# Health insurance premiums 2026 in Neunkirch (SH), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Neunkirch, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/): **295.75 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **190.85 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart).
- [With accident cover](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/): **311.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **201.15 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart).

## Without accident cover: from 190.85 to 463.20 CHF a month depending on the deductible and the model

115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **295.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 463.20 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 295.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-300/
- 500 CHF: 286.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-500/
- 1'000 CHF: 262.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 238.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 214.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 190.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 295.75 | 286.15 | 262.35 | 238.55 | 214.55 | 190.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 311.35 | 301.35 | 276.35 | 251.25 | 226.05 | 201.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 311.45 | 302.05 | 278.35 | 254.85 | 231.15 | 210.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 313.30 | 302.50 | 275.30 | 248.15 | 221.05 | 193.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 313.35 | 302.55 | 275.45 | 248.25 | 221.15 | 193.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 315.05 | 304.15 | 276.85 | 249.55 | 222.35 | 195.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 316.45 | 310.25 | 278.35 | 251.05 | 223.75 | 196.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 316.45 | 310.25 | 278.35 | 251.05 | 223.75 | 196.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 316.65 | 306.45 | 280.95 | 255.45 | 229.95 | 204.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 316.75 | 305.95 | 278.75 | 251.55 | 224.45 | 197.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 316.75 | 305.95 | 278.75 | 251.55 | 224.45 | 197.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 316.85 | 305.95 | 278.65 | 251.35 | 224.15 | 196.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 320.25 | 309.45 | 282.25 | 255.15 | 228.05 | 200.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 320.25 | 309.45 | 282.25 | 255.15 | 228.05 | 200.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 325.45 | 314.65 | 287.45 | 260.35 | 233.25 | 206.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 325.95 | 315.15 | 288.05 | 260.95 | 233.85 | 209.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 326.65 | 315.85 | 288.65 | 261.45 | 234.35 | 207.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 327.75 | 316.75 | 289.15 | 261.55 | 234.05 | 206.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 327.75 | 316.75 | 289.15 | 261.55 | 234.05 | 206.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 328.35 | 317.55 | 290.35 | 263.25 | 236.15 | 216.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 330.45 | 320.45 | 295.55 | 270.65 | 245.75 | 220.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 330.45 | 320.45 | 295.55 | 270.65 | 245.75 | 220.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 330.55 | 319.75 | 296.45 | 269.35 | 238.35 | 211.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 333.05 | 322.25 | 295.15 | 267.95 | 240.85 | 213.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 333.05 | 322.25 | 295.15 | 267.95 | 240.85 | 213.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 333.05 | 322.25 | 295.15 | 267.95 | 240.85 | 213.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 333.45 | 322.55 | 294.95 | 267.35 | 239.85 | 212.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 335.45 | 329.25 | 297.35 | 270.05 | 242.75 | 215.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 336.65 | 325.85 | 298.75 | 271.55 | 244.55 | 217.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 337.65 | 331.35 | 299.45 | 272.25 | 244.95 | 217.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 338.55 | 327.75 | 300.55 | 273.45 | 246.35 | 219.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 339.05 | 332.85 | 300.85 | 273.65 | 246.35 | 219.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 339.75 | 328.95 | 301.75 | 274.65 | 247.55 | 220.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 339.75 | 328.95 | 301.75 | 274.65 | 247.55 | 220.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 340.25 | 329.35 | 311.95 | 284.75 | 249.95 | 222.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 340.75 | 329.85 | 302.85 | 275.65 | 248.55 | 221.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 344.55 | 333.75 | 306.65 | 279.45 | 252.45 | 225.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.65 | 333.55 | 305.85 | 278.15 | 250.45 | 222.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 345.55 | 334.75 | 307.55 | 280.45 | 253.35 | 226.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 348.65 | 337.85 | 310.65 | 283.55 | — | 229.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 348.65 | 337.65 | 310.45 | 283.15 | 255.85 | 228.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 350.15 | 343.95 | 312.05 | 284.75 | 257.45 | 230.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 351.35 | 342.95 | 322.05 | 301.15 | 279.75 | 258.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 351.75 | 340.95 | 313.75 | 286.65 | 259.55 | 232.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 351.75 | 340.95 | 313.75 | 286.65 | 259.55 | 232.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 353.35 | 342.65 | 315.65 | 288.25 | 261.25 | 234.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 353.75 | 342.95 | 315.75 | 288.65 | 261.55 | 234.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 353.75 | 347.55 | 315.55 | 288.35 | 261.05 | 233.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 357.45 | 346.75 | 319.85 | 292.35 | 265.45 | 238.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.65 | 347.85 | 320.65 | 293.65 | 266.45 | 239.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 359.05 | 348.15 | 320.85 | 293.65 | 266.35 | 239.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 359.55 | 348.85 | 321.75 | 294.55 | 267.45 | 240.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 359.85 | 349.05 | 321.95 | 294.75 | 267.75 | 240.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 360.15 | 349.45 | 322.45 | 295.05 | 268.05 | 241.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 360.35 | 349.65 | 322.45 | 295.25 | 268.25 | 241.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 360.35 | 349.65 | 322.45 | 295.25 | 268.25 | 241.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 360.35 | 349.65 | 322.45 | 295.25 | 268.25 | 241.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 360.55 | 349.65 | 322.45 | 295.15 | 267.95 | 240.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 361.45 | 350.65 | 323.45 | 298.25 | 273.05 | 249.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 362.15 | 351.25 | 323.95 | 296.75 | 269.45 | 242.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 362.55 | 351.55 | 323.85 | 296.05 | 268.45 | 240.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 362.55 | 351.55 | 323.85 | 296.05 | 268.45 | 240.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 363.25 | 352.45 | 325.25 | 298.15 | — | 243.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 363.25 | 352.45 | 325.25 | 298.15 | — | 243.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 364.35 | 353.65 | 326.65 | 299.25 | 272.25 | 245.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 364.65 | 353.85 | 326.75 | 299.55 | 272.55 | 245.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 365.35 | 358.35 | 331.25 | 304.05 | 273.05 | 245.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 365.75 | 355.05 | 328.05 | 300.65 | 273.65 | 246.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 366.15 | 355.45 | 328.25 | 301.05 | — | 246.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 366.35 | 355.65 | 328.75 | 301.25 | 274.35 | 247.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 366.75 | 355.95 | 328.75 | 301.65 | 274.55 | 247.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.45 | 357.75 | 330.85 | 303.35 | 276.45 | 249.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 369.15 | 358.35 | 331.25 | 306.05 | 280.85 | 257.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 369.15 | 358.35 | 331.25 | 304.05 | 276.95 | 249.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 369.35 | 358.65 | 331.75 | 304.35 | 281.95 | 260.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 369.55 | 358.65 | 331.35 | 304.05 | 276.85 | 249.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.45 | 359.65 | 332.45 | 305.35 | 278.25 | 251.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 371.25 | 361.65 | 337.45 | 313.35 | 289.25 | 265.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 372.15 | 361.25 | 333.95 | 306.75 | 279.45 | 252.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 372.65 | 361.95 | 335.05 | 307.55 | 280.65 | 253.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 374.05 | 363.35 | 336.35 | 308.95 | 281.95 | 255.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 375.15 | 364.15 | 336.35 | 308.65 | 280.95 | 253.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 375.15 | 364.15 | 336.35 | 308.65 | 280.95 | 253.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 376.85 | 366.15 | 339.15 | 311.75 | 284.75 | 257.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.45 | 366.45 | 338.85 | 311.25 | 283.75 | 256.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 377.55 | 366.85 | 339.65 | 312.45 | 285.45 | 258.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 377.55 | 366.85 | 339.65 | 312.45 | 285.45 | 258.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.05 | 367.25 | 340.15 | 312.95 | 285.85 | 258.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 379.05 | 368.35 | 341.35 | 313.95 | 286.95 | 260.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 379.05 | 368.35 | 341.35 | 313.95 | 286.95 | 260.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.15 | 368.35 | 341.25 | 314.05 | 287.05 | 259.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 379.75 | 369.95 | 345.25 | 320.55 | 295.95 | 271.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 380.75 | 369.95 | 342.75 | 315.65 | 288.55 | 261.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.05 | 372.15 | 344.95 | 317.65 | 290.45 | 263.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 384.05 | 374.15 | 349.15 | 324.15 | 299.25 | 274.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 385.05 | 374.05 | 346.85 | 319.55 | 292.35 | 265.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 386.15 | 375.35 | 348.25 | 321.05 | 293.95 | 266.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 386.65 | 375.85 | 348.75 | 321.55 | — | 267.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 389.25 | 378.35 | 351.15 | 323.85 | 296.65 | 269.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 390.55 | 379.75 | 352.55 | 325.45 | 298.35 | 271.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.35 | 386.05 | 363.25 | 340.45 | 317.75 | 294.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 402.15 | 391.25 | 363.95 | 336.75 | 309.45 | 282.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 407.25 | 396.45 | 369.25 | 342.15 | — | 287.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.25 | 398.55 | 371.65 | 344.15 | 317.25 | 290.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 410.65 | 399.75 | 372.55 | 345.25 | 318.05 | 290.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.35 | 401.65 | 374.65 | 347.25 | 320.25 | 293.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.75 | 401.75 | 373.95 | 346.25 | 318.65 | 290.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 417.05 | 406.35 | 379.35 | 351.95 | 324.95 | 297.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 422.55 | 411.65 | 384.15 | 356.75 | 329.35 | 301.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 423.55 | 412.65 | 385.35 | 358.15 | 330.85 | 303.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 424.95 | 414.15 | 386.95 | 359.85 | 332.75 | 305.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 463.20 | 453.90 | 425.75 | 397.65 | 369.55 | 339.55 |

115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident.md

## With accident cover: from 201.15 to 466.05 CHF a month depending on the deductible and the model

115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **311.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 466.05 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 311.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-300/
- 500 CHF: 301.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-500/
- 1'000 CHF: 276.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 251.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 226.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 201.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 311.55 | 301.45 | 276.45 | 251.35 | 226.15 | 201.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 328.05 | 317.45 | 291.15 | 264.75 | 238.25 | 211.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 333.55 | 322.85 | 296.05 | 269.15 | 242.35 | 215.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 335.15 | 325.05 | 299.65 | 274.35 | 248.95 | 226.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 336.90 | 325.30 | 296.10 | 266.90 | 237.80 | 208.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 336.95 | 325.35 | 296.15 | 266.95 | 237.85 | 208.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 337.25 | 325.65 | 296.45 | 267.25 | 238.15 | 208.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 338.95 | 332.25 | 298.15 | 268.95 | 239.75 | 210.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 338.95 | 332.25 | 298.15 | 268.95 | 239.75 | 210.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 339.15 | 327.55 | 298.35 | 269.15 | 240.05 | 210.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 340.55 | 328.95 | 299.75 | 270.55 | 241.45 | 212.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 340.55 | 328.95 | 299.75 | 270.55 | 241.45 | 212.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 344.75 | 333.15 | 303.95 | 274.75 | 245.65 | 216.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 344.75 | 333.15 | 303.95 | 274.75 | 245.65 | 216.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 218.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 218.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 350.25 | 338.65 | 309.45 | 280.25 | 251.15 | 221.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 350.85 | 339.25 | 310.05 | 280.95 | 251.75 | 225.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 351.15 | 339.55 | 310.35 | 281.15 | 252.05 | 222.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 353.15 | 341.55 | 312.35 | 283.15 | 254.05 | 224.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 353.35 | 341.75 | 312.55 | 283.35 | 254.25 | 233.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 355.75 | 344.95 | 318.15 | 291.35 | 264.55 | 237.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 355.75 | 344.95 | 318.15 | 291.35 | 264.55 | 237.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 355.85 | 344.15 | 319.15 | 290.05 | 256.65 | 227.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 358.45 | 346.85 | 317.65 | 288.45 | 259.35 | 230.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 358.45 | 346.85 | 317.65 | 288.45 | 259.35 | 230.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 358.45 | 346.85 | 317.65 | 288.45 | 259.35 | 230.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 359.25 | 352.65 | 318.45 | 289.25 | 260.15 | 230.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 361.55 | 354.95 | 320.75 | 291.55 | 262.45 | 233.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 362.35 | 350.75 | 321.55 | 292.35 | 263.25 | 234.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.05 | 351.35 | 322.25 | 293.05 | 263.85 | 234.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 363.15 | 356.45 | 322.25 | 293.15 | 263.95 | 234.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 364.35 | 352.75 | 323.55 | 294.35 | 265.25 | 236.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 365.65 | 354.05 | 324.85 | 295.65 | 266.55 | 237.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 365.65 | 354.05 | 324.85 | 295.65 | 266.55 | 237.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 366.25 | 354.55 | 335.75 | 306.65 | 269.15 | 239.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 366.75 | 355.05 | 325.95 | 296.75 | 267.55 | 238.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 370.85 | 359.25 | 330.05 | 300.85 | 271.75 | 242.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 371.85 | 360.25 | 331.05 | 301.85 | 272.75 | 243.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 373.15 | 361.45 | 332.35 | 303.15 | 273.95 | 244.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 375.05 | 368.35 | 334.15 | 305.05 | 275.85 | 246.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 375.25 | 363.65 | 334.45 | 305.25 | — | 246.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 378.15 | 369.15 | 346.65 | 324.15 | 301.15 | 278.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 378.55 | 366.95 | 337.75 | 308.55 | 279.45 | 250.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 378.55 | 366.95 | 337.75 | 308.55 | 279.45 | 250.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.85 | 372.15 | 338.05 | 308.85 | 279.65 | 250.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 380.35 | 368.85 | 339.85 | 310.35 | 281.35 | 252.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 380.75 | 369.15 | 339.95 | 310.75 | 281.65 | 252.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 381.95 | 370.35 | 341.15 | 311.95 | 282.85 | 253.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 381.95 | 370.35 | 341.15 | 311.95 | 282.85 | 253.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 384.55 | 372.85 | 343.65 | 314.55 | 285.35 | 256.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 384.75 | 373.25 | 344.25 | 314.75 | 285.75 | 256.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.95 | 374.35 | 345.15 | 316.05 | 286.85 | 257.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 386.15 | 374.55 | 345.35 | 316.15 | 287.05 | 257.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 387.05 | 375.45 | 346.35 | 317.05 | 287.95 | 258.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 387.35 | 375.75 | 346.55 | 317.35 | 288.25 | 259.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 387.65 | 376.15 | 347.15 | 317.65 | 288.65 | 259.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 387.85 | 376.15 | 346.95 | 317.85 | 288.65 | 259.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 387.85 | 376.25 | 347.05 | 317.85 | 288.75 | 259.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 387.85 | 376.25 | 347.05 | 317.85 | 288.75 | 259.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 387.85 | 376.25 | 347.05 | 317.85 | 288.75 | 259.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 389.05 | 377.35 | 348.25 | 321.15 | 294.05 | 269.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 390.95 | 379.35 | 350.15 | 320.95 | — | 262.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 390.95 | 379.35 | 350.15 | 320.95 | — | 262.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 392.15 | 380.65 | 351.65 | 322.15 | 293.15 | 264.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 392.45 | 380.85 | 351.65 | 322.45 | 293.35 | 264.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 393.25 | 385.65 | 356.55 | 327.35 | 294.05 | 264.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 393.65 | 382.15 | 353.15 | 323.65 | 294.65 | 265.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 394.15 | 382.55 | 353.35 | 324.15 | — | 265.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 394.35 | 382.85 | 353.85 | 324.35 | 295.35 | 266.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.65 | 383.05 | 353.85 | 324.65 | 295.55 | 266.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 395.15 | 383.55 | 354.35 | 325.15 | 296.05 | 266.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 395.15 | 383.55 | 354.35 | 325.15 | 296.05 | 266.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 395.25 | 385.05 | 359.35 | 333.65 | 308.05 | 282.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 395.75 | 384.05 | 354.85 | 325.75 | 296.55 | 267.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 396.65 | 385.15 | 356.15 | 326.65 | 297.65 | 268.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 397.35 | 385.65 | 356.55 | 329.45 | 302.35 | 277.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 397.35 | 385.65 | 356.55 | 327.35 | 298.15 | 269.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 397.55 | 385.95 | 357.05 | 327.55 | 303.55 | 280.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 398.55 | 386.85 | 357.75 | 328.55 | 299.35 | 270.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 398.65 | 387.05 | 357.85 | 328.65 | 299.55 | 270.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 399.65 | 388.05 | 358.85 | 329.65 | 300.55 | 271.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 401.15 | 389.65 | 360.65 | 331.15 | 302.15 | 273.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 402.55 | 391.05 | 362.05 | 332.55 | 303.55 | 274.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 404.35 | 393.85 | 367.65 | 341.35 | 315.15 | 288.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 405.55 | 394.05 | 365.05 | 335.55 | 306.55 | 277.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 406.35 | 394.75 | 365.55 | 336.35 | 307.25 | 278.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 406.35 | 394.75 | 365.55 | 336.35 | 307.25 | 278.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 406.85 | 395.25 | 366.05 | 336.85 | 307.75 | 278.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 407.95 | 396.45 | 367.45 | 337.95 | 308.95 | 279.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 407.95 | 396.45 | 367.45 | 337.95 | 308.95 | 279.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 408.85 | 398.35 | 371.75 | 345.15 | 318.65 | 292.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 409.75 | 398.15 | 368.95 | 339.75 | 310.65 | 281.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 410.25 | 398.55 | 369.45 | 340.25 | 311.05 | 281.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 412.25 | 400.65 | 371.45 | 342.25 | 313.15 | 283.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 415.55 | 403.95 | 374.75 | 345.55 | 316.45 | 287.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 416.15 | 404.55 | 375.35 | 346.15 | — | 287.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 416.85 | 405.25 | 376.05 | 346.85 | 317.75 | 288.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 420.25 | 408.65 | 379.45 | 350.25 | 321.15 | 291.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.45 | 415.45 | 390.95 | 366.45 | 342.05 | 317.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 430.65 | 418.95 | 389.75 | 360.65 | 331.45 | 302.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 434.75 | 423.15 | 393.95 | 364.75 | 335.65 | 306.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 438.25 | 426.65 | 397.45 | 368.25 | — | 309.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 439.75 | 428.15 | 398.95 | 369.75 | 340.65 | 311.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 440.45 | 428.95 | 399.95 | 370.45 | 341.45 | 312.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 443.75 | 432.25 | 403.25 | 373.75 | 344.75 | 315.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.85 | 437.35 | 408.35 | 378.85 | 349.85 | 320.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 449.85 | 438.25 | 409.05 | 379.85 | 350.75 | 321.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 453.55 | 441.85 | 412.65 | 383.55 | 354.35 | 325.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 457.25 | 445.65 | 416.45 | 387.25 | 358.15 | 328.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 466.05 | 456.65 | 428.35 | 400.10 | 371.80 | 341.65 |

115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Neunkirch for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/): Agrisano (AGRIsmart) at 295.75 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-300/), and Agrisano (AGRIsmart) at 190.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/): Agrisano (AGRIsmart) at 311.55 CHF, and Agrisano (AGRIsmart) at 201.15 CHF.

### How much does accident cover cost in basic insurance in Neunkirch?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 295.75 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/) to 311.55 CHF with accident cover, at the 300 CHF deductible: 15.80 CHF a month, 189.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 300.90 CHF at Agrisano (AGRIsmart) gives 295.75 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/

## Related pages

- Without accident cover: from 190.85 to 463.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/no-accident/
- With accident cover: from 201.15 to 466.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sh/neunkirch/young-adult/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…) and `neunkirch` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.