# Health insurance premiums 2026 in Biezwil (SO), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Biezwil, without accident cover, the cheapest health insurance premium is:

- **317.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-300/) (Visana, VIVA – Gesundheitsplan)
- **205.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-2500/) (Assura, PharMed)

## Without accident cover: from 205.85 to 465.00 CHF a month depending on the deductible and the model

126 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **317.45 CHF** a month with **Visana** (VIVA – Gesundheitsplan), the most expensive 465.00 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 317.45 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-300/
- 500 CHF: 311.25 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-500/
- 1'000 CHF: 285.15 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 257.85 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 232.95 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 205.85 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 317.45 | 311.25 | 285.15 | 257.85 | 236.35 | 209.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 325.15 | 314.35 | 287.15 | 260.05 | 232.95 | 205.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 329.05 | 318.25 | 291.15 | 263.95 | 236.85 | 209.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 329.45 | 323.25 | 291.35 | 264.05 | 236.75 | 209.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 330.95 | 320.15 | 293.05 | 265.85 | 238.85 | 211.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 332.05 | 322.55 | 298.65 | 274.85 | 250.95 | 227.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 334.85 | 324.05 | 296.85 | 269.75 | 242.65 | 215.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 338.25 | 327.55 | 300.65 | 273.15 | 246.25 | 219.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 340.55 | 329.75 | 302.65 | 275.45 | 248.45 | 221.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 341.65 | 330.85 | 303.65 | 276.55 | 249.45 | 222.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 345.25 | 336.05 | 312.35 | 288.65 | 265.15 | 235.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 346.85 | 340.65 | 308.65 | 281.45 | 254.15 | 226.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 348.25 | 337.35 | 310.05 | 282.75 | 255.55 | 228.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 349.65 | 339.65 | 314.65 | 289.45 | 264.35 | 239.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 350.45 | 339.75 | 312.75 | 285.35 | 258.35 | 231.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 351.50 | 340.70 | 313.55 | 286.35 | 259.25 | 232.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 351.65 | 340.85 | 313.65 | 286.45 | 259.35 | 232.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 353.65 | 342.85 | 315.65 | 288.55 | 261.45 | 234.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 354.35 | 343.45 | 315.85 | 288.25 | 260.75 | 233.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 354.75 | 344.75 | 319.85 | 294.95 | 269.95 | 245.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 354.75 | 344.75 | 319.85 | 294.95 | 269.95 | 245.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 355.25 | 344.45 | 317.25 | 290.05 | 263.00 | 235.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 355.25 | 344.45 | 317.25 | 290.05 | 263.00 | 235.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 355.25 | 344.45 | 317.25 | 290.05 | 263.00 | 235.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 355.35 | 344.55 | 317.35 | 290.25 | 263.15 | 235.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 355.35 | 344.55 | 317.35 | 290.25 | 263.15 | 235.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 355.55 | 344.65 | 317.55 | 290.45 | 263.25 | 236.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 355.55 | 345.35 | 319.85 | 294.35 | 268.85 | 243.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 356.65 | 345.55 | 317.85 | 290.15 | 262.45 | 234.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 357.55 | 346.75 | 319.65 | 292.45 | 265.35 | 238.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 358.35 | 347.55 | 320.45 | 293.25 | 266.15 | 239.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 358.45 | 347.55 | 320.25 | 292.95 | 265.75 | 238.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 358.45 | 352.25 | 320.25 | 293.05 | 265.75 | 238.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 359.55 | 348.75 | 321.65 | 294.45 | 267.35 | 240.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 359.65 | 348.85 | 321.75 | 294.55 | 267.45 | 240.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 359.75 | 348.95 | 321.75 | 294.65 | 267.55 | 240.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 359.75 | 348.95 | 321.75 | 294.65 | 267.55 | 240.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 360.45 | 349.65 | 322.55 | 295.35 | 268.35 | 241.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 360.75 | 349.75 | 322.15 | 294.55 | 267.05 | 239.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 361.05 | 350.25 | 322.95 | 295.65 | 268.45 | 248.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 361.15 | 350.15 | 322.45 | 294.65 | 267.05 | 239.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 361.35 | 350.55 | 323.35 | 296.35 | 269.15 | 242.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 361.75 | 350.95 | 323.85 | 296.65 | 269.55 | 242.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 361.95 | 351.05 | 323.75 | 296.55 | 269.25 | 242.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 362.35 | 356.05 | 324.15 | 296.85 | 269.65 | 242.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 362.35 | 356.05 | 324.15 | 296.85 | 269.65 | 242.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 362.55 | 351.85 | 324.85 | 297.45 | 270.45 | 243.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 363.55 | 352.75 | 325.65 | 298.45 | 271.35 | 244.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 364.45 | 353.45 | 325.75 | 297.95 | 270.35 | 242.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 364.55 | 353.85 | 326.85 | 299.45 | 272.45 | 245.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 365.95 | 355.05 | 327.95 | 300.85 | 273.75 | 246.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 366.45 | 355.65 | 328.45 | 301.25 | 274.15 | 247.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 368.25 | 357.15 | 329.45 | 301.75 | 274.05 | 246.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 368.25 | 357.35 | 330.05 | 302.85 | 275.55 | 248.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 369.25 | 358.25 | 330.65 | 303.05 | 275.55 | 247.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 369.45 | 358.65 | 331.35 | 304.05 | 276.85 | 257.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 370.05 | 363.85 | 331.85 | 304.65 | 277.35 | 250.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 371.55 | 360.75 | 333.65 | 306.45 | 279.35 | 252.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 371.55 | 360.75 | 333.65 | 306.45 | 279.35 | 252.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 371.55 | 360.75 | 333.65 | 306.45 | 279.35 | 252.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 371.55 | 360.75 | 333.65 | 306.45 | 279.35 | 252.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 371.55 | 360.75 | 333.65 | 306.45 | 279.35 | 252.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 371.55 | 360.75 | 333.65 | 306.45 | 279.35 | 252.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 372.35 | 361.35 | 333.65 | 305.85 | 278.25 | 250.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 373.65 | 362.85 | 335.55 | 308.25 | 281.05 | 261.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 377.55 | 366.55 | 339.15 | 311.75 | 284.30 | 256.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.85 | 368.15 | 340.95 | 313.75 | 286.75 | 259.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 379.45 | 368.75 | 341.55 | 314.35 | 287.35 | 260.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 381.60 | 370.65 | 343.20 | 315.80 | 288.40 | 260.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 381.65 | 375.35 | 343.45 | 316.25 | 288.95 | 261.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 382.55 | 371.85 | 344.85 | 317.45 | 290.45 | 263.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 383.55 | 372.65 | 349.85 | 322.75 | 291.25 | 264.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.75 | 372.95 | 345.75 | 318.65 | 291.55 | 264.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 385.45 | 374.55 | 347.35 | 320.05 | 292.85 | 265.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.05 | 375.25 | 348.15 | 320.95 | 293.85 | 266.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.95 | 375.85 | 348.15 | 320.45 | 292.65 | 265.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 387.05 | 376.35 | 349.35 | 321.95 | 294.95 | 268.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 387.85 | 376.95 | 360.65 | 333.55 | 297.75 | 270.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 388.05 | 377.05 | 349.85 | 322.55 | 295.35 | 268.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 388.85 | 378.05 | 350.95 | 323.75 | 296.65 | 269.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 390.35 | 380.75 | 356.55 | 332.35 | 308.35 | 284.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 390.65 | 379.85 | 352.75 | 325.55 | — | 271.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 390.65 | 379.85 | 352.75 | 325.55 | — | 271.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 391.55 | 380.85 | 353.85 | 326.45 | 299.45 | 272.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 393.25 | 382.45 | 355.25 | 328.15 | 301.05 | 273.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.45 | 382.65 | 355.45 | 328.35 | 301.25 | 274.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 396.45 | 385.65 | 358.45 | 333.55 | 308.55 | 285.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 397.45 | 386.75 | 359.55 | 332.45 | 305.35 | 278.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 397.55 | 386.85 | 359.85 | 332.45 | 305.45 | 278.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 398.65 | 392.15 | 364.95 | 337.85 | 306.45 | 279.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 398.85 | 388.15 | 361.25 | 333.75 | 306.85 | 279.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 399.25 | 389.45 | 364.75 | 340.05 | 315.45 | 290.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.95 | 391.00 | 363.55 | 336.15 | 308.75 | 281.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 402.15 | 391.45 | 364.45 | 337.05 | 310.05 | 283.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.35 | 392.45 | 365.15 | 337.85 | 310.65 | 283.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 403.75 | 393.85 | 368.85 | 343.95 | 319.05 | 294.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 404.45 | 396.15 | 375.15 | 354.25 | 332.85 | 311.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 404.95 | 394.25 | 367.35 | 339.85 | 312.95 | 285.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 407.95 | 397.15 | 370.05 | 342.85 | — | 288.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.75 | 398.65 | 370.95 | 343.25 | 315.55 | 287.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.05 | 400.25 | 372.95 | 345.65 | 318.45 | 291.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 411.35 | 400.65 | 373.65 | 346.25 | 319.25 | 292.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 411.35 | 400.65 | 373.65 | 346.25 | 319.25 | 292.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 411.35 | 400.65 | 373.45 | 346.25 | — | 292.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.85 | 400.95 | 373.75 | 346.75 | 319.55 | 292.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 413.75 | 402.85 | 375.75 | 350.85 | 325.85 | 303.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 413.75 | 402.85 | 375.75 | 348.65 | 321.55 | 294.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 415.35 | 404.45 | 377.15 | 349.85 | 322.65 | 295.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 416.05 | 405.15 | 377.95 | 350.65 | 323.35 | 296.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 419.35 | 408.45 | 381.15 | 353.95 | 326.65 | 299.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 420.25 | 409.25 | 381.65 | 354.05 | 326.55 | 299.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 420.75 | 409.85 | 382.55 | 355.35 | 328.05 | 300.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 424.45 | 413.65 | 386.85 | 359.35 | 337.05 | 315.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 425.15 | 414.35 | 387.25 | 360.05 | — | 305.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 425.45 | 414.55 | 387.25 | 359.95 | 332.75 | 305.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 426.65 | 415.85 | 388.75 | 361.55 | 334.45 | 307.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 427.95 | 417.15 | 389.95 | 362.85 | 335.75 | 308.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 434.75 | 423.85 | 396.65 | 369.35 | 342.05 | 314.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.95 | 430.65 | 407.95 | 385.15 | 362.35 | 339.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 443.05 | 432.35 | 405.45 | 377.95 | 350.95 | 324.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 444.15 | 433.25 | 405.95 | 378.75 | 351.45 | 324.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 444.25 | 433.35 | 405.85 | 378.45 | 351.05 | 323.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 455.05 | 444.35 | 417.35 | 389.95 | 362.95 | 336.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 459.75 | 448.95 | 421.85 | 394.65 | — | 340.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 462.85 | 451.95 | 424.65 | 397.45 | 370.15 | 342.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 465.00 | 455.60 | 427.40 | 399.20 | 371.00 | 338.10 |

126 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Biezwil for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Biezwil](https://praemiencheck.onedoc.ch/en/so/biezwil/) is Visana (VIVA – Gesundheitsplan) at 317.45 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 366.45 CHF a month.

### How much does health insurance cost in Biezwil in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 317.45 CHF (Visana, VIVA – Gesundheitsplan) to 465.00 CHF (vita surselva, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 313.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biezwil for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 317.45 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-300/) to 209.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/deductible-2500/): 108.30 CHF less a month, 1'299.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'744 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biezwil for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 366.45 CHF (Sanitas), family doctor / HMO 317.45 CHF (Visana), flexible model 329.05 CHF (Assura), telemedicine 332.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 322.60 CHF at Visana (VIVA – Gesundheitsplan) gives 317.45 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/

## Related pages

- Without accident cover: from 205.85 to 465.00 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/biezwil/young-adult/no-accident/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `biezwil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.