# Health insurance premiums 2026 in Marbach (SG), for a child aged 0 to 18, deductible of 100 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Marbach](https://praemiencheck.onedoc.ch/en/sg/marbach/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/marbach/child/) with a 100 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/), the cheapest monthly basic insurance premium is **74.65 CHF** with **Assura** (FeminaVita model) and the most expensive is 122.95 CHF with Visana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (100 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 79.95 | 74.65 | 69.25 | 63.75 | 58.35 | 52.95 | 50.05 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 79.95 | 74.65 | 69.25 | 63.75 | 58.35 | 52.95 | 50.05 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 83.05 | 77.65 | 72.25 | 66.75 | 61.35 | 56.05 | 50.55 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 85.65 | 80.25 | 74.85 | 69.35 | 63.95 | 58.65 | 53.15 | +2.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 86.15 | 80.75 | 75.35 | 69.85 | 64.55 | — | 53.65 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 86.15 | 80.75 | 75.35 | 69.85 | 64.45 | 59.05 | 53.55 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 89.35 | 83.95 | 78.55 | 73.05 | 67.65 | — | 56.75 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 90.75 | 86.05 | 81.35 | 76.65 | 71.85 | 65.55 | — | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 91.55 | 86.05 | 80.65 | 75.05 | 69.55 | 64.05 | 58.45 | +7.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.25 | 86.85 | 81.45 | 75.95 | 70.65 | 65.25 | 59.75 | +0.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 92.25 | 86.85 | 81.45 | 75.95 | 70.65 | 65.25 | 59.75 | +0.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.75 | 87.25 | 81.75 | 76.15 | 70.65 | 65.25 | 59.65 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 95.05 | 89.65 | 84.25 | 78.75 | 73.35 | — | 62.45 | +8.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 95.15 | 89.75 | 84.35 | 79.05 | 73.45 | 68.05 | — | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 95.55 | 90.05 | 84.55 | 79.05 | 73.55 | 68.05 | 62.45 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 95.65 | 90.25 | 84.85 | 79.35 | 73.95 | — | 63.05 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 97.35 | 91.95 | 86.55 | 81.15 | 75.75 | 70.35 | 64.85 | +2.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 93.95 | 93.05 | 92.15 | 91.25 | 90.25 | 89.35 | — | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 93.95 | 93.05 | 92.15 | 91.25 | 90.25 | 89.35 | — | +7.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 100.20 | 94.95 | 88.65 | 83.35 | 77.05 | 71.80 | 65.40 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.45 | 95.05 | 89.65 | 84.15 | 78.75 | — | 67.85 | +3.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.75 | 95.35 | 89.95 | 84.45 | 79.05 | 73.65 | 68.15 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 103.05 | 97.65 | 92.25 | 86.75 | 81.35 | 75.95 | 70.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 104.05 | 98.65 | 93.25 | 87.75 | 82.35 | 76.95 | 71.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 104.05 | 98.65 | 93.25 | 87.75 | 82.35 | 76.95 | 71.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 104.05 | 98.65 | 93.25 | 87.75 | 82.35 | 76.95 | 71.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 104.05 | 98.65 | 93.25 | 87.75 | 82.35 | 76.95 | 71.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 104.15 | 98.75 | 93.35 | 87.95 | 82.55 | 77.15 | 71.65 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 104.35 | 98.85 | 93.45 | 87.95 | 82.55 | 77.05 | 71.65 | −3.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.05 | 99.65 | 94.25 | 88.85 | 83.35 | 77.95 | — | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 105.35 | 99.95 | 94.55 | 89.05 | 83.65 | 78.25 | 72.75 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 105.75 | 100.35 | 94.85 | 89.45 | 83.95 | 78.45 | 73.05 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 106.05 | 100.55 | 95.15 | 89.65 | 84.25 | 78.75 | 73.25 | −1.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.20 | 100.60 | 95.05 | 89.50 | 83.90 | 77.25 | 71.70 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 107.05 | 101.65 | 96.15 | 90.75 | 85.25 | 79.85 | 74.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.55 | 102.15 | 96.75 | 91.25 | 85.85 | 80.45 | 74.95 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.95 | 102.45 | 96.95 | 91.35 | 85.95 | 80.45 | 74.85 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 108.25 | 102.85 | 97.45 | 91.95 | 86.55 | 81.15 | 75.65 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 108.35 | 102.85 | 97.45 | 91.95 | 86.55 | 81.05 | 75.55 | +5.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 108.45 | 102.95 | 97.45 | — | 86.35 | — | 75.25 | +6.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 108.45 | 103.05 | 97.65 | 92.15 | 86.75 | 81.35 | 75.85 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 109.05 | 103.65 | 98.25 | 92.75 | 87.35 | 81.95 | 76.45 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.75 | 103.85 | 102.85 | 101.95 | 101.05 | 100.05 | — | +5.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 109.55 | 104.15 | 98.75 | 93.25 | 87.85 | 82.45 | 76.95 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 109.55 | 104.15 | 98.75 | 93.25 | 87.85 | 82.45 | 76.95 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 109.65 | 104.25 | 98.85 | 93.35 | 87.95 | 82.65 | 77.15 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 109.65 | 104.25 | 98.85 | 93.35 | 87.95 | 82.65 | 77.15 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 109.75 | 104.35 | 98.85 | 93.45 | 87.95 | 82.55 | 77.05 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 109.75 | 104.35 | 98.85 | 93.45 | 87.95 | 82.55 | 77.05 | +5.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 109.15 | 104.45 | 99.75 | 95.05 | 90.55 | 85.65 | 80.85 | +10.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.25 | 105.85 | 100.45 | 94.95 | 89.55 | 84.15 | 78.65 | +10.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 111.25 | 105.85 | 100.45 | 94.95 | 89.55 | 84.15 | 78.65 | +10.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 112.45 | 106.95 | 101.45 | — | 90.35 | — | 79.25 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 112.55 | 107.15 | 101.75 | 96.25 | 90.85 | 85.45 | 79.95 | +10.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 112.95 | 107.45 | 101.95 | 96.55 | 91.05 | 85.65 | 80.15 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 113.35 | 107.95 | 102.55 | 97.05 | 91.65 | 86.25 | 80.85 | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 114.15 | 108.65 | 103.15 | — | 92.05 | — | 80.95 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.05 | 108.65 | 103.15 | 97.75 | 92.25 | 86.85 | 81.35 | −5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 114.55 | 109.05 | 103.65 | 98.15 | 92.75 | 87.25 | 81.85 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 114.45 | 109.55 | 104.65 | 99.65 | 95.05 | 89.85 | 84.85 | +13.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 115.15 | 109.75 | 104.35 | 98.85 | 93.45 | 88.05 | 82.55 | +10.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 115.45 | 109.85 | 104.35 | — | 93.25 | — | 82.15 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 115.85 | 110.85 | 105.95 | 100.85 | 96.15 | 90.95 | 85.85 | +13.5 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.55 | 113.15 | 110.05 | 102.05 | 96.65 | 91.15 | 85.65 | +14.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 119.55 | 114.15 | 108.65 | 103.25 | 97.75 | 92.35 | 86.85 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 119.55 | 114.15 | 108.65 | 103.25 | 97.75 | 92.35 | 86.85 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 119.55 | 114.15 | 108.65 | 103.25 | 97.75 | 92.35 | 86.85 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 119.55 | 114.15 | 108.65 | 103.25 | 97.75 | 92.35 | 86.85 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 119.55 | 114.15 | 108.65 | 103.25 | 97.75 | 92.35 | 86.85 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.85 | 115.35 | 109.95 | 104.45 | 99.05 | 93.55 | 88.15 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.05 | 115.65 | 110.25 | 104.75 | 99.35 | 93.95 | 88.45 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.95 | 117.55 | 112.15 | 106.65 | 101.25 | 95.85 | 90.45 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 124.45 | 118.95 | 113.55 | 108.05 | 102.65 | 97.15 | 91.75 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 124.45 | 118.95 | 113.55 | 108.05 | 102.65 | 97.15 | 91.75 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 124.45 | 118.95 | 113.55 | 108.05 | 102.65 | 97.15 | 91.75 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.85 | 119.45 | 114.15 | 108.65 | 103.25 | 97.85 | 92.35 | +10.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.95 | 120.45 | 114.95 | — | 103.85 | — | 92.75 | +3.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.75 | 122.35 | 116.85 | 111.35 | 106.15 | 100.45 | 94.85 | +13.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.45 | 122.95 | 117.55 | 112.05 | 106.65 | 101.15 | 95.75 | +5.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 78.75 | — | 69.25 | 64.45 | 59.75 | 54.85 | 50.15 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 83.15 | — | 73.15 | 68.05 | 63.15 | 58.05 | 53.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 84.15 | — | — | 67.95 | — | — | 51.65 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 84.65 | — | 74.35 | 69.35 | 64.25 | 59.05 | 54.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 85.25 | — | — | 68.95 | — | — | 55.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 85.55 | — | 76.85 | — | 68.15 | — | 59.45 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 86.45 | — | 75.65 | — | 64.75 | — | 53.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 86.65 | — | 77.95 | — | 69.15 | — | 60.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 88.45 | — | 77.65 | — | 66.75 | — | 55.95 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 88.45 | — | 77.65 | — | 66.75 | — | 55.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 89.25 | — | — | — | — | 62.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 89.25 | — | — | — | — | 62.25 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 90.05 | — | 79.25 | — | 68.35 | — | 57.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 90.45 | — | — | — | — | 63.35 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 91.15 | — | 82.05 | — | 72.75 | — | 63.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 92.35 | — | 83.05 | — | 73.65 | — | 64.35 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 92.45 | — | 81.35 | 75.75 | 70.25 | 64.65 | 59.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 93.75 | — | — | — | — | 66.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 93.75 | — | — | — | — | 66.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 93.75 | — | — | — | — | 66.65 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 95.15 | — | — | 78.85 | — | — | 62.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 96.85 | — | 87.15 | — | 77.35 | — | 67.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 97.15 | — | — | — | — | 70.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 98.35 | — | — | — | — | 71.25 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 98.85 | — | 88.05 | — | 77.25 | — | 66.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 99.45 | — | 90.85 | — | 80.05 | — | 69.15 | — |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 102.05 | — | — | 86.45 | 81.25 | 76.05 | 70.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 103.15 | — | 94.55 | — | 83.75 | — | 72.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 103.75 | — | 95.15 | — | 84.25 | — | 73.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 105.15 | — | 96.55 | — | 86.85 | — | 75.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.35 | — | — | — | — | 80.25 | — | — |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.70 | — | — | 91.25 | 85.80 | 80.30 | 74.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.15 | — | 97.35 | — | 86.45 | — | 75.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.55 | — | 97.65 | — | 86.85 | — | 75.95 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 108.55 | — | 97.65 | — | 86.85 | — | 75.95 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 108.55 | — | 97.65 | — | 86.85 | — | 75.95 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 108.55 | — | 97.65 | — | 86.85 | — | 75.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 118.15 | — | 107.25 | — | 96.35 | — | 85.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 118.75 | — | 107.95 | — | 97.15 | — | 86.25 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 121.65 | — | 110.85 | — | 99.95 | — | 89.15 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 122.45 | — | 111.55 | — | 100.75 | — | 89.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 122.45 | — | 111.55 | — | 100.75 | — | 89.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 138.95 | — | 128.15 | — | 117.25 | — | 106.45 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Marbach for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/), the cheapest offer in [Marbach](https://praemiencheck.onedoc.ch/en/sg/marbach/) is Assura (FeminaVita) at 74.65 CHF a month.

### How much does health insurance cost in Marbach in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/sg/marbach/child/) with a deductible of 100 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/), monthly premiums run from 74.65 CHF (Assura, FeminaVita) to 122.95 CHF (Visana, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 94.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Marbach for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, FeminaVita), the premium goes from 79.95 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-0/) to 50.05 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-600/): 29.90 CHF less a month, 358.80 CHF a year. The 600 CHF deductible stays worthwhile up to around 399 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Marbach for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 91.95 CHF (Assura), family doctor / HMO 80.25 CHF (Assura), flexible model 74.65 CHF (Assura), telemedicine 83.95 CHF (CSS).

### Does a second or third child pay less in Marbach?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 12 of the 25 insurers present in Marbach file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| sana24 | Managed Care | 100.35 CHF | 34.75 CHF from the 3rd child |
| Galenos | Managed Care | 98.85 CHF | 36.05 CHF from the 3rd child |
| Visana | Managed Care | 102.85 CHF | 37.65 CHF from the 3rd child |
| CONCORDIA | HMO | 86.05 CHF | 39.55 CHF from the 3rd child |
| Aquilana | SMARTMED | 86.05 CHF | 40.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 86.85 CHF | 40.85 CHF from the 3rd child |
| Assura | FeminaVita | 74.65 CHF | 73.25 CHF from the 4th child, 71.85 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 102.85 CHF | 75.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 103.05 CHF | 75.95 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 105.85 CHF | 78.15 CHF from the 5th child |
| EGK | EGK-Care | 93.05 CHF | 80.15 CHF from the 3rd child |
| SLKK | SLKK-SmartMed | 104.45 CHF | 93.05 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 79.80 CHF at Assura (FeminaVita) gives 74.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Marbach is in region 3 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Marbach (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/marbach/
- Premiums 2026 in Marbach (SG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/marbach/child/
- Premiums 2026 in Marbach (SG), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/marbach/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/sg/marbach/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Marbach (SG), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Marbach (SG), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Marbach (SG), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Marbach (SG), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Marbach (SG), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Marbach (SG), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/sg/marbach/child/no-accident/deductible-0/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `marbach` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-100` with `deductible-600` for another deductible. Markdown version: add `.md`.