# Health insurance premiums 2026 in Lachen (SZ), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Lachen](https://praemiencheck.onedoc.ch/en/sz/lachen/) ([canton Schwyz](https://praemiencheck.onedoc.ch/en/sz/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/), the cheapest monthly basic insurance premium is **191.35 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 339.85 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 272.35 | 262.85 | 239.05 | 215.15 | 191.35 | 167.55 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 286.35 | 275.55 | 248.35 | 221.25 | 194.15 | 167.05 | −10.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 292.15 | 281.35 | 254.15 | 227.05 | 199.95 | 189.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 292.15 | 281.35 | 254.15 | 227.05 | 199.95 | 189.85 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 292.45 | 281.75 | 254.85 | 227.35 | 200.45 | 179.75 | +1.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 292.75 | 281.95 | 254.85 | 227.65 | 200.65 | 176.95 | +11.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 295.95 | 285.25 | 258.25 | 230.85 | 203.85 | 179.75 | +1.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 291.75 | 281.55 | 256.15 | 230.55 | 205.05 | 179.65 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 299.55 | 288.75 | 261.65 | 234.45 | 207.45 | 180.25 | +9.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 299.55 | 288.75 | 261.65 | 234.45 | 207.45 | 180.25 | +9.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 299.75 | 288.85 | 261.75 | 234.65 | 207.45 | 183.35 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 299.75 | 288.85 | 261.75 | 234.65 | 207.45 | 183.35 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 299.85 | 289.05 | 261.85 | 234.70 | 207.60 | 180.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 299.95 | 289.15 | 262.05 | 234.85 | 207.75 | 180.55 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 303.65 | 292.65 | 264.95 | 237.15 | 209.55 | 181.85 | +11.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 303.85 | 292.85 | 265.25 | 237.65 | 210.15 | 186.05 | +10.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 303.05 | 292.25 | 264.95 | 237.65 | 210.45 | 195.55 | +15.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 304.95 | 293.95 | 266.15 | 238.45 | 210.75 | 183.05 | +10.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 303.00 | 292.20 | 265.05 | 237.85 | 210.75 | 183.55 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 303.00 | 292.20 | 265.05 | 237.85 | 210.75 | 183.55 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 303.00 | 292.20 | 265.05 | 237.85 | 210.75 | 183.55 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 303.15 | 292.35 | 265.15 | 237.95 | 210.85 | 183.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 303.15 | 292.35 | 265.15 | 237.95 | 210.85 | 183.75 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 303.15 | 292.45 | 265.25 | 238.05 | 211.05 | 183.85 | +3.6 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 304.55 | 293.75 | 266.25 | 238.85 | 211.45 | 184.05 | +12.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 304.65 | 293.85 | 266.75 | 239.55 | 212.55 | 185.35 | +9.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 305.55 | 294.75 | 267.65 | 240.45 | 213.45 | 191.65 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 306.15 | 295.45 | 268.55 | 241.05 | 214.05 | 187.15 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 306.15 | 295.45 | 268.55 | 241.05 | 214.05 | 187.15 | +1.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 306.75 | 295.85 | 268.75 | 241.65 | 214.45 | 187.45 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 306.75 | 295.85 | 268.75 | 241.65 | 214.45 | 187.45 | +0.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 306.65 | 295.85 | 268.65 | 241.55 | 214.45 | 189.85 | +3.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 306.65 | 295.85 | 268.65 | 241.55 | 214.45 | 189.85 | +3.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 309.35 | 298.35 | 270.75 | 243.15 | 215.65 | 188.05 | +10.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 309.25 | 298.55 | 271.55 | 244.15 | 217.15 | 190.25 | −0.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 309.85 | 298.95 | 271.65 | 244.35 | 217.15 | 189.85 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 310.95 | 300.15 | 273.05 | 245.85 | 218.75 | 191.65 | +3.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 307.35 | 296.55 | 273.05 | 245.85 | 218.75 | 191.65 | +6.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 310.95 | 300.15 | 273.05 | 245.85 | 218.75 | 191.65 | −13.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 313.05 | 301.95 | 274.25 | 246.55 | 218.85 | 191.15 | +10.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 312.85 | 306.65 | 274.75 | 247.45 | 220.25 | 200.05 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 312.85 | 306.65 | 274.75 | 247.45 | 220.25 | 200.05 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 312.65 | 301.85 | 274.65 | 247.45 | 220.35 | 193.25 | +7.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 312.85 | 302.15 | 275.15 | 247.75 | 220.75 | 193.85 | 0.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 313.85 | 303.15 | 275.95 | 248.75 | 221.75 | 194.55 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 316.25 | 305.25 | 277.45 | 249.75 | 222.05 | 194.35 | +10.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 307.95 | 297.95 | 273.05 | 248.15 | 223.25 | 198.25 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 307.95 | 297.95 | 273.05 | 248.15 | 223.25 | 198.25 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 317.55 | 306.45 | 278.85 | 251.05 | 223.35 | 195.65 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 320.05 | 309.15 | 281.55 | 253.95 | 226.45 | 198.85 | +10.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 319.55 | 308.55 | 281.25 | 254.05 | 226.75 | 199.45 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 319.45 | 308.55 | 281.25 | 253.95 | 226.75 | 199.45 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 320.05 | 309.35 | 282.35 | 254.95 | 227.95 | 200.95 | −0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 320.05 | 309.35 | 282.35 | 254.95 | 227.95 | 200.95 | −0.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 320.65 | 309.95 | 282.55 | 255.25 | 228.05 | 213.25 | +14.5 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 322.75 | 311.85 | 284.45 | 256.95 | 229.65 | 202.15 | 0.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 325.95 | 315.00 | 287.60 | 260.15 | 232.75 | 205.35 | +6.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 329.50 | 318.50 | 291.10 | 263.70 | 236.25 | 208.85 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 321.35 | 312.15 | 288.45 | 264.75 | 238.25 | 220.05 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 333.45 | 322.65 | 295.45 | 268.35 | 241.25 | 214.15 | +9.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 334.75 | 323.85 | 296.55 | 269.35 | 242.05 | 214.85 | +1.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 334.15 | 323.45 | 296.45 | 269.05 | 242.05 | 215.05 | +7.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 335.15 | 324.35 | 297.25 | 270.05 | 243.05 | 215.85 | +5.1 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 332.05 | 321.65 | 295.65 | 269.45 | 243.45 | 217.45 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 336.35 | 325.65 | 298.45 | 271.35 | 244.35 | 217.25 | +6.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 336.95 | 326.25 | 299.25 | 271.85 | 244.85 | 217.95 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 338.95 | 328.15 | 300.95 | 273.85 | 246.75 | 219.55 | +8.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 338.95 | 328.15 | 300.95 | 273.85 | 246.75 | 219.55 | +10.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 338.95 | 328.15 | 300.95 | 273.85 | 246.75 | 219.55 | +10.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 338.95 | 328.15 | 300.95 | 273.85 | 246.75 | 219.55 | +10.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 339.65 | 333.45 | 301.55 | 274.25 | 247.05 | 219.75 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 339.65 | 333.45 | 301.55 | 274.25 | 247.05 | 219.75 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 340.75 | 329.85 | 302.65 | 275.35 | 248.05 | 220.85 | +3.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 342.05 | 331.35 | 304.35 | 276.95 | 249.95 | 223.05 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 343.05 | 332.15 | 304.85 | 277.65 | 250.35 | 223.15 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 346.45 | 335.45 | 307.65 | 279.95 | 252.35 | 224.55 | +9.6 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 345.55 | 334.65 | 307.15 | 279.75 | 252.35 | 224.95 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 345.25 | 334.45 | 307.25 | 280.15 | 253.05 | 225.95 | +3.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 347.10 | 336.15 | 308.70 | 281.30 | 253.90 | 226.45 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 346.05 | 335.35 | 308.35 | 280.95 | 253.95 | 226.95 | +7.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.05 | 338.25 | 310.95 | 283.65 | 256.45 | 229.15 | +14.1 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.75 | 338.85 | 311.45 | 283.95 | 256.55 | 229.15 | +0.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 351.15 | 344.95 | 313.05 | 285.75 | 258.45 | 231.25 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 350.95 | 340.25 | 313.05 | 285.85 | 258.85 | 231.65 | +8.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 350.95 | 340.25 | 313.05 | 285.85 | 258.85 | 231.65 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 354.15 | 343.45 | 316.45 | 289.05 | 262.05 | 235.15 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 356.15 | 345.25 | 317.65 | 290.05 | 262.55 | 234.95 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 352.85 | 342.05 | 314.95 | 289.65 | 264.45 | 241.15 | +14.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 354.75 | 343.95 | 326.35 | 299.25 | 264.45 | 237.35 | +11.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 356.65 | 349.65 | 322.55 | 295.45 | 264.45 | 237.35 | +11.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 357.35 | 346.55 | 319.35 | 292.25 | 265.15 | 238.05 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 347.55 | 337.95 | 313.85 | 289.65 | 265.55 | 241.45 | +8.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 357.95 | 347.25 | 320.25 | 292.85 | 265.85 | 238.85 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 358.85 | 352.55 | 320.65 | 293.45 | 266.15 | 238.85 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 361.85 | 350.95 | 323.75 | 296.45 | 269.25 | 241.95 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 363.15 | 352.35 | 325.25 | 298.05 | 271.05 | 243.85 | +10.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 355.55 | 345.75 | 321.05 | 296.35 | 271.75 | 247.05 | +8.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 364.55 | 353.65 | 326.35 | 299.15 | 271.85 | 244.55 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 364.55 | 353.65 | 326.35 | 299.15 | 271.85 | 244.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 364.35 | 353.45 | 326.35 | 299.25 | 272.05 | 244.95 | +14.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 359.55 | 349.65 | 324.65 | 299.75 | 274.85 | 249.85 | +8.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 367.15 | 356.35 | 329.25 | 302.05 | 275.05 | 247.85 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 364.35 | 353.45 | 326.35 | 301.15 | 275.85 | 252.55 | +14.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 347.95 | 339.65 | 318.75 | 297.85 | 276.45 | 255.45 | +7.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.05 | 359.25 | 332.15 | 305.05 | 277.85 | 250.75 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 365.25 | 354.55 | 327.65 | 300.25 | 277.85 | 256.55 | +8.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.05 | 361.15 | 333.85 | 306.65 | 279.35 | 252.15 | −5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 372.45 | 361.55 | 334.35 | 307.05 | 279.75 | 252.55 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 374.45 | 363.55 | 336.25 | 309.05 | 281.75 | 254.55 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 375.75 | 364.85 | 337.75 | 310.65 | 283.55 | 256.35 | +10.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 376.45 | 365.55 | 338.25 | 311.05 | 283.75 | 256.45 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.95 | 371.75 | 339.75 | 312.55 | 285.25 | 258.05 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 388.35 | 377.45 | 350.15 | 322.95 | 295.65 | 268.45 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 391.65 | 380.95 | 353.95 | 326.55 | 299.55 | 272.55 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.35 | 381.45 | 354.15 | 326.85 | 299.65 | 272.35 | +4.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.65 | 369.45 | 346.65 | 323.85 | 301.05 | 278.25 | +7.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.65 | 384.75 | 357.35 | 329.85 | 302.45 | 275.05 | +8.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.65 | 388.85 | 361.65 | 334.55 | 307.45 | 280.35 | +9.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 415.05 | 406.65 | 377.25 | 347.80 | 318.40 | 288.95 | +6.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 437.20 | 428.35 | 397.35 | 370.85 | 339.85 | 313.35 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 348.35 | 337.55 | 310.35 | 283.25 | — | 229.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 362.95 | 352.15 | 325.05 | 297.85 | — | 243.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 362.95 | 352.15 | 325.05 | 297.85 | — | 243.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 365.85 | 355.05 | 327.85 | 300.75 | — | 246.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 386.35 | 375.55 | 348.45 | 321.25 | — | 267.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 406.85 | 396.05 | 368.85 | 341.75 | — | 287.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Lachen for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/), the cheapest offer in [Lachen](https://praemiencheck.onedoc.ch/en/sz/lachen/) is Agrisano (AGRIsmart) at 191.35 CHF a month. The cheapest standard model (free choice of doctor) is Einsiedler Krankenkasse (Standard model) at 211.45 CHF a month.

### How much does health insurance cost in Lachen in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/), monthly premiums run from 191.35 CHF (Agrisano, AGRIsmart) to 339.85 CHF (vita surselva, Standard model): 126 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Lachen for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 272.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-300/) to 167.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-2500/): 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Lachen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 211.45 CHF (Einsiedler Krankenkasse), family doctor / HMO 194.15 CHF (CSS), flexible model 199.95 CHF (Assura), telemedicine 191.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 196.50 CHF at Agrisano (AGRIsmart) gives 191.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Lachen is in region 0 of canton Schwyz.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Lachen (SZ): every situation: https://praemiencheck.onedoc.ch/en/sz/lachen/
- Premiums 2026 in Lachen (SZ), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/
- Premiums 2026 in Lachen (SZ), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/sz/lachen/child/
- Adult: https://praemiencheck.onedoc.ch/en/sz/lachen/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Lachen (SZ), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Lachen (SZ), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Lachen (SZ), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Lachen (SZ), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Lachen (SZ), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sz/lachen/young-adult/no-accident/deductible-300/ — replace `sz` with your canton’s two-letter code (ge, vd, zh…), `lachen` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.