# Health insurance premiums 2027 in Berg (TG), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Berg](https://praemiencheck.onedoc.ch/en/tg/berg/) ([canton Thurgau](https://praemiencheck.onedoc.ch/en/tg/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/), the cheapest monthly basic insurance premium is **326.55 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 485.15 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 326.55 | 316.45 | 291.25 | 265.95 | 240.75 | 215.55 | +5.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 343.85 | 332.25 | 303.05 | 273.85 | 244.75 | 215.55 | +3.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 344.95 | 333.45 | 304.45 | 274.95 | 245.95 | 217.45 | +2.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 345.65 | 334.95 | 308.35 | 281.65 | 254.95 | 228.35 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 345.95 | 334.35 | 305.15 | 275.95 | 246.85 | 217.65 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 227.05 | +0.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 347.65 | 336.85 | 310.05 | 283.25 | 256.35 | 229.55 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 348.85 | 337.20 | 308.05 | 278.85 | 249.70 | 220.55 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 348.85 | 337.20 | 308.05 | 278.85 | 249.70 | 220.55 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 351.55 | 339.95 | 310.75 | 281.55 | 252.45 | 223.25 | +3.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 351.75 | 340.15 | 310.95 | 281.75 | 252.65 | 223.45 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 352.55 | 340.90 | 311.75 | 282.55 | 253.40 | 224.25 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 352.55 | 340.90 | 311.75 | 282.55 | 253.40 | 224.25 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 352.55 | 340.90 | 311.75 | 282.55 | 253.40 | 224.25 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 352.55 | 340.90 | 311.75 | 282.55 | 253.40 | 224.25 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 352.55 | 340.90 | 311.75 | 282.55 | 253.40 | 224.25 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 355.05 | 343.45 | 314.25 | 285.05 | 255.95 | 226.75 | +1.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 355.05 | 343.45 | 314.25 | 285.05 | 255.95 | 226.75 | +1.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 355.15 | 343.65 | 314.65 | 285.15 | 256.15 | 227.15 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 357.65 | 346.05 | 316.85 | 287.65 | 258.55 | 229.35 | +3.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 359.25 | 348.45 | 321.65 | 294.85 | 268.15 | 241.25 | +2.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 359.25 | 348.45 | 321.65 | 294.85 | 268.15 | 241.25 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 359.35 | 347.85 | 318.85 | 289.35 | 260.35 | 231.35 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 361.05 | 349.45 | 320.25 | 291.05 | 261.95 | 232.75 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 361.95 | 350.35 | 321.15 | 291.95 | 262.85 | 233.65 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.60 | 351.95 | 322.80 | 293.60 | 264.45 | 235.30 | +2.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 364.45 | 352.75 | 323.55 | 294.45 | 265.25 | 236.05 | +6.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 365.45 | 353.85 | 324.65 | 295.45 | 266.35 | 237.15 | +3.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 365.45 | 353.85 | 324.65 | 295.45 | 266.35 | 237.15 | +3.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 365.75 | 354.15 | 324.95 | 295.75 | 266.65 | 237.45 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 366.05 | 359.45 | 325.25 | 296.05 | 266.95 | 237.75 | +4.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 367.45 | 359.55 | 333.45 | 309.55 | 282.75 | 251.45 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 367.85 | 359.85 | 333.85 | 309.85 | 283.15 | 251.85 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 368.05 | 356.35 | 327.25 | 298.05 | 268.85 | 239.75 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 369.15 | 357.55 | 328.35 | 299.15 | 270.05 | 255.85 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 369.25 | 357.55 | 328.45 | 299.25 | 270.05 | 240.95 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 369.45 | 362.75 | 328.65 | 299.45 | 270.25 | 241.15 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 371.65 | 360.15 | 331.15 | 301.65 | 272.65 | 243.65 | +2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 375.55 | 363.95 | 334.75 | 305.55 | 276.45 | 256.25 | +7.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.25 | 366.55 | 337.45 | 308.25 | 279.05 | 249.95 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 381.05 | 369.35 | 340.15 | 311.05 | 281.85 | 252.65 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 382.35 | 370.75 | 341.55 | 312.35 | 283.25 | 254.05 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 382.95 | 371.35 | 342.15 | 312.95 | 283.85 | 254.65 | +2.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 384.15 | 372.55 | 343.35 | 314.15 | 285.05 | 264.85 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 384.95 | 373.35 | 344.15 | 314.95 | — | 256.65 | +2.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 384.95 | 373.25 | 344.15 | 314.95 | 285.75 | 256.65 | +13.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 385.55 | 373.95 | 344.75 | 315.55 | 286.45 | 257.25 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 386.85 | 375.25 | 346.05 | 316.85 | 287.75 | 258.55 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 386.85 | 375.25 | 346.05 | 316.85 | 287.75 | 258.55 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 388.75 | 377.15 | 352.25 | 323.15 | 289.65 | 260.45 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 390.45 | 383.75 | 349.65 | 320.45 | 291.25 | 262.15 | +4.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.85 | 379.25 | 350.05 | 320.85 | 291.75 | 262.55 | +2.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 391.65 | 379.95 | 350.75 | 321.65 | 292.45 | 263.25 | +13.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 391.65 | 379.95 | 350.75 | 321.65 | 292.45 | 263.25 | +13.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 392.15 | 385.45 | 351.25 | 322.15 | 292.95 | 263.75 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 392.15 | 380.55 | 351.35 | 322.15 | 293.05 | 263.85 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.25 | 381.55 | 352.45 | 323.25 | 294.05 | 264.95 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 393.85 | 382.15 | 353.05 | 323.85 | 294.65 | 265.55 | +13.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 393.85 | 382.15 | 353.05 | 323.85 | 294.65 | 265.55 | +13.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 394.45 | 383.75 | 356.85 | 330.05 | 303.25 | 276.35 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.05 | 383.45 | 354.25 | 325.05 | 295.95 | 266.75 | +1.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 395.25 | 387.95 | 358.75 | 329.55 | 296.15 | 266.95 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 395.25 | 383.65 | 360.95 | 331.75 | 296.15 | 266.95 | +8.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.95 | 384.35 | 355.15 | 325.95 | 296.85 | 267.65 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 396.75 | 385.15 | 355.95 | 326.75 | 297.65 | 268.45 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 397.45 | 385.75 | 376.05 | 357.65 | 328.55 | 299.35 | +8.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 398.85 | 388.15 | 361.05 | 333.95 | 306.95 | 279.85 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.25 | 387.65 | 358.45 | 329.25 | 300.15 | 270.95 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.15 | 388.55 | 359.35 | 330.15 | 301.05 | 271.85 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 400.15 | 388.65 | 359.65 | 330.15 | 301.15 | 272.15 | +11.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.85 | 389.25 | 360.05 | 330.85 | 301.75 | 272.55 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 401.25 | 389.65 | 360.45 | 331.25 | — | 272.95 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 401.25 | 389.65 | 360.45 | 331.25 | — | 272.95 | +2.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 401.45 | 389.85 | 360.65 | 331.45 | 302.35 | 273.15 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.65 | 391.05 | 361.85 | 332.65 | 303.55 | 274.35 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 403.05 | 396.35 | 362.25 | 333.05 | 303.85 | 274.75 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 404.55 | 392.95 | 363.75 | 334.55 | — | 276.25 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 404.75 | 393.25 | 364.25 | 334.75 | 305.75 | 276.75 | +12.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 405.45 | 395.35 | 369.95 | 344.65 | 319.25 | 286.95 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.55 | 395.55 | 370.55 | 346.25 | 321.55 | 277.45 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.55 | 395.05 | 366.05 | 336.55 | 307.55 | 278.55 | +2.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 409.25 | 397.75 | 368.75 | 339.25 | 310.25 | 281.25 | +10.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 409.25 | 397.75 | 368.75 | 339.25 | 310.25 | 281.25 | +10.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 410.65 | 399.05 | 369.85 | 340.65 | 311.55 | 282.35 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 411.45 | 404.75 | 370.65 | 341.45 | 312.25 | 283.15 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 412.55 | 405.25 | 380.35 | 351.25 | 328.55 | 299.35 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 414.15 | 402.65 | 373.65 | 344.15 | 315.15 | 286.15 | +12.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.65 | 408.95 | 374.85 | 345.65 | 316.45 | 287.35 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 416.85 | 409.55 | 384.75 | 355.55 | 328.55 | 299.35 | +8.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 417.55 | 405.95 | 376.75 | 347.55 | — | 289.25 | +0.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 419.55 | 407.95 | 378.75 | 349.75 | 320.45 | 291.45 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 419.85 | 408.25 | 379.05 | 349.85 | 320.75 | 291.55 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 419.85 | 408.25 | 379.05 | 349.85 | 320.75 | 291.55 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 420.25 | 408.65 | 379.45 | 350.25 | 321.15 | 291.95 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 423.95 | 412.45 | 383.45 | 353.95 | 324.95 | 295.95 | +12.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 427.85 | 416.25 | 387.05 | 357.85 | 328.75 | 299.55 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 427.85 | 416.25 | 387.05 | 357.85 | 328.75 | 299.55 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 428.45 | 416.85 | 387.65 | 358.45 | 329.35 | 300.15 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 428.85 | 417.35 | 388.35 | 358.85 | 329.85 | 300.85 | +12.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 434.75 | 423.05 | 393.95 | 364.75 | 335.55 | 306.45 | +3.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 439.55 | 427.95 | 398.75 | 369.55 | 340.45 | 311.25 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.55 | 428.95 | 399.75 | 370.55 | 341.45 | 312.25 | +13.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 443.55 | 432.05 | 403.05 | 373.55 | 344.55 | 315.55 | +12.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 444.45 | 432.75 | 403.55 | 374.45 | 345.25 | 316.05 | +3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.15 | 438.65 | 409.65 | 380.15 | 351.15 | 322.15 | +10.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.25 | 438.65 | 409.45 | 380.25 | — | 321.95 | +3.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 450.25 | 441.15 | 413.85 | 382.00 | 354.70 | 322.85 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.55 | 438.95 | 409.75 | 380.55 | 351.45 | 322.25 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 454.05 | 442.35 | 413.25 | 384.05 | 354.85 | 325.75 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.85 | 445.25 | 416.05 | 386.85 | 357.75 | 328.55 | +3.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 466.65 | 455.05 | 425.85 | 396.75 | 367.55 | 338.35 | +6.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.25 | 464.65 | 435.95 | 407.20 | 378.45 | 349.70 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.15 | 466.55 | 437.35 | 408.15 | 379.05 | 349.85 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.15 | 473.65 | 444.65 | 415.15 | 386.15 | 357.15 | +12.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Berg for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/), the cheapest offer in [Berg](https://praemiencheck.onedoc.ch/en/tg/berg/) is Agrisano (AGRIsmart) at 326.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 363.60 CHF a month.

### How much does health insurance cost in Berg in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/), monthly premiums run from 326.55 CHF (Agrisano, AGRIsmart) to 485.15 CHF (Groupe Mutuel – Philos, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 293.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Berg for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 326.55 CHF a month with the 300 CHF deductible to 215.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Berg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 363.60 CHF (Sanitas), family doctor / HMO 341.55 CHF (CONCORDIA), flexible model 352.55 CHF (Sanitas), telemedicine 326.55 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 331.30 CHF at Agrisano (AGRIsmart) gives 326.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Berg is in region 0 of canton Thurgau.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Berg (TG): every situation: https://praemiencheck.onedoc.ch/en/tg/berg/
- Premiums 2027 in Berg (TG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/
- Premiums 2027 in Berg (TG), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/tg/berg/child/
- Adult: https://praemiencheck.onedoc.ch/en/tg/berg/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Berg (TG), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Berg (TG), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Berg (TG), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Berg (TG), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Berg (TG), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/tg/berg/young-adult/with-accident/deductible-300/ — replace `tg` with your canton’s two-letter code (ge, vd, zh…), `berg` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.