# Health insurance premiums 2026 in Fehren (SO), for a child aged 0 to 18 without accident cover

In 2026, for a child aged 0 to 18 in Fehren, without accident cover, the cheapest health insurance premium is:

- **96.55 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-0/) (Agrisano, AGRIsmart)
- **67.95 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-600/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 67.95 to 163.45 CHF a month depending on the deductible and the model

126 offers from 25 health insurers. With a deductible of 0 CHF, the cheapest is **96.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 163.45 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 96.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-0/
- 100 CHF: 95.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-100/
- 200 CHF: 86.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-200/
- 300 CHF: 82.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-300/
- 400 CHF: 77.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-400/
- 500 CHF: 72.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-500/
- 600 CHF: 67.95 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 96.55 | — | 86.95 | 82.15 | 77.45 | 72.65 | 67.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 100.45 | 95.05 | 89.65 | 84.25 | 78.85 | — | 67.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 101.75 | 96.35 | 90.95 | 85.45 | 80.05 | 74.65 | 69.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 101.85 | — | 91.75 | 86.75 | 81.75 | 76.75 | 71.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 103.05 | 97.65 | 92.25 | 86.75 | 81.35 | 75.95 | 70.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 103.15 | — | — | — | — | 76.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 103.15 | — | — | — | — | 76.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 103.15 | — | — | — | — | 76.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 103.15 | — | — | — | — | 76.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 103.15 | — | — | — | — | 76.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 103.15 | — | — | — | — | 76.05 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 103.55 | — | 93.35 | 88.25 | 83.25 | 78.05 | 72.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 103.75 | 99.25 | 94.55 | 89.85 | 85.15 | 78.45 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 104.95 | 99.55 | 94.15 | 88.65 | 83.25 | 77.85 | 72.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 105.25 | 99.75 | 96.55 | 91.05 | 87.85 | 82.45 | 76.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 105.85 | 100.45 | 94.95 | 89.55 | 84.05 | 78.65 | 73.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 106.15 | 100.65 | 95.15 | 89.55 | 84.15 | 78.65 | 73.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 106.25 | 100.85 | 95.45 | 89.95 | 84.55 | 79.15 | 73.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 106.45 | — | 97.85 | — | 89.15 | — | 80.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 106.45 | — | 97.85 | — | 89.15 | — | 80.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 106.75 | 101.35 | 95.95 | 90.55 | 85.15 | 79.75 | 74.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 107.65 | 102.25 | 96.85 | 91.45 | 86.05 | — | 75.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 108.05 | — | — | — | — | 81.05 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 108.15 | 102.65 | 97.15 | 91.55 | 86.05 | 80.65 | 75.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 108.85 | 103.45 | 98.05 | 92.65 | 87.15 | 81.75 | — |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 109.15 | 103.65 | 98.25 | 92.85 | 87.35 | 81.95 | 76.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 109.25 | — | — | — | — | 82.25 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 110.05 | 109.25 | 108.35 | 107.35 | 106.45 | 105.55 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 110.05 | 104.65 | 99.25 | 93.75 | 88.45 | 83.05 | 77.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 110.55 | 105.75 | 100.95 | 96.15 | 91.55 | 86.55 | 81.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 110.65 | 105.15 | 99.75 | 94.15 | 88.65 | 83.15 | 77.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 111.15 | 105.75 | 100.35 | 94.85 | 89.55 | — | 78.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 111.35 | 105.95 | 100.55 | 95.05 | 89.65 | 84.25 | 78.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 111.65 | 106.25 | 100.85 | 95.35 | 89.85 | 84.45 | 78.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 111.85 | 106.45 | 101.05 | 95.55 | 90.15 | — | 79.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 113.05 | 107.65 | 102.25 | 96.75 | 91.35 | 85.95 | 80.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 113.05 | 107.65 | 102.25 | 96.75 | 91.35 | 85.95 | 80.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.05 | — | 101.95 | 96.45 | 90.85 | 85.25 | 79.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 113.15 | 107.65 | 102.25 | 96.75 | 91.35 | 85.85 | 80.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 113.25 | 108.25 | 103.35 | 98.25 | 93.25 | 88.35 | 83.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 113.25 | 108.25 | 103.35 | 98.25 | 93.25 | 88.35 | 83.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 113.25 | 108.35 | 103.45 | 98.45 | 93.75 | 88.65 | 83.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 113.45 | — | 104.35 | — | 95.05 | — | 85.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 114.15 | 108.65 | 103.25 | 97.75 | 92.35 | 86.95 | 81.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 114.25 | 108.85 | 103.45 | 97.95 | 92.55 | 87.15 | 81.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 114.25 | 108.85 | 103.45 | 97.95 | 92.55 | 87.15 | 81.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 114.25 | 108.85 | 103.45 | 97.95 | 92.55 | 87.15 | 81.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 114.45 | — | 103.75 | — | 92.85 | — | 81.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 114.55 | 109.55 | 104.65 | 99.55 | 94.85 | 89.65 | 84.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 114.65 | 113.85 | 112.85 | 111.95 | 111.05 | 110.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 114.85 | — | 105.55 | — | 96.25 | — | 86.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.75 | 110.35 | 104.85 | 99.45 | 93.95 | 88.55 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 116.85 | 111.45 | 106.05 | 100.55 | 95.15 | 89.75 | 84.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 118.00 | 112.60 | 107.20 | 101.75 | 96.35 | 90.95 | 85.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 118.00 | 112.60 | 107.20 | 101.75 | 96.35 | 90.95 | 85.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 118.00 | 112.60 | 107.20 | 101.75 | 96.35 | 90.95 | 85.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 118.00 | 112.60 | 107.20 | 101.75 | 96.35 | 90.95 | 85.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 118.15 | 112.75 | 107.35 | 101.85 | 96.45 | 91.05 | 85.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 118.25 | 112.85 | 107.45 | 101.95 | 96.55 | 91.15 | 85.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 118.55 | — | 107.85 | — | 96.95 | — | 86.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.85 | 113.45 | 108.05 | 102.55 | 97.15 | — | 86.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 119.05 | 113.65 | 108.25 | 102.75 | 97.35 | 91.95 | 86.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 119.05 | 113.65 | 108.25 | 102.75 | 97.35 | 91.95 | 86.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 119.05 | 113.65 | 108.25 | 102.75 | 97.35 | 91.95 | 86.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.15 | 113.75 | 108.35 | 102.85 | 97.45 | 92.05 | 86.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 119.35 | 113.95 | 108.55 | 103.05 | 97.65 | 92.25 | 86.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.35 | — | — | — | — | 92.25 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 119.75 | 114.35 | 108.85 | 103.45 | 97.95 | 92.55 | 87.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 119.85 | 114.35 | 108.90 | 103.40 | 97.90 | 92.45 | 86.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.05 | 114.65 | 109.25 | 103.85 | 98.45 | 93.05 | — |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.35 | 114.95 | 109.55 | 104.05 | 98.55 | 93.15 | 87.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.35 | 114.95 | 109.65 | 104.15 | 98.75 | 93.35 | 87.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 120.45 | — | 110.75 | — | 100.95 | — | 91.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 120.65 | — | 109.85 | — | 98.95 | — | 88.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 121.20 | 115.70 | 110.20 | 104.75 | 99.25 | 93.75 | 88.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.85 | 116.45 | 111.05 | 105.55 | 100.15 | 94.75 | 89.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 122.05 | — | 111.25 | — | 100.35 | — | 89.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.85 | 117.45 | 112.05 | 106.55 | 101.15 | 95.85 | 90.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 123.15 | 117.75 | 112.35 | 106.85 | 101.45 | 96.15 | 90.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 123.45 | — | 115.35 | — | 104.45 | — | 93.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 123.45 | 117.95 | 112.55 | 107.05 | 101.65 | 96.15 | 90.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.55 | 118.15 | 112.75 | 107.25 | 101.85 | 96.45 | 90.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 125.05 | 119.55 | 114.05 | — | 102.95 | — | 91.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 125.55 | 120.15 | 114.65 | 109.25 | 103.75 | 98.35 | 92.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.35 | 120.95 | 115.45 | 109.95 | 104.75 | 99.05 | 93.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 126.35 | 120.95 | 115.45 | 110.05 | 104.55 | 99.15 | 93.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 126.35 | 120.95 | 115.45 | 110.05 | 104.55 | 99.15 | 93.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.45 | 120.95 | 115.45 | 109.95 | 104.45 | 98.95 | 93.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 126.75 | 121.25 | 115.65 | — | 104.55 | — | 93.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 126.85 | — | 118.75 | — | 107.95 | — | 97.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.75 | 122.25 | 116.85 | 111.35 | 105.95 | 100.45 | 95.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.85 | 122.35 | 116.85 | 111.40 | 105.90 | 100.40 | 94.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 127.95 | 122.45 | 116.95 | — | 105.85 | — | 94.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.25 | 122.85 | 117.45 | 111.95 | 106.55 | 101.15 | 95.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.55 | 127.55 | 126.65 | 125.75 | 124.75 | 123.85 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.05 | 123.90 | 118.30 | 112.95 | 106.25 | 100.85 | 95.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 129.25 | 123.75 | 118.25 | — | 107.15 | — | 96.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 129.65 | — | — | 113.35 | — | — | 97.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 130.35 | — | 122.25 | — | 111.35 | — | 100.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 130.75 | 125.25 | 119.75 | — | 108.65 | — | 97.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 131.65 | 126.15 | 120.75 | 115.25 | 109.85 | 104.35 | 98.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 131.65 | 126.15 | 120.75 | 115.25 | 109.85 | 104.35 | 98.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.35 | — | 121.55 | — | 110.65 | — | 99.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.05 | — | 122.25 | — | 111.35 | — | 100.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 133.05 | — | 122.25 | — | 111.35 | — | 100.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 133.05 | — | 122.25 | — | 111.35 | — | 100.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 133.05 | — | 122.25 | — | 111.35 | — | 100.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.55 | 128.15 | 122.75 | 117.25 | 111.85 | 106.45 | 101.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 134.35 | — | 123.55 | — | 112.65 | — | 101.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 135.15 | 129.65 | 124.25 | 118.75 | 113.35 | 107.85 | 102.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 135.25 | 129.85 | 124.35 | 118.95 | 113.45 | 108.05 | 102.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 136.25 | — | — | 119.95 | — | — | 103.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.15 | 133.65 | 128.25 | 122.75 | 117.25 | 111.85 | 106.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 139.95 | 134.45 | 128.95 | 123.55 | 118.05 | 112.65 | 107.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 140.65 | — | 129.85 | — | 118.95 | — | 108.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.35 | — | — | 125.05 | — | — | 108.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 141.45 | — | 130.65 | — | 119.75 | — | 108.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 142.35 | — | 131.55 | — | 120.65 | — | 109.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 142.95 | 137.55 | 132.05 | 126.65 | 121.15 | 115.75 | 110.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 142.95 | 137.55 | 132.05 | 126.65 | 121.15 | 115.75 | 110.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 142.95 | 137.55 | 132.05 | 126.65 | 121.15 | 115.75 | 110.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 143.15 | — | 132.35 | — | 121.45 | — | 110.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.15 | 138.65 | 133.15 | — | 122.05 | — | 110.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 144.95 | — | 134.05 | — | 123.15 | — | 112.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 149.15 | 143.65 | 138.25 | 132.75 | 127.35 | 121.85 | 116.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 163.45 | — | 152.55 | — | 141.65 | — | 130.85 |

126 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Fehren for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Fehren](https://praemiencheck.onedoc.ch/en/so/fehren/) is Agrisano (AGRIsmart) at 96.55 CHF a month.

### How much does health insurance cost in Fehren in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/so/fehren/child/) with a deductible of 0 CHF and without accident cover, monthly premiums run from 96.55 CHF (Agrisano, AGRIsmart) to 163.45 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Fehren for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 96.55 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-0/) to 67.95 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/deductible-600/): 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Fehren for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 113.05 CHF (Agrisano), family doctor / HMO 100.45 CHF (CSS), flexible model 103.05 CHF (Assura), telemedicine 96.55 CHF (Agrisano).

### Does a second or third child pay less in Fehren?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 17 of the 25 insurers present in Fehren file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 96.55 CHF | 41.05 CHF from the 3rd child |
| Visana | VIVA – Gesundheitsplan | 105.25 CHF | 41.05 CHF from the 3rd child |
| Galenos | Managed Care | 123.45 CHF | 46.55 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 123.45 CHF | 48.45 CHF from the 3rd child |
| sana24 | Managed Care | 135.15 CHF | 49.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.75 CHF | 49.35 CHF from the 3rd child |
| CONCORDIA | HMO | 106.15 CHF | 52.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 113.25 CHF | 54.05 CHF from the 3rd child |
| rhenusana | sanmed24 | 129.65 CHF | 62.25 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 109.15 CHF | 63.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel | 106.25 CHF | 78.35 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 119.85 CHF | 79.85 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed | 114.25 CHF | 84.45 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 119.05 CHF | 87.95 CHF from the 5th child |
| EGK | EGK-TelCare | 110.05 CHF | 95.25 CHF from the 3rd child |
| Assura | PharMed | 101.75 CHF | 100.15 CHF from the 4th child, 98.55 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 110.55 CHF | 99.05 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 101.70 CHF at Agrisano (AGRIsmart) gives 96.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/

## Related pages

- Without accident cover: from 67.95 to 163.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/fehren/child/no-accident/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `fehren` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.