.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 529.05 | 517.35 | 488.25 | 459.05 | 429.85 | 400.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 529.25 | 518.55 | 491.85 | 459.85 | 433.15 | 401.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 529.45 | 517.85 | 488.65 | 459.45 | 430.35 | 401.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 529.65 | 522.95 | 488.85 | 459.65 | 430.45 | 401.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 532.35 | 520.85 | 491.85 | 462.35 | 433.35 | 404.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 535.05 | 523.45 | 494.25 | 465.05 | 435.95 | 406.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 535.65 | 524.65 | 497.15 | 469.15 | 441.55 | 414.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 535.65 | 528.95 | 494.85 | 465.65 | 436.45 | 407.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.15 | 524.55 | 495.35 | 466.15 | 437.05 | 407.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 538.15 | 526.55 | 497.35 | 468.15 | 439.05 | 409.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 538.15 | 526.55 | 497.35 | 468.15 | 439.05 | 409.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.05 | 528.45 | 499.25 | 470.05 | 441.05 | 411.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.15 | 528.50 | 499.35 | 470.15 | 441.00 | 411.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 541.25 | 529.55 | 500.45 | 471.25 | 442.05 | 412.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 541.25 | 529.55 | 500.45 | 471.25 | 442.05 | 412.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 541.35 | 529.85 | 500.85 | 471.35 | 442.35 | 413.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 544.15 | 532.45 | 503.35 | 474.15 | 444.95 | 415.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 545.35 | 533.75 | 504.55 | 475.35 | 446.25 | 417.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 545.75 | 534.15 | 504.95 | 475.75 | 446.65 | 417.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 549.45 | 539.35 | 513.95 | 488.65 | 463.25 | 427.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 550.75 | 539.05 | 509.95 | 480.75 | 451.55 | 422.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.35 | 539.75 | 510.55 | 481.35 | 452.25 | 423.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 552.75 | 541.25 | 512.25 | 482.75 | 453.75 | 424.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 552.75 | 541.75 | 514.25 | 486.25 | 458.65 | 431.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 554.55 | 548.65 | 525.25 | 496.05 | 466.85 | 437.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.75 | 544.15 | 514.95 | 485.75 | 456.65 | 427.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 556.05 | 544.55 | 515.55 | 486.05 | 457.05 | 428.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.25 | 546.00 | 517.90 | 489.80 | 461.70 | 433.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 563.65 | 552.05 | 522.85 | 493.65 | 464.55 | 435.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.05 | 552.45 | 523.25 | 494.05 | — | 435.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 565.45 | 553.95 | 524.95 | 495.45 | 466.45 | 437.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 568.25 | 556.65 | 527.45 | 498.25 | 469.15 | 439.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 568.55 | 556.95 | 527.75 | 498.65 | 469.45 | 440.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 571.75 | 560.15 | 530.95 | 501.75 | 472.65 | 443.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 571.95 | 560.35 | 531.15 | 501.95 | 472.85 | 443.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 571.95 | 560.35 | 531.15 | 501.95 | 472.85 | 443.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 572.25 | 560.65 | 531.45 | 502.25 | 473.15 | 443.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 575.95 | 564.25 | 535.05 | 505.95 | 476.75 | 447.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 578.85 | 567.35 | 538.35 | 508.85 | 479.85 | 450.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 589.65 | 582.95 | 548.85 | 519.65 | 490.45 | 461.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.35 | 583.85 | 554.85 | 525.35 | 496.35 | 467.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.65 | 588.95 | 554.85 | 525.65 | 496.45 | 467.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 602.25 | 590.65 | 561.45 | 532.25 | 503.15 | 473.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.25 | 593.65 | 564.45 | 535.25 | 506.15 | 476.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 606.45 | 594.75 | 565.65 | 536.45 | 507.25 | 478.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 632.25 | 620.65 | 591.45 | 562.35 | 533.15 | 503.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.25 | 635.75 | 606.75 | 577.25 | 548.25 | 519.25 |

118 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Sirnach for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Sirnach](https://praemiencheck.onedoc.ch/en/tg/sirnach/) is Agrisano (AGRIsmart) at 449.05 CHF a month.

### How much does health insurance cost in Sirnach in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 449.05 CHF (Agrisano, AGRIsmart) to 647.25 CHF (Groupe Mutuel – Philos, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 428.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Sirnach for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 449.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-300/) to 338.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Sirnach for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 519.85 CHF (Agrisano), family doctor / HMO 460.05 CHF (Atupri), flexible model 474.95 CHF (ÖKK), telemedicine 449.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 453.80 CHF at Agrisano (AGRIsmart) gives 449.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/

## Related pages

- With accident cover: from 331.75 to 647.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/tg/sirnach/adult/with-accident/ — replace `tg` with your canton’s two-letter code (ge, vd, zh…) and `sirnach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.