# Health insurance premiums 2026 in Salmsach (TG), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Salmsach, with accident cover, the cheapest health insurance premium is:

- **308.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **198.15 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 198.15 to 463.85 CHF a month depending on the deductible and the model

118 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **308.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 463.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 308.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-300/
- 500 CHF: 298.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-500/
- 1'000 CHF: 273.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 248.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 223.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 198.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 308.45 | 298.45 | 273.45 | 248.25 | 223.15 | 198.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 324.95 | 314.35 | 287.95 | 261.55 | 235.15 | 208.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 330.35 | 319.65 | 292.85 | 265.95 | 239.15 | 212.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 330.85 | 319.25 | 290.05 | 260.85 | 231.75 | 202.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 335.15 | 323.55 | 294.35 | 265.15 | 236.05 | 206.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 336.75 | 325.25 | 296.25 | 266.75 | 237.75 | 212.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 338.55 | 326.85 | 297.75 | 268.55 | 239.35 | 210.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 339.05 | 327.45 | 298.25 | 269.05 | 239.95 | 210.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 339.85 | 328.25 | 299.05 | 269.85 | 240.75 | 211.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 340.35 | 328.75 | 299.55 | 270.35 | 241.25 | 212.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 342.05 | 330.45 | 301.25 | 272.05 | 242.95 | 213.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 343.35 | 331.75 | 302.55 | 273.35 | 244.25 | 223.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 343.95 | 332.35 | 303.15 | 273.95 | 244.85 | 215.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 343.95 | 332.35 | 303.15 | 273.95 | 244.85 | 215.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 343.95 | 332.35 | 303.15 | 273.95 | 244.85 | 215.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 344.45 | 332.75 | 303.65 | 274.45 | 245.25 | 216.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 344.45 | 332.75 | 303.65 | 274.45 | 245.25 | 216.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 345.65 | 333.95 | 304.75 | 275.65 | 246.45 | 217.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 345.75 | 334.15 | 304.95 | 275.75 | 246.65 | 217.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 346.45 | 334.75 | 305.55 | 276.45 | 247.25 | 218.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 346.45 | 334.75 | 305.55 | 276.45 | 247.25 | 218.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 346.85 | 335.35 | 306.35 | 276.85 | 247.85 | 218.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 347.15 | 335.55 | 306.35 | 277.15 | 248.05 | 218.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 347.85 | 336.25 | 317.05 | 287.85 | 258.75 | 244.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 348.55 | 337.75 | 310.95 | 284.15 | 257.35 | 230.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 348.55 | 337.75 | 310.95 | 284.15 | 257.35 | 230.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 348.95 | 342.25 | 308.15 | 278.95 | 249.75 | 220.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 349.15 | 337.55 | 308.35 | 279.15 | 250.05 | 229.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 350.75 | 339.05 | 309.95 | 280.75 | 251.55 | 222.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 350.85 | 339.35 | 310.35 | 280.85 | 251.85 | 222.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 351.25 | 339.65 | 310.45 | 281.25 | 252.15 | 222.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 351.25 | 339.65 | 310.45 | 281.25 | 252.15 | 222.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 352.15 | 345.55 | 311.35 | 282.15 | 253.05 | 223.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 352.75 | 344.85 | 318.75 | 294.85 | 268.05 | 236.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 353.15 | 345.15 | 319.15 | 295.15 | 268.45 | 237.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 353.65 | 342.05 | 312.85 | 283.65 | 254.55 | 225.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 353.65 | 342.05 | 312.85 | 283.65 | 254.55 | 225.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 353.65 | 342.05 | 312.85 | 283.65 | 254.55 | 225.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 354.85 | 343.15 | 318.15 | 288.95 | 255.65 | 226.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 354.85 | 343.25 | 314.05 | 284.85 | 255.75 | 226.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 357.85 | 346.35 | 317.35 | 287.85 | 258.85 | 229.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 359.35 | 347.75 | 318.55 | 289.35 | 260.25 | 231.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 359.55 | 347.85 | 318.75 | 289.55 | 260.35 | 231.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 359.95 | 348.45 | 319.45 | 289.95 | 260.95 | 231.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 362.05 | 350.45 | 321.25 | 292.05 | 262.95 | 242.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 362.15 | 350.55 | 321.35 | 292.15 | 263.05 | 233.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 362.95 | 351.45 | 322.45 | 292.95 | 263.95 | 234.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 365.15 | 353.45 | 334.65 | 305.55 | 268.05 | 238.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 366.45 | 354.85 | 325.65 | 296.45 | 267.35 | 238.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 366.45 | 354.85 | 325.65 | 296.45 | 267.35 | 238.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 367.25 | 355.55 | 342.95 | 326.15 | 309.45 | 280.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.75 | 357.25 | 328.25 | 298.75 | 269.75 | 240.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 369.25 | 361.75 | 332.65 | 303.45 | 270.15 | 240.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 369.85 | 359.65 | 333.95 | 308.25 | 282.65 | 256.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.25 | 358.75 | 329.75 | 300.25 | 271.25 | 242.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 370.25 | 358.75 | 329.75 | 300.25 | 271.25 | 242.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 372.25 | 365.55 | 331.35 | 302.25 | 273.05 | 243.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 373.85 | 367.15 | 332.95 | 303.85 | 274.65 | 245.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 373.95 | 362.35 | 333.15 | 303.95 | — | 245.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 374.25 | 362.65 | 333.45 | 304.25 | 275.15 | 245.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 375.05 | 363.45 | 334.25 | 305.05 | 275.95 | 246.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 377.55 | 366.05 | 337.05 | 307.55 | 278.55 | 249.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 378.35 | 367.95 | 341.65 | 315.35 | 289.15 | 262.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 378.75 | 367.15 | 337.95 | 308.75 | 279.65 | 250.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.95 | 367.35 | 338.15 | 308.95 | 279.85 | 250.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 379.25 | 367.85 | 338.45 | 309.25 | 280.15 | 250.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 380.65 | 369.05 | 339.85 | 310.65 | 281.55 | 252.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 381.85 | 371.85 | 346.45 | 321.05 | 292.15 | 263.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 381.95 | 370.45 | 341.45 | 311.95 | 282.95 | 253.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 382.65 | 372.05 | 345.55 | 318.95 | 292.45 | 265.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 382.75 | 371.05 | 341.95 | 312.75 | 283.55 | 254.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 384.25 | 377.55 | 343.45 | 314.25 | 285.05 | 255.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 386.95 | 375.35 | 346.15 | 316.95 | 287.85 | 258.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 387.65 | 375.95 | 346.85 | 317.65 | 288.45 | 259.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 389.35 | 377.75 | 348.55 | 319.35 | 290.25 | 261.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 389.35 | 379.45 | 354.35 | 330.05 | 305.35 | 261.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 389.65 | 378.05 | 348.85 | 319.65 | — | 261.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 389.65 | 378.05 | 348.85 | 319.65 | — | 261.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 390.85 | 379.25 | 350.05 | 320.85 | 291.75 | 262.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 392.05 | 380.35 | 351.25 | 324.15 | 297.05 | 271.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 392.05 | 380.45 | 351.25 | 322.05 | 292.95 | 263.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 392.05 | 380.45 | 351.25 | 322.05 | 292.95 | 263.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 392.25 | 385.65 | 351.45 | 322.25 | 293.15 | 263.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 392.75 | 381.15 | 351.95 | 322.75 | — | 264.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 395.05 | 383.55 | 354.55 | 325.05 | 296.05 | 267.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 395.15 | 383.55 | 354.35 | 325.35 | 296.05 | 267.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 396.25 | 389.65 | 355.45 | 326.25 | 297.15 | 267.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 397.05 | 385.55 | 356.55 | 327.05 | 298.05 | 269.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 399.75 | 388.15 | 358.95 | 329.75 | 300.65 | 271.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 401.05 | 389.45 | 360.25 | 331.05 | 301.95 | 272.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 405.25 | 393.65 | 364.45 | 335.25 | 306.15 | 276.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 405.25 | 393.65 | 364.45 | 335.25 | 306.15 | 276.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 405.45 | 393.85 | 364.65 | 335.45 | 306.35 | 277.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 407.35 | 395.85 | 366.85 | 337.35 | 308.35 | 279.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 407.45 | 395.75 | 366.65 | 337.45 | 308.25 | 279.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.55 | 396.95 | 367.75 | 338.55 | 309.45 | 280.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 408.55 | 396.95 | 367.75 | 338.55 | 309.45 | 280.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 414.75 | 403.15 | 373.95 | 344.75 | — | 286.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 415.35 | 403.75 | 374.55 | 345.35 | 316.25 | 287.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 421.45 | 409.85 | 380.65 | 351.45 | 322.35 | 293.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 426.15 | 414.55 | 385.35 | 356.15 | 327.05 | 297.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 426.85 | 415.25 | 386.05 | 356.85 | 327.75 | 298.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 430.85 | 419.15 | 390.05 | 360.85 | 331.65 | 302.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.15 | 420.65 | 391.65 | 362.15 | 333.15 | 304.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 436.65 | 425.05 | 395.85 | 366.65 | — | 308.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 439.55 | 427.95 | 398.75 | 369.65 | 340.45 | 311.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 440.25 | 428.55 | 399.35 | 370.25 | 341.05 | 311.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 440.40 | 431.50 | 400.30 | 373.55 | 342.40 | 312.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.25 | 429.65 | 400.45 | 371.25 | 342.15 | 312.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 463.65 | 451.95 | 422.85 | 393.65 | 364.45 | 335.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 463.85 | 454.45 | 426.35 | 398.20 | 365.35 | 337.20 |

118 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Salmsach for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Salmsach](https://praemiencheck.onedoc.ch/en/tg/salmsach/) is Agrisano (AGRIsmart) at 308.45 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 354.85 CHF a month.

### How much does health insurance cost in Salmsach in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 308.45 CHF (Agrisano, AGRIsmart) to 463.85 CHF (vita surselva, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 279.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Salmsach for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 308.45 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-300/) to 198.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/deductible-2500/): 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Salmsach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 354.85 CHF (Sanitas), family doctor / HMO 330.35 CHF (Agrisano), flexible model 338.55 CHF (Sympany), telemedicine 308.45 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 313.60 CHF at Agrisano (AGRIsmart) gives 308.45 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/

## Related pages

- With accident cover: from 198.15 to 463.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/tg/salmsach/young-adult/with-accident/ — replace `tg` with your canton’s two-letter code (ge, vd, zh…) and `salmsach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.