# Health insurance premiums 2026 in Salmsach (TG), for a child aged 0 to 18 with accident cover

In 2026, for a child aged 0 to 18 in Salmsach, with accident cover, the cheapest health insurance premium is:

- **89.35 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **59.25 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 59.25 to 153.65 CHF a month depending on the deductible and the model

118 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **89.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 153.65 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 89.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-0/
- 100 CHF: 94.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-100/
- 200 CHF: 79.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-200/
- 300 CHF: 74.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-300/
- 400 CHF: 69.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-400/
- 500 CHF: 64.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-500/
- 600 CHF: 59.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 89.35 | — | 79.35 | 74.35 | 69.35 | 64.25 | 59.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 94.35 | — | 83.75 | 78.45 | 73.25 | 67.85 | 62.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 95.95 | — | 85.15 | 79.85 | 74.55 | 69.05 | 63.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 97.15 | — | 85.55 | — | 73.85 | — | 62.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 100.15 | 94.35 | 88.55 | 82.65 | 76.85 | — | 65.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 100.65 | 94.85 | 89.05 | 83.15 | 77.35 | — | 65.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 100.95 | — | 91.65 | — | 82.35 | — | 72.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 101.15 | — | 89.55 | — | 77.85 | — | 66.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 102.55 | 96.75 | 90.95 | 85.05 | 79.25 | — | 67.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 103.15 | — | — | 85.65 | — | — | 68.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 103.75 | — | — | 86.35 | — | — | 74.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 103.85 | — | — | — | — | 74.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 103.85 | — | — | — | — | 74.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 103.85 | — | — | — | — | 74.75 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 104.65 | 99.55 | 94.45 | 89.25 | 84.35 | 79.05 | 73.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 104.75 | 98.95 | 93.15 | 87.25 | 81.45 | 75.65 | 69.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.75 | — | 93.05 | 87.25 | 81.45 | 75.55 | 69.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 105.15 | — | — | — | — | 76.05 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 107.15 | 101.85 | 96.65 | 91.35 | 86.45 | 80.95 | 75.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 107.35 | 101.55 | 95.75 | 89.85 | 84.05 | 78.25 | 72.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 107.55 | — | 97.65 | — | 87.85 | — | 77.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 107.55 | — | 97.65 | — | 87.85 | — | 77.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 107.85 | 102.05 | 96.25 | 90.35 | 84.55 | — | 72.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 108.35 | 103.05 | 97.75 | 92.45 | 87.45 | 81.85 | 76.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 108.75 | 103.45 | 98.05 | 92.55 | 87.25 | 82.05 | 76.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 108.75 | 103.45 | 98.05 | 92.55 | 87.25 | 82.05 | 76.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 108.85 | — | 98.85 | — | 88.85 | — | 78.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 108.85 | 103.05 | 97.25 | 91.35 | 85.55 | 79.75 | 73.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 108.85 | 103.05 | 97.25 | 91.35 | 85.55 | 79.75 | 73.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 108.95 | — | — | — | — | 79.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 108.95 | — | — | — | — | 79.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.05 | — | 99.45 | — | 87.75 | — | 76.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 111.15 | 105.35 | 99.55 | 93.65 | 87.85 | 82.05 | 76.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | 82.35 | 76.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 111.55 | — | — | — | — | 82.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 112.85 | — | — | — | — | 83.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 113.85 | 108.05 | 102.25 | 96.35 | 90.55 | — | 78.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 114.05 | — | 105.05 | — | 93.35 | — | 81.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 115.25 | 110.25 | 105.25 | 100.15 | 93.75 | 87.75 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 115.85 | 110.05 | 104.25 | — | 92.55 | — | 80.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 116.25 | 110.45 | 104.55 | 98.75 | 92.95 | 87.05 | 81.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 116.75 | 115.85 | 114.85 | 113.85 | 112.85 | 111.85 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 116.75 | 110.95 | 105.15 | 99.25 | 93.45 | 87.65 | 81.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 117.35 | — | 108.35 | — | 96.65 | — | 85.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 117.65 | 111.75 | 105.95 | 100.15 | 94.25 | 88.45 | 82.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.85 | — | — | 100.35 | — | — | 82.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 118.15 | — | 107.35 | — | 96.55 | — | 85.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 118.15 | 112.35 | 106.55 | 100.65 | 94.85 | 89.05 | 83.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 118.45 | 112.65 | 106.85 | 100.95 | 95.15 | 89.35 | 83.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 | 89.45 | 83.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 119.05 | 113.25 | 107.45 | — | 95.75 | — | 84.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | 90.05 | 84.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 119.30 | 113.50 | 107.70 | 101.80 | 96.00 | 90.20 | 84.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 119.30 | 113.50 | 107.70 | 101.80 | 96.00 | 90.20 | 84.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 119.30 | 113.50 | 107.70 | 101.80 | 96.00 | 90.20 | 84.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 119.30 | 113.50 | 107.70 | 101.80 | 96.00 | 90.20 | 84.30 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 119.35 | 113.55 | 107.75 | 102.05 | 96.05 | 90.25 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 119.45 | 113.65 | 107.85 | 101.95 | 96.15 | 90.35 | 84.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.55 | 113.75 | 107.95 | 102.05 | 96.55 | 90.45 | 84.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 120.35 | 114.45 | 108.65 | 102.85 | 96.95 | 91.15 | 85.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 121.15 | 115.35 | 109.45 | 103.65 | 97.85 | 91.95 | 86.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 121.25 | 115.45 | 109.65 | — | 97.95 | — | 86.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 122.15 | 116.35 | 110.55 | 104.65 | 98.85 | 93.05 | 87.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 122.15 | 116.35 | 110.55 | 104.65 | 98.85 | 93.05 | 87.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 122.15 | 117.05 | 110.70 | 105.60 | 99.25 | 94.15 | 87.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 122.65 | — | 113.65 | — | 101.95 | — | 90.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.15 | — | — | — | — | 94.05 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 | 94.15 | 88.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 123.35 | — | 114.35 | — | 103.95 | — | 92.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 123.55 | 117.75 | 111.95 | 106.05 | 100.25 | 94.45 | 88.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 124.05 | 118.25 | 112.45 | 106.55 | 100.75 | 94.95 | 89.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 124.05 | 118.25 | 112.45 | — | 100.75 | — | 89.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 125.75 | 119.95 | 114.15 | 108.25 | 102.45 | 96.65 | 90.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 126.45 | 120.65 | 114.85 | 108.95 | 103.15 | 97.35 | 91.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 127.15 | 121.35 | 115.55 | 109.65 | 103.85 | 98.05 | 92.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 127.15 | 121.35 | 115.55 | 109.65 | 103.85 | 98.05 | 92.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.25 | — | 115.65 | — | 103.95 | — | 92.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 127.25 | — | 115.65 | — | 103.95 | — | 92.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 127.25 | — | 115.65 | — | 103.95 | — | 92.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 127.25 | — | 115.65 | — | 103.95 | — | 92.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.35 | — | 115.75 | — | 104.05 | — | 92.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.35 | 126.35 | 125.35 | 124.35 | 123.35 | 122.35 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 127.35 | 126.45 | 125.45 | 124.45 | 123.45 | 122.45 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.35 | 121.55 | 115.75 | 109.85 | 104.05 | 98.25 | 92.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 128.65 | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.85 | 123.50 | 118.15 | 111.45 | 106.05 | 100.70 | 94.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | 102.25 | 96.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | 102.25 | 96.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | 102.25 | 96.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.15 | 126.35 | 120.55 | 114.65 | 108.85 | 103.05 | 97.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.75 | 126.95 | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 133.15 | 127.35 | 121.55 | 115.75 | 109.85 | 104.05 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.55 | 127.65 | 121.85 | 116.05 | 110.15 | 104.35 | 98.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 133.75 | — | 122.15 | — | 110.45 | — | 98.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.65 | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | 100.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.05 | 130.25 | 124.45 | — | 112.75 | — | 101.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 136.15 | — | 124.45 | — | 112.85 | — | 101.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 136.15 | — | 124.45 | — | 112.85 | — | 101.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 136.95 | — | 125.25 | — | 113.65 | — | 101.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 136.95 | — | 125.25 | — | 113.65 | — | 101.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.05 | 131.25 | 125.45 | 119.55 | 113.75 | 107.95 | 102.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 138.65 | 132.75 | 126.95 | 121.15 | 115.25 | 109.45 | 103.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | 106.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | 106.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.65 | 136.85 | 131.05 | 125.15 | 119.35 | 113.55 | 107.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 143.25 | 137.45 | 131.55 | 125.75 | 119.95 | 114.05 | 108.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 146.35 | 140.45 | 134.65 | 128.85 | 122.95 | 117.15 | 111.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 149.45 | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 153.65 | — | 141.95 | — | 130.25 | — | 118.65 |

118 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Salmsach for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Salmsach](https://praemiencheck.onedoc.ch/en/tg/salmsach/) is Agrisano (AGRIsmart) at 89.35 CHF a month.

### How much does health insurance cost in Salmsach in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/tg/salmsach/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 89.35 CHF (Agrisano, AGRIsmart) to 153.65 CHF (Sympany, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Salmsach for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 89.35 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-0/) to 59.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/deductible-600/): 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Salmsach for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 104.75 CHF (Agrisano), family doctor / HMO 95.95 CHF (Agrisano), flexible model 99.45 CHF (ÖKK), telemedicine 89.35 CHF (Agrisano).

### Does a second or third child pay less in Salmsach?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Salmsach file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 89.35 CHF | 37.85 CHF from the 3rd child |
| rhenusana | sanmed24 | 103.15 CHF | 38.25 CHF from the 3rd child |
| Galenos | Managed Care | 120.35 CHF | 43.35 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 114.05 CHF | 44.55 CHF from the 3rd child |
| Visana | Tel Doc | 116.25 CHF | 45.65 CHF from the 3rd child |
| sana24 | Managed Care | 133.55 CHF | 48.45 CHF from the 3rd child |
| CONCORDIA | HMO | 104.75 CHF | 49.95 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 108.75 CHF | 51.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 115.25 CHF | 55.05 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 118.45 CHF | 87.55 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 122.15 CHF | 90.35 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 125.75 CHF | 93.05 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 104.65 CHF | 93.65 CHF from the 3rd child |
| EGK | EGK-TelCare | 116.75 CHF | 101.85 CHF from the 3rd child |
| Assura | Qualimed | 108.85 CHF | 107.15 CHF from the 4th child, 105.45 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 94.50 CHF at Agrisano (AGRIsmart) gives 89.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/

## Related pages

- With accident cover: from 59.25 to 153.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/tg/salmsach/child/with-accident/ — replace `tg` with your canton’s two-letter code (ge, vd, zh…) and `salmsach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.