# Health insurance premiums 2027 in Vilters-Wangs (SG), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Vilters-Wangs](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/), the cheapest monthly basic insurance premium is **350.55 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 561.05 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 436.35 | 426.15 | 401.05 | 375.75 | 350.55 | 325.35 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 451.45 | 439.85 | 410.65 | 381.45 | 352.35 | 323.15 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 458.85 | 447.25 | 418.05 | 388.85 | 359.75 | 330.55 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 459.05 | 447.45 | 418.25 | 389.05 | 359.95 | 339.05 | +2.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 462.65 | 451.05 | 421.85 | 392.65 | 363.55 | 334.35 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 462.75 | 451.15 | 421.95 | 392.75 | 363.65 | 334.45 | +2.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 465.55 | 453.95 | 424.75 | 395.55 | 366.45 | 337.25 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 469.55 | 457.95 | 428.75 | 399.55 | 370.45 | 341.25 | +2.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 469.55 | 457.95 | 428.75 | 399.55 | 370.45 | 341.25 | +2.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 461.85 | 451.15 | 424.45 | 397.75 | 371.05 | 344.45 | +6.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 470.85 | 459.25 | 430.05 | 400.85 | 371.75 | 342.55 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 471.85 | 460.20 | 431.05 | 401.85 | 372.70 | 343.55 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 464.35 | 453.55 | 426.85 | 399.95 | 373.05 | 346.35 | +5.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 473.25 | 461.65 | 432.45 | 403.25 | 374.15 | 344.95 | +9.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 473.75 | 462.15 | 432.95 | 403.75 | 374.65 | 345.45 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 474.95 | 463.35 | 439.65 | 410.45 | 375.85 | 346.65 | +8.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 474.95 | 463.35 | 439.65 | 410.45 | 375.85 | 346.65 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 477.55 | 465.95 | 436.75 | 407.55 | 378.45 | 349.25 | +2.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 479.15 | 467.45 | 438.25 | 409.15 | 379.95 | 350.75 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 479.25 | 467.65 | 438.45 | 409.25 | 380.15 | 350.95 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 479.25 | 467.65 | 438.45 | 409.25 | 380.15 | 350.95 | +0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 480.65 | 469.05 | 439.85 | 410.65 | 381.55 | 352.35 | +7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 480.65 | 469.05 | 439.85 | 410.65 | 381.55 | 352.35 | +7.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 481.55 | 469.95 | 440.75 | 411.55 | 382.45 | 353.25 | +4.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 481.55 | 469.95 | 440.75 | 411.55 | 382.45 | 353.25 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 481.75 | 470.15 | 440.95 | 411.75 | 382.65 | 353.45 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 483.05 | 471.40 | 442.25 | 413.05 | 383.90 | 354.75 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 488.65 | 477.15 | 448.15 | 418.65 | 389.65 | 360.65 | +0.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 490.25 | 478.65 | 449.45 | 420.25 | 391.15 | 361.95 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 477.55 | 467.45 | 442.05 | 416.75 | 391.35 | 357.35 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 491.45 | 479.75 | 456.05 | 426.95 | 392.25 | 363.05 | +8.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 491.35 | 479.75 | 450.55 | 421.35 | 392.25 | 367.35 | +6.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 491.45 | 479.95 | 450.95 | 421.45 | 392.45 | 363.45 | +0.7 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 487.85 | 476.75 | 449.05 | 421.35 | 393.65 | 365.95 | −4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 376.85 | +7.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 486.25 | 475.45 | 448.65 | 421.85 | 395.05 | 368.25 | +4.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 486.25 | 475.45 | 448.65 | 421.85 | 395.05 | 368.25 | +4.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 494.65 | 483.05 | 453.85 | 424.65 | 395.55 | 366.35 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 495.95 | 484.35 | 455.15 | 425.95 | 396.85 | 371.65 | +9.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 492.95 | 481.95 | 454.45 | 426.45 | 398.85 | 371.35 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 498.25 | 486.65 | 457.45 | 428.25 | 399.15 | 369.95 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 499.55 | 487.85 | 458.75 | 429.55 | 400.35 | 371.25 | +10.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 499.75 | 488.15 | 458.95 | 429.95 | 400.65 | 371.45 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 501.25 | 489.65 | 460.45 | 431.25 | 402.15 | 372.95 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 501.25 | 489.65 | 460.45 | 431.25 | 402.15 | 372.95 | +0.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 501.85 | 490.25 | 461.05 | 431.85 | 402.75 | 377.85 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 491.45 | 479.75 | 456.05 | 426.95 | 403.25 | 374.05 | +6.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.15 | 493.45 | 464.35 | 435.15 | 405.95 | 376.85 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 505.50 | 493.85 | 464.70 | 435.50 | 406.35 | 377.20 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 508.45 | 496.95 | 467.95 | 438.45 | 409.45 | 380.45 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 510.45 | 498.75 | 469.55 | 440.45 | 411.25 | 382.05 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 499.65 | 493.45 | 469.75 | 440.65 | 411.45 | 382.25 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 511.10 | 499.45 | 470.30 | 441.10 | 411.95 | 382.80 | +5.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 510.15 | 499.85 | 474.10 | 443.20 | 412.30 | 384.00 | +1.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 512.85 | 501.25 | 472.05 | 442.85 | 413.75 | 384.55 | +7.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 513.05 | 501.45 | 472.25 | 443.05 | 413.95 | 396.75 | +9.5 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.75 | 502.10 | 472.95 | 443.75 | 414.60 | 385.45 | −4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 513.65 | 502.15 | 473.15 | 443.65 | 414.65 | 385.65 | +8.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 514.95 | 503.25 | 474.15 | 444.95 | 415.75 | 386.65 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 514.95 | 503.25 | 474.15 | 444.95 | 415.75 | 386.65 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 515.75 | 504.15 | 474.95 | 445.75 | 416.65 | 387.45 | +7.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 516.70 | 505.05 | 475.90 | 446.70 | 417.55 | 388.40 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 516.70 | 505.05 | 475.90 | 446.70 | 417.55 | 388.40 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 516.70 | 505.05 | 475.90 | 446.70 | 417.55 | 388.40 | +5.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 516.85 | 505.15 | 476.05 | 446.85 | 417.65 | 388.55 | +11.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 519.85 | 508.25 | 479.05 | 449.85 | 420.75 | 391.55 | +11.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 516.55 | 505.55 | 478.05 | 450.05 | 422.45 | 394.95 | +8.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 521.65 | 510.05 | 480.85 | 451.65 | 422.55 | 393.35 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.25 | 510.65 | 481.45 | 452.25 | 423.15 | 393.95 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 522.45 | 510.75 | 481.65 | 452.45 | 423.25 | 394.15 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.85 | 512.25 | 483.05 | 453.85 | 424.75 | 395.55 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 525.45 | 513.95 | 484.95 | 455.45 | 426.45 | 397.45 | +8.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 525.45 | 513.95 | 484.95 | 455.45 | 426.45 | 397.45 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 528.15 | 516.55 | 487.35 | 458.15 | 429.05 | 399.85 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 528.15 | 516.55 | 487.35 | 458.15 | 429.05 | 399.85 | +7.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.85 | 517.25 | 488.15 | 458.85 | 429.75 | 400.55 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 532.05 | 520.45 | 491.25 | 462.05 | 432.95 | 403.75 | +10.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 533.85 | 522.25 | 493.05 | 463.85 | 434.75 | 405.55 | +7.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 520.45 | 510.55 | 485.35 | 460.25 | 435.25 | 410.15 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 535.15 | 523.45 | 494.35 | 465.15 | 435.95 | 406.85 | +10.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 535.15 | 523.45 | 494.35 | 465.15 | 435.95 | 406.85 | +10.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 472.25 | 467.45 | 457.45 | 447.45 | 437.45 | 415.15 | +5.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 527.05 | 520.85 | 497.15 | 468.05 | 438.85 | 409.65 | +6.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.25 | 526.40 | 499.30 | 472.20 | 439.70 | 412.60 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.85 | 530.25 | 501.05 | 471.85 | 442.75 | 413.55 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.45 | 531.85 | 502.65 | 473.45 | 444.35 | 415.15 | +3.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.95 | 532.35 | 503.15 | 473.95 | 444.85 | 415.65 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 545.25 | 533.65 | 504.45 | 475.25 | 446.15 | 416.95 | +0.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 548.35 | 541.65 | 507.55 | 478.35 | 449.15 | 420.05 | +9.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.45 | 537.85 | 508.65 | 479.55 | 450.35 | 421.15 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.55 | 537.95 | 508.75 | 479.65 | 450.45 | 421.25 | +6.8 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 550.15 | 538.65 | 509.35 | 480.25 | 451.05 | 421.95 | +1.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 544.95 | 534.45 | 508.15 | 481.95 | 455.75 | 429.45 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 555.55 | 548.85 | 514.65 | 485.55 | 456.35 | 427.15 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 555.55 | 548.85 | 514.65 | 485.55 | 456.35 | 427.15 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 555.55 | 548.85 | 514.65 | 485.55 | 456.35 | 427.15 | +9.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.95 | 544.30 | 515.15 | 485.95 | 456.80 | 427.65 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.15 | 547.65 | 518.65 | 489.15 | 460.15 | 431.15 | +0.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 551.05 | 540.45 | 513.85 | 487.35 | 460.85 | 434.25 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 562.55 | 550.85 | 521.65 | 492.55 | 463.35 | 434.15 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.25 | 552.65 | 523.45 | 494.25 | 465.15 | 435.95 | +9.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.45 | 552.75 | 523.65 | 494.45 | 465.25 | 436.15 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 566.95 | 555.45 | 526.45 | 496.95 | 467.95 | 438.95 | +12.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 568.25 | 556.55 | 527.45 | 498.25 | 469.05 | 439.95 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 568.55 | 561.85 | 527.65 | 498.55 | 469.35 | 440.15 | +9.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 573.65 | 562.15 | 533.15 | 503.65 | 474.65 | 445.65 | +13.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 570.35 | 559.35 | 531.85 | 503.85 | 476.25 | 448.75 | +13.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 580.05 | 568.45 | 539.25 | 510.05 | 480.95 | 451.75 | +7.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.65 | 576.15 | 547.15 | 517.65 | 488.65 | 459.65 | +8.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 590.25 | 578.75 | 549.75 | 520.25 | 491.25 | 462.25 | +11.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.25 | 593.65 | 564.45 | 535.25 | 506.15 | 476.95 | +10.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.95 | 594.35 | 565.15 | 535.95 | 506.85 | 477.65 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 627.15 | 620.45 | 586.25 | 557.15 | 527.95 | 498.75 | +9.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 646.65 | 639.95 | 605.85 | 576.65 | 547.45 | 518.35 | +9.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 660.05 | 648.55 | 619.55 | 590.05 | 561.05 | 532.05 | +11.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 458.55 | 446.95 | 417.75 | 388.55 | — | 330.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 462.75 | 451.15 | 421.95 | 392.75 | — | 334.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 479.55 | 467.95 | 438.75 | 409.55 | — | 351.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 483.75 | 472.15 | 442.95 | 413.75 | — | 355.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 500.45 | 488.85 | 459.65 | 430.45 | — | 372.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.35 | 530.75 | 501.55 | 472.35 | — | 414.05 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Vilters-Wangs for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/), the cheapest offer in [Vilters-Wangs](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/) is Agrisano (AGRIsmart) at 350.55 CHF a month.

### How much does health insurance cost in Vilters-Wangs in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/), monthly premiums run from 350.55 CHF (Agrisano, AGRIsmart) to 561.05 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 418.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Vilters-Wangs for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 436.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-300/) to 325.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Vilters-Wangs for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 405.95 CHF (Agrisano), family doctor / HMO 352.35 CHF (Atupri), flexible model 370.45 CHF (ÖKK), telemedicine 350.55 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 355.30 CHF at Agrisano (AGRIsmart) gives 350.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Vilters-Wangs is in region 2 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Vilters-Wangs (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/
- Premiums 2027 in Vilters-Wangs (SG), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/
- Premiums 2027 in Vilters-Wangs (SG), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/child/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-300/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `vilters-wangs` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.