# Health insurance premiums 2027 in Schaffhausen (SH), for an adult aged 26 or over who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/) ([canton Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/), the cheapest monthly basic insurance premium is **375.35 CHF** with **KPT** (KPTwin.smart - GP with app model) and the most expensive is 574.65 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 503.65 | 492.05 | 462.85 | 433.65 | — | 375.35 | +1.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 499.05 | 487.45 | 458.25 | 429.05 | 399.95 | 379.05 | +6.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 504.25 | 494.15 | 468.75 | 443.45 | 418.05 | 383.45 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 515.45 | 503.75 | 474.55 | 445.45 | 416.25 | 387.05 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 516.35 | 504.75 | 475.55 | 446.35 | 417.25 | 388.05 | +6.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 516.35 | 504.75 | 475.55 | 446.35 | 417.25 | 388.05 | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 516.65 | 505.05 | 475.85 | 446.65 | 417.55 | 388.35 | +8.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 517.55 | 505.95 | 476.75 | 447.55 | 418.45 | 389.25 | +5.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 520.55 | 508.95 | 479.75 | 450.55 | 421.45 | 392.25 | +6.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 521.65 | 510.05 | 480.85 | 451.65 | 422.55 | 393.35 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 522.65 | 511.05 | 481.85 | 452.65 | 423.55 | 394.35 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 525.05 | 513.45 | 484.25 | 455.05 | 425.95 | 396.75 | +6.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 525.05 | — | — | — | — | 396.75 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 515.25 | 504.55 | 477.95 | 451.15 | 424.45 | 397.85 | +3.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 526.55 | 514.95 | 485.75 | 456.55 | 427.45 | 398.25 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 | +10.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 | +12.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 | +12.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 527.05 | 515.40 | 486.25 | 457.05 | 427.90 | 398.75 | −2.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 527.35 | 515.75 | 486.55 | 457.35 | — | 399.05 | +1.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 527.35 | 515.75 | 486.55 | 457.35 | — | 399.05 | +1.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 527.65 | 516.05 | 486.85 | 457.75 | 428.55 | 399.35 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 518.05 | 507.35 | 480.55 | 453.65 | 426.85 | 400.05 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 532.15 | 520.55 | 491.35 | 462.15 | — | 403.85 | +1.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 532.85 | 521.25 | 492.05 | 462.85 | 433.75 | 404.55 | +12.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 533.25 | 521.60 | 492.45 | 463.25 | 434.10 | 404.95 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 534.45 | 522.85 | 493.65 | 464.45 | 435.35 | 406.15 | +8.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 535.55 | 523.95 | 494.75 | 465.55 | 436.45 | 407.25 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 536.35 | 529.65 | 495.55 | 466.35 | 437.15 | 408.05 | +10.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 536.35 | 529.65 | 495.55 | 466.35 | 437.15 | 408.05 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 537.45 | 525.85 | 496.65 | 467.45 | 438.35 | 409.15 | +8.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 538.95 | 527.35 | 498.15 | 468.95 | 439.85 | 410.65 | +9.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 538.95 | 527.35 | 498.15 | 468.95 | 439.85 | 410.65 | +16.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 539.65 | 528.05 | 498.85 | 469.65 | 440.55 | 411.35 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 539.65 | 528.05 | 498.85 | 469.65 | 440.55 | 411.35 | +2.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 532.05 | 521.25 | 494.45 | 467.65 | 440.85 | 414.05 | +3.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 532.05 | 521.25 | 494.45 | 467.65 | 440.85 | 414.05 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 544.25 | 532.55 | 509.75 | 480.65 | 445.05 | 415.95 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 544.25 | 532.55 | 509.75 | 480.65 | 445.05 | 415.95 | +9.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 531.15 | 520.95 | 495.25 | 469.55 | 443.95 | 418.25 | +1.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 547.85 | 536.15 | 507.05 | 477.85 | 448.65 | 419.55 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 549.05 | 542.35 | 508.25 | 479.05 | 449.85 | 420.75 | +10.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 549.05 | 542.35 | 508.25 | 479.05 | 449.85 | 420.75 | +5.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 550.55 | 538.95 | 509.75 | 480.55 | 451.45 | 422.25 | +13.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 550.55 | 538.95 | 509.75 | 480.55 | 451.45 | 422.25 | +13.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 551.15 | 539.55 | 510.35 | 481.15 | — | 422.85 | −2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 550.85 | 539.35 | 510.35 | 480.85 | 451.85 | 422.85 | +5.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 552.75 | 541.05 | 511.85 | 482.75 | 453.55 | 424.35 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 553.75 | 542.05 | 512.95 | 483.75 | 454.55 | 425.45 | +13.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 555.45 | 548.75 | 514.55 | 485.45 | 456.25 | 427.05 | +7.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 543.35 | 532.95 | 506.65 | 480.35 | 454.15 | 427.85 | +1.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 557.05 | 545.35 | 522.55 | 493.35 | 457.85 | 428.65 | +12.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 557.05 | 545.45 | 516.25 | 487.05 | 457.95 | 428.75 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 557.35 | 545.75 | 516.55 | 487.35 | 458.25 | 429.05 | +12.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 558.00 | 546.35 | 517.20 | 488.00 | 458.85 | 429.70 | +3.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 558.25 | 546.55 | 517.35 | 488.25 | 459.05 | 429.85 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 558.15 | 546.55 | 517.35 | 488.15 | 459.05 | 429.85 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 558.15 | 546.55 | 517.35 | 488.15 | 459.05 | 429.85 | +7.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 559.05 | 547.45 | 518.25 | 489.05 | 459.95 | 430.75 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 559.05 | 547.45 | 518.25 | 489.05 | 459.95 | 430.75 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 559.05 | 547.45 | 518.25 | 489.05 | 459.95 | 430.75 | +7.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 549.45 | 538.85 | 512.35 | 485.75 | 459.25 | 432.65 | +1.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 560.65 | 549.15 | 520.15 | 490.65 | 461.65 | 432.65 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 563.15 | 551.55 | 522.35 | 493.15 | 464.05 | 434.85 | +12.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 563.55 | 551.85 | 522.75 | 493.55 | 464.35 | 435.25 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 557.35 | 546.35 | 518.85 | 490.85 | 463.25 | 435.75 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 564.20 | 552.55 | 523.40 | 494.20 | 465.05 | 435.90 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 564.95 | 553.35 | 524.15 | 494.95 | 465.85 | 436.65 | +7.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 569.55 | 557.85 | 528.65 | 499.55 | 470.35 | 441.15 | +12.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 559.25 | 548.75 | 521.75 | 495.25 | 468.25 | 441.25 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 570.35 | 558.70 | 529.55 | 500.35 | 471.20 | 442.05 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 570.35 | 558.70 | 529.55 | 500.35 | 471.20 | 442.05 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 570.35 | 558.70 | 529.55 | 500.35 | 471.20 | 442.05 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 574.25 | 562.65 | 533.45 | 504.25 | 475.15 | 445.95 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 575.25 | 563.65 | 534.45 | 505.25 | 476.15 | 446.95 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 576.85 | 565.35 | 536.35 | 506.85 | 477.85 | 448.85 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.65 | 567.05 | 537.85 | 508.65 | 479.55 | 450.35 | +3.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 580.25 | 568.65 | 539.45 | 510.35 | 481.15 | 451.95 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 572.95 | 561.25 | 538.55 | 509.35 | 486.55 | 457.35 | +10.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.75 | 576.15 | 546.95 | 517.75 | 488.65 | 459.45 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 591.45 | 579.75 | 550.65 | 521.45 | 492.25 | 463.15 | +7.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 587.85 | 576.25 | 548.85 | 520.85 | 492.85 | 464.85 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.45 | 581.85 | 552.65 | 523.45 | 494.35 | 465.15 | +2.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 582.55 | 577.25 | 554.45 | 525.35 | 496.15 | 466.95 | +9.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.55 | 583.95 | 554.75 | 525.55 | 496.45 | 467.25 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 597.75 | 586.25 | 557.25 | 527.75 | 498.75 | 469.75 | +11.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 598.65 | 587.05 | 557.85 | 528.65 | — | 470.35 | +1.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.25 | 588.65 | 559.45 | 530.25 | 501.15 | 471.95 | +6.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 599.25 | 589.60 | 563.00 | 532.80 | 502.60 | 472.40 | +1.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 604.25 | 592.65 | 563.45 | 534.25 | 505.15 | 475.95 | +1.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 604.65 | 593.05 | 563.85 | 534.65 | 505.55 | 476.35 | +6.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 599.45 | 588.45 | 560.95 | 532.95 | 505.35 | 477.85 | +10.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 606.25 | 594.65 | 565.45 | 536.25 | 507.15 | 477.95 | +12.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 607.15 | 595.45 | 566.35 | 537.15 | 507.95 | 478.85 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 608.05 | 596.55 | 567.55 | 538.05 | 509.05 | 480.05 | +11.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 611.35 | 599.65 | 570.45 | 541.35 | 512.15 | 482.95 | +6.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 613.65 | 602.00 | 572.85 | 543.65 | 514.50 | 485.35 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 614.25 | 602.75 | 573.75 | 544.25 | 515.25 | 486.25 | +11.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 618.25 | 606.75 | 577.75 | 548.25 | 519.25 | 490.25 | +10.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 608.05 | 602.75 | 580.05 | 550.85 | 521.65 | 492.55 | +12.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 617.85 | 606.85 | 579.35 | 551.35 | 523.75 | 496.25 | +11.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 625.35 | 618.75 | 584.55 | 555.35 | 526.25 | 497.05 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 626.25 | 614.65 | 585.45 | 556.25 | 527.15 | 497.95 | +12.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 628.45 | 616.95 | 587.95 | 558.45 | 529.45 | 500.45 | +11.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 628.45 | 616.95 | 587.95 | 558.45 | 529.45 | 500.45 | +11.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 628.95 | 617.35 | 588.15 | 558.95 | 529.85 | 501.05 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 631.75 | 625.05 | 590.95 | 561.75 | 532.55 | 503.45 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 633.55 | 621.95 | 592.75 | 563.55 | 534.45 | 505.25 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 637.75 | 626.15 | 596.95 | 567.75 | 538.65 | 509.45 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 643.25 | 631.65 | 602.45 | 573.25 | 544.15 | 514.95 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 645.05 | 633.55 | 604.55 | 575.05 | 546.05 | 517.05 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 657.65 | 645.95 | 616.85 | 587.65 | 558.45 | 529.35 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 679.85 | 668.35 | 639.35 | 609.85 | 580.85 | 551.85 | +10.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 702.65 | 691.15 | 662.15 | 632.65 | 603.65 | 574.65 | +11.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Schaffhausen for an adult aged 26 or over with a deductible of 2'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/), the cheapest offer in [Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/) is KPT (KPTwin.smart - GP with app) at 375.35 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 435.25 CHF a month.

### How much does health insurance cost in Schaffhausen in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/), monthly premiums run from 375.35 CHF (KPT, KPTwin.smart - GP with app) to 574.65 CHF (Groupe Mutuel – Avenir, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 480.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Schaffhausen for an adult aged 26 or over with accident cover?

On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 503.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-300/) to 375.35 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Schaffhausen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 435.25 CHF (Agrisano), family doctor / HMO 379.05 CHF (ÖKK), flexible model 387.05 CHF (Galenos), telemedicine 375.35 CHF (KPT).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 380.10 CHF at KPT (KPTwin.smart - GP with app) gives 375.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Schaffhausen is in region 1 of canton Schaffhausen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Schaffhausen (SH): every situation: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/
- Premiums 2027 in Schaffhausen (SH), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/
- Premiums 2027 in Schaffhausen (SH), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/child/
- Young adult: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/no-accident/deductible-2500/
- Deductible Premiums 2027 in Schaffhausen (SH), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Schaffhausen (SH), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Schaffhausen (SH), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Schaffhausen (SH), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Schaffhausen (SH), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/sh/schaffhausen/adult/with-accident/deductible-300/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…), `schaffhausen` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.