# Health insurance premiums 2026 in Niederbüren (SG), for an adult aged 26 or over

In 2026, for an adult aged 26 or over in Niederbüren, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/): **441.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-300/) (Sympany, casamed hmo), **321.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-2500/) (Sympany, casamed hmo).
- [With accident cover](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/): **474.50 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-300/) (Sanitas, Family doctor 1), **346.20 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-2500/) (Sanitas, Family doctor 1).

## Without accident cover: from 321.75 to 617.25 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **441.05 CHF** a month with **Sympany** (casamed hmo), the most expensive 617.25 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 441.05 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-300/
- 500 CHF: 430.15 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-500/
- 1'000 CHF: 403.05 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-1000/
- 1'500 CHF: 375.95 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-1500/
- 2'000 CHF: 348.75 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-2000/
- 2'500 CHF: 321.75 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 441.05 | 430.15 | 403.05 | 375.95 | 348.75 | 321.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 441.40 | 430.60 | 403.40 | 376.25 | 349.15 | 321.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 443.65 | 432.75 | 405.65 | 378.55 | 351.35 | 324.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 443.95 | 433.15 | 411.45 | 384.35 | 351.75 | 324.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 444.65 | 433.85 | 406.75 | 379.55 | 352.45 | 325.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 444.65 | 433.85 | 406.75 | 379.55 | 352.45 | 325.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 444.65 | 433.85 | 406.75 | 379.55 | 352.45 | 325.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 444.65 | 433.85 | 406.75 | 379.55 | 352.45 | 325.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 445.35 | 434.45 | 412.75 | 385.65 | 353.15 | 325.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 446.05 | 435.15 | 407.85 | 380.65 | 353.35 | 326.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 446.65 | 435.95 | 408.75 | 381.55 | 354.55 | 335.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 448.05 | 437.25 | 410.05 | 382.95 | — | 328.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 452.25 | 441.45 | 414.25 | 387.15 | — | 332.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 452.35 | 441.55 | 414.35 | 387.25 | 360.15 | 333.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 452.65 | 441.85 | 414.75 | 387.55 | 360.45 | 333.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 452.65 | 441.85 | 414.75 | 387.55 | 360.45 | 333.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 453.45 | 444.15 | 420.55 | 396.95 | 373.45 | 341.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 454.05 | 443.25 | 416.05 | 388.95 | 361.85 | 334.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 454.05 | 443.25 | 416.05 | 388.95 | 361.85 | 334.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 454.05 | 443.25 | 416.05 | 388.95 | 361.85 | 334.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 454.85 | 443.85 | 416.25 | 388.65 | 361.15 | 333.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 454.95 | 444.25 | 417.05 | 389.85 | 362.85 | 335.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 455.95 | 446.05 | 420.95 | 395.85 | 370.75 | 345.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 456.85 | 446.05 | 418.85 | 391.65 | 364.55 | 337.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 456.95 | 446.15 | 418.95 | 391.85 | 364.75 | 337.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 456.95 | 446.15 | 418.95 | 391.85 | 364.75 | 337.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 457.65 | 446.85 | 419.75 | 392.55 | 365.45 | 338.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 459.65 | 448.65 | 420.95 | 393.15 | 365.55 | 337.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 460.25 | 449.25 | 421.65 | 394.05 | 366.55 | 338.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 460.35 | 449.45 | 422.15 | 394.85 | 367.65 | 340.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 460.55 | 449.75 | 422.65 | 395.45 | 368.35 | 341.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 460.55 | 449.75 | 422.65 | 395.45 | 368.35 | 341.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 461.25 | 450.55 | 423.55 | 396.15 | 369.15 | 342.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 461.55 | 450.75 | 429.05 | 401.85 | 369.35 | 342.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 461.95 | 451.15 | 423.95 | 396.85 | 369.75 | 342.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 463.65 | 453.45 | 428.05 | 402.45 | 376.95 | 351.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 463.95 | 453.65 | 428.15 | 402.05 | 376.45 | 350.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 464.65 | 453.85 | 426.65 | 399.55 | 372.45 | 345.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 465.05 | 454.35 | 427.15 | 400.05 | 372.95 | 349.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 465.65 | 454.75 | 443.85 | 432.95 | 422.15 | 394.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 467.05 | 456.25 | 429.05 | 401.90 | 374.80 | 347.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 468.95 | 458.15 | 431.05 | 403.85 | — | 349.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 469.95 | 459.95 | 435.05 | 410.15 | 385.25 | 360.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 469.95 | 459.95 | 435.05 | 410.15 | 385.25 | 360.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 470.05 | 459.25 | 431.95 | 404.65 | 377.45 | 350.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 470.35 | 459.35 | 431.55 | 403.85 | 376.15 | 348.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 470.85 | 460.05 | 432.95 | 405.75 | 378.75 | 351.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 470.85 | 460.05 | 432.95 | 405.75 | 378.75 | 351.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 471.95 | 461.25 | 434.25 | 406.85 | 379.85 | 352.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 471.95 | 461.25 | 434.25 | 406.85 | 379.85 | 352.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 472.15 | 461.35 | 434.20 | 407.00 | 379.90 | 352.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 472.15 | 461.35 | 434.20 | 407.00 | 379.90 | 352.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 472.35 | 461.55 | 434.35 | 407.15 | 380.05 | 352.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 472.95 | 461.95 | 434.25 | 406.45 | 378.85 | 351.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 473.15 | 462.35 | 435.25 | 408.05 | — | 353.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 473.65 | 462.65 | 435.05 | 407.45 | 379.95 | 352.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 473.75 | 462.95 | 441.15 | 414.05 | 386.95 | 359.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 474.55 | 463.75 | 436.55 | 409.65 | 382.35 | 355.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 476.25 | 465.45 | 438.35 | 411.15 | 384.15 | 356.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 476.35 | 465.55 | 438.45 | 411.25 | 384.15 | 357.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 481.65 | 470.85 | 443.75 | 416.55 | 389.45 | 362.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 481.95 | 471.05 | 443.85 | 416.55 | 389.25 | 362.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 482.05 | 470.95 | 443.25 | 415.55 | 387.85 | 360.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 482.45 | 471.45 | 443.75 | 415.95 | 388.35 | 360.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 485.55 | 474.85 | 447.85 | 420.45 | 393.45 | 366.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 485.95 | 475.05 | 453.35 | 426.25 | 399.15 | 371.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 487.55 | 476.75 | 449.55 | 422.45 | 395.35 | 368.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 488.35 | 477.65 | 450.65 | 423.25 | 396.25 | 369.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 488.85 | 478.15 | 450.95 | 423.85 | 396.75 | 373.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 488.95 | 478.15 | 450.85 | 423.55 | 396.25 | 368.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 488.95 | 478.05 | 450.75 | 423.55 | 396.25 | 369.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 488.95 | 478.05 | 450.75 | 423.55 | 396.25 | 369.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 489.75 | 479.05 | 451.85 | 424.65 | — | 370.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 489.75 | 479.45 | 453.95 | 427.85 | 402.25 | 376.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 495.75 | 484.85 | 457.55 | 430.25 | 403.05 | 375.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 497.95 | 487.05 | 459.75 | 432.45 | 405.25 | 377.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 498.05 | 487.15 | 459.95 | 432.65 | 405.35 | 378.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 499.05 | 488.15 | 460.85 | 433.65 | 406.35 | 379.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 500.75 | 494.55 | 462.65 | 435.35 | 408.05 | 380.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 504.45 | 493.35 | 465.65 | 437.95 | 410.15 | 382.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 505.05 | 494.15 | 466.85 | 439.65 | 412.35 | 385.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 505.15 | 494.45 | 467.45 | 440.05 | 413.05 | 386.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 507.35 | 501.05 | 469.15 | 441.85 | 414.65 | 387.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 507.35 | 501.05 | 469.15 | 441.85 | 414.65 | 387.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 507.35 | 501.05 | 469.15 | 441.85 | 414.65 | 387.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 508.15 | 497.35 | 470.15 | 442.95 | 415.85 | 388.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 508.25 | 497.45 | 470.35 | 443.15 | 416.05 | 388.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 511.25 | 500.55 | 473.35 | 446.25 | 419.15 | 392.05 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 513.15 | 502.75 | 476.65 | 450.65 | 424.55 | 398.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 514.35 | 503.45 | 481.75 | 454.65 | 427.55 | 400.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 516.65 | 505.85 | 478.65 | 451.55 | 424.45 | 397.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 519.25 | 512.95 | 481.05 | 453.75 | 426.55 | 399.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 521.95 | 511.15 | 483.95 | 456.95 | 429.75 | 402.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.05 | 513.25 | 486.15 | 458.95 | 431.95 | 404.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 524.35 | 513.65 | 486.75 | 459.25 | 432.35 | 405.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 524.35 | 514.15 | 488.55 | 462.55 | 436.85 | 411.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 526.05 | 515.05 | 487.35 | 459.55 | 431.95 | 404.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 526.55 | 515.65 | 488.35 | 461.05 | 433.85 | 406.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 526.85 | 516.05 | 488.85 | 461.75 | 434.65 | 407.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 527.45 | 516.75 | 489.85 | 462.35 | 435.45 | 408.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 527.85 | 517.15 | 490.25 | 462.75 | 435.85 | 408.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 530.05 | 520.75 | 497.15 | 473.45 | 449.95 | 426.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.55 | 520.75 | 493.65 | 466.45 | — | 412.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.85 | 520.95 | 493.75 | 466.45 | 439.25 | 411.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 532.75 | 521.85 | 494.25 | 466.65 | 439.15 | 411.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 534.75 | 523.95 | 496.65 | 469.35 | 442.15 | 414.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.25 | 524.55 | 497.35 | 470.25 | 443.15 | 416.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.95 | 525.15 | 497.95 | 470.85 | 443.75 | 416.65 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 540.40 | 529.45 | 502.05 | 474.60 | 447.20 | 419.80 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 541.55 | 530.60 | 503.30 | 475.95 | 448.60 | 427.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 548.25 | 537.35 | 510.05 | 482.85 | 455.55 | 428.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 548.35 | 537.55 | 510.35 | 483.25 | 456.15 | 429.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 549.15 | 538.45 | 511.45 | 484.05 | 457.05 | 430.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 550.55 | 539.75 | 512.25 | 484.85 | 457.45 | 430.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 554.95 | 545.15 | 520.45 | 495.75 | 471.15 | 446.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 555.55 | 544.95 | 517.95 | 490.45 | 463.55 | 436.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 561.25 | 551.25 | 526.35 | 501.35 | 476.45 | 451.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 569.40 | 562.45 | 534.90 | 506.15 | 477.45 | 448.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 572.85 | 566.55 | 534.65 | 507.35 | 480.15 | 452.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 590.65 | 584.45 | 552.55 | 525.25 | 497.95 | 470.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 614.15 | 603.45 | 576.55 | 549.05 | 522.15 | 495.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 617.25 | 606.35 | 578.85 | 551.45 | 524.05 | 496.65 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident.md

## With accident cover: from 346.20 to 660.75 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **474.50 CHF** a month with **Sanitas** (Family doctor 1), the most expensive 660.75 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 474.50 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-300/
- 500 CHF: 462.85 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-500/
- 1'000 CHF: 433.70 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-1000/
- 1'500 CHF: 404.50 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-1500/
- 2'000 CHF: 375.35 CHF (Sympany, casamed hmo) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-2000/
- 2'500 CHF: 346.20 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 474.50 | 462.90 | 433.70 | 404.50 | 375.40 | 346.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 474.55 | 462.85 | 433.75 | 404.55 | 375.35 | 346.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 477.35 | 465.65 | 436.55 | 407.35 | 378.15 | 349.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 477.55 | 465.95 | 436.75 | 407.55 | 378.45 | 349.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 477.75 | 466.15 | 442.75 | 413.65 | 378.65 | 349.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 478.45 | 466.85 | 437.65 | 408.45 | 379.35 | 350.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 478.45 | 466.85 | 437.65 | 408.45 | 379.35 | 350.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 478.45 | 466.85 | 437.65 | 408.45 | 379.35 | 350.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 478.45 | 466.85 | 437.65 | 408.45 | 379.35 | 350.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 479.25 | 467.55 | 444.25 | 415.05 | 380.05 | 350.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 480.25 | 469.75 | 443.35 | 416.95 | 390.55 | 364.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 480.65 | 469.05 | 439.85 | 410.65 | 381.55 | 360.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 481.55 | 469.95 | 440.75 | 411.55 | 382.45 | 353.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 482.15 | 470.55 | 441.35 | 412.15 | — | 353.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 484.15 | 472.55 | 443.35 | 414.15 | 385.05 | 355.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 486.65 | 475.05 | 445.85 | 416.65 | — | 358.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 486.75 | 475.15 | 445.95 | 416.75 | 387.65 | 358.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 487.25 | 475.65 | 446.45 | 417.25 | 388.15 | 358.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 487.95 | 477.95 | 452.55 | 427.25 | 401.85 | 367.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 488.35 | 477.55 | 450.85 | 423.95 | 397.05 | 370.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 488.55 | 476.95 | 447.75 | 418.55 | 389.45 | 360.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 488.55 | 476.95 | 447.75 | 418.55 | 389.45 | 360.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 488.55 | 476.95 | 447.75 | 418.55 | 389.45 | 360.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 489.65 | 478.05 | 448.85 | 419.65 | 390.55 | 361.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 491.05 | 479.45 | 450.25 | 421.05 | 391.95 | 362.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 491.65 | 480.05 | 450.85 | 421.65 | 392.55 | 363.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 491.65 | 480.05 | 450.85 | 421.65 | 392.55 | 363.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 492.45 | 480.85 | 451.65 | 422.45 | 393.35 | 364.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 492.85 | 481.25 | 452.05 | 422.85 | 393.75 | 364.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 495.35 | 483.75 | 454.55 | 425.35 | 396.25 | 367.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 495.55 | 483.95 | 454.75 | 425.55 | 396.45 | 367.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 495.55 | 483.95 | 454.75 | 425.55 | 396.45 | 367.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 496.35 | 484.85 | 455.85 | 426.35 | 397.35 | 368.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 496.55 | 484.95 | 455.75 | 426.55 | 397.45 | 368.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 496.75 | 485.05 | 461.65 | 432.55 | 397.55 | 368.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 498.15 | 486.55 | 457.35 | 428.15 | 399.05 | 369.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 499.25 | 488.25 | 460.75 | 432.75 | 405.15 | 377.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 499.95 | 488.35 | 459.15 | 429.95 | 400.85 | 371.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 500.45 | 488.85 | 459.65 | 430.45 | 401.35 | 376.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 501.05 | 489.35 | 477.65 | 465.95 | 454.25 | 425.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 501.45 | 489.85 | 460.65 | 431.45 | 402.35 | 373.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 502.05 | 490.45 | 461.25 | 432.05 | 402.95 | 373.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 503.05 | 491.45 | 462.25 | 433.05 | 403.95 | 374.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 504.65 | 493.05 | 463.85 | 434.65 | — | 376.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 505.75 | 494.95 | 468.15 | 441.35 | 414.55 | 387.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 505.75 | 494.95 | 468.15 | 441.35 | 414.55 | 387.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 506.65 | 495.05 | 465.85 | 436.65 | 407.55 | 378.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 506.65 | 495.05 | 465.85 | 436.65 | 407.55 | 378.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 507.55 | 495.95 | 466.75 | 437.55 | 408.45 | 379.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 507.55 | 495.95 | 466.75 | 437.55 | 408.45 | 379.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 507.65 | 496.05 | 466.85 | 437.65 | 408.55 | 379.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 507.65 | 496.05 | 466.85 | 437.65 | 408.55 | 379.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 507.85 | 496.35 | 467.35 | 437.85 | 408.85 | 379.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 507.85 | 496.35 | 467.35 | 437.85 | 408.85 | 379.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 508.15 | 496.55 | 467.35 | 438.15 | 409.05 | 379.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 509.15 | 497.55 | 468.35 | 439.15 | — | 380.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 509.75 | 498.15 | 474.75 | 445.65 | 416.45 | 387.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 510.55 | 498.95 | 469.75 | 440.75 | 411.45 | 382.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 512.55 | 500.95 | 471.75 | 442.55 | 413.45 | 384.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 512.55 | 500.95 | 471.75 | 442.55 | 413.45 | 384.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 516.05 | 504.35 | 475.25 | 446.05 | 416.85 | 387.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 518.25 | 506.65 | 477.45 | 448.25 | 419.15 | 389.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 522.45 | 510.95 | 481.95 | 452.45 | 423.45 | 394.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 522.85 | 511.25 | 487.85 | 458.75 | 429.55 | 400.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 523.25 | 511.65 | 482.45 | 453.25 | 424.15 | 394.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 523.55 | 511.85 | 482.65 | 453.55 | 424.35 | 395.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 523.55 | 511.85 | 482.65 | 453.55 | 424.35 | 395.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 524.55 | 512.95 | 483.75 | 454.55 | 425.45 | 396.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 525.45 | 513.95 | 484.95 | 455.45 | 426.45 | 397.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 526.05 | 514.45 | 485.25 | 456.05 | 426.95 | 402.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 526.95 | 515.95 | 488.45 | 460.45 | 432.85 | 405.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 527.05 | 515.45 | 486.25 | 457.05 | — | 398.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 530.75 | 519.05 | 489.95 | 460.75 | 431.55 | 402.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 531.25 | 519.55 | 490.45 | 461.25 | 432.05 | 402.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 533.15 | 521.45 | 492.25 | 463.15 | 433.95 | 404.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 533.25 | 521.65 | 492.45 | 463.25 | 434.15 | 404.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 534.25 | 522.65 | 493.45 | 464.25 | 435.15 | 405.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 536.15 | 529.45 | 495.35 | 466.15 | 436.95 | 407.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 540.75 | 529.05 | 499.95 | 470.75 | 441.55 | 412.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 543.15 | 536.45 | 502.35 | 473.15 | 443.95 | 414.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 543.15 | 536.45 | 502.35 | 473.15 | 443.95 | 414.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 543.15 | 536.45 | 502.35 | 473.15 | 443.95 | 414.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 543.55 | 532.05 | 503.05 | 473.55 | 444.55 | 415.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 544.85 | 533.85 | 506.35 | 478.85 | 451.35 | 429.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 546.15 | 534.55 | 505.35 | 476.15 | 447.05 | 417.85 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 546.25 | 535.15 | 507.45 | 479.75 | 451.95 | 424.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 546.85 | 535.25 | 506.05 | 476.85 | 447.75 | 418.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 550.15 | 538.55 | 509.35 | 480.15 | 451.05 | 421.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 553.45 | 541.75 | 518.45 | 489.25 | 460.05 | 430.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 554.05 | 542.45 | 513.25 | 484.05 | 454.95 | 425.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 555.85 | 544.25 | 515.05 | 485.85 | 456.75 | 427.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 555.85 | 549.25 | 515.05 | 485.85 | 456.75 | 427.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 561.55 | 549.95 | 520.75 | 491.65 | 462.45 | 433.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 563.75 | 552.05 | 522.85 | 493.75 | 464.55 | 435.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 563.85 | 552.25 | 523.05 | 493.85 | 464.75 | 435.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 564.05 | 552.45 | 523.25 | 494.05 | 464.95 | 435.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 564.25 | 554.25 | 529.15 | 504.05 | 479.05 | 453.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 564.25 | 552.75 | 523.75 | 494.25 | 465.25 | 436.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 564.25 | 553.25 | 525.75 | 497.75 | 470.15 | 442.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 567.55 | 556.05 | 527.05 | 497.55 | 468.55 | 439.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.95 | 556.45 | 527.45 | 497.95 | 468.95 | 439.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 569.45 | 557.75 | 528.65 | 499.45 | 470.25 | 441.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 571.95 | 560.35 | 531.15 | 501.95 | — | 443.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 572.25 | 560.65 | 531.45 | 502.25 | 473.15 | 443.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 572.85 | 565.90 | 538.15 | 509.25 | 480.35 | 451.45 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 575.25 | 563.55 | 534.40 | 505.25 | 476.05 | 446.90 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 575.95 | 564.35 | 535.15 | 505.95 | 476.85 | 447.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 576.65 | 565.05 | 535.85 | 506.65 | 477.55 | 448.35 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 586.05 | 574.45 | 545.25 | 516.05 | 486.95 | 457.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 586.95 | 575.25 | 546.15 | 516.95 | 487.75 | 458.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 589.95 | 578.35 | 549.15 | 519.95 | 490.85 | 461.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 590.75 | 580.25 | 554.05 | 527.75 | 501.55 | 475.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 590.85 | 579.35 | 550.35 | 520.85 | 491.85 | 462.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 597.35 | 586.75 | 560.25 | 533.65 | 507.15 | 480.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 597.75 | 586.25 | 557.25 | 527.75 | 498.75 | 469.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 613.25 | 606.55 | 572.45 | 543.25 | 514.05 | 484.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 632.35 | 625.65 | 591.55 | 562.35 | 533.15 | 504.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 656.95 | 645.35 | 616.15 | 586.95 | 557.85 | 528.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 660.75 | 649.25 | 620.25 | 590.75 | 561.75 | 532.75 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Niederbüren for an adult aged 26 or over?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/): Sympany (casamed hmo) at 441.05 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-300/), and Sympany (casamed hmo) at 321.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/): Sanitas (Family doctor 1) at 474.50 CHF, and Sanitas (Family doctor 1) at 346.20 CHF.

### How much does accident cover cost in basic insurance in Niederbüren?

For an adult aged 26 or over with Sympany (casamed hmo), the premium rises from 441.05 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/) to 474.55 CHF with accident cover, at the 300 CHF deductible: 33.50 CHF a month, 402.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 446.20 CHF at Sympany (casamed hmo) gives 441.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/

## Related pages

- Without accident cover: from 321.75 to 617.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/no-accident/
- With accident cover: from 346.20 to 660.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/niederburen/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/niederburen/adult/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `niederburen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.