# Health insurance premiums 2027 in Thayngen (SH), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Thayngen](https://praemiencheck.onedoc.ch/en/sh/thayngen/) ([canton Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/), the cheapest monthly basic insurance premium is **320.15 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 484.05 CHF with Helsana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 320.15 | 310.05 | 284.85 | 259.55 | 234.35 | 209.15 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 338.95 | 328.25 | 301.55 | 274.85 | 248.15 | 221.55 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 340.85 | 330.05 | 303.25 | 276.45 | 249.55 | 222.75 | +2.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 347.45 | 337.35 | 311.95 | 286.65 | 261.25 | 230.35 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 353.35 | 341.75 | 312.55 | 283.35 | 254.25 | 225.05 | +2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 353.35 | 341.75 | 312.55 | 283.35 | 254.25 | 225.05 | +2.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 356.05 | 344.45 | 315.25 | 286.05 | 256.95 | 227.75 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 356.05 | 344.45 | 315.25 | 286.05 | 256.95 | 227.75 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 356.55 | — | — | — | — | 232.15 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 356.65 | 345.05 | 315.85 | 286.65 | 257.55 | 228.35 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 358.25 | 351.65 | 317.45 | 288.25 | 259.15 | 229.95 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 358.25 | 351.65 | 317.45 | 288.25 | 259.15 | 229.95 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 358.65 | 347.05 | 317.85 | 288.65 | 259.55 | 230.35 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 359.30 | 347.65 | 318.50 | 289.30 | 260.15 | 231.00 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 359.30 | 347.65 | 318.50 | 289.30 | 260.15 | 231.00 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 362.85 | 351.25 | 322.05 | 292.85 | 263.75 | 234.55 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 363.05 | 351.40 | 322.25 | 293.05 | 263.90 | 234.75 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 363.05 | 351.40 | 322.25 | 293.05 | 263.90 | 234.75 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 363.05 | 351.40 | 322.25 | 293.05 | 263.90 | 234.75 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 363.05 | 351.40 | 322.25 | 293.05 | 263.90 | 234.75 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 363.05 | 351.40 | 322.25 | 293.05 | 263.90 | 234.75 | +6.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 363.65 | 352.05 | 322.85 | 293.75 | 264.55 | 235.45 | +3.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 364.95 | 354.15 | 327.35 | 300.55 | 273.85 | 246.95 | +2.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 364.95 | 354.15 | 327.35 | 300.55 | 273.85 | 246.95 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 370.45 | 358.85 | 329.65 | 300.45 | 271.35 | 250.45 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.85 | 359.15 | 330.05 | 300.85 | 271.65 | 242.55 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 371.95 | 360.35 | 331.15 | 301.95 | 272.85 | 243.65 | +6.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.45 | 362.80 | 333.65 | 304.45 | 275.30 | 246.15 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 376.25 | 364.65 | 335.45 | 306.25 | 277.15 | 247.95 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 378.55 | 366.85 | 342.15 | 312.95 | 279.35 | 250.25 | +6.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 379.15 | 367.55 | 338.35 | 309.15 | — | 250.85 | +0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 379.75 | 368.15 | 338.95 | 309.75 | 280.65 | 251.45 | −4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 379.75 | 373.05 | 338.95 | 309.75 | 280.55 | 251.45 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 382.15 | 375.55 | 341.35 | 312.15 | 283.05 | 253.85 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 383.35 | 371.75 | 342.55 | 313.35 | 284.25 | 255.05 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 383.35 | 371.75 | 342.55 | 313.35 | 284.25 | 255.05 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 383.75 | 377.15 | 342.95 | 313.75 | 284.65 | 255.45 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 384.75 | 373.15 | 343.95 | 314.75 | 285.65 | 256.45 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 386.95 | 375.35 | 346.15 | 316.95 | 287.85 | 258.65 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 387.25 | 375.75 | 346.75 | 317.25 | 288.25 | 259.25 | +1.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 388.55 | 378.05 | 351.75 | 325.55 | 299.35 | 273.05 | −4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 389.85 | 378.25 | 349.05 | 319.85 | 290.75 | 261.55 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 390.15 | 378.55 | 349.35 | 320.15 | 291.05 | 261.85 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 390.15 | 378.55 | 349.35 | 320.15 | 291.05 | 261.85 | +2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 391.85 | 380.35 | 351.35 | 321.85 | 292.85 | 263.85 | +1.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 392.85 | 381.25 | 352.05 | 322.85 | 293.75 | 264.55 | −4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 393.15 | 381.45 | 352.25 | 323.15 | 293.95 | 264.75 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 393.95 | 382.25 | 359.75 | 330.55 | 294.75 | 265.65 | +7.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 393.95 | 384.95 | 362.45 | 339.95 | 316.95 | 294.45 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 394.75 | 383.15 | 353.95 | 324.75 | 295.65 | 266.45 | +2.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 395.15 | 383.55 | 354.35 | 325.15 | — | 266.85 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 395.15 | 383.55 | 354.35 | 325.15 | — | 266.85 | +1.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.25 | 384.55 | 355.45 | 326.25 | 297.05 | 267.95 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 396.35 | 389.65 | 355.55 | 326.35 | 297.15 | 268.05 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 396.45 | 384.85 | 355.65 | 326.45 | 297.35 | 268.15 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 396.75 | 385.15 | 355.95 | 326.75 | 297.65 | 268.45 | +10.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 396.75 | 385.15 | 355.95 | 326.75 | 297.65 | 268.45 | +10.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 396.75 | 385.15 | 355.95 | 326.75 | 297.65 | 268.45 | +10.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.05 | 385.45 | 356.25 | 327.05 | 297.95 | 268.75 | +2.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 398.35 | 386.75 | 357.55 | 328.35 | — | 270.05 | +1.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.05 | 388.45 | 359.25 | 330.15 | 300.95 | 271.75 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.35 | 393.75 | 359.55 | 330.35 | 301.25 | 272.05 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 400.85 | 389.35 | 360.35 | 330.85 | 301.85 | 272.85 | +1.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 401.85 | 390.25 | 361.05 | 331.85 | 302.75 | 273.55 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 401.85 | 390.25 | 361.05 | 331.85 | 302.75 | 273.55 | +6.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 402.15 | 390.55 | 361.35 | 332.15 | 303.05 | 273.85 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 404.55 | 392.85 | 363.75 | 334.55 | 305.35 | 276.25 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 405.95 | 394.25 | 365.05 | 335.95 | 306.75 | 277.55 | +10.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 407.15 | 395.65 | 366.65 | 337.15 | 308.15 | 279.15 | +3.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 409.15 | 397.55 | 368.35 | 339.15 | 310.05 | 280.85 | +5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 409.45 | 397.95 | 368.95 | 339.45 | 310.45 | 281.45 | +3.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 409.85 | 398.35 | 369.35 | 339.85 | 310.85 | 281.85 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 409.95 | 398.45 | 369.45 | 339.95 | 310.95 | 281.95 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 410.45 | 398.85 | 369.65 | 340.45 | 311.35 | 282.15 | +10.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.55 | 398.95 | 369.75 | 340.55 | 311.45 | 282.25 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.65 | 399.05 | 369.85 | 340.65 | 311.55 | 282.35 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 410.65 | 399.05 | 369.85 | 340.65 | 311.55 | 282.35 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 410.65 | 399.05 | 369.85 | 340.65 | 311.55 | 282.35 | +5.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 411.15 | 399.55 | 370.35 | 341.15 | — | 282.85 | −1.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 414.05 | 402.45 | 373.55 | 344.05 | 320.05 | 297.05 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 414.55 | 403.05 | 374.05 | 344.55 | 315.55 | 286.55 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 415.55 | 403.95 | 374.75 | 345.55 | 316.45 | 287.25 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 417.05 | 409.85 | 385.05 | 355.85 | 335.55 | 306.35 | +7.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.35 | 407.75 | 378.55 | 349.35 | 320.25 | 291.05 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 420.45 | 408.85 | 379.65 | 350.45 | 321.35 | 292.15 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 420.65 | 409.05 | 379.85 | 350.65 | 321.55 | 292.35 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 421.15 | 409.65 | 380.65 | 351.15 | 322.15 | 293.15 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 421.15 | 409.65 | 380.65 | 351.15 | 322.15 | 293.15 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 422.55 | 415.35 | 390.55 | 361.35 | 336.65 | 307.45 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.25 | 411.65 | 382.45 | 353.25 | 324.15 | 294.95 | +6.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 424.05 | 412.55 | 383.55 | 354.05 | 325.05 | 296.05 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 425.35 | 413.75 | 384.55 | 355.35 | 326.25 | 297.05 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.45 | 414.85 | 385.65 | 356.45 | 327.35 | 298.15 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 426.95 | 419.75 | 390.55 | 361.35 | 327.85 | 298.65 | +8.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 428.75 | 417.25 | 388.25 | 358.75 | 329.75 | 300.75 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.25 | 420.65 | 391.45 | 362.25 | 333.15 | 303.95 | −4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 435.15 | 423.55 | 394.35 | 365.15 | 336.05 | 306.85 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 435.15 | 423.55 | 394.35 | 365.15 | 336.05 | 306.85 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.75 | 424.15 | 394.95 | 365.75 | 336.65 | 307.45 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 435.75 | 424.15 | 394.95 | 365.75 | 336.65 | 307.45 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 440.05 | 428.35 | 399.15 | 370.05 | 340.85 | 311.65 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.05 | 431.45 | 402.25 | 373.05 | — | 314.75 | +1.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.15 | 433.15 | 408.65 | 384.15 | 359.65 | 335.25 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.95 | 432.35 | 403.15 | 373.95 | 344.85 | 315.65 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 444.85 | 433.25 | 404.05 | 374.85 | 345.75 | 316.55 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.45 | 436.95 | 407.95 | 378.45 | 349.45 | 320.45 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.55 | 439.85 | 410.75 | 381.55 | 352.35 | 323.25 | +10.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 454.55 | 442.85 | 413.65 | 384.55 | 355.35 | 326.15 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.25 | 451.75 | 422.75 | 393.25 | 364.25 | 335.25 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 464.15 | 452.45 | 423.35 | 394.15 | 364.95 | 335.85 | +5.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.05 | 457.55 | 428.55 | 399.05 | 370.05 | 341.05 | +5.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.25 | 467.60 | 438.70 | 409.75 | 380.85 | 350.00 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.65 | 466.95 | 437.85 | 408.65 | 379.45 | 350.35 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.05 | 472.45 | 443.25 | 414.05 | 384.95 | 355.75 | +5.7 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Thayngen for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/), the cheapest offer in [Thayngen](https://praemiencheck.onedoc.ch/en/sh/thayngen/) is Agrisano (AGRIsmart) at 320.15 CHF a month.

### How much does health insurance cost in Thayngen in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/), monthly premiums run from 320.15 CHF (Agrisano, AGRIsmart) to 484.05 CHF (Helsana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 307.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Thayngen for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 320.15 CHF a month with the 300 CHF deductible to 209.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Thayngen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 370.85 CHF (Agrisano), family doctor / HMO 340.85 CHF (Agrisano), flexible model 363.05 CHF (Sanitas), telemedicine 320.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 324.90 CHF at Agrisano (AGRIsmart) gives 320.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Thayngen is in region 2 of canton Schaffhausen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Thayngen (SH): every situation: https://praemiencheck.onedoc.ch/en/sh/thayngen/
- Premiums 2027 in Thayngen (SH), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/
- Premiums 2027 in Thayngen (SH), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/sh/thayngen/child/
- Adult: https://praemiencheck.onedoc.ch/en/sh/thayngen/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Thayngen (SH), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Thayngen (SH), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Thayngen (SH), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Thayngen (SH), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Thayngen (SH), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sh/thayngen/young-adult/with-accident/deductible-300/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…), `thayngen` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.