# Health insurance premiums 2027 in Rüthi (SG), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Rüthi, with accident cover, the cheapest health insurance premium is:

- **303.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **192.35 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 192.35 to 478.15 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **303.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 478.15 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 303.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-300/
- 500 CHF: 293.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-500/
- 1'000 CHF: 268.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 242.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 217.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 192.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 303.35 | 293.25 | 268.05 | 242.85 | 217.55 | 192.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 321.15 | 310.45 | 283.85 | 257.15 | 230.45 | 203.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 322.85 | 311.25 | 282.05 | 252.85 | 223.75 | 207.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 322.85 | 311.25 | 282.05 | 252.85 | 223.75 | 207.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 322.95 | 312.15 | 285.45 | 258.55 | 231.65 | 204.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 325.15 | 313.55 | 284.35 | 255.15 | 226.05 | 205.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 329.65 | 318.05 | 288.85 | 259.65 | 230.55 | 201.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 329.75 | 318.15 | 288.95 | 259.75 | 230.65 | 202.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 332.65 | 321.05 | 291.85 | 262.65 | 233.55 | 204.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 332.65 | 321.05 | 291.85 | 262.65 | 233.55 | 204.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 332.70 | 321.05 | 291.90 | 262.70 | 233.55 | 204.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 332.70 | 321.05 | 291.90 | 262.70 | 233.55 | 204.40 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 332.85 | 322.05 | 295.25 | 268.45 | 241.65 | 214.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 332.85 | 322.05 | 295.25 | 268.45 | 241.65 | 214.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 334.65 | 323.05 | 293.85 | 264.65 | 235.55 | 207.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 335.65 | 324.05 | 294.85 | 265.65 | 236.55 | 207.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 336.20 | 324.55 | 295.40 | 266.20 | 237.05 | 207.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 336.20 | 324.55 | 295.40 | 266.20 | 237.05 | 207.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 336.20 | 324.55 | 295.40 | 266.20 | 237.05 | 207.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 336.20 | 324.55 | 295.40 | 266.20 | 237.05 | 207.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 336.20 | 324.55 | 295.40 | 266.20 | 237.05 | 207.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 338.25 | 326.65 | 297.45 | 268.25 | 239.15 | 209.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 340.35 | 331.65 | 301.45 | 276.05 | 252.45 | 218.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 340.35 | 331.65 | 301.45 | 276.05 | 252.45 | 218.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 341.15 | 329.65 | 300.65 | 271.15 | 242.15 | 213.15 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 341.45 | 330.35 | 302.65 | 274.95 | 247.25 | 219.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 342.15 | 330.55 | 301.35 | 272.15 | 243.05 | 213.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 343.15 | 331.65 | 302.65 | 273.15 | 244.15 | 215.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 343.45 | 331.85 | 302.65 | 273.45 | 244.35 | 215.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 344.55 | 332.95 | 303.75 | 274.55 | 245.45 | 216.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 344.95 | 334.85 | 309.45 | 284.15 | 258.75 | 238.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 345.05 | 333.55 | 304.55 | 275.05 | 246.05 | 217.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 346.45 | 334.85 | 305.65 | 276.45 | 247.35 | 218.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 346.75 | 335.10 | 305.95 | 276.75 | 247.60 | 218.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 348.95 | 337.35 | 325.85 | 314.35 | 289.15 | 259.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 349.45 | 337.85 | 308.65 | 279.45 | 250.35 | 221.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 350.45 | 338.85 | 309.65 | 280.45 | 251.35 | 222.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 350.95 | 339.35 | 310.15 | 280.95 | 251.85 | 222.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.45 | 339.75 | 310.65 | 281.45 | 252.25 | 223.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 352.25 | 340.65 | 311.45 | 282.25 | 253.15 | 223.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 352.95 | 341.25 | 316.05 | 286.85 | 253.75 | 224.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 352.95 | 341.45 | 312.45 | 282.95 | 253.95 | 224.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 353.55 | 341.85 | 312.75 | 283.55 | 254.35 | 225.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 355.65 | 343.95 | 314.85 | 285.65 | 256.45 | 227.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 356.05 | 344.45 | 315.25 | 286.05 | 256.95 | 227.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 356.35 | 344.75 | 315.55 | 286.35 | 257.25 | 228.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 356.35 | 344.75 | 315.55 | 286.35 | 257.25 | 228.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 358.85 | 347.25 | 318.05 | 288.85 | — | 230.55 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 359.65 | 348.00 | 318.85 | 289.65 | 260.50 | 231.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 360.05 | 348.45 | 319.25 | 290.05 | 260.95 | 231.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 360.45 | 348.85 | 319.65 | 290.45 | 261.35 | 232.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 360.75 | 349.15 | 325.85 | 296.65 | 261.65 | 232.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 361.05 | 349.45 | 320.25 | 291.15 | 261.95 | 232.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 361.45 | 349.85 | 320.65 | 291.45 | 262.35 | 233.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 361.45 | 349.85 | 320.65 | 291.45 | 262.35 | 233.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 361.75 | 350.15 | 320.95 | 291.75 | — | 233.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.15 | 350.55 | 321.35 | 292.15 | 263.05 | 233.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 362.15 | 350.55 | 321.35 | 292.15 | 263.05 | 233.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 362.15 | 350.55 | 321.35 | 292.15 | 263.05 | 233.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 363.55 | 351.95 | 322.75 | 293.55 | 264.45 | 235.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 363.55 | 351.95 | 322.75 | 293.55 | 264.45 | 235.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 364.05 | 352.35 | 323.25 | 294.05 | 264.85 | 235.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 364.55 | 352.95 | 323.75 | 294.55 | 265.45 | 236.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 366.15 | 354.45 | 325.25 | 296.15 | 266.95 | 237.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 366.15 | 354.45 | 325.25 | 296.15 | 266.95 | 237.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 366.25 | 354.55 | 325.35 | 296.25 | 267.05 | 237.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 369.65 | 361.85 | 336.65 | 307.45 | 286.15 | 257.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 371.25 | 359.65 | 330.45 | 301.25 | 272.15 | 242.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 372.05 | 360.45 | 331.25 | 302.05 | 272.95 | 243.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 372.75 | 361.15 | 331.95 | 302.75 | 273.65 | 244.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 372.75 | 361.15 | 331.95 | 302.75 | 273.65 | 244.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 373.15 | 361.65 | 332.65 | 303.15 | 274.15 | 245.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 373.55 | 361.95 | 332.75 | 303.55 | — | 245.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 374.55 | 366.85 | 337.65 | 308.45 | 275.35 | 246.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 374.65 | 367.95 | 333.85 | 304.65 | 275.45 | 246.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 375.25 | 363.75 | 334.75 | 305.25 | 276.25 | 247.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 376.45 | 364.85 | 335.65 | 306.45 | — | 248.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 379.95 | 368.25 | 339.15 | 309.95 | 280.75 | 251.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 379.95 | 368.25 | 339.15 | 309.95 | 280.75 | 251.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 380.05 | 373.35 | 339.15 | 310.05 | 280.85 | 251.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.45 | 369.75 | 340.65 | 311.45 | 282.25 | 253.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 382.85 | 372.85 | 347.75 | 322.65 | 297.65 | 272.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 383.35 | 375.65 | 347.45 | 318.25 | 289.15 | 259.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 384.35 | 372.65 | 343.45 | 314.35 | 285.15 | 255.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 385.15 | 375.05 | 350.45 | 325.85 | 301.35 | 256.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 385.35 | 373.65 | 344.45 | 315.35 | 286.15 | 256.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.45 | 374.85 | 345.65 | 316.45 | 287.35 | 258.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 386.65 | 378.80 | 347.50 | 320.10 | 288.80 | 261.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 388.25 | 376.65 | 347.45 | 318.25 | — | 259.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.25 | 376.65 | 347.45 | 318.25 | 289.15 | 259.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 388.25 | 376.65 | 347.45 | 318.25 | 289.15 | 259.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 388.35 | 376.85 | 347.85 | 318.35 | 289.35 | 260.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.35 | 376.85 | 347.85 | 318.35 | 289.35 | 260.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 389.85 | 378.25 | 349.05 | 319.85 | 290.75 | 261.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.75 | 380.15 | 350.95 | 321.75 | 292.65 | 263.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 392.65 | 381.15 | 352.15 | 322.65 | 293.65 | 264.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.15 | 385.55 | 356.35 | 327.25 | 298.05 | 268.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 400.95 | 390.45 | 364.15 | 337.95 | 311.75 | 285.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 405.45 | 394.85 | 368.25 | 341.75 | 315.25 | 288.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.65 | 394.05 | 364.85 | 335.65 | 306.55 | 277.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 406.65 | 394.95 | 365.75 | 336.65 | 307.45 | 278.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 406.85 | 400.15 | 366.05 | 336.85 | 307.65 | 278.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.25 | 399.00 | 370.15 | 341.35 | 308.35 | 279.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 407.25 | 400.65 | 366.45 | 337.25 | 308.15 | 278.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 410.55 | 398.85 | 369.75 | 340.55 | 311.35 | 282.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 412.95 | 401.45 | 372.45 | 342.95 | 313.95 | 284.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.35 | 402.65 | 373.45 | 344.35 | 315.15 | 285.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.65 | 406.05 | 376.85 | 347.65 | — | 289.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 417.75 | 406.25 | 377.25 | 347.75 | 318.75 | 289.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 419.25 | 407.65 | 378.45 | 349.25 | 320.15 | 290.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 420.25 | 413.55 | 379.45 | 350.25 | 321.05 | 291.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 427.45 | 415.95 | 386.95 | 357.45 | 328.45 | 299.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 428.05 | 416.35 | 387.15 | 358.05 | 328.85 | 299.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 429.15 | 422.55 | 388.35 | 359.15 | 330.05 | 300.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.55 | 418.05 | 389.05 | 359.55 | 330.55 | 301.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.35 | 420.75 | 391.55 | 362.35 | 333.25 | 304.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 437.15 | 425.65 | 396.65 | 367.15 | 338.15 | 309.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.65 | 435.95 | 401.75 | 372.65 | 343.45 | 314.25 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.65 | 434.05 | 404.85 | 375.65 | 346.55 | 317.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.95 | 434.35 | 405.15 | 375.95 | 346.85 | 317.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.15 | 466.65 | 437.65 | 408.15 | 379.15 | 350.15 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Rüthi for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Rüthi](https://praemiencheck.onedoc.ch/en/sg/ruthi/) is Agrisano (AGRIsmart) at 303.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 346.75 CHF a month.

### How much does health insurance cost in Rüthi in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 303.35 CHF (Agrisano, AGRIsmart) to 478.15 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 262.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Rüthi for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 303.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-300/) to 192.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Rüthi for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 346.75 CHF (Sanitas), family doctor / HMO 322.95 CHF (Agrisano), flexible model 322.85 CHF (Assura), telemedicine 303.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 308.10 CHF at Agrisano (AGRIsmart) gives 303.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/

## Related pages

- With accident cover: from 192.35 to 478.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/ruthi/young-adult/with-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `ruthi` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.