# Health insurance premiums 2027 in Romanshorn (TG), for a young adult aged 19 to 25 who wants a deductible of 300 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Romanshorn](https://praemiencheck.onedoc.ch/en/tg/romanshorn/) ([canton Thurgau](https://praemiencheck.onedoc.ch/en/tg/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/), the cheapest monthly basic insurance premium is **309.95 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 471.40 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 309.95 | 300.35 | 276.45 | 252.45 | 228.45 | 204.55 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 320.45 | 309.75 | 282.75 | 255.35 | 228.35 | 201.95 | +2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 321.35 | 310.55 | 283.45 | 256.25 | 229.25 | 202.05 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 322.45 | 311.65 | 284.55 | 257.35 | 230.35 | 210.85 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 322.55 | 311.55 | 283.95 | 256.45 | 228.95 | 201.35 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 324.45 | 313.60 | 286.45 | 259.30 | 232.15 | 205.00 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 324.45 | 313.60 | 286.45 | 259.30 | 232.15 | 205.00 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 326.45 | 315.45 | 287.65 | 259.95 | 232.25 | 204.55 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 327.90 | 317.05 | 289.90 | 262.75 | 235.60 | 208.45 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 327.90 | 317.05 | 289.90 | 262.75 | 235.60 | 208.45 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 327.90 | 317.05 | 289.90 | 262.75 | 235.60 | 208.45 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 327.90 | 317.05 | 289.90 | 262.75 | 235.60 | 208.45 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 327.90 | 317.05 | 289.90 | 262.75 | 235.60 | 208.45 | +2.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 328.15 | 317.95 | 292.65 | 267.35 | 241.95 | 216.65 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 329.95 | 319.35 | 292.35 | 264.85 | 237.95 | 210.95 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 329.95 | 319.15 | 291.95 | 264.85 | 237.75 | 210.55 | +1.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 329.95 | 319.15 | 291.95 | 264.85 | 237.75 | 210.55 | +1.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 330.05 | 319.75 | 294.35 | 268.85 | 243.25 | 217.85 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 332.15 | 321.25 | 293.65 | 266.05 | 238.55 | 210.95 | +1.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 333.75 | 323.75 | 298.85 | 273.95 | 249.05 | 224.05 | +2.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 333.75 | 323.75 | 298.85 | 273.95 | 249.05 | 224.05 | +2.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 333.75 | 322.75 | 294.95 | 267.25 | 239.55 | 211.85 | +3.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 333.85 | 323.15 | 296.15 | 268.75 | 241.75 | 214.75 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 335.45 | 324.75 | 297.55 | 270.35 | 243.35 | 216.15 | +0.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 338.20 | 327.35 | 300.20 | 273.00 | 245.90 | 218.75 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 339.55 | 328.55 | 300.75 | 273.05 | 245.35 | 217.65 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 340.25 | 329.35 | 302.15 | 274.85 | 247.55 | 220.35 | +6.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 340.55 | 329.65 | 302.45 | 275.25 | 248.15 | 220.85 | +2.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 340.55 | 329.65 | 302.45 | 275.25 | 248.15 | 220.85 | +2.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 341.35 | 334.05 | 309.85 | 287.55 | 262.65 | 233.55 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 341.75 | 334.35 | 310.15 | 287.85 | 263.05 | 233.95 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 341.85 | 330.85 | 303.25 | 275.65 | 248.15 | 220.55 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 341.85 | 335.65 | 303.65 | 276.45 | 249.15 | 221.95 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 342.95 | 332.15 | 305.05 | 277.85 | 250.75 | 237.55 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 343.65 | 332.75 | 305.55 | 278.25 | 251.05 | 223.75 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 344.85 | 333.95 | 306.65 | 279.45 | 252.15 | 224.85 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 344.95 | 338.75 | 306.85 | 279.55 | 252.35 | 225.05 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 345.25 | 334.65 | 307.65 | 280.15 | 253.25 | 226.25 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 347.25 | 336.25 | 308.45 | 280.75 | 253.05 | 225.35 | +3.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 348.95 | 338.15 | 311.05 | 283.85 | 256.75 | 238.05 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 355.35 | 344.55 | 317.35 | 290.25 | 263.15 | 235.95 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 355.85 | 344.95 | 317.65 | 290.35 | 263.15 | 235.85 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 355.85 | 345.05 | 317.95 | 290.75 | 263.65 | 236.55 | +2.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 356.95 | 346.15 | 319.05 | 291.85 | 264.75 | 246.05 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 357.65 | 346.85 | 319.75 | 292.55 | — | 238.35 | +2.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 357.75 | 346.85 | 319.75 | 292.65 | 265.45 | 238.45 | +13.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 359.15 | 347.95 | 320.35 | 292.65 | 264.85 | 237.25 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 359.45 | 348.65 | 321.55 | 294.35 | 267.35 | 240.15 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 359.45 | 348.65 | 321.55 | 294.35 | 267.35 | 240.15 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 361.25 | 350.35 | 327.25 | 300.15 | 269.05 | 241.85 | +9.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 362.15 | 351.25 | 323.75 | 296.35 | 268.95 | 241.55 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.15 | 352.45 | 325.25 | 298.15 | 271.05 | 243.85 | +2.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 363.95 | 353.05 | 325.95 | 298.85 | 271.65 | 244.55 | +13.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 363.95 | 353.05 | 325.95 | 298.85 | 271.65 | 244.55 | +13.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 364.45 | 353.65 | 326.45 | 299.35 | 272.25 | 245.05 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 364.65 | 358.35 | 326.45 | 299.25 | 271.95 | 244.65 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 365.95 | 355.15 | 328.05 | 300.85 | 273.75 | 246.65 | +13.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 365.95 | 355.15 | 328.05 | 300.85 | 273.75 | 246.65 | +13.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 366.15 | 359.95 | 328.05 | 300.75 | 273.55 | 246.25 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 366.45 | 355.55 | 328.35 | 301.15 | 273.95 | 246.75 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.15 | 356.35 | 329.15 | 302.05 | 274.95 | 247.75 | +1.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 367.25 | 360.45 | 333.35 | 306.15 | 275.05 | 247.95 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 367.25 | 356.45 | 335.35 | 308.25 | 275.05 | 247.95 | +8.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 367.95 | 357.15 | 330.05 | 302.85 | 275.75 | 248.65 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 368.65 | 357.95 | 330.75 | 303.55 | 276.55 | 249.35 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 369.25 | 358.45 | 349.45 | 332.35 | 305.25 | 278.05 | +8.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 370.45 | 360.45 | 335.15 | 309.95 | 284.75 | 259.55 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.95 | 360.15 | 332.95 | 305.85 | 278.75 | 251.65 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 371.85 | 361.15 | 334.15 | 306.75 | 279.75 | 252.75 | +11.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 372.85 | 362.05 | 334.85 | 307.75 | — | 253.55 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 372.85 | 362.05 | 334.85 | 307.75 | — | 253.55 | +2.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 373.05 | 362.25 | 335.15 | 307.95 | 280.95 | 253.75 | +5.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.35 | 363.45 | 336.25 | 308.95 | 281.65 | 254.45 | +2.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 374.65 | 364.55 | 339.05 | 313.55 | 288.25 | 262.75 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 375.85 | 365.15 | 337.95 | 310.75 | — | 256.55 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 376.05 | 365.35 | 338.35 | 310.95 | 283.95 | 257.05 | +12.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 376.35 | 370.15 | 338.25 | 310.95 | 283.75 | 256.45 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 376.75 | 367.35 | 343.75 | 320.15 | 296.55 | 266.55 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.85 | 367.55 | 344.35 | 321.75 | 298.75 | 257.75 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.85 | 367.15 | 340.15 | 312.75 | 285.75 | 258.75 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.95 | 368.85 | 341.15 | 313.45 | 285.75 | 258.05 | +3.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.25 | 369.35 | 341.75 | 314.15 | 286.65 | 259.05 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 380.25 | 369.55 | 342.65 | 315.15 | 288.25 | 261.25 | +10.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 380.25 | 369.55 | 342.65 | 315.15 | 288.25 | 261.25 | +10.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 381.65 | 370.85 | 343.65 | 316.55 | 289.45 | 262.35 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 383.35 | 376.55 | 353.45 | 326.35 | 305.25 | 278.05 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 384.25 | 378.05 | 346.05 | 318.85 | 291.55 | 264.35 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 384.85 | 374.15 | 347.15 | 319.75 | 292.75 | 265.85 | +12.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 387.35 | 380.55 | 357.45 | 330.35 | 305.25 | 278.05 | +8.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 387.95 | 377.25 | 350.05 | 322.85 | — | 268.65 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.15 | 381.95 | 350.05 | 322.75 | 295.45 | 268.25 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 389.85 | 379.15 | 351.95 | 324.95 | 297.75 | 270.75 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 390.15 | 379.35 | 352.25 | 325.05 | 298.05 | 270.85 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 390.15 | 379.35 | 352.25 | 325.05 | 298.05 | 270.85 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 392.45 | 381.55 | 354.35 | 327.05 | 299.85 | 272.55 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 393.95 | 383.25 | 356.25 | 328.85 | 301.85 | 274.95 | +12.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.45 | 386.55 | 359.45 | 332.35 | 305.25 | 278.05 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 397.45 | 386.55 | 359.45 | 332.35 | 305.25 | 278.05 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 397.65 | 386.85 | 359.65 | 332.55 | 305.45 | 278.25 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 397.65 | 386.85 | 359.65 | 332.55 | 305.45 | 278.25 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 398.55 | 387.85 | 360.85 | 333.45 | 306.45 | 279.45 | +12.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 400.15 | 389.25 | 362.05 | 334.75 | 307.45 | 280.25 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 406.05 | 395.15 | 367.85 | 340.65 | 313.35 | 286.05 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.45 | 398.65 | 371.45 | 344.35 | 317.25 | 290.15 | +13.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 410.55 | 399.65 | 372.35 | 345.15 | 317.85 | 290.55 | +3.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.15 | 401.25 | 373.85 | 346.35 | 319.05 | 291.55 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 412.15 | 401.45 | 374.55 | 347.05 | 320.15 | 293.15 | +12.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 415.05 | 404.15 | 376.85 | 349.65 | 322.35 | 295.15 | +3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.35 | 407.65 | 380.65 | 353.25 | 326.25 | 299.35 | +10.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.45 | 407.65 | 380.45 | 353.35 | — | 299.05 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.75 | 407.95 | 380.75 | 353.65 | 326.55 | 299.45 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 424.05 | 413.15 | 385.95 | 358.65 | 331.35 | 304.15 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.55 | 413.75 | 386.65 | 359.45 | 332.45 | 305.25 | +3.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.75 | 422.95 | 395.75 | 368.65 | 341.55 | 314.35 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.65 | 435.75 | 408.45 | 381.15 | 353.95 | 326.65 | +3.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 447.50 | 438.45 | 411.35 | 379.70 | 352.55 | 320.90 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.95 | 440.25 | 413.25 | 385.85 | 358.85 | 331.85 | +12.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.40 | 461.85 | 433.30 | 404.75 | 376.15 | 347.55 | +2.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Romanshorn for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/), the cheapest offer in [Romanshorn](https://praemiencheck.onedoc.ch/en/tg/romanshorn/) is Agrisano (AGRIsmart) at 309.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 338.20 CHF a month.

### How much does health insurance cost in Romanshorn in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/), monthly premiums run from 309.95 CHF (Agrisano, AGRIsmart) to 471.40 CHF (vita surselva, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 293.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Romanshorn for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 309.95 CHF a month with the 300 CHF deductible to 204.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Romanshorn for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 338.20 CHF (Sanitas), family doctor / HMO 321.35 CHF (CSS), flexible model 327.90 CHF (Sanitas), telemedicine 309.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 314.70 CHF at Agrisano (AGRIsmart) gives 309.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Romanshorn is in region 0 of canton Thurgau.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Romanshorn (TG): every situation: https://praemiencheck.onedoc.ch/en/tg/romanshorn/
- Premiums 2027 in Romanshorn (TG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/
- Premiums 2027 in Romanshorn (TG), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/tg/romanshorn/child/
- Adult: https://praemiencheck.onedoc.ch/en/tg/romanshorn/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Romanshorn (TG), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Romanshorn (TG), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Romanshorn (TG), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Romanshorn (TG), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Romanshorn (TG), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/tg/romanshorn/young-adult/no-accident/deductible-300/ — replace `tg` with your canton’s two-letter code (ge, vd, zh…), `romanshorn` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.