# Health insurance premiums 2027 in Sennwald (SG), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Sennwald](https://praemiencheck.onedoc.ch/en/sg/sennwald/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/sennwald/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/), the cheapest monthly basic insurance premium is **58.50 CHF** with **Assura** (FeminaVita model) and the most expensive is 125.00 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 90.30 | 84.90 | 79.50 | 74.00 | 68.60 | 63.20 | 58.50 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 90.30 | 84.90 | 79.50 | 74.00 | 68.60 | 63.20 | 58.50 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 88.30 | — | 78.70 | 73.90 | 69.10 | 64.20 | 59.50 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 93.10 | — | 82.40 | — | 71.50 | — | 60.60 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 93.50 | 88.10 | 82.70 | 77.20 | 71.80 | 66.50 | 61.00 | +9.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 95.30 | — | 84.50 | — | 73.60 | — | 62.70 | +2.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 95.30 | — | 84.50 | — | 73.60 | — | 62.70 | +2.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 95.50 | — | — | 79.20 | — | — | 62.90 | +10.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 93.40 | — | 83.20 | 78.20 | 73.20 | 68.00 | 62.90 | +8.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 93.90 | — | 83.60 | 78.60 | 73.50 | 68.30 | 63.30 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 96.20 | 90.80 | 85.40 | 79.90 | 74.50 | 69.10 | 63.70 | +9.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 96.80 | 91.40 | 86.00 | 80.50 | 75.10 | 69.70 | 64.20 | +9.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 96.90 | — | 86.10 | — | 75.20 | — | 64.30 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 97.00 | 91.60 | 86.30 | 80.80 | 75.40 | — | 64.50 | +9.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 94.40 | — | — | 78.20 | — | — | 64.70 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 97.90 | 92.50 | 87.10 | 81.60 | 76.20 | 70.80 | 65.30 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 99.10 | 93.60 | 88.10 | 82.50 | 77.10 | 71.60 | 66.00 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 100.80 | 95.30 | 89.80 | 84.20 | 78.80 | 73.30 | 67.70 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 94.30 | — | 85.70 | — | 76.90 | — | 68.30 | +5.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.00 | — | 90.90 | 85.40 | 79.90 | 74.30 | 68.80 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 95.40 | — | 86.70 | — | 77.90 | — | 69.10 | +0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 103.10 | 97.70 | 92.20 | 86.60 | 81.10 | 75.60 | 70.10 | +3.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 103.30 | 97.90 | 92.50 | 87.00 | 81.70 | — | 70.80 | +14.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 101.60 | 96.60 | 91.70 | 86.50 | 81.60 | 76.70 | 71.60 | +10.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 101.60 | 96.60 | 91.70 | 86.50 | 81.60 | 76.70 | 71.60 | +10.3 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 103.10 | — | — | 87.50 | 82.30 | 77.10 | 71.90 | −5.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.90 | — | — | 88.60 | — | — | 72.30 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 100.20 | — | 91.00 | — | 81.70 | — | 72.40 | +10.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.90 | — | 95.10 | — | 84.20 | — | 73.30 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 101.40 | — | 92.10 | — | 82.70 | — | 73.40 | +5.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 109.55 | 104.05 | 98.60 | 93.10 | 86.55 | 81.05 | 75.60 | +7.2 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.60 | — | — | 92.10 | 86.70 | 81.20 | 75.70 | −5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.70 | 103.30 | 97.90 | 92.40 | 87.00 | 81.60 | 76.10 | +8.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 109.00 | 103.60 | 98.20 | 92.70 | 87.30 | — | 76.40 | +13.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 109.00 | 103.60 | 98.20 | 92.70 | 87.30 | — | 76.40 | +12.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 106.00 | — | 96.30 | — | 86.60 | — | 76.70 | +5.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.30 | 105.00 | 99.60 | 94.10 | 88.70 | 83.30 | 77.80 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 106.60 | 102.00 | 97.30 | 92.50 | 88.10 | 83.10 | 78.30 | −9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 113.15 | 107.75 | 102.30 | 96.85 | 91.45 | 86.00 | 80.60 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.30 | 109.55 | 103.75 | 98.00 | 92.25 | 86.50 | 80.70 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.20 | 108.80 | 103.40 | 97.90 | 92.50 | — | 81.60 | +11.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 114.30 | 108.90 | 103.40 | 98.00 | 92.50 | 87.10 | 81.60 | +6.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 114.20 | 108.80 | 103.40 | 97.90 | 92.50 | 87.20 | 81.70 | +0.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 114.35 | 108.95 | 103.50 | 98.05 | 92.65 | 87.20 | 81.75 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 114.35 | 108.95 | 103.50 | 98.05 | 92.65 | 87.20 | 81.75 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 114.35 | 108.95 | 103.50 | 98.05 | 92.65 | 87.20 | 81.75 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 114.35 | 108.95 | 103.50 | 98.05 | 92.65 | 87.20 | 81.75 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 114.35 | 108.95 | 103.50 | 98.05 | 92.65 | 87.20 | 81.75 | New tariff 2027 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 111.60 | 106.70 | 101.80 | 96.80 | 92.10 | 87.00 | 82.00 | −8.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 114.90 | 109.50 | 104.10 | 98.60 | 93.20 | 87.80 | 82.30 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.80 | 110.30 | 104.90 | 99.30 | 93.80 | 88.30 | 82.70 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 112.80 | 107.90 | 102.90 | 97.90 | 93.20 | 88.00 | 82.90 | −8.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 115.50 | 110.10 | 104.70 | 99.20 | 93.80 | 88.40 | 82.90 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 115.50 | 110.10 | 104.70 | 99.20 | 93.80 | 88.40 | 82.90 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 115.50 | 110.10 | 104.65 | 99.20 | 93.80 | 88.35 | 82.90 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 116.10 | 110.60 | 105.20 | 99.70 | 94.20 | 88.80 | 83.30 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 117.10 | 111.70 | 106.20 | 100.80 | 95.30 | 89.90 | 84.40 | +7.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 117.20 | 111.70 | 106.30 | 100.80 | 95.40 | 89.90 | 84.50 | +6.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.80 | — | 107.00 | — | 96.20 | — | 85.30 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.85 | 112.45 | 107.00 | 101.55 | 96.15 | 90.75 | 85.30 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 118.70 | 113.10 | 107.60 | — | 96.50 | — | 85.40 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 121.60 | 116.10 | 110.60 | — | 99.50 | — | 88.40 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.90 | — | 111.00 | — | 100.20 | — | 89.30 | +10.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 121.90 | — | 111.00 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 121.90 | — | 111.00 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 121.90 | — | 111.00 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 120.10 | — | 111.00 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 113.40 | — | 109.20 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 121.90 | — | 111.00 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 121.90 | — | 111.00 | — | 100.20 | — | 89.30 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 122.00 | 116.50 | 111.10 | 105.60 | 100.20 | 94.70 | 89.30 | +10.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 123.40 | 117.90 | 112.40 | — | 101.30 | — | 90.20 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 123.30 | 117.80 | 112.30 | 106.90 | 101.40 | 96.00 | 90.50 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 123.60 | 118.10 | 112.70 | 107.20 | 101.80 | 96.30 | 90.90 | +10.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 123.60 | 118.10 | 112.70 | 107.20 | 101.80 | 96.30 | 90.90 | +10.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.00 | 118.60 | 113.10 | 107.60 | 102.40 | 96.70 | 91.10 | −8.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 124.70 | 119.20 | 113.70 | — | 102.60 | — | 91.50 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 124.10 | 118.70 | 113.30 | 107.80 | 102.40 | 97.00 | 91.50 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.10 | 118.70 | 113.30 | 107.80 | 102.40 | 97.00 | 91.50 | +9.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.60 | 119.20 | 116.10 | 108.10 | 102.70 | 97.20 | 91.70 | +1.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.50 | 119.00 | 113.60 | 108.10 | 102.70 | 97.20 | 91.80 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.40 | 119.00 | 113.60 | 108.10 | 102.80 | 97.40 | 91.90 | +13.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 125.40 | 120.10 | 114.70 | 109.20 | 103.80 | 98.40 | 92.90 | +9.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 125.80 | 120.40 | 115.00 | 109.60 | 104.20 | 98.80 | 93.30 | +13.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 125.80 | 120.40 | 115.00 | 109.60 | 104.20 | 98.80 | 93.30 | +13.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 126.40 | 121.00 | 115.50 | 110.10 | 104.60 | 99.20 | 93.70 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.90 | 121.50 | 116.10 | 110.60 | 105.20 | 99.80 | 94.40 | +0.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 128.20 | 122.80 | 117.40 | 111.90 | 106.50 | 101.20 | 95.70 | +9.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.00 | 124.60 | 119.30 | 113.80 | 108.40 | 103.00 | 97.50 | +13.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 131.70 | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | 99.00 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 131.70 | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | 99.00 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 131.70 | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | 99.00 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 131.70 | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | 99.00 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 131.70 | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | 99.00 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.00 | 127.60 | 122.10 | 116.70 | 111.20 | 105.80 | 100.30 | +7.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 134.70 | — | 123.90 | — | 113.00 | — | 102.20 | +12.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.60 | 130.10 | 124.50 | — | 113.40 | — | 102.30 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 135.60 | — | 124.70 | — | 113.80 | — | 103.00 | +12.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.60 | 133.20 | 127.80 | 122.30 | 116.90 | 111.50 | 106.10 | +8.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 138.70 | — | 127.80 | — | 117.00 | — | 106.20 | +12.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 139.30 | 133.90 | 128.40 | 123.00 | 117.50 | 112.10 | 106.60 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 139.30 | 133.90 | 128.40 | 123.00 | 117.50 | 112.10 | 106.60 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 139.30 | 133.90 | 128.40 | 123.00 | 117.50 | 112.10 | 106.60 | +10.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 139.50 | — | 128.60 | — | 117.80 | — | 106.90 | +12.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 139.50 | — | 128.60 | — | 117.80 | — | 106.90 | +12.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.60 | 135.20 | 129.80 | 124.30 | 118.90 | 113.50 | 108.00 | +13.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.60 | 138.20 | 132.70 | 127.30 | 121.80 | 116.40 | 110.90 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.60 | — | 146.70 | — | 135.80 | — | 125.00 | +12.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 95.40 | — | — | — | — | 68.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 96.50 | — | — | — | — | 69.40 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 96.50 | — | — | — | — | 69.40 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 97.60 | — | — | — | — | 70.50 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 98.70 | — | — | — | — | 71.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 100.90 | — | — | — | — | 73.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 100.90 | — | — | — | — | 73.80 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 101.10 | 96.40 | 91.70 | 87.00 | 82.30 | 75.80 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 105.20 | 99.80 | 94.40 | 88.90 | 83.50 | 78.10 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 105.20 | 99.80 | 94.40 | 88.90 | 83.50 | 78.10 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 105.80 | 100.40 | 95.00 | 89.70 | 84.10 | 78.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 109.70 | — | — | — | — | 82.60 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.20 | 110.80 | 105.40 | 100.00 | 94.50 | 89.10 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.80 | 111.40 | 105.90 | 100.50 | 95.10 | 89.60 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Sennwald for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/), the cheapest offer in [Sennwald](https://praemiencheck.onedoc.ch/en/sg/sennwald/) is Assura (FeminaVita) at 58.50 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 68.80 CHF a month.

### How much does health insurance cost in Sennwald in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/sennwald/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/), monthly premiums run from 58.50 CHF (Assura, FeminaVita) to 125.00 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Sennwald for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, FeminaVita), the premium goes from 90.30 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-0/) to 58.50 CHF with the 600 CHF deductible: 31.80 CHF less a month, 381.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 424 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Sennwald for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 68.80 CHF (Agrisano), family doctor / HMO 60.60 CHF (ÖKK), flexible model 58.50 CHF (Assura), telemedicine 59.50 CHF (Agrisano).

### Does a second or third child pay less in Sennwald?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 25 insurers present in Sennwald file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 59.50 CHF | 24.40 CHF from the 3rd child |
| rhenusana | sanmed24 | 62.90 CHF | 25.20 CHF from the 3rd child |
| Galenos | Managed Care | 81.60 CHF | 27.10 CHF from the 3rd child |
| sana24 | Managed Care | 84.40 CHF | 27.70 CHF from the 3rd child |
| SWICA | Standard model | 89.30 CHF | 28.90 CHF from the 3rd child |
| CONCORDIA | HMO | 66.00 CHF | 31.80 CHF from the 3rd child |
| Visana | Managed Care | 89.30 CHF | 32.40 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 71.60 CHF | 35.80 CHF from the 3rd child |
| Assura | FeminaVita | 58.50 CHF | 57.60 CHF from the 4th child, 56.80 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 81.70 CHF | 61.30 CHF from the 5th child |
| SLKK | SmartMed | 78.30 CHF | 67.70 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 91.50 CHF | 68.60 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 91.90 CHF | 68.90 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Sennwald is in region 3 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Sennwald (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/sennwald/
- Premiums 2027 in Sennwald (SG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/
- Premiums 2027 in Sennwald (SG), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/sennwald/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sg/sennwald/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/with-accident/deductible-600/
- Deductible Premiums 2027 in Sennwald (SG), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Sennwald (SG), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Sennwald (SG), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Sennwald (SG), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Sennwald (SG), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Sennwald (SG), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/sg/sennwald/child/no-accident/deductible-0/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `sennwald` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.