# Health insurance premiums 2027 in Lauerz (SZ), for a child aged 0 to 18, deductible of 600 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Lauerz](https://praemiencheck.onedoc.ch/en/sz/lauerz/) ([canton Schwyz](https://praemiencheck.onedoc.ch/en/sz/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sz/lauerz/child/) with a 600 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/), the cheapest monthly basic insurance premium is **65.40 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 126.10 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 95.70 | — | 85.50 | 80.50 | 75.50 | 70.40 | 65.40 | +12.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 102.30 | 96.50 | 90.70 | 84.80 | 79.00 | 73.20 | 67.30 | +3.1 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 101.10 | — | — | 84.50 | 78.90 | 73.40 | 67.80 | −13.7 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.60 | 98.80 | 93.00 | 87.10 | 81.30 | 75.50 | 69.60 | −4.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 101.80 | — | 91.00 | 85.70 | 80.30 | 74.90 | 69.60 | +12.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 104.70 | 98.90 | 93.10 | 87.20 | 81.40 | 75.60 | 69.70 | +3.9 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.40 | — | — | 88.90 | 83.10 | 77.25 | 71.40 | −13.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 107.70 | 101.90 | 96.10 | 90.20 | 84.40 | 78.60 | 72.70 | +3.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 108.90 | 103.10 | 97.30 | 91.40 | 85.60 | — | 73.90 | +11.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 110.10 | 104.30 | 98.50 | 92.60 | 86.80 | — | 75.10 | +12.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.60 | — | 98.90 | 93.10 | 87.30 | 81.40 | 75.60 | +12.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 109.40 | 104.00 | 98.70 | 93.20 | 87.90 | 82.60 | 77.20 | +6.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 109.40 | 104.00 | 98.70 | 93.20 | 87.90 | 82.60 | 77.20 | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 112.70 | 106.90 | 101.10 | 95.20 | 89.40 | 83.60 | 77.70 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 112.70 | 106.90 | 101.10 | 95.20 | 89.40 | 83.60 | 77.70 | +1.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 113.10 | 107.30 | 101.50 | 95.60 | 89.80 | 84.00 | 78.10 | +10.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 113.10 | 107.30 | 101.50 | 95.60 | 89.80 | 84.00 | 78.10 | +10.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 113.30 | 107.50 | 101.70 | 95.80 | 90.00 | 84.20 | 78.30 | +9.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 113.60 | — | 102.00 | — | 90.30 | — | 78.60 | +4.1 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 113.80 | 108.00 | 102.20 | 96.30 | 90.50 | 84.70 | 78.80 | +17.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 114.40 | 108.60 | 102.80 | 96.90 | 91.10 | 85.30 | 79.40 | +10.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 116.10 | — | 104.50 | — | 92.80 | — | 81.10 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 116.10 | — | 104.50 | — | 92.80 | — | 81.10 | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 109.50 | — | 100.20 | — | 90.90 | — | 81.50 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 116.90 | 111.10 | 105.30 | 99.40 | 93.60 | 87.80 | 81.90 | +10.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 112.80 | 107.70 | 102.60 | 97.40 | 92.50 | 87.20 | 82.00 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 117.40 | 111.60 | 105.80 | 99.90 | 94.10 | — | 82.40 | +13.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 117.80 | 112.00 | 106.20 | 100.30 | 94.50 | — | 82.80 | +22.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 118.10 | — | 106.50 | — | 94.80 | — | 83.10 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 118.10 | 112.30 | 106.40 | 100.60 | 94.80 | 88.90 | 83.10 | +5.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 118.20 | 112.40 | 106.60 | 100.70 | 94.90 | 89.10 | 83.20 | +9.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 118.20 | 112.40 | 106.60 | 100.70 | 94.90 | 89.10 | 83.20 | +1.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 118.20 | 112.40 | 106.60 | 100.70 | 94.90 | 89.10 | 83.20 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 118.70 | 112.80 | 107.00 | 101.20 | 95.30 | 89.50 | 83.70 | +5.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 115.30 | 110.10 | 104.90 | 99.60 | 94.60 | 89.20 | 83.80 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 118.80 | 113.00 | 107.20 | 101.30 | 95.50 | 89.70 | 83.80 | +0.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.90 | 113.10 | 107.30 | 101.50 | 95.60 | 89.80 | 83.90 | +6.6 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.10 | 113.30 | 107.50 | 101.60 | 95.80 | 90.00 | 84.10 | +12.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.60 | 113.80 | 108.00 | 102.10 | 96.30 | 90.50 | 84.60 | +2.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 116.60 | 111.30 | 106.10 | 100.70 | 95.70 | 90.10 | 84.80 | +3.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 120.85 | 115.00 | 109.15 | 103.35 | 97.50 | 91.65 | 85.85 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 121.00 | 115.20 | 109.40 | 103.50 | 97.70 | 91.90 | 86.00 | +1.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 116.40 | — | 106.50 | — | 96.60 | — | 86.60 | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 116.40 | — | 106.50 | — | 96.60 | — | 86.60 | +4.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 122.10 | 116.30 | 110.45 | 104.60 | 98.80 | 92.95 | 87.10 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.30 | 116.50 | 110.70 | 104.80 | 99.00 | — | 87.30 | +11.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 117.70 | — | 107.80 | — | 97.70 | — | 87.60 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.30 | 117.50 | 111.60 | 105.80 | 100.00 | 94.10 | 88.30 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 123.30 | 117.50 | 111.60 | 105.80 | 100.00 | 94.10 | 88.30 | +7.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 123.60 | 117.80 | 112.00 | — | 100.30 | — | 88.60 | +8.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 123.70 | 117.90 | 112.10 | 106.20 | 100.40 | 94.60 | 88.70 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 124.10 | 118.30 | 112.50 | — | 100.80 | — | 89.10 | +8.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.40 | 118.60 | 112.80 | 106.90 | 101.10 | 95.40 | 89.40 | +9.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.30 | 120.50 | 114.70 | 108.80 | 103.00 | 97.20 | 91.30 | +10.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 125.40 | 120.40 | 114.10 | 109.10 | 102.85 | 96.55 | 91.55 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 123.20 | — | 112.80 | — | 102.20 | — | 91.70 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 127.30 | 121.50 | 115.70 | — | 104.00 | — | 92.30 | +8.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 127.90 | 122.10 | 116.30 | 110.40 | 104.60 | 98.80 | 92.90 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.20 | 122.40 | 116.60 | 110.70 | 105.20 | 99.10 | 93.20 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 128.35 | 122.55 | 116.70 | 110.85 | 105.05 | 99.20 | 93.35 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.55 | 122.70 | 116.85 | 111.05 | 105.20 | 99.35 | 93.55 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 128.60 | 122.80 | 117.00 | — | 105.30 | — | 93.60 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.00 | — | 117.40 | — | 105.70 | — | 94.00 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.40 | 123.60 | 117.80 | 111.90 | 106.10 | 100.30 | 94.40 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 129.40 | 123.60 | 117.80 | 111.90 | 106.10 | 100.30 | 94.40 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 129.70 | 123.90 | 118.05 | 112.20 | 106.40 | 100.55 | 94.70 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 129.70 | 123.90 | 118.05 | 112.20 | 106.40 | 100.55 | 94.70 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 129.70 | 123.90 | 118.05 | 112.20 | 106.40 | 100.55 | 94.70 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 129.70 | 123.90 | 118.05 | 112.20 | 106.40 | 100.55 | 94.70 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 129.70 | 123.90 | 118.05 | 112.20 | 106.40 | 100.55 | 94.70 | New tariff 2027 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 130.00 | — | — | 112.50 | — | — | 95.00 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 131.00 | 125.20 | 119.40 | 113.50 | 107.70 | 101.90 | 96.00 | +17.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 131.05 | 125.25 | 119.40 | 113.55 | 107.75 | 101.90 | 96.05 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 131.70 | 125.90 | 120.10 | 114.20 | 108.40 | 102.60 | 96.70 | +17.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | 97.50 | +17.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 132.50 | 126.70 | 120.90 | 115.00 | 109.20 | 103.40 | 97.50 | +17.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.00 | 126.45 | 121.45 | 114.85 | 109.55 | 102.95 | 97.70 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.70 | 127.90 | 122.05 | 116.20 | 110.40 | 104.55 | 98.70 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 133.70 | 127.90 | 122.10 | 116.20 | 110.40 | 104.60 | 98.70 | 0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 136.30 | — | — | 118.80 | — | — | 101.30 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.90 | — | 125.30 | — | 113.60 | — | 101.90 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.40 | 131.60 | 125.80 | 119.90 | 114.10 | 108.30 | 102.40 | +1.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 138.60 | 132.70 | 126.90 | 121.10 | 115.20 | 109.40 | 103.60 | +8.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.50 | — | 127.90 | — | 116.20 | — | 104.50 | +8.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 139.50 | — | 127.90 | — | 116.20 | — | 104.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 139.50 | — | 127.90 | — | 116.20 | — | 104.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 139.50 | — | 127.90 | — | 116.20 | — | 104.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 130.50 | — | 126.50 | — | 116.20 | — | 104.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 139.50 | — | 127.90 | — | 116.20 | — | 104.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 139.50 | — | 127.90 | — | 116.20 | — | 104.50 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 140.20 | — | 128.50 | — | 116.80 | — | 105.20 | +7.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 140.20 | — | 128.50 | — | 116.80 | — | 105.20 | +7.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.70 | 134.90 | 129.10 | — | 117.40 | — | 105.70 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 141.00 | 135.10 | 129.30 | 123.50 | 117.60 | 111.80 | 106.00 | +5.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 141.00 | 135.10 | 129.30 | 123.50 | 117.60 | 111.80 | 106.00 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 141.10 | 135.20 | 129.40 | 123.60 | 117.70 | 111.90 | 106.10 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 141.10 | 135.20 | 129.40 | 123.60 | 117.70 | 111.90 | 106.10 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 141.10 | 135.20 | 129.40 | 123.60 | 117.70 | 111.90 | 106.10 | +7.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.20 | — | — | 123.70 | — | — | 106.20 | +5.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 141.80 | — | 130.10 | — | 118.50 | — | 106.80 | +7.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.40 | 136.60 | 130.70 | 124.90 | 119.10 | 113.20 | 107.40 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 143.30 | 137.50 | 131.70 | 125.80 | 120.00 | 114.20 | 108.30 | +8.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 143.40 | — | 131.70 | — | 120.10 | — | 108.40 | +7.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 143.40 | — | 131.70 | — | 120.10 | — | 108.40 | +7.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.50 | 138.70 | 132.90 | 127.00 | 121.20 | 115.40 | 109.50 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.50 | 139.70 | 133.90 | 128.00 | 122.20 | 116.40 | 110.50 | +16.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.50 | 142.60 | 136.80 | 131.00 | 125.10 | 119.30 | 113.50 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.30 | 143.50 | 137.60 | 131.80 | 126.00 | 120.10 | 114.30 | +8.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.10 | — | 149.50 | — | 137.80 | — | 126.10 | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 106.30 | — | — | — | — | 77.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 108.80 | — | — | — | — | 79.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 108.80 | — | — | — | — | 79.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 110.00 | — | — | — | — | 80.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 112.50 | — | — | — | — | 83.40 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 114.60 | 109.60 | 104.50 | 99.50 | 94.40 | 87.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 115.00 | — | — | — | — | 85.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 115.00 | — | — | — | — | 85.90 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 117.90 | 112.10 | 106.30 | 100.40 | 94.60 | 88.80 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 119.90 | 114.10 | 108.30 | 102.50 | 96.60 | 90.80 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 123.10 | 117.30 | 111.50 | 105.60 | 99.80 | 94.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.10 | — | — | — | — | 96.00 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.70 | 125.90 | 120.10 | 114.30 | 108.40 | 102.60 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.30 | 127.50 | 121.60 | 115.80 | 110.00 | 104.10 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Lauerz for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/), the cheapest offer in [Lauerz](https://praemiencheck.onedoc.ch/en/sz/lauerz/) is Agrisano (AGRIsmart) at 65.40 CHF a month. The cheapest standard model (free choice of doctor) is Einsiedler Krankenkasse (Standard model) at 69.60 CHF a month.

### How much does health insurance cost in Lauerz in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sz/lauerz/child/) with a deductible of 600 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/), monthly premiums run from 65.40 CHF (Agrisano, AGRIsmart) to 126.10 CHF (Sympany, Standard model): 127 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Lauerz for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 95.70 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-0/) to 65.40 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Lauerz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 69.60 CHF (Einsiedler Krankenkasse), family doctor / HMO 67.30 CHF (CONCORDIA), flexible model 77.70 CHF (Assura), telemedicine 65.40 CHF (Agrisano).

### Does a second or third child pay less in Lauerz?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 28 insurers present in Lauerz file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 65.40 CHF | 26.50 CHF from the 3rd child |
| Galenos | Managed Care | 83.10 CHF | 31.10 CHF from the 3rd child |
| sana24 | Managed Care | 103.60 CHF | 31.20 CHF from the 3rd child |
| SWICA | Standard model | 104.50 CHF | 33.00 CHF from the 3rd child |
| CONCORDIA | HMO | 67.30 CHF | 33.10 CHF from the 3rd child |
| Visana | Tel Doc | 83.80 CHF | 33.40 CHF from the 3rd child |
| Einsiedler Krankenkasse | Standard model | 69.60 CHF | 34.80 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 77.20 CHF | 38.60 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 78.30 CHF | 43.10 CHF from the 3rd child |
| rhenusana | sanmed24 | 95.00 CHF | 47.50 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 78.10 CHF | 58.60 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 85.85 CHF | 59.20 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 92.90 CHF | 69.70 CHF from the 5th child |
| SLKK | SmartMed | 82.00 CHF | 70.70 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 96.00 CHF | 72.00 CHF from the 5th child |
| Assura | FeminaVita | 77.70 CHF | 76.10 CHF from the 4th child, 74.40 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Lauerz is in region 0 of canton Schwyz.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Lauerz (SZ): every situation: https://praemiencheck.onedoc.ch/en/sz/lauerz/
- Premiums 2027 in Lauerz (SZ), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/
- Premiums 2027 in Lauerz (SZ), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sz/lauerz/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sz/lauerz/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/no-accident/deductible-600/
- Deductible Premiums 2027 in Lauerz (SZ), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Lauerz (SZ), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Lauerz (SZ), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Lauerz (SZ), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Lauerz (SZ), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Lauerz (SZ), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/sz/lauerz/child/with-accident/deductible-0/ — replace `sz` with your canton’s two-letter code (ge, vd, zh…), `lauerz` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.