# Health insurance premiums 2027 in Biberist (SO), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Biberist, without accident cover, the cheapest health insurance premium is:

- **344.20 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-300/) (Assura, MediTel)
- **224.90 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-2500/) (Assura, MediTel)

## Without accident cover: from 224.90 to 507.70 CHF a month depending on the deductible and the model

125 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **344.20 CHF** a month with **Assura** (MediTel), the most expensive 507.70 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 344.20 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-300/
- 500 CHF: 333.50 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-500/
- 1'000 CHF: 306.30 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 279.10 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 252.10 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 224.90 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 344.20 | 333.50 | 306.30 | 279.10 | 252.10 | 224.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 348.30 | 337.50 | 310.40 | 283.20 | 256.20 | 229.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 349.40 | 339.80 | 315.90 | 291.80 | 267.90 | 244.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 352.30 | 341.50 | 314.40 | 287.20 | 260.20 | 233.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 358.40 | 347.60 | 320.40 | 293.30 | 266.20 | 239.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 358.50 | 347.70 | 320.50 | 293.40 | 266.30 | 239.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 358.80 | 352.60 | 320.60 | 293.40 | 266.10 | 238.80 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 361.90 | 351.10 | 323.90 | 296.80 | 269.70 | 242.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 362.40 | 351.60 | 324.40 | 297.30 | 270.20 | 243.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 363.60 | 352.80 | 325.60 | 298.40 | 271.20 | 244.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 364.50 | 353.70 | 326.60 | 299.40 | 272.40 | 245.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 367.60 | 356.75 | 329.60 | 302.45 | 275.30 | 248.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 367.60 | 356.75 | 329.60 | 302.45 | 275.30 | 248.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 368.40 | 357.60 | 330.50 | 303.30 | 276.30 | 249.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 368.70 | 357.90 | 330.60 | 303.40 | 276.30 | 249.00 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 369.00 | 358.00 | 330.40 | 302.80 | 275.30 | 247.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 369.60 | 359.50 | 334.10 | 308.80 | 283.40 | 258.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 371.30 | 361.90 | 338.30 | 314.70 | 291.20 | 261.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 371.40 | 360.60 | 333.45 | 306.25 | 279.10 | 252.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 371.40 | 360.60 | 333.45 | 306.25 | 279.10 | 252.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 371.40 | 360.60 | 333.45 | 306.25 | 279.10 | 252.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 371.40 | 360.60 | 333.45 | 306.25 | 279.10 | 252.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 371.40 | 360.60 | 333.45 | 306.25 | 279.10 | 252.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 371.60 | 361.40 | 335.90 | 310.50 | 284.90 | 259.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 372.40 | 361.60 | 334.50 | 307.30 | 280.30 | 253.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 372.50 | 362.50 | 337.50 | 312.60 | 287.70 | 262.80 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 372.50 | 362.50 | 337.50 | 312.60 | 287.70 | 262.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 373.00 | 366.70 | 334.80 | 307.50 | 280.30 | 253.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 373.20 | 362.50 | 335.50 | 308.10 | 281.10 | 254.10 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 376.60 | 365.90 | 338.60 | 311.30 | 284.10 | 264.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 377.00 | 365.90 | 338.20 | 310.50 | 282.80 | 255.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 377.70 | 366.70 | 339.10 | 311.50 | 284.00 | 256.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 378.50 | 367.60 | 340.40 | 313.10 | 285.90 | 258.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 381.10 | 374.80 | 342.90 | 315.60 | 288.40 | 261.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 381.70 | 370.70 | 343.00 | 315.20 | 287.60 | 259.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.90 | 372.05 | 344.95 | 317.75 | 290.60 | 263.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 384.10 | 373.40 | 346.20 | 319.00 | 292.00 | 264.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 384.20 | 373.20 | 345.60 | 318.00 | 290.50 | 262.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 384.80 | 374.00 | 346.80 | 319.70 | 292.60 | 265.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 384.80 | 374.00 | 346.80 | 319.70 | 292.60 | 265.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 385.00 | 374.10 | 346.90 | 319.60 | 292.40 | 265.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 385.10 | 374.10 | 346.40 | 318.60 | 291.00 | 263.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 385.10 | 378.90 | 346.90 | 319.70 | 292.40 | 265.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 385.10 | 378.90 | 346.90 | 319.70 | 292.40 | 265.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 386.40 | 375.50 | 348.40 | 321.30 | 294.10 | 267.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 387.70 | 376.70 | 348.90 | 321.20 | 293.60 | 265.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 388.40 | 377.60 | 350.50 | 323.40 | 296.30 | 269.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 388.60 | 377.70 | 350.70 | 323.50 | 296.30 | 269.30 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 389.60 | 378.80 | 351.50 | 324.20 | 297.00 | 277.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 390.70 | 380.00 | 353.10 | 325.60 | 298.70 | 271.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 390.80 | 380.00 | 352.80 | 325.70 | 298.60 | 271.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 392.00 | 381.20 | 358.40 | 331.30 | 299.80 | 272.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 392.30 | 381.50 | 354.40 | 327.20 | 300.10 | 273.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 393.20 | 387.00 | 355.00 | 327.80 | 300.50 | 273.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 393.40 | 382.40 | 354.60 | 326.90 | 299.30 | 271.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 394.60 | 383.80 | 356.60 | 329.50 | 302.40 | 275.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 395.30 | 384.40 | 357.30 | 330.20 | 303.00 | 275.90 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 398.20 | 387.40 | 360.10 | 332.80 | 305.60 | 286.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 398.60 | 387.90 | 360.70 | 333.50 | 306.50 | 279.30 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 401.70 | 391.00 | 364.00 | 336.60 | 309.60 | 282.70 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 401.80 | 390.85 | 363.40 | 336.00 | 308.60 | 281.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.60 | 391.90 | 364.70 | 337.50 | 310.50 | 283.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 402.80 | 391.90 | 364.60 | 337.40 | 310.10 | 282.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 403.30 | 392.50 | 365.40 | 338.20 | 311.10 | 284.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 403.30 | 392.50 | 365.40 | 338.20 | 311.10 | 284.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 403.90 | 393.20 | 366.20 | 338.80 | 311.80 | 284.90 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.90 | 392.80 | 365.20 | 337.40 | 309.70 | 282.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.80 | 394.10 | 366.90 | 339.80 | 312.70 | 285.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.00 | 394.20 | 367.00 | 339.90 | 312.80 | 285.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 405.10 | 394.30 | 367.20 | 340.00 | — | 285.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 405.10 | 394.30 | 367.20 | 340.00 | — | 285.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 405.10 | 398.60 | 375.80 | 348.70 | 330.30 | 303.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 405.40 | 394.50 | 367.20 | 340.00 | 312.70 | 285.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.40 | 399.10 | 367.20 | 339.90 | 312.70 | 285.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 406.05 | 395.10 | 367.70 | 340.25 | 312.85 | 285.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 407.90 | 397.10 | 369.90 | 342.80 | 315.70 | 288.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 407.90 | 397.10 | 369.90 | 342.80 | 315.70 | 288.50 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 412.50 | 401.60 | 374.10 | 346.70 | 319.30 | 291.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 415.10 | 404.30 | 377.20 | 350.00 | 322.90 | 295.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 416.00 | 409.50 | 382.40 | 355.20 | 323.70 | 296.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 417.20 | 406.40 | 379.20 | 352.10 | 325.00 | 297.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 418.10 | 407.30 | 386.70 | 359.60 | 325.90 | 298.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.20 | 408.30 | 381.10 | 353.90 | 326.70 | 299.50 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 421.90 | 410.90 | 383.50 | 356.10 | 328.70 | 301.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 423.00 | 412.20 | 385.00 | 357.90 | — | 303.60 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 425.80 | 415.00 | 387.80 | 360.70 | 333.60 | 306.40 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 425.90 | 417.60 | 396.70 | 375.80 | 354.40 | 333.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 426.50 | 415.70 | 388.60 | 361.40 | — | 307.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 426.50 | 415.60 | 388.20 | 360.70 | 333.40 | 305.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 426.50 | 415.70 | 388.50 | 361.40 | 334.30 | 307.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.70 | 415.90 | 388.80 | 361.70 | 334.60 | 307.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.45 | 416.45 | 389.05 | 361.65 | 334.20 | 306.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 430.40 | 419.70 | 392.80 | 365.30 | 338.40 | 311.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 431.20 | 424.70 | 397.60 | 370.50 | 343.30 | 316.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 431.20 | 424.70 | 397.60 | 370.50 | 343.30 | 316.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.30 | 421.20 | 393.50 | 365.80 | 338.10 | 310.40 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.80 | 422.00 | 394.70 | 367.40 | 340.20 | 312.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.60 | 422.70 | 395.40 | 368.10 | 340.90 | 313.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 435.40 | 424.70 | 397.70 | 370.30 | 343.30 | 316.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.60 | 424.70 | 397.60 | 370.50 | 343.30 | 316.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.50 | 425.60 | 398.00 | 370.40 | 342.90 | 315.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 437.20 | 426.40 | 399.20 | 372.10 | — | 317.90 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.00 | 428.30 | 401.30 | 373.90 | 346.90 | 320.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 440.40 | 429.70 | 402.70 | 375.30 | 348.30 | 321.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 443.30 | 432.40 | 405.10 | 377.90 | 350.60 | 323.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.10 | 433.20 | 406.10 | 379.00 | 351.90 | 324.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 444.30 | 433.60 | 406.60 | 379.20 | 352.20 | 325.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 446.70 | 435.80 | 408.60 | 381.30 | 354.00 | 326.80 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 446.80 | 436.00 | 409.20 | 381.70 | 359.40 | 338.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 448.20 | 437.30 | 410.00 | 382.80 | 355.50 | 328.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 449.40 | 438.70 | 411.70 | 384.30 | 357.30 | 330.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 453.10 | 442.20 | 415.00 | 387.70 | 360.40 | 333.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 455.30 | 444.60 | 417.60 | 390.20 | 363.20 | 336.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 459.50 | 448.80 | 421.80 | 394.40 | 367.40 | 340.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 459.50 | 448.80 | 421.80 | 394.40 | 367.40 | 340.50 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.00 | 453.70 | 430.90 | 408.10 | 385.30 | 362.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 463.00 | 452.10 | 424.80 | 397.50 | 370.30 | 343.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.60 | 452.80 | 425.60 | 398.50 | 371.40 | 344.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.70 | 457.80 | 430.40 | 402.90 | 375.60 | 348.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 472.80 | 461.90 | 434.60 | 407.40 | 380.10 | 352.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.50 | 465.70 | 438.60 | 411.40 | — | 357.20 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.10 | 470.50 | 441.70 | 412.90 | 384.10 | 355.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.50 | 481.60 | 454.30 | 427.10 | 399.80 | 372.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.60 | 486.90 | 459.90 | 432.50 | 405.50 | 378.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.70 | 497.00 | 470.10 | 442.60 | 415.70 | 388.70 |

125 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Biberist for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Biberist](https://praemiencheck.onedoc.ch/en/so/biberist/) is Assura (MediTel) at 344.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 382.90 CHF a month.

### How much does health insurance cost in Biberist in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 344.20 CHF (Assura, MediTel) to 507.70 CHF (Groupe Mutuel – Avenir, Standard model): 125 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 332.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biberist for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 344.20 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-300/) to 224.90 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biberist for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 382.90 CHF (Sanitas), family doctor / HMO 348.30 CHF (Assura), flexible model 352.30 CHF (Assura), telemedicine 344.20 CHF (Assura).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/

## Related pages

- Without accident cover: from 224.90 to 507.70 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/so/biberist/young-adult/no-accident/ — replace `so` with your canton’s two-letter code (ge, vd, zh…) and `biberist` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.