# Health insurance premiums 2027 in Vilters-Wangs (SG), for an adult aged 26 or over who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Vilters-Wangs](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/), the cheapest monthly basic insurance premium is **356.75 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 548.45 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 414.25 | 404.65 | 380.75 | 356.75 | 332.75 | 308.85 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 426.15 | 415.35 | 388.15 | 361.05 | — | 306.85 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 426.65 | 415.85 | 388.65 | 361.55 | 334.45 | 315.05 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 428.65 | 417.65 | 389.85 | 362.15 | 334.45 | 306.75 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 430.05 | 419.25 | 392.05 | 364.95 | — | 310.75 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 430.05 | 419.25 | 392.15 | 364.95 | 337.95 | 310.75 | +2.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 433.85 | 423.05 | 395.85 | 368.55 | 341.45 | 314.25 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 435.65 | 424.65 | 396.95 | 369.15 | 341.55 | 313.75 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 436.95 | 426.05 | 398.45 | 370.85 | 343.35 | 315.75 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 436.35 | 425.65 | 398.45 | 371.25 | 344.25 | 317.05 | +2.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 436.35 | 425.65 | 398.45 | 371.25 | 344.25 | 317.05 | +2.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 438.95 | 428.10 | 401.00 | 373.80 | 346.65 | 319.50 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 439.75 | 428.95 | 401.85 | 374.65 | 347.55 | 320.45 | +9.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 440.35 | 429.55 | 402.35 | 375.25 | 348.15 | 320.95 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 438.55 | 428.35 | 402.95 | 377.65 | 352.25 | 326.95 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 444.75 | 433.75 | 406.15 | 378.55 | 351.05 | 323.45 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 443.85 | 433.05 | 405.85 | 378.75 | 351.65 | 324.55 | +2.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 440.85 | 430.65 | 405.25 | 379.75 | 354.15 | 328.75 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 445.45 | 434.65 | 407.45 | 380.35 | 353.25 | 326.15 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 445.45 | 434.65 | 407.45 | 380.35 | 353.25 | 326.15 | +0.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 445.65 | 434.85 | 407.75 | 380.55 | — | 326.35 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 441.35 | 430.55 | 408.55 | 381.35 | 349.15 | 322.05 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 441.35 | 430.55 | 408.55 | 381.35 | 349.15 | 322.05 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 446.75 | 435.95 | 408.75 | 381.65 | 354.55 | 327.45 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 446.75 | 435.95 | 408.75 | 381.65 | 354.55 | 327.45 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 447.55 | 436.55 | 409.35 | 382.05 | 354.85 | 327.55 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 449.40 | 438.55 | 411.40 | 384.20 | 357.10 | 329.95 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 449.55 | 438.75 | 411.65 | 384.45 | — | 330.25 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 443.75 | 434.45 | 410.85 | 387.25 | 363.65 | 332.05 | +6.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 455.05 | 444.05 | 416.45 | 388.85 | 361.35 | 333.75 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 454.15 | 443.45 | 416.45 | 389.05 | 362.05 | 335.15 | +0.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 455.65 | 444.85 | 417.75 | 390.55 | 363.45 | 336.35 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 457.25 | 446.25 | 418.45 | 390.75 | 363.05 | 335.35 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 457.25 | 446.25 | 418.45 | 390.75 | 363.05 | 335.35 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 456.65 | 445.85 | 418.75 | 391.55 | 364.55 | 341.35 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 456.75 | 446.05 | 419.05 | 391.65 | 364.65 | 337.75 | +0.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 451.85 | 441.85 | 416.95 | 392.05 | 367.15 | 342.15 | +4.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 451.85 | 441.85 | 416.95 | 392.05 | 367.15 | 342.15 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 458.25 | 447.45 | 420.35 | 393.15 | 366.15 | 350.15 | +6.5 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 458.25 | 447.85 | 421.85 | 395.75 | 369.75 | 343.75 | −4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 460.95 | 450.15 | 422.95 | 395.75 | 368.55 | 341.35 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 460.95 | 450.15 | 422.95 | 395.85 | 368.75 | 345.35 | +8.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 458.05 | 447.85 | 422.25 | 396.25 | 370.55 | 344.95 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 456.65 | 445.85 | 423.85 | 396.65 | 374.65 | 347.55 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 456.65 | 445.85 | 423.85 | 396.65 | 364.45 | 337.35 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 463.05 | 452.35 | 425.15 | 397.95 | 370.95 | 343.75 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 464.45 | 453.65 | 426.55 | 399.55 | 372.35 | 345.15 | +6.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 465.05 | 454.25 | 427.15 | 399.95 | — | 345.75 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 465.85 | 455.05 | 427.95 | 400.75 | 373.75 | 346.55 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 465.85 | 455.05 | 427.95 | 400.75 | 373.75 | 346.55 | +0.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 466.55 | 455.65 | 428.45 | 401.15 | 373.85 | 346.65 | +9.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 466.35 | 455.65 | 428.45 | 401.35 | 374.25 | 351.15 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 470.30 | 459.45 | 432.30 | 405.10 | 378.00 | 350.85 | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 472.45 | 461.75 | 434.85 | 407.35 | 380.45 | 353.45 | +0.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 464.35 | 458.55 | 436.55 | 409.45 | 382.35 | 355.15 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 475.50 | 464.65 | 437.50 | 410.35 | 383.20 | 356.05 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 476.75 | 465.85 | 438.55 | 411.35 | 384.05 | 356.85 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 476.65 | 465.85 | 438.75 | 411.55 | 384.55 | 357.35 | +7.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 476.75 | 466.05 | 438.85 | 411.65 | 384.65 | 368.65 | +8.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 477.25 | 466.35 | 439.15 | 411.85 | 384.55 | 357.35 | +3.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 477.35 | 466.65 | 439.65 | 412.25 | 385.25 | 358.35 | +7.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.65 | 468.55 | 440.85 | 413.15 | 385.45 | 357.75 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 479.35 | 468.55 | 441.45 | 414.25 | 387.25 | 360.05 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 480.35 | 469.55 | 442.45 | 415.25 | 388.15 | 361.05 | +10.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 480.95 | 470.05 | 442.85 | 415.55 | 388.35 | 361.05 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 480.95 | 470.05 | 442.85 | 415.55 | 388.35 | 361.05 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 480.70 | 469.85 | 442.75 | 415.55 | 388.40 | 361.25 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 480.70 | 469.85 | 442.75 | 415.55 | 388.40 | 361.25 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 480.70 | 469.85 | 442.75 | 415.55 | 388.40 | 361.25 | +4.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 438.85 | 434.35 | 425.05 | 415.85 | 406.55 | 385.75 | +5.0 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.65 | 471.65 | 444.25 | 416.85 | 389.45 | 362.05 | −4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 483.15 | 472.35 | 445.25 | 418.05 | 391.05 | 363.85 | +10.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 480.15 | 469.85 | 444.25 | 418.25 | 392.55 | 367.05 | +7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 484.85 | 474.05 | 446.95 | 419.75 | 392.65 | 365.55 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.45 | 474.65 | 447.45 | 420.35 | 393.25 | 366.05 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 487.95 | 477.05 | 449.85 | 422.55 | 395.25 | 368.05 | +6.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 488.35 | 477.65 | 450.75 | 423.25 | 396.25 | 369.35 | +7.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 488.35 | 477.65 | 450.75 | 423.25 | 396.25 | 369.35 | +7.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.45 | 480.75 | 453.65 | 426.45 | 399.35 | 372.25 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 493.35 | 482.45 | 455.15 | 427.95 | 400.65 | 373.35 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 493.35 | 482.45 | 455.15 | 427.95 | 400.65 | 373.35 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 494.55 | 483.75 | 456.55 | 429.45 | 402.35 | 375.25 | +10.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.45 | 486.45 | 458.65 | 430.95 | 403.25 | 375.55 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 497.45 | 486.55 | 459.45 | 432.35 | 405.15 | 378.05 | +10.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 497.45 | 486.55 | 459.45 | 432.35 | 405.15 | 378.05 | +10.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 488.95 | 479.55 | 455.95 | 432.35 | 408.85 | 385.25 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 498.65 | 487.75 | 460.55 | 433.25 | 406.05 | 378.75 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 489.85 | 484.05 | 462.05 | 434.95 | 407.85 | 380.65 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.05 | 493.25 | 466.15 | 438.95 | — | 384.75 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.15 | 494.25 | 467.15 | 440.05 | 412.95 | 385.75 | +3.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 507.05 | 496.80 | 471.25 | 440.50 | 409.80 | 381.65 | +1.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 506.95 | 496.15 | 468.95 | 441.65 | 414.55 | 387.35 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 506.75 | 496.05 | 468.85 | 441.65 | 414.65 | 387.45 | +0.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.85 | 500.85 | 473.25 | 445.65 | 418.15 | 390.55 | +2.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.65 | 499.95 | 472.75 | 445.65 | 418.55 | 391.35 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.75 | 500.05 | 472.85 | 445.75 | 418.65 | 391.45 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 512.15 | 505.95 | 474.05 | 446.75 | 419.55 | 392.25 | +8.7 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.85 | 506.05 | 478.55 | 451.15 | 423.75 | 396.35 | +1.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.25 | 506.40 | 479.30 | 452.10 | 424.95 | 397.80 | +4.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 511.95 | 502.15 | 477.45 | 452.75 | 428.05 | 403.35 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 518.85 | 512.65 | 480.75 | 453.45 | 426.25 | 398.95 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 518.85 | 512.65 | 480.75 | 453.45 | 426.25 | 398.95 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 518.85 | 512.65 | 480.75 | 453.45 | 426.25 | 398.95 | +8.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.65 | 508.95 | 482.05 | 454.55 | 427.65 | 400.65 | +0.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 517.65 | 507.75 | 482.75 | 457.75 | 432.95 | 407.95 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.45 | 513.65 | 486.45 | 459.35 | 432.25 | 405.15 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 525.45 | 514.55 | 487.25 | 460.05 | 432.75 | 405.55 | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.25 | 516.35 | 489.05 | 461.85 | 434.55 | 407.35 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 526.95 | 516.25 | 489.35 | 461.85 | 434.95 | 407.95 | +11.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.75 | 519.85 | 492.65 | 465.35 | 438.15 | 410.85 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 531.05 | 524.85 | 492.85 | 465.65 | 438.35 | 411.15 | +8.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 533.15 | 522.45 | 495.45 | 468.05 | 441.05 | 414.15 | +12.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 530.05 | 519.85 | 494.25 | 468.25 | 442.55 | 416.95 | +12.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.00 | 523.20 | 496.30 | 469.35 | 437.05 | 410.10 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 539.15 | 528.35 | 501.25 | 474.05 | 447.05 | 419.85 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.25 | 535.55 | 508.55 | 481.15 | 454.15 | 427.15 | +7.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 548.65 | 537.95 | 510.95 | 483.55 | 456.55 | 429.55 | +11.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.55 | 551.85 | 524.65 | 497.45 | 470.45 | 443.25 | +10.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 569.35 | 558.45 | 530.95 | 503.55 | 476.15 | 448.75 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 585.85 | 579.55 | 547.65 | 520.35 | 493.15 | 465.85 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 604.05 | 597.85 | 565.85 | 538.65 | 511.35 | 484.15 | +8.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 613.55 | 602.85 | 575.85 | 548.45 | 521.45 | 494.45 | +11.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Vilters-Wangs for an adult aged 26 or over with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/), the cheapest offer in [Vilters-Wangs](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/) is Agrisano (AGRIsmart) at 356.75 CHF a month.

### How much does health insurance cost in Vilters-Wangs in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/), monthly premiums run from 356.75 CHF (Agrisano, AGRIsmart) to 548.45 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 418.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Vilters-Wangs for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 414.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-300/) to 308.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Vilters-Wangs for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 413.15 CHF (Agrisano), family doctor / HMO 361.55 CHF (ÖKK), flexible model 371.25 CHF (ÖKK), telemedicine 356.75 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 361.50 CHF at Agrisano (AGRIsmart) gives 356.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Vilters-Wangs is in region 2 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Vilters-Wangs (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/
- Premiums 2027 in Vilters-Wangs (SG), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/
- Premiums 2027 in Vilters-Wangs (SG), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/child/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Vilters-Wangs (SG), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sg/vilters-wangs/adult/no-accident/deductible-300/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `vilters-wangs` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.