# Health insurance premiums 2027 in Walenstadt (SG), for a child aged 0 to 18, deductible of 300 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Walenstadt](https://praemiencheck.onedoc.ch/en/sg/walenstadt/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/), the cheapest monthly basic insurance premium is **81.90 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 139.10 CHF with Visana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 97.10 | — | 86.90 | 81.90 | 76.90 | 71.80 | 66.80 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 102.10 | 96.30 | 90.50 | 84.60 | 78.80 | 73.00 | 67.10 | +7.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 102.10 | 96.30 | 90.50 | 84.60 | 78.80 | 73.00 | 67.10 | +7.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 104.10 | — | — | 86.60 | — | — | 69.10 | +10.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 102.70 | — | 92.00 | 86.70 | 81.30 | 75.90 | 70.60 | +6.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 104.40 | — | — | 86.90 | — | — | 69.40 | +9.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 103.20 | — | 92.50 | 87.10 | 81.80 | 76.40 | 71.00 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 105.70 | 99.90 | 94.10 | 88.20 | 82.40 | 76.60 | 70.70 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 108.40 | 102.60 | 96.80 | 90.90 | 85.10 | 79.30 | 73.40 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 108.80 | 103.00 | 97.20 | 91.30 | 85.50 | 79.70 | 73.80 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 109.40 | 103.60 | 97.80 | 91.90 | 86.10 | 80.30 | 74.40 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 110.20 | 104.40 | 98.60 | 92.70 | 86.90 | — | 75.20 | +9.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 110.30 | 104.50 | 98.70 | 92.80 | 87.00 | 81.20 | 75.30 | +3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 110.70 | 104.90 | 99.10 | 93.20 | 87.40 | 81.60 | 75.70 | New tariff 2027 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 110.80 | — | — | 94.10 | 88.60 | 83.10 | 77.50 | −8.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.20 | — | 100.50 | 94.70 | 88.90 | 83.00 | 77.20 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 112.80 | 107.00 | 101.20 | 95.30 | 89.50 | 83.70 | 77.80 | +2.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 113.20 | 107.40 | 101.60 | 95.70 | 89.90 | 84.10 | — | −7.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 113.20 | 107.40 | 101.60 | 95.70 | 89.90 | 84.10 | — | −7.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 111.00 | 105.90 | 100.90 | 95.80 | 90.70 | 83.70 | — | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 113.90 | 108.10 | 102.30 | 96.40 | 90.60 | — | 78.90 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 114.70 | 108.90 | 103.10 | 97.20 | 91.40 | — | 79.70 | +14.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.20 | 108.80 | 103.50 | 98.00 | 92.70 | 87.40 | 81.90 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 114.20 | 108.80 | 103.50 | 98.00 | 92.70 | 87.40 | 81.90 | +4.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.90 | — | — | 98.40 | — | — | 80.90 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 116.10 | 110.30 | 104.50 | 98.80 | 92.80 | 87.00 | — | +6.6 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.60 | — | — | 99.10 | 93.30 | 87.45 | 81.60 | −8.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | — | 84.50 | +9.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 121.60 | 116.75 | 110.65 | 104.60 | 98.50 | 93.65 | 87.55 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.90 | 117.10 | 111.30 | 105.40 | 99.60 | 93.80 | 87.90 | +7.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.10 | 118.30 | 112.50 | 106.60 | 100.80 | 95.00 | 89.10 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.20 | 119.40 | 113.60 | 107.70 | 101.90 | — | 90.20 | +8.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.70 | 120.90 | 115.10 | 109.20 | 103.40 | 97.60 | 91.70 | +2.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.50 | 121.70 | 115.90 | 110.10 | 104.20 | 98.40 | — | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 127.60 | 121.80 | 115.95 | 110.10 | 104.30 | 98.45 | 92.60 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 127.90 | 122.00 | 116.20 | 110.40 | 104.50 | 98.70 | 92.90 | +5.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 126.10 | 121.10 | 116.10 | 111.00 | 106.30 | 101.00 | 96.00 | +2.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.00 | 122.90 | 116.50 | 111.35 | 104.95 | 99.85 | 93.45 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 128.90 | 123.10 | 117.25 | 111.40 | 105.60 | 99.75 | 93.90 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 128.90 | 123.10 | 117.25 | 111.40 | 105.60 | 99.75 | 93.90 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 128.90 | 123.10 | 117.25 | 111.40 | 105.60 | 99.75 | 93.90 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 128.90 | 123.10 | 117.25 | 111.40 | 105.60 | 99.75 | 93.90 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 128.90 | 123.10 | 117.25 | 111.40 | 105.60 | 99.75 | 93.90 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.00 | 123.20 | 117.30 | 111.50 | 105.70 | 99.80 | — | −5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.80 | 124.00 | 118.20 | 112.30 | 106.50 | 100.70 | 94.80 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 130.25 | 124.45 | 118.60 | 112.75 | 106.95 | 101.10 | 95.25 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 130.50 | 124.70 | 118.90 | 113.00 | 107.20 | 101.40 | 95.50 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 131.20 | 125.40 | 119.60 | 113.70 | 107.90 | 102.10 | 96.20 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 131.20 | 125.40 | 119.60 | 113.70 | 107.90 | 102.10 | 96.20 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 131.40 | 125.60 | 119.70 | 113.90 | 108.10 | 102.20 | 96.40 | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 132.70 | 126.90 | 121.00 | 115.20 | 109.40 | 103.50 | 97.70 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 132.70 | 126.90 | 121.00 | 115.20 | 109.40 | 103.50 | 97.70 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.90 | 127.10 | 121.25 | 115.40 | 109.60 | 103.75 | 97.90 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 133.00 | 127.20 | 121.40 | 115.50 | 109.70 | 103.90 | 98.00 | +8.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 131.90 | 126.70 | 121.50 | 116.20 | 111.20 | 105.70 | 100.40 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 134.80 | 128.90 | 123.10 | 117.30 | 111.40 | 105.60 | 99.80 | +8.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 134.80 | 128.90 | 123.10 | 117.30 | 111.40 | 105.60 | 99.80 | +8.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 133.40 | 128.10 | 122.80 | 117.50 | 112.50 | 106.90 | 101.50 | +2.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 135.30 | 129.50 | 123.70 | 117.80 | 112.00 | 106.20 | 100.30 | +11.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 136.80 | 131.00 | 125.20 | 119.30 | 113.50 | 107.70 | 101.80 | +11.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 136.80 | 131.00 | 125.20 | 119.30 | 113.50 | 107.70 | 101.80 | +11.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 137.70 | 131.90 | 126.10 | 120.20 | 114.40 | 108.60 | 102.70 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 137.70 | 131.90 | 126.10 | 120.20 | 114.40 | 108.60 | 102.70 | +7.7 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.80 | 133.10 | 129.80 | 121.30 | 115.50 | 109.70 | 103.80 | +1.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 139.20 | 133.40 | 127.60 | 121.70 | 115.90 | 110.10 | 104.20 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 140.50 | 134.60 | 128.80 | 123.00 | 117.10 | 111.30 | 105.50 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 141.40 | 135.60 | 129.80 | 123.90 | 118.10 | 112.30 | 106.40 | +11.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 141.80 | 136.00 | 130.20 | 124.30 | 118.50 | 112.70 | 106.80 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.90 | 136.10 | 130.20 | 124.40 | 118.60 | 112.70 | 106.90 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 142.30 | 136.50 | 130.70 | 124.80 | 119.00 | 113.20 | 107.30 | +7.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.20 | 138.40 | 132.60 | 126.70 | 120.90 | 115.10 | 109.20 | +0.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.60 | 140.80 | 135.00 | 129.10 | 123.60 | 117.50 | 111.60 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | 112.80 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.30 | 143.40 | 137.60 | 131.80 | 125.90 | 120.10 | 114.30 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 152.00 | 146.10 | 140.30 | 134.50 | 128.60 | 122.80 | 117.00 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 152.00 | 146.10 | 140.30 | 134.50 | 128.60 | 122.80 | 117.00 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 152.00 | 146.10 | 140.30 | 134.50 | 128.60 | 122.80 | 117.00 | +8.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.80 | 147.00 | 141.20 | 135.30 | 129.50 | 123.70 | 117.80 | +11.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.80 | 148.00 | 142.20 | 136.30 | 130.50 | 124.70 | 118.80 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.60 | 150.80 | 145.00 | 139.10 | 133.30 | 127.50 | 121.60 | +8.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 102.10 | — | 90.50 | — | 78.80 | — | 67.10 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 104.40 | — | 92.80 | — | 81.10 | — | 69.40 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 104.40 | — | 92.80 | — | 81.10 | — | 69.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 105.00 | — | 95.80 | — | 86.40 | — | 77.00 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 106.10 | — | 94.50 | — | 82.80 | — | 71.10 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 106.40 | — | 97.00 | — | 87.50 | — | 78.00 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 107.50 | — | — | — | — | 78.40 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 110.00 | — | — | — | — | 80.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 111.30 | — | — | — | — | 82.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 111.30 | — | — | — | — | 82.20 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 111.60 | — | 101.70 | — | 91.80 | — | 81.90 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 112.90 | — | 102.90 | — | 92.90 | — | 82.80 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 113.80 | — | — | — | — | 84.70 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.00 | — | 104.40 | — | 92.70 | — | 81.00 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 116.30 | — | — | — | — | 87.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 116.30 | — | — | — | — | 87.20 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 118.20 | — | 107.70 | — | 97.20 | — | 86.70 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 123.20 | 117.40 | 111.60 | — | 99.90 | — | 88.20 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 125.10 | 119.30 | 113.50 | — | 101.80 | — | 90.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 125.50 | — | 121.40 | — | 113.80 | — | 102.10 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.50 | — | — | — | — | 97.40 | — | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 131.30 | 125.50 | 119.70 | — | 108.00 | — | 96.30 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 131.30 | 125.50 | 119.70 | — | 108.00 | — | 96.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.30 | — | 119.70 | — | 108.00 | — | 96.30 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 134.40 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 136.50 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.10 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 137.10 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 137.10 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 137.10 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 137.10 | — | 125.50 | — | 113.80 | — | 102.10 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.70 | 136.90 | 131.10 | — | 119.40 | — | 107.70 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 153.90 | — | 142.20 | — | 130.60 | — | 118.90 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 154.80 | — | 143.10 | — | 131.50 | — | 119.80 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 158.40 | — | 146.70 | — | 135.10 | — | 123.40 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 159.30 | — | 147.60 | — | 136.00 | — | 124.30 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 159.30 | — | 147.60 | — | 136.00 | — | 124.30 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 180.00 | — | 168.30 | — | 156.70 | — | 145.00 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Walenstadt for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/), the cheapest offer in [Walenstadt](https://praemiencheck.onedoc.ch/en/sg/walenstadt/) is Agrisano (AGRIsmart) at 81.90 CHF a month.

### How much does health insurance cost in Walenstadt in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/), monthly premiums run from 81.90 CHF (Agrisano, AGRIsmart) to 139.10 CHF (Visana, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 111.10 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Walenstadt for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 97.10 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-0/) to 66.80 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Walenstadt for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 94.70 CHF (Agrisano), family doctor / HMO 86.90 CHF (rhenusana), flexible model 84.60 CHF (Assura), telemedicine 81.90 CHF (Agrisano).

### Does a second or third child pay less in Walenstadt?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 25 insurers present in Walenstadt file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 81.90 CHF | 32.20 CHF from the 3rd child |
| rhenusana | sanmed24 | 86.60 CHF | 34.70 CHF from the 3rd child |
| Visana | Managed Care | 115.50 CHF | 38.20 CHF from the 3rd child |
| CONCORDIA | HMO | 90.90 CHF | 38.60 CHF from the 3rd child |
| sana24 | Managed Care | 113.90 CHF | 40.20 CHF from the 3rd child |
| Galenos | Tel Doc | 110.40 CHF | 40.90 CHF from the 3rd child |
| Aquilana | SMARTMED | 95.80 CHF | 47.90 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 98.00 CHF | 49.00 CHF from the 3rd child |
| Assura | FeminaVita | 84.60 CHF | 83.00 CHF from the 4th child, 81.50 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 112.30 CHF | 84.20 CHF from the 5th child |
| EGK | EGK-Care | 95.70 CHF | 86.00 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 117.80 CHF | 88.30 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 120.20 CHF | 90.10 CHF from the 5th child |
| SLKK | SmartMed | 111.00 CHF | 98.40 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Walenstadt is in region 2 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Walenstadt (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/walenstadt/
- Premiums 2027 in Walenstadt (SG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/
- Premiums 2027 in Walenstadt (SG), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/walenstadt/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sg/walenstadt/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Walenstadt (SG), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Walenstadt (SG), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Walenstadt (SG), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Walenstadt (SG), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Walenstadt (SG), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Walenstadt (SG), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/sg/walenstadt/child/with-accident/deductible-0/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `walenstadt` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.