# Health insurance premiums 2027 in Beringen (SH), for a child aged 0 to 18, deductible of 300 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Beringen](https://praemiencheck.onedoc.ch/en/sh/beringen/) ([canton Schaffhausen](https://praemiencheck.onedoc.ch/en/sh/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sh/beringen/child/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/), the cheapest monthly basic insurance premium is **78.50 CHF** with **Assura** (PharMed model) and the most expensive is 132.60 CHF with sana24 (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 94.80 | 89.40 | 84.00 | 78.50 | 73.10 | 67.80 | 62.30 | +7.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 93.00 | — | 83.40 | 78.70 | 73.90 | 69.10 | 64.20 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 95.80 | 90.40 | 85.10 | 79.60 | 74.20 | 68.80 | 63.30 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 98.00 | 92.60 | 87.20 | 81.70 | 76.30 | 70.90 | 65.40 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 98.50 | 93.10 | 87.70 | 82.30 | 76.90 | 71.50 | 66.00 | +7.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 98.40 | — | 88.30 | 83.20 | 78.20 | 73.10 | 68.00 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 98.90 | — | 88.70 | 83.60 | 78.60 | 73.40 | 68.30 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 102.30 | 97.00 | 91.60 | 86.10 | 80.70 | 75.30 | 69.80 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 102.30 | 97.00 | 91.60 | 86.10 | 80.70 | 75.30 | 69.80 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 101.90 | 97.20 | 92.50 | 87.90 | 83.10 | 76.60 | — | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 105.80 | 100.30 | 94.90 | 89.30 | 84.20 | 78.40 | 72.90 | −6.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 106.50 | 101.10 | 95.70 | 90.40 | 84.90 | 79.50 | — | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.50 | — | 96.40 | 90.90 | 85.40 | 79.80 | 74.30 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.70 | 102.30 | 96.90 | 91.40 | 86.00 | 80.60 | 75.10 | +7.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 108.40 | 103.00 | 97.50 | 91.90 | 86.40 | 80.90 | 75.40 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 108.50 | 103.10 | 97.70 | 92.20 | 86.80 | 81.40 | — | −7.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 108.50 | 103.10 | 97.70 | 92.20 | 86.80 | 81.40 | — | −7.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 109.10 | 103.60 | 98.10 | 92.60 | 87.10 | 81.60 | 76.00 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 109.40 | 103.90 | 98.50 | 92.90 | 87.80 | 82.00 | 76.50 | −6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 109.30 | 103.90 | 98.40 | 93.00 | 87.50 | 82.10 | 76.60 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 109.30 | 103.90 | 98.40 | 93.00 | 87.50 | 82.10 | 76.60 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 109.30 | 103.90 | 98.40 | 93.00 | 87.50 | 82.10 | 76.60 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 108.40 | 103.40 | 98.40 | 93.30 | 88.40 | 83.50 | 78.40 | +5.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 108.40 | 103.40 | 98.40 | 93.30 | 88.40 | 83.50 | 78.40 | +5.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 108.20 | 103.30 | 98.40 | 93.40 | 88.70 | 83.60 | 78.60 | −4.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 110.30 | 104.90 | 99.40 | 93.80 | 88.30 | 82.80 | 77.30 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 110.10 | 104.70 | 99.30 | 93.80 | 88.40 | 83.00 | 77.50 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 110.10 | 104.70 | 99.30 | 93.80 | 88.40 | 83.00 | 77.50 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 111.00 | 105.60 | 100.20 | 94.70 | 89.30 | — | 78.40 | +6.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 111.30 | 105.90 | 100.50 | 95.00 | 89.60 | 84.20 | 78.70 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 111.90 | 106.50 | 101.00 | 95.60 | 90.10 | 84.70 | 79.20 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 112.90 | 107.50 | 102.10 | 96.60 | 91.20 | — | 80.30 | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 113.40 | 108.00 | 102.60 | 97.10 | 91.70 | 86.30 | 80.80 | +3.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 113.70 | 108.40 | 103.00 | 97.50 | 92.10 | 86.70 | 81.20 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 114.00 | 108.60 | 103.20 | 97.70 | 92.30 | 86.90 | 81.40 | +3.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 114.60 | 109.20 | 103.80 | 98.30 | 92.90 | 87.60 | 82.10 | +3.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 114.60 | 109.20 | 103.80 | 98.30 | 92.90 | 87.60 | 82.10 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.10 | 111.70 | 106.30 | 101.00 | 95.50 | 90.10 | — | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.80 | 112.40 | 107.00 | 101.50 | 96.10 | 90.70 | 85.20 | +5.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.30 | 113.90 | 108.50 | 103.00 | 97.60 | 92.20 | — | −6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 119.80 | 114.30 | 108.90 | 103.40 | 98.00 | 92.50 | 87.10 | +2.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.20 | 114.80 | 109.30 | 103.80 | 98.60 | 92.90 | 87.30 | −4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 120.55 | 115.15 | 109.70 | 104.25 | 98.85 | 93.45 | 88.00 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 121.10 | 115.70 | 110.30 | 104.80 | 99.40 | — | 88.50 | +11.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 121.10 | 115.70 | 110.30 | 104.80 | 99.40 | — | 88.50 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 121.60 | 116.10 | 110.70 | 105.20 | 99.80 | 94.30 | 88.90 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 121.80 | 116.40 | 111.00 | 105.55 | 100.15 | 94.70 | 89.25 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 121.80 | 116.40 | 111.00 | 105.55 | 100.15 | 94.70 | 89.25 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 121.80 | 116.40 | 111.00 | 105.55 | 100.15 | 94.70 | 89.25 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 121.80 | 116.40 | 111.00 | 105.55 | 100.15 | 94.70 | 89.25 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 121.80 | 116.40 | 111.00 | 105.55 | 100.15 | 94.70 | 89.25 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.00 | 117.60 | 112.20 | 106.70 | 101.30 | 95.90 | 90.40 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 123.10 | 117.70 | 112.25 | 106.80 | 101.40 | 95.95 | 90.50 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.60 | 119.10 | 113.60 | 108.10 | 102.60 | 97.10 | 91.50 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.60 | 120.20 | 114.75 | 109.30 | 103.90 | 98.45 | 93.00 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.90 | 120.60 | 115.20 | 109.70 | 104.30 | 98.90 | 93.40 | +3.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 126.30 | — | — | 110.00 | — | — | 93.70 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.90 | 121.50 | 116.10 | 110.60 | 105.20 | — | 94.30 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 127.30 | 121.80 | 116.40 | 110.90 | 105.50 | 100.00 | 94.60 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 128.80 | 123.30 | 117.90 | 112.40 | 107.00 | 101.50 | 96.10 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 128.80 | 123.30 | 117.90 | 112.40 | 107.00 | 101.50 | 96.10 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.30 | 123.90 | 118.50 | 113.00 | 107.60 | 102.20 | 96.80 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 129.30 | 123.90 | 118.50 | 113.00 | 107.60 | 102.20 | 96.80 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.10 | 124.60 | 119.20 | 113.70 | 108.30 | 102.80 | 97.40 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 130.70 | 125.40 | 120.00 | 114.50 | 109.10 | 103.70 | 98.20 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 131.10 | 125.70 | 120.20 | 114.80 | 109.30 | 103.90 | 98.40 | +6.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 132.40 | — | — | 116.10 | — | — | 99.80 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 133.60 | 128.20 | 122.80 | 117.40 | 112.00 | 106.60 | 101.10 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 134.70 | 129.20 | 123.80 | 118.30 | 112.90 | 107.40 | 102.00 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 135.60 | 130.10 | 124.70 | 119.20 | 113.80 | 108.30 | 102.90 | +6.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.10 | — | — | 120.90 | — | — | 104.60 | +4.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.15 | 132.65 | 127.15 | 121.55 | 116.05 | 110.55 | 105.00 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.50 | 134.10 | 128.60 | 123.20 | 117.70 | 112.30 | 106.80 | +2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.50 | 139.10 | 133.70 | 128.20 | 122.80 | 117.40 | 111.90 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 144.50 | 139.10 | 133.60 | 128.20 | 122.70 | 117.20 | 111.80 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 144.50 | 139.10 | 133.60 | 128.20 | 122.70 | 117.20 | 111.80 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 146.00 | 140.50 | 135.10 | 129.60 | 124.20 | 118.70 | 113.30 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.00 | 143.50 | 138.10 | 132.60 | 127.20 | 121.70 | 116.30 | +6.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 96.00 | — | 85.20 | — | 74.40 | — | 63.50 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 99.40 | — | 88.60 | — | 77.70 | — | 66.80 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 99.40 | — | 88.60 | — | 77.70 | — | 66.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 99.90 | — | 91.30 | — | 82.60 | — | 73.80 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 101.00 | — | 90.30 | — | 79.40 | — | 68.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 106.20 | — | 97.00 | — | 87.80 | — | 78.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 106.20 | — | 97.00 | — | 87.80 | — | 78.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 107.40 | — | 98.10 | — | 88.80 | — | 79.40 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.30 | — | 99.60 | — | 88.70 | — | 77.80 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 111.10 | — | — | — | — | 84.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 111.10 | — | — | — | — | 84.00 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 112.40 | — | 102.70 | — | 92.90 | — | 83.10 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 112.40 | — | — | — | — | 85.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 113.70 | — | — | — | — | 86.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 115.00 | — | — | — | — | 87.90 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 117.50 | — | — | — | — | — | 104.10 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 117.60 | — | — | — | — | 90.50 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 120.20 | — | — | — | — | 93.10 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 121.60 | — | 118.30 | — | 115.00 | — | 104.10 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.90 | — | 114.10 | — | 103.20 | — | 92.30 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.70 | — | — | — | — | 103.70 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 133.30 | — | 125.80 | — | 115.00 | — | 104.10 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 135.00 | 129.50 | 124.00 | — | 112.90 | — | 101.70 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 135.00 | 129.50 | 124.00 | — | 112.90 | — | 101.70 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.70 | — | 125.80 | — | 115.00 | — | 104.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 136.70 | — | 125.80 | — | 115.00 | — | 104.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 136.70 | — | 125.80 | — | 115.00 | — | 104.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 136.70 | — | 125.80 | — | 115.00 | — | 104.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 136.70 | — | 125.80 | — | 115.00 | — | 104.10 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 139.70 | 134.10 | 128.60 | — | 117.50 | — | 106.40 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 139.70 | 134.10 | 128.60 | — | 117.50 | — | 106.40 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 151.00 | — | 140.10 | — | 129.30 | — | 118.40 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 151.00 | — | 140.10 | — | 129.30 | — | 118.40 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 151.00 | — | 140.10 | — | 129.30 | — | 118.40 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.40 | 147.90 | 142.40 | — | 131.30 | — | 120.20 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 154.40 | — | 143.50 | — | 132.80 | — | 121.90 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 156.10 | — | 145.30 | — | 134.40 | — | 123.60 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.50 | — | 160.80 | — | 149.90 | — | 139.00 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Beringen for a child aged 0 to 18 with a deductible of 300 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/), the cheapest offer in [Beringen](https://praemiencheck.onedoc.ch/en/sh/beringen/) is Assura (PharMed) at 78.50 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 90.90 CHF a month.

### How much does health insurance cost in Beringen in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sh/beringen/child/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/), monthly premiums run from 78.50 CHF (Assura, PharMed) to 132.60 CHF (sana24, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 114.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Beringen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 94.80 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-0/) to 62.30 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-600/): 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Beringen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 90.90 CHF (Agrisano), family doctor / HMO 78.50 CHF (Assura), flexible model 81.70 CHF (Assura), telemedicine 78.70 CHF (Agrisano).

### Does a second or third child pay less in Beringen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 23 insurers present in Beringen file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 93.00 CHF | 29.40 CHF from the 3rd child |
| Agrisano | AGRIsmart | 78.70 CHF | 30.90 CHF from the 3rd child |
| Galenos | Tel Doc | 103.40 CHF | 36.70 CHF from the 3rd child |
| CONCORDIA | HMO | 91.90 CHF | 39.00 CHF from the 3rd child |
| sana24 | Managed Care | 114.80 CHF | 40.10 CHF from the 3rd child |
| Aquilana | SMARTMED | 87.90 CHF | 44.00 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 93.30 CHF | 46.70 CHF from the 3rd child |
| rhenusana | sanmed24 | 110.00 CHF | 55.00 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 93.80 CHF | 70.30 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 97.10 CHF | 72.80 CHF from the 5th child |
| Assura | PharMed | 78.50 CHF | 77.10 CHF from the 4th child, 75.50 CHF from the 5th child |
| SLKK | SmartMed | 89.30 CHF | 78.80 CHF from the 3rd child |
| EGK | EGK-Care | 92.20 CHF | 82.60 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 113.00 CHF | 84.80 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Beringen is in region 2 of canton Schaffhausen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Beringen (SH): every situation: https://praemiencheck.onedoc.ch/en/sh/beringen/
- Premiums 2027 in Beringen (SH), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sh/beringen/child/
- Premiums 2027 in Beringen (SH), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sh/beringen/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sh/beringen/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Beringen (SH), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Beringen (SH), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Beringen (SH), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Beringen (SH), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Beringen (SH), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Beringen (SH), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/sh/beringen/child/no-accident/deductible-0/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…), `beringen` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.