# Health insurance premiums 2026 in Oberriet (SG), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Oberriet, without accident cover, the cheapest health insurance premium is:

- **273.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **166.05 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-2500/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 166.05 to 449.05 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **273.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 449.05 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 273.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-300/
- 500 CHF: 263.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-500/
- 1'000 CHF: 240.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 216.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 190.15 CHF (Assura, FeminaVita) — https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 166.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 273.35 | 263.75 | 240.05 | 216.25 | 192.35 | 168.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 282.35 | 271.55 | 244.45 | 217.25 | 190.15 | 181.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 282.35 | 271.55 | 244.45 | 217.25 | 190.15 | 181.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 285.45 | 274.65 | 247.45 | 220.35 | 193.25 | 166.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 287.95 | 277.85 | 252.85 | 227.75 | 202.65 | 177.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 292.65 | 281.85 | 254.75 | 227.55 | 200.55 | 181.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 292.75 | 282.65 | 257.15 | 231.55 | 206.15 | 180.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 296.15 | 285.35 | 258.20 | 231.00 | 203.90 | 176.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 296.35 | 285.55 | 258.35 | 231.15 | 204.05 | 176.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 296.45 | 285.65 | 258.45 | 231.35 | 204.25 | 184.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 299.45 | 288.65 | 261.45 | 234.25 | 207.15 | 179.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 299.45 | 288.65 | 261.45 | 234.25 | 207.15 | 179.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 299.65 | 288.85 | 261.75 | 234.55 | 207.45 | 186.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 301.35 | 290.55 | 263.35 | 236.25 | 209.15 | 182.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 301.45 | 290.65 | 263.45 | 236.35 | 209.25 | 186.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 303.15 | 293.75 | 270.05 | 246.55 | 222.95 | 199.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 303.15 | 292.45 | 265.25 | 238.05 | 211.05 | 183.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 303.15 | 292.45 | 265.25 | 238.05 | 211.05 | 183.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 303.15 | 292.35 | 265.15 | 238.05 | 210.95 | 183.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 306.25 | 298.15 | 270.05 | 246.45 | 224.45 | 192.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 306.25 | 298.15 | 270.05 | 246.45 | 224.45 | 192.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 306.95 | 296.25 | 269.05 | 241.95 | 218.65 | 195.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 306.95 | 296.25 | 269.05 | 241.95 | 218.65 | 195.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 307.55 | 296.55 | 268.95 | 241.35 | 213.85 | 188.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 308.35 | 297.55 | 270.35 | 243.25 | 216.15 | 188.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 308.55 | 297.75 | 270.65 | 243.45 | 216.35 | 189.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 308.85 | 298.05 | 270.85 | 243.65 | 216.55 | 189.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 309.95 | 299.05 | 280.85 | 253.75 | 219.45 | 192.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 310.35 | 299.55 | 272.45 | 245.25 | 218.15 | 191.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 310.35 | 299.55 | 272.45 | 245.25 | 218.15 | 191.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 310.55 | 299.55 | 271.75 | 244.05 | 216.35 | 188.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 310.85 | 299.95 | 276.45 | 249.25 | 218.65 | 191.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 311.15 | 300.25 | 272.65 | 245.05 | 217.55 | 189.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 311.95 | 301.05 | 273.75 | 246.55 | 219.25 | 191.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 314.35 | 303.55 | 290.65 | 274.15 | 257.65 | 230.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 314.65 | 303.95 | 277.05 | 249.55 | 222.55 | 195.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 316.45 | 305.75 | 278.85 | 251.35 | 224.45 | 197.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 317.35 | 306.55 | 279.35 | 252.45 | 225.15 | 198.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 318.25 | 307.65 | 280.65 | 253.15 | 226.25 | 199.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 318.75 | 307.55 | 279.95 | 252.25 | 224.45 | 196.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 320.35 | 309.35 | 281.85 | 254.25 | 226.75 | 199.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 320.95 | 310.15 | 282.95 | 255.85 | — | 201.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 321.45 | 310.45 | 282.75 | 254.95 | 227.35 | 199.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 321.45 | 310.55 | 283.25 | 255.95 | 228.75 | 201.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 321.45 | 310.55 | 283.25 | 255.95 | 228.75 | 201.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 323.55 | 312.75 | 285.55 | 258.45 | — | 204.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 323.55 | 312.75 | 285.65 | 258.45 | 231.35 | 205.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 323.55 | 312.75 | 285.65 | 258.45 | 231.35 | 205.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 324.65 | 313.95 | 286.95 | 259.55 | 232.55 | 205.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 324.65 | 318.35 | 286.45 | 259.15 | 231.95 | 204.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 325.55 | 314.85 | 287.95 | 260.45 | 233.45 | 206.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 325.95 | 318.65 | 291.45 | 264.35 | 233.65 | 206.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 326.25 | 315.15 | 287.45 | 259.75 | 232.05 | 204.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 326.45 | 315.75 | 288.85 | 261.35 | 234.45 | 207.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 326.85 | 315.95 | 288.85 | 263.45 | 238.15 | 214.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 326.95 | 316.05 | 288.75 | 261.55 | 234.25 | 206.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 327.45 | 316.65 | 289.55 | 262.35 | 235.35 | 208.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 327.65 | 316.85 | 289.75 | 262.55 | 235.45 | 208.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 329.25 | 323.05 | 291.15 | 263.85 | 236.55 | 209.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 329.85 | 318.85 | 291.05 | 263.35 | 235.65 | 207.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 331.45 | 320.55 | 293.25 | 266.05 | 238.75 | 211.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 332.15 | 321.25 | 293.95 | 266.75 | 239.45 | 212.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 333.85 | 323.05 | 295.85 | 268.75 | — | 214.55 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 333.85 | 323.45 | 297.35 | 271.35 | 245.25 | 219.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 334.05 | 323.25 | 296.15 | 268.95 | 241.95 | 214.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 335.25 | 324.35 | 297.15 | 269.85 | 242.55 | 215.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 335.25 | 324.35 | 297.15 | 269.85 | 242.55 | 215.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 336.45 | 325.65 | 298.45 | 271.35 | — | 217.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 337.45 | 326.65 | 299.45 | 272.35 | 245.25 | 218.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 337.85 | 327.15 | 300.15 | 272.75 | 245.75 | 218.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.55 | 327.65 | 300.35 | 273.05 | 245.85 | 218.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 339.15 | 328.25 | 300.95 | 273.75 | 246.45 | 219.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 341.15 | 330.35 | 303.15 | 276.05 | 248.95 | 221.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 341.65 | 330.95 | 303.95 | 276.55 | 249.55 | 222.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.05 | 333.15 | 305.85 | 278.55 | 251.35 | 224.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 346.65 | 337.35 | 314.45 | 291.55 | 268.75 | 227.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 346.75 | 335.95 | 308.85 | 281.65 | — | 227.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.15 | 338.35 | 311.15 | 284.15 | 256.95 | 229.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.85 | 339.05 | 311.95 | 284.75 | 257.65 | 230.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 349.85 | 339.05 | 311.95 | 284.75 | 257.65 | 230.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 350.95 | 340.25 | 313.05 | 285.85 | 258.85 | 231.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 351.35 | 340.45 | 313.45 | 286.25 | 259.15 | 232.05 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 351.65 | 340.70 | 313.30 | 285.85 | 258.45 | 231.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 352.05 | 341.35 | 314.35 | 286.95 | 259.95 | 232.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 352.55 | 346.35 | 314.45 | 287.15 | 259.95 | 232.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 352.95 | 346.75 | 314.85 | 287.55 | 260.25 | 233.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 354.95 | 344.15 | 316.95 | 289.85 | 262.75 | 235.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.25 | 347.55 | 320.65 | 293.15 | 266.15 | 239.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 358.85 | 347.95 | 320.65 | 293.45 | 266.15 | 238.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.95 | 347.95 | 320.25 | 292.45 | 264.85 | 237.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 360.35 | 349.65 | 322.65 | 295.25 | 268.25 | 241.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.55 | 349.55 | 321.95 | 294.35 | 266.85 | 239.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 362.35 | 351.45 | 324.15 | 296.95 | 269.65 | 242.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 362.65 | 355.25 | 325.85 | 296.45 | 270.70 | 244.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 364.25 | 358.05 | 326.05 | 298.85 | 271.55 | 244.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 364.55 | 353.85 | 326.85 | 299.45 | 272.45 | 245.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 370.05 | 359.15 | 331.85 | 304.65 | 277.35 | 250.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 371.95 | 365.75 | 333.85 | 306.55 | 279.35 | 252.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.65 | 361.85 | 334.65 | 307.55 | — | 253.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 373.85 | 363.15 | 336.25 | 308.75 | 281.75 | 254.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 377.05 | 366.35 | 339.35 | 311.95 | 284.95 | 258.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 377.75 | 366.85 | 339.65 | 312.35 | 285.05 | 257.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 381.65 | 370.75 | 343.45 | 316.25 | 288.95 | 261.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.65 | 377.45 | 345.45 | 318.25 | 290.95 | 263.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 385.45 | 376.05 | 352.45 | 328.85 | 305.35 | 281.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.25 | 375.45 | 348.25 | 321.15 | 294.05 | 266.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.45 | 384.50 | 352.70 | 324.85 | 297.05 | 265.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 403.65 | 393.85 | 369.15 | 344.45 | 319.75 | 295.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 408.15 | 398.25 | 373.25 | 348.25 | 323.45 | 298.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.55 | 401.85 | 374.85 | 347.45 | 320.45 | 293.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 415.05 | 404.25 | 376.85 | 349.35 | 322.05 | 294.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 449.05 | 438.15 | 410.65 | 383.25 | 355.85 | 328.45 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Oberriet for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Oberriet](https://praemiencheck.onedoc.ch/en/sg/oberriet/) is Agrisano (AGRIsmart) at 273.35 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 306.75 CHF a month.

### How much does health insurance cost in Oberriet in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 273.35 CHF (Agrisano, AGRIsmart) to 449.05 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 253.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Oberriet for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 273.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-300/) to 168.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/deductible-2500/): 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Oberriet for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 306.75 CHF (CSS), family doctor / HMO 285.45 CHF (CSS), flexible model 282.35 CHF (Assura), telemedicine 273.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 278.50 CHF at Agrisano (AGRIsmart) gives 273.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/

## Related pages

- Without accident cover: from 166.05 to 449.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/oberriet/young-adult/no-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `oberriet` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.