# Health insurance premiums 2027 in Metzerlen-Mariastein (SO), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Metzerlen-Mariastein, with accident cover, the cheapest health insurance premium is:

- **106.05 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **75.75 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 75.75 to 188.25 CHF a month depending on the deductible and the model

125 offers from 25 health insurers. With a deductible of 0 CHF, the cheapest is **106.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 188.25 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 106.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-0/
- 100 CHF: 109.25 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-100/
- 200 CHF: 95.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-200/
- 300 CHF: 90.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-300/
- 400 CHF: 85.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-400/
- 500 CHF: 80.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-500/
- 600 CHF: 75.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 106.05 | — | 95.95 | 90.95 | 85.95 | 80.75 | 75.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 112.45 | — | 101.75 | 96.45 | 91.15 | 85.75 | 80.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 113.15 | — | 102.35 | 97.05 | 91.65 | 86.25 | 80.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | 85.95 | 80.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | 87.35 | 81.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | — | 82.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | 82.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 118.25 | — | 108.95 | — | 99.55 | — | 90.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 118.25 | — | 108.95 | — | 99.55 | — | 90.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 118.35 | — | — | — | — | 89.25 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 119.35 | 114.35 | 109.25 | 104.25 | 99.05 | 91.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 119.75 | — | — | — | — | 90.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 119.75 | — | — | — | — | 90.65 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 120.45 | 114.65 | 108.85 | 102.95 | 97.15 | 91.35 | 85.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 121.25 | — | — | — | — | 92.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 121.25 | — | — | — | — | 92.15 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 122.15 | 116.35 | 110.55 | 104.65 | 98.85 | 93.05 | 87.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 122.35 | 116.55 | 110.75 | 104.95 | 99.05 | 93.25 | 87.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 122.65 | 116.85 | 111.05 | 105.15 | 99.35 | 93.55 | 87.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 122.65 | 116.85 | 111.05 | 105.15 | 99.35 | 93.55 | 87.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.35 | — | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 123.65 | 117.85 | 112.05 | 106.15 | 100.65 | 94.55 | 88.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 124.05 | — | — | — | — | 94.95 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 125.05 | 119.25 | 113.45 | 107.65 | 101.75 | 95.95 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 125.25 | 119.45 | 113.65 | 107.75 | 101.95 | 96.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 125.85 | — | 116.05 | — | 106.05 | — | 96.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 126.15 | 120.35 | 114.55 | 108.65 | 102.85 | — | 91.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 126.55 | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 126.55 | 120.75 | 114.95 | 109.05 | 103.55 | 97.45 | 91.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 126.95 | — | — | — | — | 97.85 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 127.05 | 121.65 | 116.35 | 110.85 | 105.55 | 100.25 | 94.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 127.05 | 121.65 | 116.35 | 110.85 | 105.55 | 100.25 | 94.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 127.45 | — | 117.45 | — | 107.35 | — | 97.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 | 92.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 127.95 | 122.15 | 116.35 | 110.45 | 104.75 | 98.85 | 92.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 128.05 | 122.25 | 116.45 | 110.55 | 105.05 | 98.95 | 93.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 128.15 | — | 116.55 | — | 104.85 | — | 93.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 129.15 | 123.35 | 117.55 | 111.65 | 105.85 | 100.05 | 94.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 129.15 | 123.35 | 117.55 | 111.65 | 105.85 | 100.05 | 94.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 129.65 | — | 118.05 | — | 106.35 | — | 94.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 | — | 95.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 | 101.15 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 130.80 | 125.00 | 119.15 | 113.30 | 107.50 | 101.65 | 95.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 130.85 | 125.05 | 119.25 | 113.35 | 107.55 | 101.75 | 95.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 130.85 | 125.05 | 119.25 | 113.35 | 107.55 | 101.75 | 95.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 131.05 | 125.25 | 119.45 | 113.55 | 107.75 | — | 96.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 131.85 | — | 120.25 | — | 108.55 | — | 96.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 132.05 | — | 121.75 | — | 111.35 | — | 100.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 132.20 | 126.40 | 120.55 | 114.70 | 108.90 | 103.05 | 97.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 132.20 | 126.40 | 120.55 | 114.70 | 108.90 | 103.05 | 97.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 132.20 | 126.40 | 120.55 | 114.70 | 108.90 | 103.05 | 97.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 132.20 | 126.40 | 120.55 | 114.70 | 108.90 | 103.05 | 97.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 132.20 | 126.40 | 120.55 | 114.70 | 108.90 | 103.05 | 97.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 132.35 | 126.55 | 120.75 | 114.85 | 109.05 | 103.25 | 97.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 132.35 | 126.45 | 120.65 | 114.85 | 108.95 | 103.15 | 97.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 133.35 | — | 121.75 | — | 110.05 | — | 98.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 133.65 | 127.85 | 122.00 | 116.15 | 110.35 | 104.50 | 98.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.55 | 128.75 | 122.95 | 117.05 | 111.25 | 105.45 | 99.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.85 | 129.15 | 123.25 | 117.35 | 111.55 | 105.75 | 99.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 134.90 | 129.05 | 123.20 | 117.40 | 111.55 | 105.70 | 99.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 135.25 | 129.45 | 123.65 | 117.75 | 111.95 | 106.15 | 100.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 135.35 | 129.55 | 123.75 | 117.85 | 112.05 | 106.25 | 100.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.15 | 130.35 | 124.55 | 118.65 | 112.85 | 107.05 | 101.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.25 | 130.90 | 124.95 | 119.35 | 113.70 | 108.05 | 102.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 136.35 | 130.55 | 124.70 | 118.85 | 113.05 | 107.20 | 101.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.45 | 130.65 | 124.80 | 118.95 | 113.15 | 107.30 | 101.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 137.05 | 131.25 | 125.45 | 119.55 | 113.75 | 107.95 | 102.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.85 | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 138.05 | 132.25 | 126.45 | — | 114.75 | — | 103.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.45 | 132.65 | 126.85 | 121.05 | 115.25 | 109.35 | 103.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.45 | — | — | — | — | 109.35 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.85 | 133.05 | 127.25 | 121.35 | 115.55 | 109.75 | 103.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 138.95 | — | 135.85 | — | 128.05 | — | 116.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.15 | 133.35 | 127.55 | 121.65 | 115.85 | — | 104.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 139.45 | 133.65 | 127.75 | 121.95 | 116.15 | 110.25 | 104.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 139.85 | 134.05 | 128.25 | — | 116.55 | — | 104.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 141.15 | 135.35 | 129.55 | — | 117.85 | — | 106.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.15 | 135.35 | 129.55 | 123.65 | 118.15 | 112.05 | 106.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 142.15 | 136.35 | 130.55 | — | 118.85 | — | 107.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 142.55 | 136.75 | 130.95 | 125.05 | 119.25 | 113.45 | 107.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 142.75 | 136.85 | 131.05 | 125.25 | 119.35 | 113.55 | 107.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 142.75 | 136.85 | 131.05 | 125.25 | 119.35 | 113.55 | 107.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.80 | 137.95 | 132.15 | 126.30 | 120.45 | 114.65 | 108.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.25 | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 144.35 | 138.55 | 132.75 | — | 121.05 | — | 109.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.55 | — | 132.95 | — | 121.25 | — | 109.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.25 | 139.45 | 133.55 | 127.75 | 121.95 | 116.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 145.95 | — | — | 128.45 | — | — | 111.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 146.15 | 140.25 | 134.45 | 128.65 | 122.75 | 116.95 | 111.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 146.15 | 140.25 | 134.45 | 128.65 | 122.75 | 116.95 | 111.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.65 | 140.85 | 135.05 | 129.15 | 123.35 | 117.55 | 111.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 147.45 | — | 139.75 | — | 128.05 | — | 116.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.95 | — | 137.35 | — | 125.65 | — | 113.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.35 | — | 139.75 | — | 128.05 | — | 116.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 151.35 | — | 139.75 | — | 128.05 | — | 116.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 151.35 | — | 139.75 | — | 128.05 | — | 116.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 151.35 | — | 139.75 | — | 128.05 | — | 116.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 151.35 | — | 139.75 | — | 128.05 | — | 116.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 153.15 | 147.35 | 141.55 | 135.65 | 129.85 | 124.05 | 118.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 153.35 | — | — | 135.85 | — | — | 118.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 153.35 | 147.55 | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.35 | 148.55 | 142.75 | 136.85 | 131.05 | 125.25 | 119.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.45 | 148.65 | 142.85 | 136.95 | 131.15 | 125.35 | 119.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 158.55 | 152.75 | 146.85 | 141.05 | 135.25 | 129.35 | 123.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 159.05 | 153.25 | 147.45 | — | 135.75 | — | 124.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 159.05 | — | — | 141.55 | — | — | 124.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 162.05 | 156.15 | 150.35 | 144.55 | 138.65 | 132.85 | 127.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 162.05 | 156.15 | 150.35 | 144.55 | 138.65 | 132.85 | 127.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 162.05 | 156.15 | 150.35 | 144.55 | 138.65 | 132.85 | 127.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 162.15 | — | 150.55 | — | 138.85 | — | 127.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 163.15 | — | 151.45 | — | 139.85 | — | 128.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 164.15 | — | 152.45 | — | 140.75 | — | 129.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 165.05 | — | 153.45 | — | 141.75 | — | 130.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 167.05 | — | 155.35 | — | 143.65 | — | 132.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.95 | 163.15 | 157.25 | 151.45 | 145.65 | 139.75 | 133.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 188.25 | — | 176.55 | — | 164.85 | — | 153.25 |

125 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Metzerlen-Mariastein for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Metzerlen-Mariastein](https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/) is Agrisano (AGRIsmart) at 106.05 CHF a month.

### How much does health insurance cost in Metzerlen-Mariastein in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 106.05 CHF (Agrisano, AGRIsmart) to 188.25 CHF (Sympany, Standard model): 125 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 119.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Metzerlen-Mariastein for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 106.05 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-0/) to 75.75 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Metzerlen-Mariastein for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 123.35 CHF (Agrisano), family doctor / HMO 113.15 CHF (Agrisano), flexible model 117.85 CHF (Assura), telemedicine 106.05 CHF (Agrisano).

### Does a second or third child pay less in Metzerlen-Mariastein?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 25 insurers present in Metzerlen-Mariastein file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 106.05 CHF | 45.55 CHF from the 3rd child |
| Visana | Managed Care | 122.65 CHF | 48.55 CHF from the 3rd child |
| Galenos | Managed Care | 137.05 CHF | 52.25 CHF from the 3rd child |
| sana24 | Managed Care | 153.15 CHF | 56.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 119.35 CHF | 57.35 CHF from the 3rd child |
| CONCORDIA | HMO | 117.55 CHF | 58.55 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 138.95 CHF | 58.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 127.05 CHF | 61.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 122.35 CHF | 65.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 145.95 CHF | 70.65 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel (Telemedicine) | 120.25 CHF | 88.95 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 134.90 CHF | 90.20 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 130.85 CHF | 96.95 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 137.75 CHF | 102.15 CHF from the 5th child |
| SLKK | SmartMed | 123.65 CHF | 110.85 CHF from the 3rd child |
| Assura | MediTel | 115.05 CHF | 113.35 CHF from the 4th child, 111.65 CHF from the 5th child |
| EGK | EGK-TelCare | 125.25 CHF | 114.35 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 110.80 CHF at Agrisano (AGRIsmart) gives 106.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/

## Related pages

- With accident cover: from 75.75 to 188.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/metzerlen-mariastein/child/with-accident/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `metzerlen-mariastein` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.