# Health insurance premiums 2026 in Beggingen (SH), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Beggingen, without accident cover, the cheapest health insurance premium is:

- **295.75 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **190.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart)

## Without accident cover: from 190.85 to 463.20 CHF a month depending on the deductible and the model

115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **295.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 463.20 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 295.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-300/
- 500 CHF: 286.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-500/
- 1'000 CHF: 262.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 238.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 214.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 190.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 295.75 | 286.15 | 262.35 | 238.55 | 214.55 | 190.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 311.35 | 301.35 | 276.35 | 251.25 | 226.05 | 201.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 311.45 | 302.05 | 278.35 | 254.85 | 231.15 | 210.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 313.30 | 302.50 | 275.30 | 248.15 | 221.05 | 193.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 313.35 | 302.55 | 275.45 | 248.25 | 221.15 | 193.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 315.05 | 304.15 | 276.85 | 249.55 | 222.35 | 195.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 316.45 | 310.25 | 278.35 | 251.05 | 223.75 | 196.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 316.45 | 310.25 | 278.35 | 251.05 | 223.75 | 196.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 316.65 | 306.45 | 280.95 | 255.45 | 229.95 | 204.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 316.75 | 305.95 | 278.75 | 251.55 | 224.45 | 197.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 316.75 | 305.95 | 278.75 | 251.55 | 224.45 | 197.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 316.85 | 305.95 | 278.65 | 251.35 | 224.15 | 196.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 320.25 | 309.45 | 282.25 | 255.15 | 228.05 | 200.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 320.25 | 309.45 | 282.25 | 255.15 | 228.05 | 200.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 325.45 | 314.65 | 287.45 | 260.35 | 233.25 | 206.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 325.95 | 315.15 | 288.05 | 260.95 | 233.85 | 209.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 326.65 | 315.85 | 288.65 | 261.45 | 234.35 | 207.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 327.75 | 316.75 | 289.15 | 261.55 | 234.05 | 206.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 327.75 | 316.75 | 289.15 | 261.55 | 234.05 | 206.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 328.35 | 317.55 | 290.35 | 263.25 | 236.15 | 216.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 330.45 | 320.45 | 295.55 | 270.65 | 245.75 | 220.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 330.45 | 320.45 | 295.55 | 270.65 | 245.75 | 220.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 330.55 | 319.75 | 296.45 | 269.35 | 238.35 | 211.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 333.05 | 322.25 | 295.15 | 267.95 | 240.85 | 213.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 333.05 | 322.25 | 295.15 | 267.95 | 240.85 | 213.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 333.05 | 322.25 | 295.15 | 267.95 | 240.85 | 213.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 333.45 | 322.55 | 294.95 | 267.35 | 239.85 | 212.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 335.45 | 329.25 | 297.35 | 270.05 | 242.75 | 215.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 336.65 | 325.85 | 298.75 | 271.55 | 244.55 | 217.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 337.65 | 331.35 | 299.45 | 272.25 | 244.95 | 217.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 338.55 | 327.75 | 300.55 | 273.45 | 246.35 | 219.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 339.05 | 332.85 | 300.85 | 273.65 | 246.35 | 219.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 339.75 | 328.95 | 301.75 | 274.65 | 247.55 | 220.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 339.75 | 328.95 | 301.75 | 274.65 | 247.55 | 220.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 340.25 | 329.35 | 311.95 | 284.75 | 249.95 | 222.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 340.75 | 329.85 | 302.85 | 275.65 | 248.55 | 221.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 344.55 | 333.75 | 306.65 | 279.45 | 252.45 | 225.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.65 | 333.55 | 305.85 | 278.15 | 250.45 | 222.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 345.55 | 334.75 | 307.55 | 280.45 | 253.35 | 226.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 348.65 | 337.85 | 310.65 | 283.55 | — | 229.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 348.65 | 337.65 | 310.45 | 283.15 | 255.85 | 228.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 350.15 | 343.95 | 312.05 | 284.75 | 257.45 | 230.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 351.35 | 342.95 | 322.05 | 301.15 | 279.75 | 258.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 351.75 | 340.95 | 313.75 | 286.65 | 259.55 | 232.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 351.75 | 340.95 | 313.75 | 286.65 | 259.55 | 232.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 353.35 | 342.65 | 315.65 | 288.25 | 261.25 | 234.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 353.75 | 342.95 | 315.75 | 288.65 | 261.55 | 234.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 353.75 | 347.55 | 315.55 | 288.35 | 261.05 | 233.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 357.45 | 346.75 | 319.85 | 292.35 | 265.45 | 238.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.65 | 347.85 | 320.65 | 293.65 | 266.45 | 239.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 359.05 | 348.15 | 320.85 | 293.65 | 266.35 | 239.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 359.55 | 348.85 | 321.75 | 294.55 | 267.45 | 240.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 359.85 | 349.05 | 321.95 | 294.75 | 267.75 | 240.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 360.15 | 349.45 | 322.45 | 295.05 | 268.05 | 241.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 360.35 | 349.65 | 322.45 | 295.25 | 268.25 | 241.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 360.35 | 349.65 | 322.45 | 295.25 | 268.25 | 241.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 360.35 | 349.65 | 322.45 | 295.25 | 268.25 | 241.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 360.55 | 349.65 | 322.45 | 295.15 | 267.95 | 240.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 361.45 | 350.65 | 323.45 | 298.25 | 273.05 | 249.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 362.15 | 351.25 | 323.95 | 296.75 | 269.45 | 242.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 362.55 | 351.55 | 323.85 | 296.05 | 268.45 | 240.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 362.55 | 351.55 | 323.85 | 296.05 | 268.45 | 240.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 363.25 | 352.45 | 325.25 | 298.15 | — | 243.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 363.25 | 352.45 | 325.25 | 298.15 | — | 243.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 364.35 | 353.65 | 326.65 | 299.25 | 272.25 | 245.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 364.65 | 353.85 | 326.75 | 299.55 | 272.55 | 245.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 365.35 | 358.35 | 331.25 | 304.05 | 273.05 | 245.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 365.75 | 355.05 | 328.05 | 300.65 | 273.65 | 246.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 366.15 | 355.45 | 328.25 | 301.05 | — | 246.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 366.35 | 355.65 | 328.75 | 301.25 | 274.35 | 247.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 366.75 | 355.95 | 328.75 | 301.65 | 274.55 | 247.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.45 | 357.75 | 330.85 | 303.35 | 276.45 | 249.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 369.15 | 358.35 | 331.25 | 306.05 | 280.85 | 257.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 369.15 | 358.35 | 331.25 | 304.05 | 276.95 | 249.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 369.35 | 358.65 | 331.75 | 304.35 | 281.95 | 260.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 369.55 | 358.65 | 331.35 | 304.05 | 276.85 | 249.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.45 | 359.65 | 332.45 | 305.35 | 278.25 | 251.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 371.25 | 361.65 | 337.45 | 313.35 | 289.25 | 265.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 372.15 | 361.25 | 333.95 | 306.75 | 279.45 | 252.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 372.65 | 361.95 | 335.05 | 307.55 | 280.65 | 253.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 374.05 | 363.35 | 336.35 | 308.95 | 281.95 | 255.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 375.15 | 364.15 | 336.35 | 308.65 | 280.95 | 253.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 375.15 | 364.15 | 336.35 | 308.65 | 280.95 | 253.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 376.85 | 366.15 | 339.15 | 311.75 | 284.75 | 257.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.45 | 366.45 | 338.85 | 311.25 | 283.75 | 256.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 377.55 | 366.85 | 339.65 | 312.45 | 285.45 | 258.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 377.55 | 366.85 | 339.65 | 312.45 | 285.45 | 258.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.05 | 367.25 | 340.15 | 312.95 | 285.85 | 258.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 379.05 | 368.35 | 341.35 | 313.95 | 286.95 | 260.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 379.05 | 368.35 | 341.35 | 313.95 | 286.95 | 260.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.15 | 368.35 | 341.25 | 314.05 | 287.05 | 259.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 379.75 | 369.95 | 345.25 | 320.55 | 295.95 | 271.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 380.75 | 369.95 | 342.75 | 315.65 | 288.55 | 261.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.05 | 372.15 | 344.95 | 317.65 | 290.45 | 263.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 384.05 | 374.15 | 349.15 | 324.15 | 299.25 | 274.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 385.05 | 374.05 | 346.85 | 319.55 | 292.35 | 265.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 386.15 | 375.35 | 348.25 | 321.05 | 293.95 | 266.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 386.65 | 375.85 | 348.75 | 321.55 | — | 267.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 389.25 | 378.35 | 351.15 | 323.85 | 296.65 | 269.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 390.55 | 379.75 | 352.55 | 325.45 | 298.35 | 271.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.35 | 386.05 | 363.25 | 340.45 | 317.75 | 294.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 402.15 | 391.25 | 363.95 | 336.75 | 309.45 | 282.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 407.25 | 396.45 | 369.25 | 342.15 | — | 287.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.25 | 398.55 | 371.65 | 344.15 | 317.25 | 290.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 410.65 | 399.75 | 372.55 | 345.25 | 318.05 | 290.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.35 | 401.65 | 374.65 | 347.25 | 320.25 | 293.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.75 | 401.75 | 373.95 | 346.25 | 318.65 | 290.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 417.05 | 406.35 | 379.35 | 351.95 | 324.95 | 297.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 422.55 | 411.65 | 384.15 | 356.75 | 329.35 | 301.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 423.55 | 412.65 | 385.35 | 358.15 | 330.85 | 303.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 424.95 | 414.15 | 386.95 | 359.85 | 332.75 | 305.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 463.20 | 453.90 | 425.75 | 397.65 | 369.55 | 339.55 |

115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Beggingen for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Beggingen](https://praemiencheck.onedoc.ch/en/sh/beggingen/) is Agrisano (AGRIsmart) at 295.75 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 326.65 CHF a month.

### How much does health insurance cost in Beggingen in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 295.75 CHF (Agrisano, AGRIsmart) to 463.20 CHF (vita surselva, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 290.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Beggingen for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 295.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-300/) to 190.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/deductible-2500/): 104.90 CHF less a month, 1'258.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'699 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Beggingen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 326.65 CHF (Sanitas), family doctor / HMO 313.30 CHF (Sanitas), flexible model 316.75 CHF (Sanitas), telemedicine 295.75 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 300.90 CHF at Agrisano (AGRIsmart) gives 295.75 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/

## Related pages

- Without accident cover: from 190.85 to 463.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/sh/beggingen/young-adult/no-accident/ — replace `sh` with your canton’s two-letter code (ge, vd, zh…) and `beggingen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.