# Health insurance premiums 2026 in Wil (SG), for a child aged 0 to 18, deductible of 300 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Wil](https://praemiencheck.onedoc.ch/en/sg/wil/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/wil/child/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/), the cheapest monthly basic insurance premium is **80.75 CHF** with **Assura** (FeminaVita model) and the most expensive is 136.25 CHF with SLKK (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 98.25 | 92.45 | 86.65 | 80.75 | 74.95 | 69.15 | 63.25 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 98.25 | 92.45 | 86.65 | 80.75 | 74.95 | 69.15 | 63.25 | +2.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 100.25 | — | — | 82.75 | — | — | 65.25 | +9.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 100.35 | — | — | 82.85 | — | — | 65.35 | +9.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 102.35 | 96.55 | 90.75 | 84.85 | 79.05 | 73.25 | 67.35 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 102.35 | 96.55 | 90.75 | 84.85 | 79.05 | 73.25 | 67.35 | +2.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 103.05 | 97.25 | 91.45 | 85.55 | 79.75 | — | 68.05 | +2.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 101.65 | — | 91.05 | 85.85 | 80.55 | 75.25 | 69.95 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 103.45 | — | 92.65 | 87.35 | 81.95 | 76.55 | 71.25 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 106.15 | 100.35 | 94.55 | 88.65 | 82.85 | 77.05 | 71.15 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 107.65 | 101.85 | 96.05 | 90.15 | 84.35 | 78.55 | 72.65 | +8.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 108.75 | 102.95 | 97.15 | 91.25 | 85.45 | — | 73.75 | +4.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 108.95 | 103.15 | 97.35 | 91.45 | 85.65 | 79.85 | 73.95 | +8.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 108.35 | 103.35 | 98.35 | 93.25 | 88.15 | 81.05 | — | +4.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 112.25 | 106.45 | 100.65 | 94.75 | 88.95 | 83.15 | 77.25 | +8.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 112.85 | — | 101.15 | 95.35 | 89.55 | 83.65 | 77.85 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | — | 78.55 | +8.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 113.55 | 107.75 | 101.95 | 96.25 | 90.25 | 84.45 | — | +4.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.05 | — | — | 96.55 | — | — | 79.15 | +9.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 114.25 | 108.45 | 102.65 | 96.75 | 90.95 | — | 79.25 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 115.75 | 110.35 | 105.05 | 99.55 | 94.25 | 88.95 | 83.45 | +1.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 115.75 | 110.35 | 105.05 | 99.55 | 94.25 | 88.95 | 83.45 | +1.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 | 84.85 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.65 | 114.85 | 109.05 | 103.15 | 97.35 | — | 85.65 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 | 86.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 122.45 | 116.65 | 110.85 | 104.95 | 99.15 | 93.35 | 87.45 | New tariff 2026 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 123.10 | 117.95 | 111.55 | 106.45 | 100.00 | 94.90 | 88.45 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.75 | 118.95 | 113.05 | 107.25 | 101.45 | 95.55 | 89.75 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 90.05 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.25 | 119.45 | 113.65 | 107.85 | 101.95 | 96.15 | — | +4.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 126.25 | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | +1.5 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 125.35 | — | — | 108.75 | 103.15 | 97.65 | 92.15 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 126.65 | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 126.75 | 120.95 | 115.15 | 109.25 | 103.45 | 97.65 | 91.75 | +6.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 112.15 | 111.25 | 110.25 | 109.25 | 108.25 | 107.25 | — | +6.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 126.75 | 120.95 | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | +6.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 127.95 | 122.15 | 116.35 | 110.45 | 104.65 | 98.85 | 92.95 | +11.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 127.95 | 122.15 | 116.35 | 110.45 | 104.65 | 98.85 | 92.95 | +11.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 | 98.85 | 93.05 | −1.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 128.15 | 122.35 | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | −1.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 129.45 | 123.65 | 117.85 | 111.95 | 106.15 | 100.35 | 94.45 | +11.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 115.25 | 114.35 | 113.35 | 112.35 | 111.35 | 110.35 | — | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 130.35 | 124.55 | 118.75 | 112.85 | 107.05 | 101.25 | 95.35 | 0.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 129.85 | 124.20 | 119.05 | 113.65 | 106.90 | 101.50 | 96.10 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 131.85 | 126.05 | 120.25 | 114.35 | 108.55 | 102.75 | 96.85 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 131.85 | 126.05 | 120.25 | 114.35 | 108.55 | 102.75 | 96.85 | 0.0 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.25 | — | — | 114.75 | 108.90 | 103.05 | 97.25 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 132.45 | 126.65 | 120.85 | 114.95 | 109.15 | 103.35 | 97.45 | +11.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 133.55 | 127.75 | 121.95 | 116.05 | 110.25 | 104.45 | 98.55 | +5.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 131.55 | 126.55 | 121.55 | 116.45 | 111.75 | 106.45 | 101.45 | +12.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 134.35 | 128.55 | 122.75 | 116.85 | 111.05 | 105.25 | 99.35 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 135.15 | 129.35 | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 135.15 | 129.35 | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | +5.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 136.45 | 130.65 | 124.85 | 118.95 | 113.15 | 107.35 | 101.45 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 137.05 | 131.25 | 125.45 | 119.55 | 113.75 | 107.95 | 102.05 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 137.85 | 132.65 | 127.45 | 122.15 | 117.15 | 111.65 | 106.35 | +14.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | New tariff 2026 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 139.45 | 134.15 | 128.85 | 123.55 | 118.55 | 112.95 | 107.65 | +14.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.75 | 126.75 | 125.75 | 124.75 | 123.75 | 122.75 | — | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.45 | 136.55 | 130.75 | 124.95 | 119.05 | 113.25 | 107.45 | −5.7 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.65 | 136.95 | 133.65 | 125.15 | 119.35 | 113.55 | 107.65 | +14.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | +11.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 143.55 | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 144.55 | 138.75 | 132.85 | 127.05 | 121.25 | 115.35 | 109.55 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 147.85 | 142.05 | 136.25 | 130.35 | 124.55 | 118.75 | 112.85 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 148.15 | 142.35 | 136.45 | 130.65 | 124.85 | 118.95 | 113.15 | +6.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 148.95 | 143.15 | 137.35 | 131.45 | 125.65 | 119.85 | 113.95 | +5.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 153.75 | 147.95 | 142.15 | 136.25 | 130.75 | 124.65 | 118.75 | +14.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 101.75 | — | 90.15 | — | 78.45 | — | 66.75 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 104.15 | — | 92.55 | — | 80.85 | — | 69.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 104.15 | — | 92.55 | — | 80.85 | — | 69.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 105.75 | — | 96.55 | — | 87.15 | — | 77.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 105.95 | — | — | — | — | 76.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 105.95 | — | — | — | — | 76.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 105.95 | — | — | — | — | 76.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 105.95 | — | — | — | — | 76.85 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 106.05 | — | 94.45 | — | 82.75 | — | 71.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 107.15 | — | 97.65 | — | 88.25 | — | 78.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 109.95 | — | — | — | — | 80.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 109.95 | — | — | — | — | 80.85 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 112.65 | — | 102.85 | — | 92.85 | — | 82.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 113.85 | — | — | — | — | 84.75 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 114.05 | — | 104.05 | — | 94.05 | — | 83.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 115.15 | — | — | — | — | 86.05 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 116.35 | — | 104.75 | — | 93.05 | — | 81.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 117.85 | — | 108.95 | — | 97.25 | — | 85.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 119.65 | — | 109.25 | — | 98.65 | — | 88.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.65 | — | — | — | — | 96.55 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 125.85 | — | 116.95 | — | 105.35 | — | 93.65 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 126.55 | — | 117.65 | — | 106.05 | — | 94.35 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 126.95 | 121.15 | 115.35 | — | 103.65 | — | 91.95 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 129.95 | 124.15 | 118.35 | — | 106.65 | — | 94.95 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 130.45 | — | 121.55 | — | 111.25 | — | 99.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 130.75 | 124.95 | 119.15 | — | 107.45 | — | 95.75 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 133.35 | 127.55 | 121.75 | — | 110.05 | — | 98.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 133.35 | — | 121.75 | — | 110.05 | — | 98.35 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 133.45 | 127.65 | 121.85 | — | 110.15 | — | 98.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.55 | — | 122.95 | — | 111.25 | — | 99.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 134.55 | — | 122.95 | — | 111.25 | — | 99.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 134.55 | — | 122.95 | — | 111.25 | — | 99.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 134.55 | — | 122.95 | — | 111.25 | — | 99.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 136.35 | — | 124.75 | — | 113.05 | — | 101.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 137.25 | — | 125.55 | — | 113.85 | — | 102.25 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 140.55 | — | 128.85 | — | 117.25 | — | 105.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 140.55 | — | 128.85 | — | 117.25 | — | 105.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 140.55 | — | 128.85 | — | 117.25 | — | 105.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 145.85 | 140.05 | 134.25 | — | 122.55 | — | 110.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 160.35 | — | 148.75 | — | 137.05 | — | 125.35 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Wil for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/), the cheapest offer in [Wil](https://praemiencheck.onedoc.ch/en/sg/wil/) is Assura (FeminaVita) at 80.75 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 95.35 CHF a month.

### How much does health insurance cost in Wil in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/wil/child/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/), monthly premiums run from 80.75 CHF (Assura, FeminaVita) to 136.25 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 111.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Wil for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, FeminaVita), the premium goes from 98.25 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-0/) to 63.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Wil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 95.35 CHF (Agrisano), family doctor / HMO 82.85 CHF (rhenusana), flexible model 80.75 CHF (Assura), telemedicine 82.75 CHF (rhenusana).

### Does a second or third child pay less in Wil?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 14 of the 25 insurers present in Wil file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| rhenusana | sanmed24 | 82.75 CHF | 30.05 CHF from the 3rd child |
| Agrisano | AGRIcontact | 85.85 CHF | 30.25 CHF from the 3rd child |
| Visana | Managed Care | 107.25 CHF | 31.75 CHF from the 3rd child |
| sana24 | Managed Care | 109.15 CHF | 35.15 CHF from the 3rd child |
| CONCORDIA | HMO | 90.15 CHF | 35.85 CHF from the 3rd child |
| Galenos | Managed Care | 110.55 CHF | 37.45 CHF from the 3rd child |
| Aquilana | SMARTMED | 93.25 CHF | 44.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 99.55 CHF | 47.25 CHF from the 3rd child |
| Assura | FeminaVita | 80.75 CHF | 79.15 CHF from the 4th child, 77.45 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 110.45 CHF | 81.55 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 112.85 CHF | 83.35 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 116.05 CHF | 85.75 CHF from the 5th child |
| EGK | EGK-TelCare | 109.25 CHF | 93.95 CHF from the 3rd child |
| SLKK | SLKK-SmartMed | 116.45 CHF | 102.75 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 85.90 CHF at Assura (FeminaVita) gives 80.75 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Wil is in region 1 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Wil (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/wil/
- Premiums 2026 in Wil (SG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/wil/child/
- Premiums 2026 in Wil (SG), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/wil/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sg/wil/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Wil (SG), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-0/
- Deductible Premiums 2026 in Wil (SG), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Wil (SG), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-200/
- Deductible Premiums 2026 in Wil (SG), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-400/
- Deductible Premiums 2026 in Wil (SG), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-500/
- Deductible Premiums 2026 in Wil (SG), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/sg/wil/child/with-accident/deductible-0/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `wil` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.