# Health insurance premiums 2027 in Schaffhausen (SH), for a child aged 0 to 18, deductible of 600 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/) ([canton Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/) with a 600 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/), the cheapest monthly basic insurance premium is **70.95 CHF** with **Assura** (PharMed model) and the most expensive is 146.45 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 105.95 | 100.15 | 94.35 | 88.45 | 82.65 | 76.85 | 70.95 | +9.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 | +7.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 107.15 | 101.35 | 95.55 | 89.65 | 83.85 | 78.05 | 72.15 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 | +8.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 109.95 | — | 98.35 | — | 86.65 | — | 74.95 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 109.95 | — | 98.35 | — | 86.65 | — | 74.95 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 110.35 | 104.55 | 98.75 | 92.85 | 87.05 | 81.25 | 75.35 | +8.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 111.85 | — | 100.25 | — | 88.55 | — | 76.85 | +7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 109.65 | — | 98.95 | 93.65 | 88.35 | 82.95 | 77.55 | +3.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 110.25 | — | 99.45 | 94.15 | 88.85 | 83.35 | 78.05 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 | 79.75 | +8.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 | 79.75 | +8.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 | +5.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 111.05 | — | 101.85 | — | 92.45 | — | 83.05 | +1.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 | 89.45 | 83.55 | +6.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 119.25 | 113.45 | 107.65 | 101.75 | 95.95 | — | 84.25 | +7.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | +5.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.25 | — | 108.55 | 102.75 | 96.95 | 91.05 | 85.25 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.95 | 115.15 | 109.35 | 103.45 | 97.65 | 91.85 | 85.95 | +8.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 | 86.15 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 | 86.15 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | 87.55 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.65 | — | 111.05 | — | 99.35 | — | 87.65 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 122.85 | 117.05 | 111.25 | 105.35 | 99.55 | — | 87.85 | +7.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 120.45 | 115.05 | 109.75 | 104.25 | 98.95 | 93.65 | 88.15 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 120.45 | 115.05 | 109.75 | 104.25 | 98.95 | 93.65 | 88.15 | +6.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 118.35 | — | 108.45 | — | 98.55 | — | 88.55 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 118.35 | — | 108.45 | — | 98.55 | — | 88.55 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 123.55 | 117.75 | 111.95 | 106.05 | 100.25 | 94.45 | 88.55 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.25 | 118.45 | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 119.75 | — | 109.85 | — | 99.75 | — | 89.65 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 125.35 | 119.55 | 113.75 | 107.85 | 102.05 | 96.25 | 90.35 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 126.95 | 121.15 | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | +11.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 123.85 | 118.75 | 113.65 | 108.45 | 103.65 | 98.25 | 93.05 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 125.55 | — | 115.15 | — | 104.65 | — | 94.05 | −2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 126.75 | 121.55 | 116.35 | 111.05 | 106.05 | 100.65 | 95.25 | +1.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 130.55 | 124.75 | 118.95 | 113.05 | 107.25 | — | 95.55 | +13.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 130.55 | 124.75 | 118.95 | 113.05 | 107.25 | — | 95.55 | +7.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.25 | 125.45 | 119.65 | 113.85 | 107.95 | 102.15 | 96.25 | +6.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 128.25 | 122.95 | 117.65 | 112.35 | 107.35 | 101.75 | 96.45 | +1.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | 103.35 | 97.55 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 133.60 | 127.80 | 121.95 | 116.10 | 110.30 | 104.45 | 98.60 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 135.05 | 129.25 | 123.40 | 117.55 | 111.75 | 105.90 | 100.05 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 135.05 | 129.25 | 123.40 | 117.55 | 111.75 | 105.90 | 100.05 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 135.05 | 129.25 | 123.40 | 117.55 | 111.75 | 105.90 | 100.05 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 135.05 | 129.25 | 123.40 | 117.55 | 111.75 | 105.90 | 100.05 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 135.05 | 129.25 | 123.40 | 117.55 | 111.75 | 105.90 | 100.05 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | +3.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.15 | 130.35 | 124.55 | 118.65 | 112.85 | 107.05 | 101.15 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 136.45 | 130.65 | 124.80 | 118.95 | 113.15 | 107.30 | 101.45 | +3.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 137.35 | 131.55 | 125.75 | — | 114.05 | — | 102.35 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.85 | 132.05 | 126.25 | 120.35 | 114.55 | — | 102.85 | +7.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 138.95 | 133.15 | 127.35 | — | 115.65 | — | 103.95 | +2.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.35 | 133.55 | 127.70 | 121.85 | 116.05 | 110.20 | 104.35 | +3.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 139.55 | 133.75 | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.05 | — | 128.45 | — | 116.75 | — | 105.05 | +1.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 141.15 | — | — | 123.65 | — | — | 106.15 | +5.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.45 | 135.65 | 129.85 | 123.95 | 118.45 | 112.35 | 106.45 | +1.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 142.25 | 136.45 | 130.65 | — | 118.95 | — | 107.25 | +2.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 142.25 | 136.45 | 130.65 | — | 118.95 | — | 107.25 | +2.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +7.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | +7.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 143.45 | — | — | 125.95 | — | — | 108.45 | +5.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.25 | 138.05 | 132.90 | 126.95 | 121.05 | 115.15 | 109.20 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 144.85 | 139.05 | 133.25 | 127.35 | 121.55 | 115.75 | 109.85 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 147.15 | 141.25 | 135.45 | 129.65 | 123.75 | 117.95 | 112.15 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 148.15 | 142.35 | 136.55 | 130.65 | 124.85 | 119.05 | 113.15 | +7.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 148.25 | 142.45 | 136.65 | 130.75 | 124.95 | 119.15 | 113.25 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.35 | 142.45 | 136.65 | 130.85 | 124.95 | 119.15 | 113.35 | +7.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 148.45 | 142.65 | 136.75 | 130.95 | 125.15 | 119.25 | 113.45 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 152.25 | 146.45 | 140.65 | 134.75 | 128.95 | 123.15 | 117.25 | +7.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.75 | — | — | 136.25 | — | — | 118.75 | +5.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.65 | 148.85 | 142.95 | 137.15 | 131.35 | 125.45 | 119.65 | +2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.85 | — | 143.25 | — | 131.55 | — | 119.85 | +14.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 154.85 | — | 143.25 | — | 131.55 | — | 119.85 | +14.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 134.15 | — | — | — | — | — | 119.85 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 154.85 | — | 143.25 | — | 131.55 | — | 119.85 | +14.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 144.55 | — | 141.65 | — | 131.55 | — | 119.85 | +21.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 138.95 | — | 136.05 | — | 131.55 | — | 119.85 | +27.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 154.85 | — | 143.25 | — | 131.55 | — | 119.85 | +16.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 154.85 | — | 143.25 | — | 131.55 | — | 119.85 | +14.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.75 | 150.95 | 145.15 | — | 133.45 | — | 121.75 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 159.15 | — | 147.45 | — | 135.75 | — | 124.15 | +12.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 159.15 | — | 147.45 | — | 135.75 | — | 124.15 | +12.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 160.05 | — | 148.35 | — | 136.75 | — | 125.05 | +12.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.45 | 154.65 | 148.85 | 142.95 | 137.15 | 131.35 | 125.45 | +7.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 162.65 | 156.75 | 150.95 | 145.15 | 139.25 | 133.45 | 127.65 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 162.65 | 156.75 | 150.95 | 145.15 | 139.25 | 133.45 | 127.65 | +6.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 162.85 | — | 151.15 | — | 139.45 | — | 127.85 | +12.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 164.35 | 158.45 | 152.65 | 146.85 | 140.95 | 135.15 | 129.35 | +6.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 164.65 | — | 153.05 | — | 141.35 | — | 129.65 | +12.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 167.75 | 161.95 | 156.15 | 150.25 | 144.45 | 138.65 | 132.75 | +6.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.45 | — | 169.75 | — | 158.15 | — | 146.45 | +12.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 112.45 | 107.35 | 102.35 | 97.25 | 92.15 | 84.95 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 116.15 | 110.35 | 104.55 | 98.65 | 92.85 | 87.05 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 116.15 | 110.35 | 104.55 | 98.65 | 92.85 | 87.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 117.45 | — | — | — | — | 88.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 117.45 | — | — | — | — | 88.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 117.45 | — | — | — | — | 88.35 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 117.75 | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 118.85 | — | — | — | — | 89.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 120.25 | — | — | — | — | 91.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 120.25 | — | — | — | — | 91.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 124.45 | — | — | — | — | 95.35 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.85 | 124.05 | 118.25 | 112.45 | 106.55 | 100.75 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.35 | 125.55 | 119.65 | 113.85 | 108.05 | 102.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.75 | — | — | — | — | 106.65 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Schaffhausen for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/), the cheapest offer in [Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/) is Assura (PharMed) at 70.95 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 85.25 CHF a month.

### How much does health insurance cost in Schaffhausen in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/) with a deductible of 600 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/), monthly premiums run from 70.95 CHF (Assura, PharMed) to 146.45 CHF (Sympany, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 119.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Schaffhausen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 105.95 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-0/) to 70.95 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Schaffhausen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 85.25 CHF (Agrisano), family doctor / HMO 70.95 CHF (Assura), flexible model 74.65 CHF (Assura), telemedicine 72.15 CHF (Assura).

### Does a second or third child pay less in Schaffhausen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 23 insurers present in Schaffhausen file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIcontact | 77.55 CHF | 25.15 CHF from the 3rd child |
| Galenos | Managed Care | 97.55 CHF | 28.35 CHF from the 3rd child |
| Visana | Managed Care | 88.85 CHF | 29.65 CHF from the 3rd child |
| sana24 | Managed Care | 112.15 CHF | 31.05 CHF from the 3rd child |
| SWICA | Standard model | 119.85 CHF | 33.05 CHF from the 3rd child |
| CONCORDIA | HMO | 82.85 CHF | 33.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 88.15 CHF | 41.75 CHF from the 3rd child |
| rhenusana | sanmed24 | 106.15 CHF | 50.75 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 86.15 CHF | 63.45 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 88.55 CHF | 65.25 CHF from the 5th child |
| Assura | PharMed | 70.95 CHF | 69.15 CHF from the 4th child, 67.35 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 108.15 CHF | 79.95 CHF from the 5th child |
| SLKK | SmartMed | 93.05 CHF | 80.25 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 75.70 CHF at Assura (PharMed) gives 70.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Schaffhausen is in region 1 of canton Schaffhausen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Schaffhausen (SH): every situation: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/
- Premiums 2027 in Schaffhausen (SH), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/
- Premiums 2027 in Schaffhausen (SH), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/no-accident/deductible-600/
- Deductible Premiums 2027 in Schaffhausen (SH), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Schaffhausen (SH), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Schaffhausen (SH), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Schaffhausen (SH), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Schaffhausen (SH), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Schaffhausen (SH), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/sh/schaffhausen/child/with-accident/deductible-0/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…), `schaffhausen` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.