# Health insurance premiums 2027 in Gunzgen (SO), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Gunzgen, without accident cover, the cheapest health insurance premium is:

- **339.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-300/) (Assura, MediTel)
- **220.15 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-2500/) (Assura, MediTel)

## Without accident cover: from 220.15 to 502.95 CHF a month depending on the deductible and the model

126 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **339.45 CHF** a month with **Assura** (MediTel), the most expensive 502.95 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 339.45 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-300/
- 500 CHF: 328.75 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-500/
- 1'000 CHF: 301.55 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 274.35 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 247.35 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 220.15 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 339.45 | 328.75 | 301.55 | 274.35 | 247.35 | 220.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 341.45 | 335.25 | 309.35 | 282.15 | 260.95 | 233.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 343.55 | 332.75 | 305.65 | 278.45 | 251.45 | 224.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 344.65 | 335.05 | 311.15 | 287.05 | 263.15 | 239.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 347.55 | 336.75 | 309.65 | 282.45 | 255.45 | 228.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 353.65 | 342.85 | 315.65 | 288.55 | 261.45 | 234.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 353.75 | 342.95 | 315.75 | 288.65 | 261.55 | 234.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 354.05 | 347.85 | 315.85 | 288.65 | 261.35 | 234.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 357.15 | 346.35 | 319.15 | 292.05 | 264.95 | 237.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 357.65 | 346.85 | 319.65 | 292.55 | 265.45 | 238.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 358.85 | 348.05 | 320.85 | 293.65 | 266.45 | 239.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 359.75 | 348.95 | 321.85 | 294.65 | 267.65 | 240.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 362.85 | 352.00 | 324.85 | 297.70 | 270.55 | 243.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 362.85 | 352.00 | 324.85 | 297.70 | 270.55 | 243.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 363.65 | 352.85 | 325.75 | 298.55 | 271.55 | 244.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 363.95 | 353.15 | 325.85 | 298.65 | 271.55 | 244.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 364.25 | 353.25 | 325.65 | 298.05 | 270.55 | 242.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 364.85 | 354.75 | 329.35 | 304.05 | 278.65 | 253.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 366.55 | 357.15 | 333.55 | 309.95 | 286.45 | 256.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 366.65 | 355.85 | 328.70 | 301.50 | 274.35 | 247.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 366.65 | 355.85 | 328.70 | 301.50 | 274.35 | 247.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 366.65 | 355.85 | 328.70 | 301.50 | 274.35 | 247.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 366.65 | 355.85 | 328.70 | 301.50 | 274.35 | 247.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 366.65 | 355.85 | 328.70 | 301.50 | 274.35 | 247.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 366.85 | 356.65 | 331.15 | 305.75 | 280.15 | 254.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 367.65 | 356.85 | 329.75 | 302.55 | 275.55 | 248.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 367.75 | 357.75 | 332.75 | 307.85 | 282.95 | 258.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 367.75 | 357.75 | 332.75 | 307.85 | 282.95 | 258.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 368.25 | 361.95 | 330.05 | 302.75 | 275.55 | 248.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 368.45 | 357.75 | 330.75 | 303.35 | 276.35 | 249.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 371.85 | 361.15 | 333.85 | 306.55 | 279.35 | 259.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 372.25 | 361.15 | 333.45 | 305.75 | 278.05 | 250.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 372.95 | 361.95 | 334.35 | 306.75 | 279.25 | 251.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 373.75 | 362.85 | 335.65 | 308.35 | 281.15 | 253.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 376.35 | 370.05 | 338.15 | 310.85 | 283.65 | 256.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 376.95 | 365.95 | 338.25 | 310.45 | 282.85 | 255.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.15 | 367.30 | 340.20 | 313.00 | 285.85 | 258.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 379.35 | 368.65 | 341.45 | 314.25 | 287.25 | 260.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 379.45 | 368.45 | 340.85 | 313.25 | 285.75 | 258.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 380.05 | 369.25 | 342.05 | 314.95 | 287.85 | 260.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 380.05 | 369.25 | 342.05 | 314.95 | 287.85 | 260.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 380.25 | 369.35 | 342.15 | 314.85 | 287.65 | 260.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 380.35 | 369.35 | 341.65 | 313.85 | 286.25 | 258.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 380.35 | 374.15 | 342.15 | 314.95 | 287.65 | 260.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 380.35 | 374.15 | 342.15 | 314.95 | 287.65 | 260.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 381.65 | 370.75 | 343.65 | 316.55 | 289.35 | 262.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 382.95 | 371.95 | 344.15 | 316.45 | 288.85 | 261.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 383.65 | 372.85 | 345.75 | 318.65 | 291.55 | 264.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 383.85 | 372.95 | 345.95 | 318.75 | 291.55 | 264.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 384.85 | 374.05 | 346.75 | 319.45 | 292.25 | 272.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 385.95 | 375.25 | 348.35 | 320.85 | 293.95 | 266.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 386.05 | 375.25 | 348.05 | 320.95 | 293.85 | 266.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 387.25 | 376.45 | 353.65 | 326.55 | 295.05 | 267.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 387.55 | 376.75 | 349.65 | 322.45 | 295.35 | 268.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 388.45 | 382.25 | 350.25 | 323.05 | 295.75 | 268.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 388.65 | 377.65 | 349.85 | 322.15 | 294.55 | 266.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 389.85 | 379.05 | 351.85 | 324.75 | 297.65 | 270.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 390.55 | 379.65 | 352.55 | 325.45 | 298.25 | 271.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 393.45 | 382.65 | 355.35 | 328.05 | 300.85 | 281.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 393.85 | 383.15 | 355.95 | 328.75 | 301.75 | 274.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 396.95 | 386.25 | 359.25 | 331.85 | 304.85 | 277.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 397.05 | 386.10 | 358.65 | 331.25 | 303.85 | 276.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.85 | 387.15 | 359.95 | 332.75 | 305.75 | 278.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 398.05 | 387.15 | 359.85 | 332.65 | 305.35 | 278.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 398.55 | 387.75 | 360.65 | 333.45 | 306.35 | 279.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 398.55 | 387.75 | 360.65 | 333.45 | 306.35 | 279.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 399.15 | 388.45 | 361.45 | 334.05 | 307.05 | 280.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.15 | 388.05 | 360.45 | 332.65 | 304.95 | 277.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.05 | 389.35 | 362.15 | 335.05 | 307.95 | 280.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.25 | 389.45 | 362.25 | 335.15 | 308.05 | 280.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 400.35 | 389.55 | 362.45 | 335.25 | — | 281.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 400.35 | 389.55 | 362.45 | 335.25 | — | 281.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 400.35 | 393.85 | 371.05 | 343.95 | 325.55 | 298.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 400.65 | 389.75 | 362.45 | 335.25 | 307.95 | 280.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.65 | 394.35 | 362.45 | 335.15 | 307.95 | 280.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 401.30 | 390.35 | 362.95 | 335.50 | 308.10 | 280.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 403.15 | 392.35 | 365.15 | 338.05 | 310.95 | 283.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 403.15 | 392.35 | 365.15 | 338.05 | 310.95 | 283.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 407.75 | 396.85 | 369.35 | 341.95 | 314.55 | 287.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 410.35 | 399.55 | 372.45 | 345.25 | 318.15 | 291.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 411.25 | 404.75 | 377.65 | 350.45 | 318.95 | 291.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 412.45 | 401.65 | 374.45 | 347.35 | 320.25 | 293.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 413.35 | 402.55 | 381.95 | 354.85 | 321.15 | 294.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.45 | 403.55 | 376.35 | 349.15 | 321.95 | 294.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 417.15 | 406.15 | 378.75 | 351.35 | 323.95 | 296.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 418.25 | 407.45 | 380.25 | 353.15 | — | 298.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.05 | 410.25 | 383.05 | 355.95 | 328.85 | 301.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 421.15 | 412.85 | 391.95 | 371.05 | 349.65 | 328.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 421.75 | 410.95 | 383.85 | 356.65 | — | 302.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 421.75 | 410.85 | 383.45 | 355.95 | 328.65 | 301.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 421.75 | 410.95 | 383.75 | 356.65 | 329.55 | 302.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.95 | 411.15 | 384.05 | 356.95 | 329.85 | 302.65 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.70 | 411.70 | 384.30 | 356.90 | 329.45 | 302.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 425.65 | 414.95 | 388.05 | 360.55 | 333.65 | 306.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 426.45 | 419.95 | 392.85 | 365.75 | 338.55 | 311.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 426.45 | 419.95 | 392.85 | 365.75 | 338.55 | 311.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.55 | 416.45 | 388.75 | 361.05 | 333.35 | 305.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.05 | 417.25 | 389.95 | 362.65 | 335.45 | 308.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.85 | 417.95 | 390.65 | 363.35 | 336.15 | 308.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 430.65 | 419.95 | 392.95 | 365.55 | 338.55 | 311.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.85 | 419.95 | 392.85 | 365.75 | 338.55 | 311.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.75 | 420.85 | 393.25 | 365.65 | 338.15 | 310.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 432.45 | 421.65 | 394.45 | 367.35 | — | 313.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.25 | 423.55 | 396.55 | 369.15 | 342.15 | 315.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 435.65 | 424.95 | 397.95 | 370.55 | 343.55 | 316.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 438.55 | 427.65 | 400.35 | 373.15 | 345.85 | 318.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.35 | 428.45 | 401.35 | 374.25 | 347.15 | 319.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 439.55 | 428.85 | 401.85 | 374.45 | 347.45 | 320.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 441.95 | 431.05 | 403.85 | 376.55 | 349.25 | 322.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 442.05 | 431.25 | 404.45 | 376.95 | 354.65 | 333.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 443.45 | 432.55 | 405.25 | 378.05 | 350.75 | 323.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 444.65 | 433.95 | 406.95 | 379.55 | 352.55 | 325.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 448.35 | 437.45 | 410.25 | 382.95 | 355.65 | 328.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 450.55 | 439.85 | 412.85 | 385.45 | 358.45 | 331.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 454.75 | 444.05 | 417.05 | 389.65 | 362.65 | 335.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 454.75 | 444.05 | 417.05 | 389.65 | 362.65 | 335.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.25 | 448.95 | 426.15 | 403.35 | 380.55 | 357.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 458.25 | 447.35 | 420.05 | 392.75 | 365.55 | 338.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.85 | 448.05 | 420.85 | 393.75 | 366.65 | 339.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.95 | 453.05 | 425.65 | 398.15 | 370.85 | 343.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 468.05 | 457.15 | 429.85 | 402.65 | 375.35 | 348.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.75 | 460.95 | 433.85 | 406.65 | — | 352.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.35 | 465.75 | 436.95 | 408.15 | 379.35 | 350.50 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.75 | 476.85 | 449.55 | 422.35 | 395.05 | 367.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.85 | 482.15 | 455.15 | 427.75 | 400.75 | 373.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.95 | 492.25 | 465.35 | 437.85 | 410.95 | 383.95 |

126 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Gunzgen for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Gunzgen](https://praemiencheck.onedoc.ch/en/so/gunzgen/) is Assura (MediTel) at 339.45 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 378.15 CHF a month.

### How much does health insurance cost in Gunzgen in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 339.45 CHF (Assura, MediTel) to 502.95 CHF (Groupe Mutuel – Avenir, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 327.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Gunzgen for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 339.45 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-300/) to 220.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Gunzgen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 378.15 CHF (Sanitas), family doctor / HMO 341.45 CHF (Visana), flexible model 347.55 CHF (Assura), telemedicine 339.45 CHF (Assura).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 344.20 CHF at Assura (MediTel) gives 339.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/

## Related pages

- Without accident cover: from 220.15 to 502.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/gunzgen/young-adult/no-accident/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `gunzgen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.