# Health insurance premiums 2026 in Erschwil (SO), for an adult aged 26 or over

In 2026, for an adult aged 26 or over in Erschwil, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/): **455.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-300/) (Visana, VIVA – Gesundheitsplan), **341.15 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-2500/) (Visana, VIVA – Gesundheitsplan).
- [With accident cover](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/): **481.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **365.35 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-2500/) (Visana, VIVA – Gesundheitsplan).

## Without accident cover: from 341.15 to 592.75 CHF a month depending on the deductible and the model

126 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **455.55 CHF** a month with **Visana** (VIVA – Gesundheitsplan), the most expensive 592.75 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 455.55 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-300/
- 500 CHF: 447.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-500/
- 1'000 CHF: 420.15 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-1000/
- 1'500 CHF: 392.95 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-1500/
- 2'000 CHF: 368.45 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-2000/
- 2'500 CHF: 341.15 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 455.55 | 449.35 | 420.15 | 392.95 | 368.45 | 341.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 456.75 | 447.25 | 423.45 | 399.55 | 375.75 | 351.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 461.65 | 455.45 | 423.45 | 396.25 | 368.95 | 341.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 465.75 | 454.95 | 427.85 | 400.65 | 373.55 | 346.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 465.75 | 454.95 | 427.85 | 400.65 | 373.55 | 346.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 465.75 | 454.95 | 427.85 | 400.65 | 373.55 | 346.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 465.75 | 454.95 | 427.85 | 400.65 | 373.55 | 346.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 465.75 | 454.95 | 427.85 | 400.65 | 373.55 | 346.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 465.75 | 454.95 | 427.85 | 400.65 | 373.55 | 346.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 468.15 | 458.85 | 435.25 | 411.65 | 388.15 | 356.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 468.55 | 457.95 | 430.95 | 403.45 | 376.55 | 349.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 473.15 | 462.35 | 435.15 | 408.05 | 380.95 | 353.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 474.15 | 463.15 | 435.55 | 407.95 | 380.45 | 352.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 475.05 | 464.25 | 437.05 | 409.95 | 382.85 | 355.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 475.75 | 464.85 | 437.55 | 410.35 | 383.05 | 355.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 477.15 | 466.15 | 438.45 | 410.65 | 383.05 | 355.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 477.15 | 467.55 | 443.35 | 419.25 | 395.15 | 370.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 477.25 | 466.45 | 439.25 | 412.10 | 385.00 | 357.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 477.95 | 467.05 | 439.75 | 412.45 | 385.25 | 357.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 479.55 | 468.75 | 441.55 | 414.45 | 387.35 | 360.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 480.55 | 469.75 | 442.65 | 415.45 | 388.35 | 361.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 480.95 | 470.85 | 445.95 | 420.75 | 395.65 | 370.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 482.35 | 471.55 | 444.45 | 417.25 | 390.15 | 363.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 482.65 | 471.65 | 444.05 | 416.45 | 388.95 | 361.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 483.25 | 472.25 | 444.45 | 416.75 | 389.15 | 361.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 483.65 | 472.85 | 445.75 | 418.55 | — | 364.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 483.65 | 472.85 | 445.75 | 418.55 | — | 364.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 486.15 | 475.35 | 448.15 | 421.05 | 393.95 | 366.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 486.45 | 480.25 | 448.35 | 421.05 | 393.85 | 366.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 486.45 | 480.25 | 448.35 | 421.05 | 393.85 | 366.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 487.45 | 476.65 | 449.45 | 422.35 | 395.25 | 368.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 487.65 | 476.55 | 448.85 | 421.15 | 393.45 | 365.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 487.85 | 477.85 | 452.95 | 428.05 | 403.05 | 378.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 487.85 | 477.85 | 452.95 | 428.05 | 403.05 | 378.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 488.05 | 478.25 | 453.55 | 428.85 | 404.25 | 379.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 488.95 | 478.05 | 450.85 | 423.85 | 396.65 | 369.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 489.05 | 478.75 | 453.35 | 427.85 | 402.35 | 376.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 489.55 | 478.75 | 451.65 | 424.45 | 397.45 | 370.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 489.95 | 479.15 | 451.95 | 424.95 | 397.75 | 370.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 490.85 | 480.05 | 452.75 | 425.45 | 398.25 | 373.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 491.25 | 480.35 | 453.15 | 425.85 | 398.55 | 371.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 491.25 | 481.05 | 455.45 | 429.45 | 403.75 | 378.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 491.75 | 480.95 | 453.75 | 426.65 | 399.55 | 372.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 492.05 | 485.75 | 453.85 | 426.55 | 399.35 | 372.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 492.45 | 481.55 | 454.25 | 426.95 | 399.75 | 372.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 492.65 | 481.65 | 453.85 | 426.15 | 398.55 | 370.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 492.85 | 482.05 | 454.85 | 427.75 | 400.65 | 373.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 493.55 | 483.65 | 458.65 | 433.65 | 408.75 | 383.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 493.95 | 482.95 | 455.35 | 427.85 | 400.35 | 372.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 494.05 | 483.25 | 456.05 | 428.85 | 401.75 | 374.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 494.15 | 483.45 | 456.45 | 429.05 | 402.05 | 375.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 494.55 | 483.75 | 456.65 | 429.45 | 402.35 | 375.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 494.55 | 483.85 | 456.65 | 429.45 | 402.45 | 375.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 495.75 | 484.85 | 463.55 | 436.35 | 403.55 | 376.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 496.55 | 485.75 | 458.45 | 431.15 | 403.95 | 379.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 497.45 | 486.55 | 459.45 | 432.35 | 405.25 | 378.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 497.55 | 491.35 | 459.35 | 432.15 | 404.85 | 377.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 497.85 | 487.05 | 459.85 | 432.75 | 405.65 | 378.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 498.15 | 487.15 | 459.45 | 431.65 | 404.05 | 376.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 499.55 | 488.75 | 461.55 | 434.35 | 407.25 | 380.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 501.45 | 490.65 | 469.25 | 442.15 | 415.05 | 387.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 501.45 | 490.65 | 469.25 | 442.15 | 409.25 | 382.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 501.45 | 490.65 | 469.25 | 442.15 | 409.25 | 382.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 502.25 | 491.45 | 464.15 | 436.85 | 409.65 | 385.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 503.05 | 492.25 | 465.15 | 437.95 | 410.85 | 383.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 503.15 | 492.25 | 465.25 | 438.05 | 410.85 | 383.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 503.35 | 492.55 | 465.35 | 438.25 | 411.15 | 384.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 505.00 | 494.20 | 467.00 | 439.80 | 412.75 | 385.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 505.10 | 494.10 | 466.70 | 439.30 | 411.85 | 384.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 505.35 | 494.65 | 467.65 | 440.25 | 413.25 | 386.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 505.55 | 494.65 | 467.35 | 440.05 | 412.85 | 385.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 505.65 | 494.75 | 467.45 | 440.25 | 412.95 | 385.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 506.75 | 495.95 | 468.75 | 441.65 | — | 387.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 507.75 | 496.95 | 469.75 | 442.65 | 415.55 | 388.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 508.25 | 497.55 | 470.65 | 443.15 | 416.25 | 389.25 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 510.50 | 499.55 | 472.15 | 444.70 | 417.30 | 389.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 510.55 | 499.75 | 472.55 | 445.35 | 418.25 | 391.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 510.55 | 499.75 | 472.55 | 445.35 | 418.25 | 391.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 510.65 | 499.85 | 472.65 | 445.55 | 418.45 | 391.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 511.15 | 500.45 | 473.45 | 446.05 | 419.05 | 392.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 511.25 | 501.05 | 475.45 | 449.45 | 423.75 | 398.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 511.35 | 500.55 | 473.45 | 446.25 | — | 392.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 514.05 | 507.85 | 475.95 | 448.65 | 421.45 | 394.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 517.95 | 507.25 | 480.35 | 452.85 | 425.95 | 398.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 518.85 | 507.95 | 480.75 | 453.45 | 426.25 | 398.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 520.95 | 510.75 | 485.15 | 459.15 | 433.45 | 407.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 523.95 | 513.25 | 486.25 | 458.85 | 431.85 | 404.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 524.55 | 513.65 | 492.25 | 465.15 | 438.05 | 410.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 527.95 | 517.05 | 489.75 | 462.55 | 435.25 | 407.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 529.15 | 518.45 | 491.55 | 464.05 | 437.15 | 410.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 529.75 | 518.95 | 491.85 | 464.65 | — | 410.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 529.95 | 519.25 | 492.25 | 464.85 | 437.85 | 410.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 530.65 | 519.85 | 492.75 | 465.55 | 438.55 | 411.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 531.35 | 520.55 | 493.35 | 466.25 | 439.15 | 412.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 531.35 | 520.55 | 493.35 | 466.25 | 439.15 | 412.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.95 | 520.85 | 493.25 | 465.45 | 437.75 | 410.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 532.65 | 521.75 | 494.55 | 467.25 | 439.95 | 412.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 533.75 | 524.05 | 498.95 | 474.35 | 449.25 | 424.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 533.85 | 522.95 | 495.65 | 468.45 | 441.15 | 413.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 536.05 | 525.15 | 503.85 | 476.65 | 449.55 | 422.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 536.15 | 525.35 | 498.25 | 471.05 | 443.95 | 416.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 537.65 | 526.70 | 499.25 | 471.85 | 444.45 | 417.00 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 538.85 | 528.05 | 500.95 | 473.85 | 446.65 | 419.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 542.85 | 531.95 | 504.55 | 477.05 | 449.75 | 422.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 544.55 | 533.75 | 506.55 | 479.45 | 452.35 | 425.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 547.25 | 540.95 | 509.05 | 481.75 | 454.55 | 427.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 547.95 | 536.95 | 509.15 | 481.45 | 453.75 | 426.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 549.45 | 538.65 | 511.45 | 484.25 | 457.15 | 429.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 551.65 | 540.75 | 513.45 | 486.15 | 458.95 | 431.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 558.45 | 547.65 | 520.45 | 493.35 | 466.25 | 439.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 559.55 | 548.75 | 521.55 | 494.45 | 467.35 | 440.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 560.15 | 549.35 | 523.85 | 497.85 | 471.85 | 445.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 561.95 | 551.05 | 523.45 | 495.85 | 468.35 | 440.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 562.15 | 551.55 | 524.55 | 497.05 | 470.15 | 443.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 563.45 | 552.55 | 525.25 | 498.05 | 470.75 | 443.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 564.95 | 554.15 | 526.85 | 499.55 | 472.35 | 445.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 565.95 | 555.15 | 527.95 | 500.85 | 473.75 | 446.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 568.55 | 557.65 | 530.35 | 503.05 | 475.85 | 448.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 570.55 | 559.75 | 532.55 | 505.45 | 478.35 | 451.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 570.65 | 559.75 | 532.55 | 505.25 | 477.95 | 450.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 576.05 | 565.25 | 538.05 | 510.95 | — | 456.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 580.55 | 569.85 | 542.65 | 515.55 | 488.45 | 461.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 587.15 | 576.25 | 548.95 | 521.65 | 494.45 | 467.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 590.25 | 580.70 | 554.50 | 524.75 | 495.00 | 465.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 591.85 | 581.15 | 554.25 | 526.75 | 499.75 | 472.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 592.75 | 582.05 | 555.05 | 527.65 | 500.65 | 473.65 |

126 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident.md

## With accident cover: from 365.35 to 637.65 CHF a month depending on the deductible and the model

126 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **481.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 637.65 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 481.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-300/
- 500 CHF: 471.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-500/
- 1'000 CHF: 446.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-1000/
- 1'500 CHF: 420.75 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-1500/
- 2'000 CHF: 394.55 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-2000/
- 2'500 CHF: 365.35 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 481.05 | 471.05 | 446.05 | 420.85 | 395.75 | 370.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 487.85 | 481.15 | 449.95 | 420.75 | 394.55 | 365.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 494.35 | 487.65 | 453.45 | 424.35 | 395.15 | 365.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 501.15 | 489.55 | 460.35 | 431.15 | 402.05 | 372.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 501.15 | 489.55 | 460.35 | 431.15 | 402.05 | 372.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 501.15 | 489.55 | 460.35 | 431.15 | 402.05 | 372.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 501.15 | 489.55 | 460.35 | 431.15 | 402.05 | 372.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 501.15 | 489.55 | 460.35 | 431.15 | 402.05 | 372.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 501.15 | 489.55 | 460.35 | 431.15 | 402.05 | 372.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 501.95 | 490.35 | 461.15 | 431.95 | 402.85 | 373.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 502.55 | 490.95 | 461.75 | 432.55 | 403.45 | 374.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 503.75 | 493.75 | 468.35 | 443.05 | 417.65 | 383.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 504.25 | 492.75 | 463.75 | 434.25 | 405.25 | 376.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 506.55 | 495.95 | 469.65 | 443.15 | 416.75 | 390.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 507.85 | 497.65 | 471.95 | 446.25 | 420.65 | 394.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 508.95 | 497.35 | 468.15 | 438.95 | 409.85 | 380.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 509.05 | 497.45 | 468.25 | 439.05 | 409.95 | 380.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 509.35 | 497.65 | 468.55 | 439.35 | 410.15 | 381.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 511.15 | 499.55 | 470.35 | 441.15 | 412.05 | 382.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 511.45 | 499.85 | 470.65 | 441.45 | 412.35 | 383.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 513.00 | 501.40 | 472.20 | 443.00 | 413.90 | 384.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 513.55 | 501.95 | 472.75 | 443.55 | 414.45 | 385.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 515.05 | 504.25 | 477.45 | 450.65 | 423.75 | 396.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 516.05 | 504.45 | 475.25 | 446.05 | 416.95 | 387.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 517.05 | 505.45 | 476.25 | 447.05 | 417.95 | 388.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 518.85 | 507.25 | 478.05 | 448.85 | 419.75 | 390.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 519.05 | 507.45 | 478.25 | 449.05 | 419.95 | 390.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 519.55 | 509.15 | 482.85 | 456.55 | 430.35 | 404.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 520.45 | 508.85 | 479.65 | 450.45 | — | 392.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 520.45 | 508.85 | 479.65 | 450.45 | — | 392.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 520.85 | 514.25 | 480.05 | 450.85 | 421.75 | 392.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 520.85 | 514.25 | 480.05 | 450.85 | 421.75 | 392.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 522.95 | 511.35 | 482.15 | 452.95 | 423.85 | 394.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 523.05 | 511.45 | 482.25 | 453.05 | 423.95 | 394.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 524.45 | 512.85 | 483.65 | 454.45 | 425.35 | 396.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 524.65 | 513.05 | 483.85 | 454.65 | 425.55 | 396.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 524.95 | 514.15 | 487.35 | 460.65 | 433.75 | 406.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 524.95 | 514.15 | 487.35 | 460.65 | 433.75 | 406.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 525.35 | 513.75 | 484.55 | 455.35 | 426.25 | 400.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 525.35 | 514.85 | 488.25 | 461.65 | 435.15 | 408.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 525.95 | 514.35 | 485.15 | 455.95 | 426.85 | 397.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 526.05 | 514.35 | 485.15 | 456.05 | 426.85 | 397.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 526.75 | 520.15 | 485.95 | 456.75 | 427.65 | 398.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 527.15 | 515.55 | 486.35 | 457.25 | 428.05 | 398.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 527.25 | 515.55 | 486.35 | 457.25 | 428.05 | 398.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 528.65 | 517.65 | 490.15 | 462.15 | 434.55 | 407.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 529.05 | 517.45 | 488.25 | 459.05 | 429.95 | 400.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 530.25 | 518.65 | 489.45 | 460.25 | 431.15 | 401.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 530.95 | 519.35 | 490.15 | 460.95 | 431.85 | 402.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 531.45 | 519.85 | 490.65 | 461.45 | 432.35 | 406.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 531.65 | 520.15 | 491.15 | 461.65 | 432.65 | 403.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 532.15 | 520.45 | 491.35 | 462.15 | 432.95 | 403.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 532.15 | 520.55 | 491.35 | 462.15 | 433.05 | 403.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 532.65 | 526.05 | 491.85 | 462.65 | 433.55 | 404.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 533.45 | 521.75 | 498.75 | 469.65 | 434.25 | 405.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 535.25 | 523.55 | 494.35 | 465.25 | 436.05 | 406.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 535.65 | 524.05 | 494.85 | 465.65 | 436.55 | 407.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 536.85 | 525.25 | 496.05 | 466.85 | 437.75 | 408.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 537.55 | 525.95 | 496.75 | 467.55 | 438.45 | 412.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 537.65 | 526.00 | 496.80 | 467.65 | 438.50 | 409.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 539.65 | 527.95 | 504.95 | 475.85 | 446.65 | 417.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 539.65 | 527.95 | 504.95 | 475.85 | 440.45 | 411.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 539.65 | 527.95 | 504.95 | 475.85 | 440.45 | 411.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 540.95 | 529.35 | 500.15 | 470.95 | 441.85 | 412.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 541.25 | 529.65 | 500.45 | 471.25 | 442.15 | 412.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 541.35 | 529.65 | 500.55 | 471.35 | 442.15 | 413.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 541.35 | 529.75 | 500.55 | 471.35 | 442.25 | 413.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 541.55 | 529.95 | 500.75 | 471.55 | 442.45 | 413.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 542.80 | 531.20 | 502.00 | 472.80 | 443.70 | 414.50 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 543.45 | 531.75 | 502.60 | 473.45 | 444.25 | 415.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 543.75 | 532.25 | 503.25 | 473.75 | 444.75 | 415.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 545.25 | 533.65 | 504.45 | 475.25 | — | 416.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 546.35 | 534.75 | 505.55 | 476.35 | 447.25 | 418.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 546.95 | 535.45 | 506.45 | 476.95 | 447.95 | 418.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 548.75 | 537.15 | 507.95 | 478.75 | 449.65 | 420.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 548.75 | 537.15 | 507.95 | 478.75 | 449.65 | 420.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 548.85 | 537.25 | 508.05 | 478.85 | 449.75 | 420.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 549.95 | 538.45 | 509.45 | 479.95 | 450.95 | 421.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 550.15 | 539.15 | 511.65 | 483.65 | 456.05 | 428.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 550.25 | 538.65 | 509.45 | 480.25 | — | 421.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 550.45 | 543.75 | 509.55 | 480.45 | 451.25 | 422.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 555.55 | 543.85 | 514.75 | 485.55 | 456.35 | 427.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 557.35 | 545.85 | 516.85 | 487.35 | 458.35 | 429.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 560.25 | 548.55 | 519.45 | 490.25 | 461.05 | 431.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 560.55 | 549.55 | 522.05 | 494.05 | 466.45 | 438.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 563.75 | 552.25 | 523.25 | 493.75 | 464.75 | 435.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 564.35 | 552.75 | 529.75 | 500.55 | 471.45 | 442.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 565.25 | 553.55 | 524.35 | 495.25 | 466.05 | 436.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 569.45 | 557.95 | 528.95 | 499.45 | 470.45 | 441.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 570.05 | 558.45 | 529.25 | 500.05 | — | 441.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 570.25 | 558.75 | 529.75 | 500.25 | 471.25 | 442.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 570.25 | 558.65 | 529.45 | 500.25 | 471.15 | 441.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 570.95 | 559.35 | 530.15 | 500.95 | 471.85 | 442.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 571.55 | 559.85 | 530.75 | 501.55 | 472.35 | 443.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 571.65 | 560.05 | 530.85 | 501.65 | 472.55 | 443.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 571.65 | 560.05 | 530.85 | 501.65 | 472.55 | 443.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 572.30 | 560.65 | 531.45 | 502.30 | 473.15 | 443.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 574.35 | 563.85 | 536.85 | 510.35 | 483.45 | 456.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 576.75 | 565.05 | 542.15 | 512.95 | 483.75 | 454.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 576.85 | 565.25 | 536.05 | 506.85 | 477.75 | 448.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 577.05 | 565.45 | 536.25 | 507.05 | 477.95 | 448.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 577.85 | 566.25 | 537.05 | 507.85 | 478.75 | 449.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 579.75 | 568.15 | 538.95 | 509.85 | 480.65 | 451.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 585.85 | 574.25 | 545.05 | 515.85 | 486.75 | 457.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 585.85 | 579.15 | 545.05 | 515.85 | 486.65 | 457.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 590.45 | 578.85 | 549.65 | 520.45 | 491.35 | 462.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 590.55 | 578.85 | 549.75 | 520.55 | 491.35 | 462.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 593.85 | 584.25 | 557.90 | 527.95 | 498.00 | 468.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 594.95 | 583.35 | 554.15 | 524.95 | 495.85 | 466.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 600.85 | 589.25 | 560.05 | 530.85 | 501.75 | 472.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 601.95 | 590.35 | 561.15 | 531.95 | 502.85 | 473.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 602.65 | 591.05 | 563.65 | 535.65 | 507.75 | 479.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 603.25 | 591.55 | 562.35 | 533.25 | 504.05 | 474.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 604.55 | 592.95 | 563.75 | 534.55 | 505.45 | 476.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 604.85 | 593.35 | 564.35 | 534.85 | 505.85 | 476.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 608.35 | 596.75 | 567.55 | 538.35 | 509.25 | 480.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 608.85 | 597.25 | 568.05 | 538.85 | 509.75 | 480.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 610.95 | 599.25 | 570.15 | 540.95 | 511.75 | 482.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 613.85 | 602.25 | 573.05 | 543.85 | 514.75 | 485.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 619.75 | 608.15 | 578.95 | 549.75 | — | 491.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 624.65 | 613.05 | 583.85 | 554.65 | 525.55 | 496.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 628.55 | 616.85 | 587.75 | 558.55 | 529.35 | 500.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 636.75 | 625.25 | 596.25 | 566.75 | 537.75 | 508.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 637.65 | 626.15 | 597.15 | 567.65 | 538.65 | 509.65 |

126 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Erschwil for an adult aged 26 or over?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/): Visana (VIVA – Gesundheitsplan) at 455.55 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-300/), and Visana (VIVA – Gesundheitsplan) at 341.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/): Agrisano (AGRIsmart) at 481.05 CHF, and Visana (VIVA – Gesundheitsplan) at 365.35 CHF.

### How much does accident cover cost in basic insurance in Erschwil?

For an adult aged 26 or over with Visana (VIVA – Gesundheitsplan), the premium rises from 455.55 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/) to 487.85 CHF with accident cover, at the 300 CHF deductible: 32.30 CHF a month, 387.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 460.70 CHF at Visana (VIVA – Gesundheitsplan) gives 455.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/

## Related pages

- Without accident cover: from 341.15 to 592.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/no-accident/
- With accident cover: from 365.35 to 637.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/erschwil/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/erschwil/adult/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `erschwil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.