# Health insurance premiums 2027 in Wattwil (SG), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Wattwil, with accident cover, the cheapest health insurance premium is:

- **88.15 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **57.85 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 57.85 to 164.65 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 0 CHF, the cheapest is **88.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 164.65 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 88.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-0/
- 100 CHF: 86.45 CHF (Assura, FeminaVita) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-100/
- 200 CHF: 78.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-200/
- 300 CHF: 73.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-300/
- 400 CHF: 67.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-400/
- 500 CHF: 62.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-500/
- 600 CHF: 57.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 88.15 | — | 78.05 | 73.05 | 67.95 | 62.85 | 57.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 92.25 | 86.45 | 80.65 | 74.75 | 68.95 | 63.15 | 58.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 92.25 | 86.45 | 80.65 | 74.75 | 68.95 | 63.15 | 58.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 93.55 | — | 82.85 | 77.55 | 72.25 | 66.85 | 61.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 94.05 | — | 83.25 | 77.95 | 72.65 | 67.15 | 61.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 95.35 | — | 83.75 | — | 72.05 | — | 60.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 95.75 | 89.95 | 84.15 | 78.25 | 72.45 | 66.65 | 60.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 96.65 | — | 87.35 | — | 77.95 | — | 68.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 96.75 | — | — | 79.25 | — | — | 64.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 97.65 | — | 86.05 | — | 74.35 | — | 62.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 97.65 | — | 86.05 | — | 74.35 | — | 62.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 97.75 | — | — | — | — | 68.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 97.85 | — | 88.45 | — | 79.05 | — | 69.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 97.85 | — | — | 80.35 | — | — | 62.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 98.65 | 92.85 | 87.05 | 81.15 | 75.35 | 69.55 | 63.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 98.95 | — | — | — | — | 69.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 98.95 | — | — | — | — | 69.85 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 99.25 | 93.45 | 87.65 | 81.75 | 75.95 | 70.15 | 64.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 99.35 | — | 87.75 | — | 76.05 | — | 64.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 99.55 | 93.75 | 87.95 | 82.05 | 76.25 | — | 64.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 100.05 | 94.25 | 88.45 | 82.55 | 76.75 | 70.95 | 65.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 100.15 | — | — | — | — | 71.05 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 100.45 | 94.65 | 88.85 | 82.95 | 77.15 | 71.35 | 65.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 101.35 | — | — | — | — | 72.25 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 101.85 | 96.05 | 90.25 | 84.35 | 78.55 | 72.75 | 66.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.65 | — | 90.95 | 85.15 | 79.35 | 73.45 | 67.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 102.95 | — | 93.05 | — | 83.15 | — | 73.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 103.65 | — | — | — | — | 74.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 103.65 | — | — | — | — | 74.55 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 103.95 | 98.95 | 93.85 | 88.85 | 83.65 | 76.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 104.25 | — | 94.25 | — | 84.15 | — | 74.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 104.35 | 98.55 | 92.75 | 86.85 | 81.05 | 75.25 | 69.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 104.45 | 99.05 | 93.85 | 88.25 | 82.95 | 77.65 | 72.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 104.45 | 99.05 | 93.85 | 88.25 | 82.95 | 77.65 | 72.15 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 104.95 | — | — | 88.35 | 82.85 | 77.25 | 71.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 105.45 | 99.95 | 94.45 | 88.90 | 82.30 | 76.80 | 71.30 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 106.35 | 100.55 | 94.75 | 88.85 | 83.05 | — | 71.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.95 | — | — | 90.45 | — | — | 72.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 108.05 | 102.25 | 96.45 | 90.55 | 84.75 | 78.95 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 108.05 | 102.25 | 96.45 | 90.55 | 84.75 | 78.95 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 108.75 | 103.75 | 98.75 | 93.65 | 88.95 | 83.65 | 78.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 108.95 | 103.15 | 97.35 | 91.65 | 85.65 | 79.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 109.05 | — | 97.45 | — | 85.75 | — | 74.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 109.25 | — | 98.85 | — | 88.35 | — | 77.75 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.75 | — | — | 93.25 | 87.45 | 81.60 | 75.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.25 | 105.45 | 99.65 | 93.85 | 88.05 | 82.25 | 76.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.05 | 106.25 | 100.45 | 94.55 | 88.75 | 82.95 | 77.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 112.45 | 106.65 | 100.85 | 94.95 | 89.15 | — | 77.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 112.45 | 106.65 | 100.85 | 94.95 | 89.15 | — | 77.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.15 | — | — | — | — | 84.05 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.85 | 108.15 | 102.25 | 96.35 | 90.55 | 84.75 | 78.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 113.95 | 108.75 | 103.55 | 98.25 | 93.25 | 87.75 | 82.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 115.25 | 110.05 | 104.75 | 99.35 | 94.35 | 88.85 | 83.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 116.80 | 111.00 | 105.15 | 99.30 | 93.50 | 87.65 | 81.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 117.15 | — | 112.65 | — | 102.95 | — | 91.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 117.55 | 111.75 | 105.85 | 100.05 | 94.25 | 88.35 | 82.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.75 | 111.95 | 106.15 | 100.25 | 94.45 | 88.65 | 82.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.05 | 112.25 | 106.45 | 100.55 | 94.75 | — | 83.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 118.05 | 112.25 | 106.45 | 100.55 | 94.75 | 88.95 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 118.05 | 112.25 | 106.40 | 100.55 | 94.75 | 88.90 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 118.05 | 112.25 | 106.40 | 100.55 | 94.75 | 88.90 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 118.05 | 112.25 | 106.40 | 100.55 | 94.75 | 88.90 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 118.05 | 112.25 | 106.40 | 100.55 | 94.75 | 88.90 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 118.05 | 112.25 | 106.40 | 100.55 | 94.75 | 88.90 | 83.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | 83.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 119.30 | 113.50 | 107.65 | 101.80 | 96.00 | 90.15 | 84.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 119.45 | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | 84.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 119.45 | 113.65 | 107.85 | 101.95 | 96.15 | 90.35 | 84.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 119.45 | 113.65 | 107.85 | 101.95 | 96.15 | 90.35 | 84.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.15 | 114.35 | 108.55 | 102.75 | 96.85 | 91.05 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 120.15 | 114.35 | 108.55 | — | 96.85 | — | 85.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 120.55 | 114.75 | 108.95 | 103.05 | 97.25 | 91.45 | 85.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 120.55 | 114.75 | 108.85 | 103.05 | 97.25 | 91.35 | 85.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.85 | 116.05 | 110.20 | 104.35 | 98.55 | 92.70 | 86.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.95 | — | 110.35 | — | 98.65 | — | 86.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 123.25 | 117.45 | 111.65 | — | 99.95 | — | 88.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 124.35 | — | 114.65 | — | 102.95 | — | 91.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 125.15 | 119.35 | 113.55 | — | 101.85 | — | 90.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 125.75 | 119.95 | 114.05 | 108.25 | 102.45 | 96.55 | 90.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.25 | — | 114.65 | — | 102.95 | — | 91.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 126.25 | — | 114.65 | — | 102.95 | — | 91.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 126.25 | — | 114.65 | — | 102.95 | — | 91.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 126.25 | — | 114.65 | — | 102.95 | — | 91.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 126.25 | — | 114.65 | — | 102.95 | — | 91.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 126.25 | — | 114.65 | — | 102.95 | — | 91.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 126.55 | 120.75 | 114.95 | — | 103.25 | — | 91.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.15 | 121.35 | 115.55 | 109.65 | 104.15 | 98.05 | 92.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 127.15 | 121.25 | 115.45 | 109.65 | 103.75 | 97.95 | 92.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 127.45 | 121.65 | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 127.45 | 121.65 | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.75 | 122.05 | 118.75 | 110.25 | 104.45 | 98.65 | 92.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | 99.55 | 93.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | 99.55 | 93.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 129.05 | 123.25 | 117.45 | 111.55 | 105.75 | 99.95 | 94.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 130.15 | 124.35 | 118.55 | 112.65 | 106.85 | 101.05 | 95.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 130.45 | 124.65 | 118.85 | 112.95 | 107.15 | 101.35 | 95.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 130.55 | 124.75 | 118.95 | 113.05 | 107.25 | 101.45 | 95.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 130.55 | 124.75 | 118.95 | 113.05 | 107.25 | 101.45 | 95.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 133.15 | 127.35 | 121.55 | 115.65 | 109.85 | 104.05 | 98.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 135.05 | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.55 | 131.75 | 125.95 | 120.05 | 114.25 | 108.45 | 102.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.95 | 132.15 | 126.35 | — | 114.65 | — | 102.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 140.05 | — | 128.45 | — | 116.75 | — | 105.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 140.95 | — | 129.25 | — | 117.55 | — | 105.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 144.25 | 138.45 | 132.65 | 126.75 | 120.95 | 115.15 | 109.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 144.35 | — | 132.65 | — | 120.95 | — | 109.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 145.15 | — | 133.45 | — | 121.85 | — | 110.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 145.15 | — | 133.45 | — | 121.85 | — | 110.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.45 | 140.65 | 134.85 | 128.95 | 123.15 | 117.35 | 111.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.85 | 143.05 | 137.25 | 131.35 | 125.55 | 119.75 | 113.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.65 | — | 152.95 | — | 141.25 | — | 129.65 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Wattwil for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Wattwil](https://praemiencheck.onedoc.ch/en/sg/wattwil/) is Agrisano (AGRIsmart) at 88.15 CHF a month.

### How much does health insurance cost in Wattwil in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/wattwil/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 88.15 CHF (Agrisano, AGRIsmart) to 164.65 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 100.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Wattwil for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 88.15 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-0/) to 57.85 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Wattwil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 102.65 CHF (Agrisano), family doctor / HMO 94.05 CHF (Agrisano), flexible model 92.25 CHF (Assura), telemedicine 88.15 CHF (Agrisano).

### Does a second or third child pay less in Wattwil?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 25 insurers present in Wattwil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| rhenusana | General practitioner model | 96.75 CHF | 35.85 CHF from the 3rd child |
| Agrisano | AGRIsmart | 88.15 CHF | 37.45 CHF from the 3rd child |
| sana24 | Managed Care | 120.55 CHF | 43.65 CHF from the 3rd child |
| Galenos | Managed Care | 117.55 CHF | 44.65 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 117.15 CHF | 48.95 CHF from the 3rd child |
| CONCORDIA | HMO | 100.05 CHF | 49.55 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.95 CHF | 49.65 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 104.45 CHF | 49.85 CHF from the 3rd child |
| Visana | Managed Care | 125.75 CHF | 49.85 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 118.05 CHF | 87.35 CHF from the 5th child |
| Assura | FeminaVita | 92.25 CHF | 90.75 CHF from the 4th child, 89.35 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 128.65 CHF | 95.35 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 129.05 CHF | 95.55 CHF from the 5th child |
| SLKK | SmartMed | 108.75 CHF | 97.35 CHF from the 3rd child |
| EGK | EGK-Care | 108.05 CHF | 98.45 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 92.90 CHF at Agrisano (AGRIsmart) gives 88.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/

## Related pages

- With accident cover: from 57.85 to 164.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/wattwil/child/with-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `wattwil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.