# Health insurance premiums 2026 in Hefenhofen (TG), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Hefenhofen](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/) ([canton Thurgau](https://praemiencheck.onedoc.ch/en/tg/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/), the cheapest monthly basic insurance premium is **56.05 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 110.05 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 84.65 | — | 75.15 | 70.35 | 65.65 | 60.75 | 56.05 | +10.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 90.05 | — | 79.25 | — | 68.35 | — | 57.45 | +14.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 89.35 | — | 79.35 | 74.25 | 69.35 | 64.25 | 59.25 | +9.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 | +11.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 | +11.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 92.85 | 87.45 | 82.05 | 76.55 | 71.15 | — | 60.25 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 90.85 | — | 80.65 | 75.65 | 70.55 | 65.35 | 60.35 | +9.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 93.25 | 87.85 | 82.45 | 76.95 | 71.55 | — | 60.65 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 93.75 | — | 82.95 | — | 72.05 | — | 61.25 | +11.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 95.05 | 89.65 | 84.25 | 78.75 | 73.35 | — | 62.45 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 95.65 | — | — | 79.35 | — | — | 63.05 | +13.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 98.75 | 93.25 | 87.75 | 82.25 | 76.75 | 71.25 | 65.65 | +9.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.25 | — | 88.15 | 82.65 | 77.15 | 71.55 | 66.05 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 99.95 | 94.55 | 89.15 | 83.65 | 78.25 | — | 67.35 | +7.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 93.45 | — | 84.85 | — | 76.15 | — | 67.45 | +3.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 101.25 | 95.75 | 90.25 | 84.65 | 79.15 | 73.75 | 68.15 | +9.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 100.95 | 95.55 | 90.15 | 84.65 | 79.25 | 73.85 | 68.35 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 100.95 | 95.55 | 90.15 | 84.65 | 79.25 | 73.85 | 68.35 | +3.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 96.15 | — | — | 79.95 | — | — | 68.75 | +12.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 98.05 | 93.25 | 88.45 | 83.55 | 78.95 | 73.95 | 69.05 | +23.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 102.95 | — | 92.15 | — | 81.25 | — | 70.45 | +11.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 100.85 | 95.85 | 90.85 | 85.75 | 80.85 | 75.95 | 70.75 | +1.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 100.85 | 95.85 | 90.85 | 85.75 | 80.85 | 75.95 | 70.75 | +1.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 100.35 | 95.45 | 90.55 | 85.55 | 80.95 | 75.75 | 70.75 | +23.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 103.35 | 97.95 | 92.55 | 87.05 | 81.65 | 76.25 | 70.75 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 101.55 | 96.55 | 91.65 | 86.55 | 81.85 | 76.65 | 71.65 | +23.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 104.85 | 99.35 | 93.85 | 88.25 | 82.75 | 77.35 | 71.75 | +9.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 99.65 | — | 90.45 | — | 81.25 | — | 71.95 | +7.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 99.65 | — | 90.45 | — | 81.25 | — | 71.95 | +6.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 100.85 | — | 91.55 | — | 82.25 | — | 72.85 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.55 | 100.15 | 94.75 | 89.25 | 83.85 | — | 72.95 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 105.75 | — | 97.35 | — | 86.45 | — | 75.65 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 108.35 | 102.85 | 97.45 | 91.95 | 86.55 | 81.05 | 75.65 | +9.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 108.85 | 103.35 | 97.95 | 92.45 | 87.05 | 81.55 | 76.15 | +9.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 109.85 | 104.25 | 98.75 | — | 87.65 | — | 76.55 | +7.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.25 | — | — | 93.05 | — | — | 76.75 | +12.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 109.65 | 104.15 | 98.75 | 93.25 | 87.85 | 82.35 | 76.95 | +9.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 109.65 | 104.25 | 98.85 | 93.35 | 87.95 | 82.55 | 77.15 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 109.85 | 104.45 | 99.05 | 93.55 | 88.15 | 82.75 | 77.25 | +14.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.95 | 104.55 | 99.15 | 93.65 | 88.25 | 82.85 | 77.35 | +1.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 110.45 | 105.05 | 99.65 | 94.15 | 88.75 | 83.35 | 77.95 | +14.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 110.70 | 105.30 | 99.90 | 94.40 | 89.00 | 83.60 | 78.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 110.70 | 105.30 | 99.90 | 94.40 | 89.00 | 83.60 | 78.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 110.70 | 105.30 | 99.90 | 94.40 | 89.00 | 83.60 | 78.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 110.70 | 105.30 | 99.90 | 94.40 | 89.00 | 83.60 | 78.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 110.95 | 105.55 | 100.15 | 94.65 | 89.25 | 83.85 | 78.35 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 111.05 | 105.75 | 100.35 | 94.85 | 89.45 | 84.05 | 78.55 | +14.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 111.05 | 105.75 | 100.35 | 94.85 | 89.45 | 84.05 | 78.55 | +14.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 108.75 | — | 100.45 | — | 89.55 | — | 78.75 | +5.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 112.05 | 106.65 | 101.15 | 95.65 | 90.45 | 84.75 | 79.15 | +23.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 109.45 | — | 99.45 | — | 89.35 | — | 79.25 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 112.15 | 106.65 | 101.25 | 95.75 | 90.35 | 84.85 | 79.45 | −21.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 111.95 | 106.55 | 101.15 | 95.75 | 90.35 | 84.95 | 79.45 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 111.95 | 106.55 | 101.15 | 95.75 | 90.35 | 84.95 | 79.45 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 112.85 | 107.35 | 101.85 | — | 90.75 | — | 79.55 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 112.15 | 106.75 | 101.35 | 95.85 | 90.45 | 85.05 | 79.55 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 112.95 | 107.45 | 102.05 | 96.55 | 91.15 | 85.65 | 80.25 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 113.25 | 107.85 | 102.45 | 96.95 | 91.55 | 86.15 | 80.75 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 113.25 | 107.85 | 102.45 | 96.95 | 91.55 | 86.15 | 80.75 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 114.95 | 109.45 | 103.95 | — | 92.75 | — | 81.65 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.45 | 109.05 | 103.65 | 98.15 | 92.75 | 87.35 | 81.85 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 114.55 | 109.15 | 103.75 | 98.35 | 92.95 | 87.55 | 82.05 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.05 | 109.55 | 104.15 | 98.65 | 93.25 | 87.75 | 82.35 | −19.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 113.75 | — | 105.35 | — | 94.45 | — | 83.65 | +10.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.95 | 111.55 | 106.05 | 100.45 | 94.95 | 89.45 | 83.95 | +7.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 116.55 | 111.15 | 105.75 | 100.25 | 94.85 | 89.45 | 83.95 | +7.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 117.55 | 112.05 | 106.55 | — | 95.45 | — | 84.35 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 117.25 | 111.85 | 106.45 | 100.95 | 95.55 | 90.15 | 84.65 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 117.95 | 112.55 | 107.15 | 101.65 | 96.25 | 90.85 | 85.35 | +7.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 117.95 | 112.55 | 107.15 | 101.65 | 96.25 | 90.85 | 85.35 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.05 | — | 107.15 | — | 96.35 | — | 85.45 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 114.35 | — | 105.95 | — | 96.35 | — | 85.45 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 118.05 | — | 107.15 | — | 96.35 | — | 85.45 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 118.05 | — | 107.15 | — | 96.35 | — | 85.45 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 118.05 | — | 107.15 | — | 96.35 | — | 85.45 | +5.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.05 | — | 107.25 | — | 96.45 | — | 85.55 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.15 | 112.75 | 107.35 | 101.85 | 96.45 | 91.05 | 85.55 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 119.85 | 114.45 | 108.95 | 103.55 | 98.05 | 92.65 | 87.15 | New tariff 2026 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 121.40 | 116.30 | 110.00 | 104.95 | 98.60 | 93.55 | 87.25 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 122.05 | 116.65 | 111.25 | 105.75 | 100.35 | 94.95 | 89.45 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 122.45 | 117.05 | 111.55 | 106.15 | 100.65 | 95.25 | 89.75 | +9.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 122.45 | 117.05 | 111.55 | 106.15 | 100.65 | 95.25 | 89.75 | +9.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 122.45 | 117.05 | 111.55 | 106.15 | 100.65 | 95.25 | 89.75 | +9.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.55 | 117.15 | 111.85 | 106.35 | 100.95 | 95.55 | 90.05 | +13.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.75 | 118.25 | 112.85 | 107.35 | 101.95 | 96.45 | 91.05 | +9.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 124.05 | — | 113.25 | — | 102.45 | — | 91.55 | +16.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 | 91.75 | +0.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.05 | 122.75 | 117.40 | 110.75 | 105.40 | 100.05 | 93.40 | +6.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 126.35 | — | 115.45 | — | 104.65 | — | 93.75 | +13.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 126.35 | — | 115.45 | — | 104.65 | — | 93.75 | +17.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.45 | 120.95 | 115.55 | 110.05 | 104.65 | 99.15 | 93.75 | −25.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.15 | 121.75 | 116.35 | 110.85 | 105.45 | 100.05 | 94.55 | +4.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 127.05 | — | 116.15 | — | 105.35 | — | 94.55 | +10.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 127.05 | — | 116.15 | — | 105.35 | — | 94.55 | +12.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.95 | 123.45 | 117.95 | — | 106.85 | — | 95.75 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 129.25 | 123.75 | 118.35 | 112.85 | 107.45 | 101.95 | 96.55 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 132.15 | 126.65 | 121.25 | 115.75 | 110.35 | 104.85 | 99.45 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 132.15 | 126.65 | 121.25 | 115.75 | 110.35 | 104.85 | 99.45 | +0.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.35 | 126.95 | 121.55 | 116.05 | 110.65 | 105.25 | 99.85 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 133.55 | 128.15 | 122.65 | 117.25 | 111.75 | 106.25 | 100.85 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 136.45 | 130.95 | 125.55 | 120.05 | 114.65 | 109.15 | 103.75 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.35 | 133.85 | 128.45 | 122.95 | 117.55 | 112.05 | 106.65 | +0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 142.55 | — | 131.75 | — | 120.85 | — | 110.05 | +12.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 96.25 | — | — | — | — | 69.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 96.25 | — | — | — | — | 69.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 96.25 | — | — | — | — | 69.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 97.45 | — | — | — | — | 70.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 101.05 | — | — | — | — | 73.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 101.05 | — | — | — | — | 73.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 103.45 | — | — | — | — | 76.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 104.65 | — | — | — | — | 77.55 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 106.85 | 102.25 | 97.55 | 92.85 | 86.95 | 81.25 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 108.85 | 108.05 | 107.05 | 106.15 | 105.25 | 104.25 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 110.65 | 105.25 | 99.85 | 94.55 | 89.05 | 83.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.25 | — | — | — | — | 87.15 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.75 | 117.85 | 116.95 | 115.95 | 115.05 | 114.15 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 118.75 | 117.95 | 117.05 | 116.05 | 115.15 | 114.25 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.55 | 118.15 | 112.75 | 107.35 | 101.85 | 96.45 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Hefenhofen for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/), the cheapest offer in [Hefenhofen](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/) is Agrisano (AGRIsmart) at 56.05 CHF a month.

### How much does health insurance cost in Hefenhofen in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/), monthly premiums run from 56.05 CHF (Agrisano, AGRIsmart) to 110.05 CHF (Sympany, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Hefenhofen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 84.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-0/) to 56.05 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Hefenhofen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 66.05 CHF (Agrisano), family doctor / HMO 57.45 CHF (ÖKK), flexible model 59.65 CHF (ÖKK), telemedicine 56.05 CHF (Agrisano).

### Does a second or third child pay less in Hefenhofen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 23 insurers present in Hefenhofen file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 56.05 CHF | 19.85 CHF from the 3rd child |
| rhenusana | sanmed24 | 63.05 CHF | 22.15 CHF from the 3rd child |
| Galenos | Managed Care | 79.45 CHF | 22.25 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 75.65 CHF | 22.45 CHF from the 3rd child |
| Visana | Tel Doc | 75.65 CHF | 23.95 CHF from the 3rd child |
| sana24 | Managed Care | 91.75 CHF | 24.95 CHF from the 3rd child |
| CONCORDIA | HMO | 65.65 CHF | 27.35 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 70.75 CHF | 32.85 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 77.25 CHF | 56.65 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 69.05 CHF | 58.75 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 80.75 CHF | 59.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 83.95 CHF | 61.75 CHF from the 5th child |
| Assura | Qualimed | 68.35 CHF | 66.75 CHF from the 4th child, 65.25 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 61.20 CHF at Agrisano (AGRIsmart) gives 56.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Hefenhofen is in region 0 of canton Thurgau.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Hefenhofen (TG): every situation: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/
- Premiums 2026 in Hefenhofen (TG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/
- Premiums 2026 in Hefenhofen (TG), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/with-accident/deductible-600/
- Deductible Premiums 2026 in Hefenhofen (TG), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Hefenhofen (TG), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Hefenhofen (TG), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Hefenhofen (TG), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Hefenhofen (TG), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Hefenhofen (TG), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/tg/hefenhofen/child/no-accident/deductible-0/ — replace `tg` with your canton’s two-letter code (ge, vd, zh…), `hefenhofen` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.