# Health insurance premiums 2027 in Stetten (SH), for a child aged 0 to 18, deductible of 200 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Stetten](https://praemiencheck.onedoc.ch/en/sh/stetten/) ([canton Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sh/stetten/child/) with a 200 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/), the cheapest monthly basic insurance premium is **78.65 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 156.05 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (200 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 88.25 | — | 78.65 | 73.95 | 69.15 | 64.35 | 59.45 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 90.05 | 84.65 | 79.25 | 73.75 | 68.35 | 63.05 | 57.55 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 91.05 | 85.65 | 80.35 | 74.85 | 69.45 | 64.05 | 58.55 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 91.25 | — | 80.45 | — | 69.65 | — | 58.75 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 93.25 | 87.85 | 82.45 | 76.95 | 71.55 | 66.15 | 60.65 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 93.75 | 88.35 | 82.95 | 77.55 | 72.15 | 66.75 | 61.25 | +6.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 93.65 | — | 83.55 | 78.45 | 73.45 | 68.35 | 63.25 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 94.65 | — | 83.85 | — | 72.95 | — | 62.05 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 94.65 | — | 83.85 | — | 72.95 | — | 62.05 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 94.15 | — | 83.95 | 78.85 | 73.85 | 68.65 | 63.55 | +2.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 96.25 | — | 85.55 | — | 74.65 | — | 63.75 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 95.15 | — | 86.55 | — | 77.85 | — | 69.05 | +1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 97.55 | 92.25 | 86.85 | 81.35 | 75.95 | 70.55 | 65.05 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 97.55 | 92.25 | 86.85 | 81.35 | 75.95 | 70.55 | 65.05 | +6.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 97.15 | 92.45 | 87.75 | 83.15 | 78.35 | 71.85 | — | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 101.05 | 95.55 | 90.15 | 84.55 | 79.45 | 73.65 | 68.15 | −5.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 101.75 | 96.35 | 90.95 | 85.65 | 80.15 | 74.75 | — | +3.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.75 | — | 91.65 | 86.15 | 80.65 | 75.05 | 69.55 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.95 | 97.55 | 92.15 | 86.65 | 81.25 | 75.85 | 70.35 | +6.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 101.45 | — | 92.25 | — | 83.05 | — | 73.75 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 101.45 | — | 92.25 | — | 83.05 | — | 73.75 | +1.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 103.65 | 98.25 | 92.75 | 87.15 | 81.65 | 76.15 | 70.65 | +4.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 103.75 | 98.35 | 92.95 | 87.45 | 82.05 | 76.65 | — | −3.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 103.75 | 98.35 | 92.95 | 87.45 | 82.05 | 76.65 | — | −3.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 104.35 | 98.85 | 93.35 | 87.85 | 82.35 | 76.85 | 71.25 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 102.65 | — | 93.35 | — | 84.05 | — | 74.65 | +1.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 103.65 | 98.65 | 93.65 | 88.55 | 83.65 | 78.75 | 73.65 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 103.65 | 98.65 | 93.65 | 88.55 | 83.65 | 78.75 | 73.65 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 103.45 | 98.55 | 93.65 | 88.65 | 83.95 | 78.85 | 73.85 | −4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 104.55 | 99.15 | 93.65 | 88.25 | 82.75 | 77.35 | 71.85 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 104.55 | 99.15 | 93.65 | 88.25 | 82.75 | 77.35 | 71.85 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 104.55 | 99.15 | 93.65 | 88.25 | 82.75 | 77.35 | 71.85 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 104.65 | 99.15 | 93.75 | 88.15 | 83.05 | 77.25 | 71.75 | −5.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 105.35 | 99.95 | 94.55 | 89.05 | 83.65 | 78.25 | 72.75 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 105.35 | 99.95 | 94.55 | 89.05 | 83.65 | 78.25 | 72.75 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 105.55 | 100.15 | 94.65 | 89.05 | 83.55 | 78.05 | 72.55 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.55 | — | 94.85 | — | 83.95 | — | 73.05 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 106.25 | 100.85 | 95.45 | 89.95 | 84.55 | — | 73.65 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 106.55 | 101.15 | 95.75 | 90.25 | 84.85 | 79.45 | 73.95 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 107.15 | 101.75 | 96.25 | 90.85 | 85.35 | 79.95 | 74.45 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 108.15 | 102.75 | 97.35 | 91.85 | 86.45 | — | 75.55 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 108.65 | 103.25 | 97.85 | 92.35 | 86.95 | 81.55 | 76.05 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 107.65 | — | 97.95 | — | 88.15 | — | 78.35 | −2.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 108.95 | 103.65 | 98.25 | 92.75 | 87.35 | 81.95 | 76.45 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 109.25 | 103.85 | 98.45 | 92.95 | 87.55 | 82.15 | 76.65 | +3.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 109.85 | 104.45 | 99.05 | 93.55 | 88.15 | 82.85 | 77.35 | +3.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 109.85 | 104.45 | 99.05 | 93.55 | 88.15 | 82.85 | 77.35 | +3.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.35 | 106.95 | 101.55 | 96.25 | 90.75 | 85.35 | — | +3.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.05 | 107.65 | 102.25 | 96.75 | 91.35 | 85.95 | 80.45 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.55 | 109.15 | 103.75 | 98.25 | 92.85 | 87.45 | — | −2.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 115.05 | 109.55 | 104.15 | 98.65 | 93.25 | 87.75 | 82.35 | +2.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.45 | 110.05 | 104.55 | 99.05 | 93.85 | 88.15 | 82.55 | −4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 115.80 | 110.40 | 104.95 | 99.50 | 94.10 | 88.70 | 83.25 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 116.35 | 110.95 | 105.55 | 100.05 | 94.65 | — | 83.75 | +11.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 116.35 | 110.95 | 105.55 | 100.05 | 94.65 | — | 83.75 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 116.85 | 111.35 | 105.95 | 100.45 | 95.05 | 89.55 | 84.15 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 117.05 | 111.65 | 106.25 | 100.80 | 95.40 | 89.95 | 84.50 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 117.05 | 111.65 | 106.25 | 100.80 | 95.40 | 89.95 | 84.50 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 117.05 | 111.65 | 106.25 | 100.80 | 95.40 | 89.95 | 84.50 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 117.05 | 111.65 | 106.25 | 100.80 | 95.40 | 89.95 | 84.50 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 117.05 | 111.65 | 106.25 | 100.80 | 95.40 | 89.95 | 84.50 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.25 | 112.85 | 107.45 | 101.95 | 96.55 | 91.15 | 85.65 | +2.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 118.35 | 112.95 | 107.50 | 102.05 | 96.65 | 91.20 | 85.75 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.85 | 114.35 | 108.85 | 103.35 | 97.85 | 92.35 | 86.75 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.15 | — | 109.35 | — | 98.45 | — | 87.55 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.85 | 115.45 | 110.00 | 104.55 | 99.15 | 93.70 | 88.25 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.15 | 115.85 | 110.45 | 104.95 | 99.55 | 94.15 | 88.65 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.15 | 116.75 | 111.35 | 105.85 | 100.45 | — | 89.55 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 122.55 | 117.05 | 111.65 | 106.15 | 100.75 | 95.25 | 89.85 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 124.05 | 118.55 | 113.15 | 107.65 | 102.25 | 96.75 | 91.35 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 124.05 | 118.55 | 113.15 | 107.65 | 102.25 | 96.75 | 91.35 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 116.85 | — | 113.55 | — | 110.25 | — | 99.35 | +15.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 124.55 | 119.15 | 113.75 | 108.25 | 102.85 | 97.45 | 92.05 | +6.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.55 | 119.15 | 113.75 | 108.25 | 102.85 | 97.45 | 92.05 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.35 | 119.85 | 114.45 | 108.95 | 103.55 | 98.05 | 92.65 | +6.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 125.95 | 120.65 | 115.25 | 109.75 | 104.35 | 98.95 | 93.45 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 126.35 | 120.95 | 115.45 | 110.05 | 104.55 | 99.15 | 93.65 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 128.85 | 123.45 | 118.05 | 112.65 | 107.25 | 101.85 | 96.35 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 129.95 | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 130.25 | 124.75 | 119.25 | — | 108.15 | — | 96.95 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 130.25 | 124.75 | 119.25 | — | 108.15 | — | 96.95 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 130.85 | 125.35 | 119.95 | 114.45 | 109.05 | 103.55 | 98.15 | +5.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.95 | — | 121.05 | — | 110.25 | — | 99.35 | +11.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 131.95 | — | 121.05 | — | 110.25 | — | 99.35 | +11.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 131.95 | — | 121.05 | — | 110.25 | — | 99.35 | +11.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 131.95 | — | 121.05 | — | 110.25 | — | 99.35 | +11.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 128.55 | — | 121.05 | — | 110.25 | — | 99.35 | +13.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 131.95 | — | 121.05 | — | 110.25 | — | 99.35 | +11.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.40 | 127.90 | 122.40 | 116.80 | 111.30 | 105.80 | 100.25 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 134.95 | 129.35 | 123.85 | — | 112.75 | — | 101.65 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 134.95 | 129.35 | 123.85 | — | 112.75 | — | 101.65 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.75 | 129.35 | 123.85 | 118.45 | 112.95 | 107.55 | 102.05 | +2.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 139.75 | 134.35 | 128.85 | 123.45 | 117.95 | 112.45 | 107.05 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 139.75 | 134.35 | 128.85 | 123.45 | 117.95 | 112.45 | 107.05 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.75 | 134.35 | 128.95 | 123.45 | 118.05 | 112.65 | 107.15 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 141.25 | 135.75 | 130.35 | 124.85 | 119.45 | 113.95 | 108.55 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.25 | 138.75 | 133.35 | 127.85 | 122.45 | 116.95 | 111.55 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 146.25 | — | 135.35 | — | 124.55 | — | 113.65 | +11.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 146.25 | — | 135.35 | — | 124.55 | — | 113.65 | +11.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 146.25 | — | 135.35 | — | 124.55 | — | 113.65 | +11.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.65 | 143.15 | 137.65 | — | 126.55 | — | 115.45 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 149.65 | — | 138.75 | — | 128.05 | — | 117.15 | +11.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 151.35 | — | 140.55 | — | 129.65 | — | 118.85 | +11.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 166.75 | — | 156.05 | — | 145.15 | — | 134.25 | +11.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 106.35 | — | — | — | — | 79.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 106.35 | — | — | — | — | 79.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 107.65 | — | — | — | — | 80.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 108.95 | — | — | — | — | 81.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 110.25 | — | — | — | — | 83.15 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 112.75 | — | — | — | — | — | 99.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 112.85 | — | — | — | — | 85.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 115.45 | — | — | — | — | 88.35 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 121.55 | — | — | 105.25 | — | — | 88.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.95 | — | — | — | — | 98.95 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 127.65 | — | — | 111.35 | — | — | 95.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.35 | — | — | 116.15 | — | — | 99.85 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Stetten for a child aged 0 to 18 with a deductible of 200 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/), the cheapest offer in [Stetten](https://praemiencheck.onedoc.ch/en/sh/stetten/) is Agrisano (AGRIsmart) at 78.65 CHF a month.

### How much does health insurance cost in Stetten in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sh/stetten/child/) with a deductible of 200 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/), monthly premiums run from 78.65 CHF (Agrisano, AGRIsmart) to 156.05 CHF (Sympany, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 109.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Stetten for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 88.25 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-0/) to 59.45 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-600/): 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Stetten for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 200 CHF and without accident cover, the cheapest premium per model is: standard model 91.65 CHF (Agrisano), family doctor / HMO 79.25 CHF (Assura), flexible model 82.45 CHF (Assura), telemedicine 78.65 CHF (Agrisano).

### Does a second or third child pay less in Stetten?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 23 insurers present in Stetten file a reduced premium from a certain number of children insured with them, at a 200 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 93.65 CHF | 31.55 CHF from the 3rd child |
| Agrisano | AGRIsmart | 78.65 CHF | 31.65 CHF from the 3rd child |
| Galenos | Tel Doc | 104.15 CHF | 35.15 CHF from the 3rd child |
| sana24 | Managed Care | 115.45 CHF | 38.85 CHF from the 3rd child |
| CONCORDIA | HMO | 92.75 CHF | 39.85 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 113.55 CHF | 41.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 87.75 CHF | 41.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 93.65 CHF | 44.45 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 94.55 CHF | 69.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 97.85 CHF | 72.15 CHF from the 5th child |
| Assura | PharMed | 79.25 CHF | 77.75 CHF from the 4th child, 76.25 CHF from the 5th child |
| SLKK | SmartMed | 90.15 CHF | 79.55 CHF from the 3rd child |
| EGK | EGK-Care | 92.95 CHF | 83.35 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 113.75 CHF | 84.15 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 83.40 CHF at Agrisano (AGRIsmart) gives 78.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Stetten is in region 2 of canton Schaffhausen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Stetten (SH): every situation: https://praemiencheck.onedoc.ch/en/sh/stetten/
- Premiums 2027 in Stetten (SH), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sh/stetten/child/
- Premiums 2027 in Stetten (SH), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sh/stetten/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sh/stetten/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Stetten (SH), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Stetten (SH), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Stetten (SH), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Stetten (SH), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Stetten (SH), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Stetten (SH), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/sh/stetten/child/no-accident/deductible-0/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…), `stetten` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-200` with `deductible-600` for another deductible. Markdown version: add `.md`.