# Health insurance premiums 2027 in Hochwald (SO), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Hochwald, with accident cover, the cheapest health insurance premium is:

- **363.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **237.05 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-2500/) (Assura, MediTel)

## With accident cover: from 237.05 to 541.15 CHF a month depending on the deductible and the model

125 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **363.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 541.15 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 363.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-300/
- 500 CHF: 352.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-500/
- 1'000 CHF: 324.55 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 295.35 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 266.25 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 237.05 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 363.05 | 352.95 | 327.75 | 302.45 | 277.25 | 252.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 365.35 | 353.75 | 324.55 | 295.35 | 266.25 | 237.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 369.75 | 358.15 | 328.95 | 299.75 | 270.65 | 241.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 374.05 | 362.45 | 333.25 | 304.05 | 274.95 | 245.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 379.15 | 372.45 | 338.25 | 309.15 | 279.95 | 250.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 380.55 | 368.95 | 339.75 | 310.55 | 281.45 | 252.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 380.65 | 369.05 | 339.85 | 310.65 | 281.55 | 252.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 384.35 | 372.75 | 343.55 | 314.35 | 285.25 | 256.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 384.35 | 373.65 | 346.95 | 320.25 | 293.55 | 266.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 384.85 | 373.25 | 344.05 | 314.85 | 285.75 | 256.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 385.15 | 373.55 | 344.35 | 315.15 | 286.05 | 256.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 385.65 | 374.05 | 344.85 | 315.65 | 286.55 | 257.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 386.45 | 375.65 | 348.85 | 322.05 | 295.15 | 268.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 387.15 | 375.55 | 346.35 | 317.15 | 288.05 | 258.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 390.10 | 378.45 | 349.30 | 320.10 | 290.95 | 261.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 390.10 | 378.45 | 349.30 | 320.10 | 290.95 | 261.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 390.55 | 378.95 | 349.75 | 320.55 | 291.45 | 262.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 391.35 | 379.75 | 350.55 | 321.35 | 292.25 | 263.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 392.05 | 380.45 | 351.25 | 322.05 | 292.95 | 263.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 394.20 | 382.55 | 353.40 | 324.20 | 295.05 | 265.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 394.20 | 382.55 | 353.40 | 324.20 | 295.05 | 265.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 394.20 | 382.55 | 353.40 | 324.20 | 295.05 | 265.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 394.20 | 382.55 | 353.40 | 324.20 | 295.05 | 265.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 394.20 | 382.55 | 353.40 | 324.20 | 295.05 | 265.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 394.25 | 387.65 | 353.45 | 324.25 | 295.15 | 265.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 394.45 | 384.35 | 358.95 | 333.65 | 308.25 | 276.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 395.65 | 384.05 | 354.85 | 325.65 | 296.55 | 267.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.75 | 384.95 | 358.15 | 331.35 | 304.55 | 277.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 395.75 | 384.95 | 358.15 | 331.35 | 304.55 | 277.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 396.45 | 384.95 | 355.95 | 326.45 | 297.45 | 268.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 397.05 | 385.45 | 356.25 | 327.05 | 297.95 | 268.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 398.05 | 386.55 | 357.35 | 328.15 | 299.05 | 277.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 400.25 | 388.55 | 359.45 | 330.25 | 301.05 | 271.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 400.65 | 389.05 | 359.85 | 330.65 | 301.55 | 272.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 401.75 | 390.15 | 360.95 | 331.75 | 302.65 | 273.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 402.95 | 396.25 | 362.15 | 332.95 | 303.75 | 274.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 403.35 | 391.75 | 362.55 | 333.35 | 304.25 | 275.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.55 | 394.90 | 365.75 | 336.55 | 307.40 | 278.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 407.25 | 395.55 | 366.35 | 337.25 | 308.05 | 278.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 407.25 | 400.65 | 366.45 | 337.25 | 308.15 | 278.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 407.25 | 400.65 | 366.45 | 337.25 | 308.15 | 278.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 408.25 | 396.65 | 367.45 | 338.25 | 309.15 | 279.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 408.95 | 397.35 | 368.15 | 338.95 | 309.85 | 280.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 408.95 | 397.35 | 368.15 | 338.95 | 309.85 | 280.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 409.35 | 397.75 | 368.55 | 339.35 | 310.25 | 281.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 410.65 | 398.95 | 369.85 | 340.65 | 311.45 | 282.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 411.95 | 400.35 | 371.15 | 341.95 | 312.85 | 291.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 412.85 | 401.25 | 372.05 | 342.95 | 313.75 | 284.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 413.05 | 401.35 | 372.25 | 343.05 | 313.85 | 284.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 415.35 | 403.85 | 374.85 | 345.35 | 316.35 | 287.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 415.45 | 403.75 | 374.55 | 345.45 | 316.25 | 287.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 415.95 | 409.25 | 375.15 | 345.95 | 316.75 | 287.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 416.75 | 405.15 | 380.65 | 351.45 | 317.65 | 288.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 417.05 | 405.45 | 376.25 | 347.05 | 317.95 | 288.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 419.55 | 407.95 | 378.75 | 349.55 | 320.45 | 291.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 420.25 | 408.55 | 379.35 | 350.25 | 321.05 | 291.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.45 | 408.75 | 379.65 | 350.45 | 321.25 | 292.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 421.15 | 409.55 | 380.35 | 351.15 | 322.05 | 301.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 422.70 | 411.00 | 381.85 | 352.70 | 323.50 | 294.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 423.85 | 412.25 | 383.05 | 353.85 | 324.75 | 295.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 426.25 | 414.55 | 385.35 | 356.25 | 327.05 | 297.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 427.15 | 415.65 | 386.65 | 357.15 | 328.15 | 299.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 427.25 | 415.55 | 386.40 | 357.25 | 328.05 | 298.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.15 | 416.55 | 387.35 | 358.15 | 329.05 | 299.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 428.85 | 417.25 | 388.05 | 358.85 | 329.75 | 300.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 428.85 | 417.25 | 388.05 | 358.85 | 329.75 | 300.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.95 | 422.25 | 388.15 | 358.95 | 329.75 | 300.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 429.05 | 417.35 | 388.15 | 359.05 | 329.85 | 300.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 429.55 | 418.05 | 389.05 | 359.55 | 330.55 | 301.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.55 | 418.95 | 389.75 | 360.55 | 331.45 | 302.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.65 | 419.05 | 389.85 | 360.65 | 331.55 | 302.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 430.85 | 419.25 | 390.05 | 360.85 | — | 302.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 430.85 | 419.25 | 390.05 | 360.85 | — | 302.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 430.85 | 423.85 | 399.35 | 370.15 | 350.35 | 321.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 433.75 | 422.15 | 392.95 | 363.75 | 334.65 | 305.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 433.75 | 422.15 | 392.95 | 363.75 | 334.65 | 305.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 434.05 | 422.45 | 393.25 | 364.05 | 334.95 | 305.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 441.65 | 430.05 | 400.85 | 371.65 | 342.55 | 313.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 442.55 | 435.55 | 406.35 | 377.25 | 343.35 | 314.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 443.75 | 432.15 | 402.95 | 373.75 | 344.65 | 315.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 444.05 | 432.45 | 403.25 | 374.05 | 344.95 | 315.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.75 | 433.05 | 403.85 | 374.75 | 345.55 | 316.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 444.85 | 433.25 | 411.05 | 381.85 | 345.75 | 316.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 449.05 | 437.45 | 408.25 | 379.05 | 349.95 | 320.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.00 | 438.30 | 409.15 | 380.00 | 350.80 | 321.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 450.05 | 438.45 | 409.25 | 380.05 | — | 321.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.25 | 438.65 | 409.45 | 380.25 | 351.15 | 321.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.05 | 441.45 | 412.25 | 383.05 | 353.95 | 324.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 453.25 | 444.25 | 421.75 | 399.25 | 376.25 | 353.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 453.75 | 442.15 | 412.95 | 383.75 | 354.65 | 325.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 453.85 | 442.25 | 413.05 | 383.85 | — | 325.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.05 | 442.45 | 413.25 | 384.15 | 354.95 | 325.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.15 | 445.55 | 416.35 | 387.15 | 358.05 | 328.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 458.05 | 446.55 | 417.55 | 388.05 | 359.05 | 330.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.15 | 446.55 | 417.35 | 388.15 | 359.05 | 329.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 458.95 | 451.95 | 422.75 | 393.55 | 364.45 | 335.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 458.95 | 451.95 | 422.75 | 393.55 | 364.45 | 335.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.15 | 447.45 | 418.25 | 389.15 | 359.95 | 330.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 463.45 | 451.95 | 422.95 | 393.45 | 364.45 | 335.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.55 | 451.95 | 422.75 | 393.55 | 364.45 | 335.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 465.35 | 453.75 | 424.55 | 395.35 | — | 337.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.25 | 455.75 | 426.75 | 397.25 | 368.25 | 339.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 468.75 | 457.25 | 428.25 | 398.75 | 369.75 | 340.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 469.55 | 457.85 | 428.65 | 399.55 | 370.35 | 341.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 472.75 | 461.05 | 431.85 | 402.75 | 373.55 | 344.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 472.95 | 461.45 | 432.45 | 402.95 | 373.95 | 344.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 473.25 | 461.55 | 432.35 | 403.25 | 374.05 | 344.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 474.75 | 463.15 | 433.95 | 404.75 | 375.65 | 346.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 475.65 | 464.05 | 435.25 | 405.65 | 381.65 | 358.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.25 | 468.60 | 439.60 | 410.65 | 381.65 | 352.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 478.45 | 466.95 | 437.95 | 408.45 | 379.45 | 350.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 480.05 | 468.35 | 439.25 | 410.05 | 380.85 | 351.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 484.85 | 473.35 | 444.35 | 414.85 | 385.85 | 356.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 489.35 | 477.85 | 448.85 | 419.35 | 390.35 | 361.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 489.35 | 477.85 | 448.85 | 419.35 | 390.35 | 361.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 490.55 | 478.95 | 449.75 | 420.55 | 391.45 | 362.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.05 | 483.05 | 458.55 | 434.05 | 409.55 | 385.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.65 | 482.05 | 452.85 | 423.65 | 394.55 | 365.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.85 | 482.25 | 453.05 | 423.85 | 394.75 | 365.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 501.15 | 489.45 | 460.25 | 431.15 | 401.95 | 372.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.65 | 496.05 | 466.85 | 437.65 | — | 379.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.15 | 510.55 | 481.35 | 452.15 | 423.05 | 393.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.25 | 518.75 | 489.75 | 460.25 | 431.25 | 402.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.15 | 529.65 | 500.65 | 471.15 | 442.15 | 413.15 |

125 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Hochwald for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Hochwald](https://praemiencheck.onedoc.ch/en/so/hochwald/) is Agrisano (AGRIsmart) at 363.05 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 406.55 CHF a month.

### How much does health insurance cost in Hochwald in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 363.05 CHF (Agrisano, AGRIsmart) to 541.15 CHF (Groupe Mutuel – Avenir, Standard model): 125 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 327.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Hochwald for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 363.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-300/) to 252.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Hochwald for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 406.55 CHF (Sanitas), family doctor / HMO 369.75 CHF (Assura), flexible model 374.05 CHF (Assura), telemedicine 363.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 367.80 CHF at Agrisano (AGRIsmart) gives 363.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/

## Related pages

- With accident cover: from 237.05 to 541.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/hochwald/young-adult/with-accident/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `hochwald` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.