# Health insurance premiums 2027 in Buchberg (SH), for a young adult aged 19 to 25 who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Buchberg](https://praemiencheck.onedoc.ch/en/sh/buchberg/) ([canton Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/), the cheapest monthly basic insurance premium is **246.35 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 407.25 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 303.95 | 294.35 | 270.35 | 246.35 | 222.35 | 198.45 | +3.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 321.75 | 311.65 | 286.25 | 260.85 | 235.55 | 210.25 | +3.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 323.55 | 313.35 | 287.85 | 262.35 | 236.85 | 211.35 | +2.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 328.25 | 317.45 | 290.25 | 263.15 | 236.05 | 208.95 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 328.25 | 317.45 | 290.25 | 263.15 | 236.05 | 208.95 | +2.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 322.85 | 313.45 | 289.85 | 266.35 | 242.75 | 213.95 | +4.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 331.75 | 320.95 | 293.65 | 266.45 | 239.35 | 212.15 | +5.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 331.75 | 320.95 | 293.65 | 266.45 | 239.35 | 212.15 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 334.20 | 323.35 | 296.20 | 269.00 | 241.85 | 214.75 | +8.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 334.20 | 323.35 | 296.20 | 269.00 | 241.85 | 214.75 | +8.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 334.55 | 328.35 | 296.45 | 269.15 | 241.85 | 214.65 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 334.55 | 328.35 | 296.45 | 269.15 | 241.85 | 214.65 | +6.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 336.85 | 325.85 | 298.25 | 270.65 | 243.15 | 215.55 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 337.65 | 326.85 | 299.70 | 272.50 | 245.35 | 218.20 | +8.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 337.65 | 326.85 | 299.70 | 272.50 | 245.35 | 218.20 | +8.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 337.65 | 326.85 | 299.70 | 272.50 | 245.35 | 218.20 | +8.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 337.65 | 326.85 | 299.70 | 272.50 | 245.35 | 218.20 | +8.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 337.65 | 326.85 | 299.70 | 272.50 | 245.35 | 218.20 | +8.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 338.75 | 327.75 | 300.15 | 272.55 | 245.05 | 217.45 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 337.95 | 327.15 | 299.95 | 272.95 | 245.75 | 218.65 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 342.65 | 331.75 | 304.15 | 276.55 | 249.05 | 221.45 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 344.25 | 333.45 | 306.25 | 279.15 | 252.05 | 232.65 | +5.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 339.05 | 329.05 | 304.15 | 279.25 | 254.35 | 229.35 | +3.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 339.05 | 329.05 | 304.15 | 279.25 | 254.35 | 229.35 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 345.65 | 334.85 | 307.65 | 280.55 | 253.45 | 226.35 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 348.30 | 337.45 | 310.30 | 283.10 | 256.00 | 228.85 | +8.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 349.65 | 338.85 | 311.65 | 284.55 | 257.45 | 230.35 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 352.05 | 340.95 | 313.35 | 285.55 | 257.85 | 230.15 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 352.25 | 341.45 | 314.35 | 287.15 | — | 232.95 | +1.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 354.65 | 348.35 | 316.45 | 289.15 | 261.95 | 234.65 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 351.75 | 340.85 | 317.85 | 290.75 | 259.45 | 232.35 | +7.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 356.75 | 345.75 | 318.35 | 290.95 | 263.55 | 236.05 | −7.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 356.25 | 345.45 | 318.25 | 291.15 | 264.05 | 236.95 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 356.25 | 345.45 | 318.25 | 291.15 | 264.05 | 236.95 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 356.85 | 350.65 | 318.75 | 291.45 | 264.25 | 236.95 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 357.55 | 346.75 | 319.55 | 292.45 | 265.35 | 238.25 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 358.45 | 352.15 | 320.25 | 292.95 | 265.75 | 238.45 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 359.55 | 348.75 | 321.65 | 294.45 | 267.45 | 240.25 | +7.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 359.85 | 349.15 | 322.15 | 294.75 | 267.75 | 240.85 | +2.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 362.25 | 351.45 | 324.35 | 297.15 | 270.15 | 242.95 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 364.05 | 353.35 | 326.45 | 298.95 | 272.05 | 245.05 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 367.15 | 356.15 | 328.95 | 301.65 | 274.45 | 247.15 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 367.15 | 356.35 | 329.25 | 302.05 | — | 247.85 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 367.15 | 356.35 | 329.25 | 302.05 | — | 247.85 | +1.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 369.05 | 358.15 | 330.65 | 303.25 | 275.85 | 248.45 | −6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 368.65 | 357.75 | 330.55 | 303.25 | 276.05 | 248.75 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 368.65 | 357.95 | 330.75 | 303.55 | 276.55 | 249.35 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 368.65 | 357.95 | 330.75 | 303.55 | 276.55 | 249.35 | +12.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 368.65 | 357.95 | 330.75 | 303.55 | 276.55 | 249.35 | +12.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 368.95 | 358.15 | 331.05 | 303.85 | 276.85 | 249.65 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 370.45 | 359.35 | 331.65 | 303.95 | 276.25 | 248.55 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 370.45 | 359.35 | 331.65 | 303.95 | 276.25 | 248.55 | +2.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.25 | 358.35 | 331.15 | 303.95 | 276.75 | 249.55 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 370.15 | 363.85 | 331.95 | 304.75 | 277.45 | 250.15 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 370.25 | 359.35 | 332.15 | 304.85 | 277.55 | 250.35 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 370.15 | 359.35 | 332.15 | 305.05 | — | 250.85 | +1.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 364.95 | 355.15 | 330.35 | 305.65 | 281.05 | 256.35 | −4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.75 | 360.95 | 333.85 | 306.75 | 279.65 | 252.45 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 366.05 | 355.15 | 334.25 | 307.05 | 273.85 | 246.65 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 372.45 | 361.85 | 334.85 | 307.35 | 280.45 | 253.45 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 373.45 | 362.65 | 335.45 | 308.35 | 281.25 | 254.15 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 373.45 | 362.65 | 335.45 | 308.35 | 281.25 | 254.15 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.95 | 367.65 | 335.75 | 308.45 | 281.25 | 253.95 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 373.65 | 362.85 | 335.65 | 308.55 | 281.45 | 254.35 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 377.25 | 366.35 | 339.25 | 312.15 | 284.95 | 257.85 | +12.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 377.75 | 366.85 | 339.65 | 312.35 | 285.15 | 257.85 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 378.25 | 367.55 | 340.65 | 313.15 | 286.25 | 259.25 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 380.15 | 369.35 | 342.15 | 315.05 | 287.95 | 260.85 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 380.45 | 369.75 | 342.75 | 315.35 | 288.35 | 261.45 | +3.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 380.85 | 370.15 | 343.15 | 315.75 | 288.75 | 261.75 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 366.05 | 357.75 | 336.75 | 315.85 | 294.45 | 273.55 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 380.95 | 370.25 | 343.25 | 315.85 | 288.85 | 261.85 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 381.45 | 370.65 | 343.45 | 316.35 | 289.25 | 262.15 | +12.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.55 | 370.75 | 343.65 | 316.45 | 289.45 | 262.25 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 381.65 | 370.85 | 343.65 | 316.55 | 289.45 | 262.35 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 381.65 | 370.85 | 343.65 | 316.55 | 289.45 | 262.35 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 383.15 | 372.15 | 344.35 | 316.65 | 288.95 | 261.25 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 383.15 | 372.15 | 344.35 | 316.65 | 288.95 | 261.25 | +2.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 382.05 | 371.25 | 344.05 | 316.95 | — | 262.75 | −1.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 384.75 | 373.95 | 347.15 | 319.65 | 297.35 | 275.95 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 385.25 | 374.55 | 347.55 | 320.15 | 293.15 | 266.15 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 386.15 | 375.35 | 348.25 | 321.05 | 294.05 | 266.85 | +6.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.75 | 376.75 | 349.25 | 321.65 | 294.15 | 266.55 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 390.75 | 379.95 | 352.75 | 325.65 | 298.55 | 271.45 | +10.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.65 | 380.75 | 353.45 | 326.25 | 298.95 | 271.75 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 391.35 | 380.65 | 353.65 | 326.25 | 299.25 | 272.35 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 391.35 | 380.65 | 353.65 | 326.25 | 299.25 | 272.35 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 392.85 | 381.95 | 354.75 | 327.45 | 300.25 | 272.95 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.35 | 382.55 | 355.35 | 328.25 | 301.15 | 274.05 | +7.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 394.05 | 383.35 | 356.35 | 328.95 | 301.95 | 275.05 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 395.25 | 384.55 | 357.35 | 330.15 | 303.15 | 275.95 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 387.55 | 380.85 | 357.75 | 330.65 | 311.75 | 284.55 | +10.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.35 | 385.55 | 358.35 | 331.25 | 304.15 | 276.95 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 398.45 | 387.75 | 360.75 | 333.35 | 306.35 | 279.45 | +6.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 392.65 | 385.95 | 362.85 | 335.75 | 312.75 | 285.65 | +9.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 396.75 | 390.05 | 362.85 | 335.75 | 304.55 | 277.45 | +10.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 404.45 | 393.65 | 366.45 | 339.35 | 312.25 | 285.05 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.95 | 394.15 | 366.95 | 339.85 | 312.75 | 285.65 | +7.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 404.95 | 394.15 | 366.95 | 339.85 | 312.75 | 285.65 | +11.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.95 | 395.05 | 367.65 | 340.15 | 312.85 | 285.35 | −4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 406.45 | 395.55 | 368.25 | 341.05 | 313.75 | 286.45 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 410.95 | 400.05 | 372.75 | 345.55 | 318.25 | 291.05 | +6.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.75 | 400.95 | 373.75 | 346.65 | — | 292.35 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 413.45 | 402.65 | 375.45 | 348.35 | 321.25 | 294.15 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.75 | 406.05 | 379.05 | 351.65 | 324.65 | 297.75 | +2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.65 | 408.75 | 381.75 | 354.55 | 327.45 | 300.35 | +12.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.55 | 410.45 | 382.75 | 355.05 | 327.35 | 299.65 | +2.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.75 | 402.55 | 379.75 | 356.95 | 334.15 | 311.45 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 424.45 | 413.55 | 386.35 | 359.05 | 331.85 | 304.55 | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.55 | 419.85 | 392.85 | 365.45 | 338.45 | 311.45 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 433.55 | 422.65 | 395.35 | 368.05 | 340.85 | 313.55 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.85 | 425.25 | 398.25 | 370.75 | 343.85 | 316.85 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.05 | 436.15 | 408.85 | 381.65 | 354.35 | 327.15 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.85 | 439.05 | 411.95 | 384.75 | 357.75 | 330.55 | +6.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.35 | 464.75 | 436.05 | 407.25 | 378.55 | 347.85 | +2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 331.25 | — | — | — | — | 215.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Buchberg for a young adult aged 19 to 25 with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/), the cheapest offer in [Buchberg](https://praemiencheck.onedoc.ch/en/sh/buchberg/) is Agrisano (AGRIsmart) at 246.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 283.10 CHF a month.

### How much does health insurance cost in Buchberg in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/), monthly premiums run from 246.35 CHF (Agrisano, AGRIsmart) to 407.25 CHF (vita surselva, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 307.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Buchberg for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 303.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-300/) to 198.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-2500/): 105.50 CHF less a month, 1'266.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'707 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Buchberg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 283.10 CHF (Sanitas), family doctor / HMO 262.35 CHF (Agrisano), flexible model 272.50 CHF (Sanitas), telemedicine 246.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 251.10 CHF at Agrisano (AGRIsmart) gives 246.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Buchberg is in region 2 of canton Schaffhausen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Buchberg (SH): every situation: https://praemiencheck.onedoc.ch/en/sh/buchberg/
- Premiums 2027 in Buchberg (SH), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/
- Premiums 2027 in Buchberg (SH), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/sh/buchberg/child/
- Adult: https://praemiencheck.onedoc.ch/en/sh/buchberg/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Buchberg (SH), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Buchberg (SH), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Buchberg (SH), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Buchberg (SH), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Buchberg (SH), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sh/buchberg/young-adult/no-accident/deductible-300/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…), `buchberg` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.