# Health insurance premiums 2027 in Wildhaus-Alt St. Johann (SG), for an adult aged 26 or over who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Wildhaus-Alt St. Johann](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/), the cheapest monthly basic insurance premium is **407.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 641.25 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 417.35 | 407.25 | 382.05 | 356.85 | 331.55 | 306.35 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 441.55 | 429.95 | 400.75 | 371.55 | 342.45 | 313.25 | +1.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 441.75 | 431.05 | 404.45 | 377.75 | 351.05 | 324.35 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 443.35 | 431.75 | 402.55 | 373.35 | — | 315.05 | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 444.25 | 433.45 | 406.65 | 379.85 | 352.95 | 326.15 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 446.65 | 435.05 | 405.85 | 376.65 | 347.55 | 318.35 | +1.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 446.65 | 435.05 | 405.85 | 376.65 | 347.55 | 318.35 | −2.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 447.25 | 435.65 | 406.45 | 377.25 | 348.15 | 318.95 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 447.35 | 435.75 | 406.55 | 377.35 | — | 319.05 | +0.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 450.25 | 438.65 | 409.45 | 380.25 | 351.15 | 330.25 | +1.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 451.75 | 440.15 | 410.95 | 381.75 | 352.65 | 323.45 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 454.65 | 443.00 | 413.85 | 384.65 | 355.50 | 326.35 | −0.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 454.75 | 443.05 | 413.85 | 384.75 | 355.55 | 326.35 | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 455.15 | 443.55 | 414.35 | 385.15 | 356.05 | 326.85 | +3.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 456.35 | 444.65 | 420.75 | 391.55 | 357.15 | 327.95 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 456.45 | 444.85 | 415.65 | 386.45 | 357.35 | 328.15 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 456.45 | 444.85 | 415.65 | 386.45 | 357.35 | 328.15 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 456.95 | 445.35 | 416.15 | 386.95 | 357.85 | 328.65 | −0.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 451.05 | 445.95 | 435.15 | 424.35 | 413.45 | 390.85 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 457.75 | 446.15 | 416.95 | 387.75 | 358.65 | 329.45 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 460.00 | 448.35 | 419.20 | 390.00 | 360.85 | 331.70 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 460.55 | 448.95 | 419.75 | 390.55 | 361.45 | 332.25 | +1.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 460.55 | 448.95 | 419.75 | 390.55 | 361.45 | 332.25 | +1.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 461.55 | 449.95 | 425.95 | 396.85 | 362.45 | 333.25 | +5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 462.15 | 450.65 | 421.65 | 392.15 | 363.15 | 334.15 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 463.25 | 451.65 | 422.45 | 393.25 | — | 334.95 | +7.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 464.85 | 453.35 | 424.35 | 394.85 | 365.85 | 336.85 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 465.15 | 453.45 | 424.25 | 395.15 | 365.95 | 336.75 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 465.75 | 454.15 | 424.95 | 395.75 | 366.65 | 337.45 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 466.15 | 455.15 | 427.65 | 399.65 | 372.05 | 344.55 | +0.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 467.15 | 455.55 | 426.35 | 397.15 | 368.05 | 338.85 | −1.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 467.15 | 455.55 | 426.35 | 397.15 | 368.05 | 338.85 | −2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 467.25 | 455.65 | 426.45 | 397.25 | — | 338.95 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 468.15 | 456.45 | 432.55 | 403.35 | 379.45 | 350.25 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 468.35 | 456.75 | 427.55 | 398.35 | 369.25 | 340.05 | +1.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 467.65 | 456.85 | 430.05 | 403.25 | 376.45 | 349.65 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 467.65 | 456.85 | 430.05 | 403.25 | 376.45 | 349.65 | +4.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 467.75 | 457.65 | 432.25 | 406.85 | 381.45 | 347.75 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 469.35 | 457.75 | 428.55 | 399.35 | 370.25 | 341.05 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 469.45 | 457.85 | 428.65 | 399.45 | 370.35 | 341.15 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 469.55 | 457.95 | 428.75 | 399.55 | 370.45 | 341.25 | +6.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 467.95 | 457.95 | 432.85 | 407.75 | 382.75 | 357.65 | −6.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 472.05 | 460.35 | 436.45 | 407.25 | 372.85 | 343.75 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 473.15 | 461.55 | 432.35 | 403.15 | 374.05 | 344.85 | +6.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 472.15 | 462.60 | 434.00 | 405.40 | 376.75 | 348.15 | +2.4 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 474.65 | 463.55 | 435.85 | 408.15 | 380.45 | 352.75 | −2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 476.25 | 464.65 | 435.45 | 406.25 | 377.15 | 347.95 | +3.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 477.25 | 465.65 | 436.45 | 407.25 | 378.15 | 355.25 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 479.95 | 468.35 | 439.15 | 409.95 | 380.85 | 351.65 | +4.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 480.85 | 469.35 | 440.35 | 410.85 | 381.85 | 352.85 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 481.35 | 469.70 | 440.55 | 411.35 | 382.20 | 353.05 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 481.55 | 469.85 | 440.65 | 411.55 | 382.35 | 353.15 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 481.55 | 469.95 | 440.75 | 411.55 | 382.45 | 353.25 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.25 | 471.55 | 442.45 | 413.25 | 384.05 | 354.95 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 483.25 | 471.65 | 442.45 | 413.25 | — | 354.95 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 483.55 | 471.95 | 442.75 | 413.55 | 384.45 | 355.25 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 483.55 | 471.95 | 442.75 | 413.55 | 384.45 | 355.25 | +8.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 485.15 | 473.45 | 444.35 | 415.15 | 385.95 | 356.85 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 486.05 | 474.45 | 445.25 | 416.05 | 386.95 | 357.75 | +9.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 486.70 | 475.05 | 445.90 | 416.70 | 387.55 | 358.40 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 487.25 | 475.65 | 446.45 | 417.25 | 388.15 | 358.95 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 488.95 | 477.25 | 448.15 | 418.95 | 389.75 | 360.65 | +9.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 488.85 | 477.25 | 448.05 | 418.85 | 389.75 | 360.55 | +4.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 489.45 | 477.85 | 448.65 | 419.55 | 390.35 | 361.15 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 489.75 | 478.15 | 448.95 | 419.75 | 390.65 | 361.45 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 489.95 | 479.55 | 453.25 | 426.95 | 400.75 | 374.45 | −6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 486.45 | 480.05 | 456.15 | 426.95 | 397.75 | 368.65 | +7.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 492.05 | 480.40 | 451.25 | 422.05 | 392.90 | 363.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 492.05 | 480.40 | 451.25 | 422.05 | 392.90 | 363.75 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 492.05 | 480.40 | 451.25 | 422.05 | 392.90 | 363.75 | +4.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 493.45 | 481.85 | 452.65 | 423.45 | 394.35 | 367.45 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 495.35 | 483.75 | 454.55 | 425.35 | 396.25 | 367.05 | New tariff 2027 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 495.45 | 484.85 | 458.35 | 431.75 | 405.25 | 378.65 | −6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 497.65 | 486.15 | 457.15 | 427.65 | 398.65 | 369.65 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 497.85 | 486.25 | 457.05 | 427.85 | 398.75 | 369.55 | +5.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.25 | 487.20 | 457.10 | 432.00 | 401.85 | 371.75 | +2.4 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.85 | 488.20 | 459.05 | 429.85 | 400.70 | 371.55 | −2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 500.25 | 488.65 | 459.45 | 430.25 | 401.15 | 371.95 | +9.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 500.45 | 488.75 | 459.55 | 430.45 | 401.25 | 372.05 | +9.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 500.45 | 489.45 | 461.95 | 433.95 | 406.35 | 378.85 | +6.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 503.25 | 491.65 | 462.45 | 433.25 | 404.15 | 374.95 | +9.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 503.25 | 491.65 | 462.45 | 433.25 | 404.15 | 374.95 | +9.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 503.35 | 491.65 | 462.55 | 433.35 | 404.15 | 375.05 | +3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 503.35 | 491.65 | 462.55 | 433.35 | 404.15 | 375.05 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 498.25 | 491.85 | 467.85 | 438.75 | 409.55 | 380.35 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.25 | 496.65 | 467.45 | 438.25 | 409.15 | 379.95 | −2.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 | +3.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 509.05 | 497.55 | 468.55 | 439.05 | 410.05 | 381.05 | +6.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 509.05 | 497.55 | 468.55 | 439.05 | 410.05 | 381.05 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 509.35 | 497.65 | 468.55 | 439.35 | 410.15 | 381.05 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.25 | 500.65 | 471.45 | 442.25 | 413.15 | 383.95 | +1.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.15 | 507.55 | 478.35 | 449.15 | 420.05 | 390.85 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.25 | 511.65 | 482.45 | 453.25 | — | 394.95 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.85 | 512.25 | 483.05 | 453.85 | 424.75 | 395.55 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.85 | 512.25 | 483.05 | 453.85 | 424.75 | 395.55 | +3.5 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.15 | 513.65 | 484.35 | 455.25 | 426.05 | 396.95 | +0.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.85 | 516.15 | 486.95 | 457.85 | 428.65 | 399.45 | +4.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.85 | 517.35 | 488.35 | 458.85 | 429.85 | 400.85 | +0.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.45 | 517.75 | 488.65 | 459.45 | 430.25 | 401.15 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.45 | 517.80 | 488.65 | 459.45 | 430.30 | 401.15 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 536.05 | 524.45 | 495.25 | 466.05 | 436.95 | 407.75 | +5.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.75 | 525.25 | 495.95 | 466.75 | 437.65 | 408.45 | +3.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.25 | 526.65 | 497.45 | 468.35 | 439.15 | 409.95 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.55 | 529.85 | 500.75 | 471.55 | 442.35 | 413.25 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 538.35 | 531.75 | 497.55 | 468.35 | 439.25 | 410.05 | +7.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.95 | 533.35 | 504.15 | 474.95 | 445.85 | 416.65 | −6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 544.75 | 538.05 | 503.95 | 474.75 | 445.55 | 416.45 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 544.75 | 538.05 | 503.95 | 474.75 | 445.55 | 416.45 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 544.75 | 538.05 | 503.95 | 474.75 | 445.55 | 416.45 | +7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 550.85 | 539.25 | 510.05 | 480.85 | 451.75 | 422.55 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.25 | 541.65 | 512.45 | 483.25 | 454.15 | 424.95 | +8.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 560.75 | 549.25 | 520.25 | 490.75 | 461.75 | 432.75 | +10.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 557.55 | 550.85 | 516.65 | 487.55 | 458.35 | 429.15 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 563.95 | 552.95 | 525.45 | 497.45 | 469.85 | 442.35 | +11.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 567.25 | 555.75 | 526.75 | 497.25 | 468.25 | 439.25 | +11.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 569.25 | 557.65 | 528.45 | 499.25 | 470.15 | 440.95 | +9.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 569.35 | 557.85 | 528.85 | 499.35 | 470.35 | 441.35 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 583.75 | 572.25 | 543.25 | 513.75 | 484.75 | 455.75 | +9.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 614.95 | 608.35 | 574.15 | 544.95 | 515.85 | 486.65 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 634.15 | 627.45 | 593.35 | 564.15 | 534.95 | 505.85 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 652.75 | 641.25 | 612.25 | 582.75 | 553.75 | 524.75 | +9.9 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Wildhaus-Alt St. Johann for an adult aged 26 or over with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/), the cheapest offer in [Wildhaus-Alt St. Johann](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/) is Agrisano (AGRIsmart) at 407.25 CHF a month.

### How much does health insurance cost in Wildhaus-Alt St. Johann in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/), monthly premiums run from 407.25 CHF (Agrisano, AGRIsmart) to 641.25 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 395.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Wildhaus-Alt St. Johann for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 417.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-300/) to 306.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Wildhaus-Alt St. Johann for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 471.55 CHF (Agrisano), family doctor / HMO 429.95 CHF (Helsana), flexible model 440.15 CHF (Helsana), telemedicine 407.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 412.00 CHF at Agrisano (AGRIsmart) gives 407.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Wildhaus-Alt St. Johann is in region 3 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Wildhaus-Alt St. Johann (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/
- Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/
- Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/child/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Wildhaus-Alt St. Johann (SG), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sg/wildhaus-alt-st-johann/adult/with-accident/deductible-300/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `wildhaus-alt-st-johann` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.