# Health insurance premiums 2027 in Häggenschwil (SG), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Häggenschwil](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/), the cheapest monthly basic insurance premium is **317.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 496.05 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 317.25 | 307.05 | 281.95 | 256.65 | 231.35 | 206.25 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 331.55 | 319.95 | 290.75 | 261.55 | 232.45 | 211.55 | +1.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 335.85 | 325.15 | 298.45 | 271.75 | 245.05 | 218.45 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 337.45 | 325.85 | 296.65 | 267.45 | 238.35 | 209.15 | +2.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 337.65 | 326.95 | 300.15 | 273.25 | 246.45 | 219.65 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 339.15 | 327.55 | 298.35 | 269.15 | 240.05 | 210.85 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 339.15 | 327.55 | 298.35 | 269.15 | 240.05 | 210.85 | +1.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 339.95 | 328.35 | 299.15 | 269.95 | 240.85 | 218.55 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 339.95 | 328.35 | 299.15 | 269.95 | 240.85 | 218.55 | +6.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 341.15 | 329.55 | 300.35 | 271.15 | 242.05 | 212.85 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 342.95 | 331.35 | 302.15 | 272.95 | 243.85 | 214.65 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 344.15 | 332.55 | 303.35 | 274.15 | 245.05 | 215.85 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 344.85 | 333.25 | 304.05 | 274.85 | 245.75 | 216.55 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 347.25 | 335.65 | 306.45 | 277.25 | 248.15 | 218.95 | +1.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 348.35 | 341.15 | 318.45 | 291.95 | 264.75 | 229.15 | +4.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 349.35 | 338.55 | 311.75 | 284.95 | 258.15 | 231.35 | +0.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 349.35 | 338.55 | 311.75 | 284.95 | 258.15 | 231.35 | +0.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 349.45 | 337.80 | 308.65 | 279.45 | 250.30 | 221.15 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 349.45 | 337.80 | 308.65 | 279.45 | 250.30 | 221.15 | +4.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 350.35 | 343.15 | 320.45 | 293.95 | 266.75 | 231.15 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 352.15 | 342.05 | 316.65 | 291.35 | 265.95 | 234.95 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 | +6.0 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 352.75 | 341.65 | 314.05 | 286.25 | 258.55 | 230.85 | −5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 353.15 | 341.50 | 312.35 | 283.15 | 254.00 | 224.85 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 353.15 | 341.50 | 312.35 | 283.15 | 254.00 | 224.85 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 353.15 | 341.50 | 312.35 | 283.15 | 254.00 | 224.85 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 353.15 | 341.50 | 312.35 | 283.15 | 254.00 | 224.85 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 353.15 | 341.50 | 312.35 | 283.15 | 254.00 | 224.85 | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 355.35 | 343.75 | 314.55 | 285.35 | 256.25 | 227.05 | +1.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 360.05 | 348.45 | 319.25 | 290.05 | 260.95 | 231.75 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 360.05 | 348.45 | 319.25 | 290.05 | 260.95 | 231.75 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 360.75 | 349.25 | 320.25 | 290.75 | 261.75 | 232.75 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 362.85 | 351.35 | 322.35 | 292.85 | 263.85 | 234.85 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 362.85 | 351.25 | 322.05 | 292.85 | 263.75 | 234.55 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 363.35 | 351.65 | 326.65 | 297.45 | 264.15 | 234.95 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.20 | 352.55 | 323.40 | 294.20 | 265.05 | 235.90 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 364.95 | 353.45 | 324.45 | 294.95 | 265.95 | 236.95 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 364.95 | 353.35 | 324.15 | 294.95 | 265.85 | 236.65 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 365.35 | 353.75 | 343.05 | 332.35 | 307.35 | 278.15 | +1.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 365.75 | 354.15 | 324.95 | 295.75 | 266.65 | 240.45 | +9.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.45 | 355.75 | 326.65 | 297.45 | 268.25 | 239.15 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 368.55 | 356.85 | 327.65 | 298.55 | 269.35 | 240.15 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 368.65 | 357.05 | 327.85 | 298.65 | 269.55 | 249.35 | +7.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 368.65 | 357.05 | 327.85 | 298.75 | 269.55 | 240.65 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 369.05 | 357.45 | 328.25 | 299.05 | 269.95 | 240.75 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 369.25 | 357.65 | 328.45 | 299.25 | 270.15 | 240.95 | +1.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 369.35 | 357.75 | 328.55 | 299.35 | 270.25 | 241.05 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 369.35 | 357.75 | 328.55 | 299.35 | 270.25 | 241.05 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 371.05 | 359.45 | 330.25 | 301.05 | — | 242.75 | +3.2 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.60 | 359.95 | 330.80 | 301.60 | 272.45 | 243.30 | −5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 373.25 | 361.75 | 332.75 | 303.25 | 274.25 | 245.25 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 374.15 | 362.55 | 333.35 | 304.15 | — | 245.85 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 375.65 | 363.95 | 340.95 | 311.85 | 276.45 | 247.35 | +7.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 376.05 | 364.35 | 335.15 | 306.05 | 276.85 | 247.65 | +8.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.35 | 365.75 | 336.55 | 307.35 | 278.25 | 249.05 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 378.05 | 366.45 | 337.25 | 308.05 | 278.95 | 249.75 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 378.25 | 366.55 | 337.45 | 308.25 | 279.05 | 249.95 | +8.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.05 | 368.45 | 339.25 | 310.05 | 281.05 | 251.75 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 382.45 | 370.85 | 341.65 | 312.45 | 283.35 | 254.15 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 382.45 | 370.85 | 341.65 | 312.45 | 283.35 | 254.15 | +0.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 382.55 | 375.85 | 341.75 | 312.55 | 283.35 | 254.25 | +7.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 383.55 | 371.95 | 342.75 | 313.55 | 284.45 | 259.55 | +9.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 385.15 | 373.65 | 344.65 | 315.15 | 286.15 | 257.15 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 386.55 | 374.95 | 345.75 | 316.55 | — | 258.25 | +3.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 387.15 | 375.45 | 346.35 | 317.15 | 287.95 | 258.85 | +8.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 387.45 | 375.95 | 346.95 | 317.45 | 288.45 | 259.45 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 387.55 | 380.85 | 346.75 | 317.55 | 288.35 | 259.25 | +7.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.85 | 376.25 | 347.05 | 317.85 | 288.75 | 259.55 | +10.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 387.95 | 380.45 | 355.35 | 326.25 | 305.25 | 276.15 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 389.25 | 377.65 | 348.45 | 319.25 | 290.15 | 260.95 | +4.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 389.35 | 377.75 | 348.55 | 319.35 | 290.25 | 261.05 | +8.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 389.35 | 377.75 | 348.55 | 319.35 | 290.25 | 261.05 | +8.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 389.65 | 378.05 | 348.85 | 319.65 | — | 261.35 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 390.05 | 382.45 | 353.35 | 324.15 | 290.85 | 261.75 | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 390.15 | 378.45 | 349.25 | 320.15 | 290.95 | 261.75 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 391.25 | 379.65 | 350.45 | 321.25 | 292.15 | 262.95 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.75 | 380.15 | 350.95 | 321.75 | 292.65 | 263.45 | +3.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.15 | 381.45 | 352.25 | 323.15 | 293.95 | 264.75 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 393.45 | 381.75 | 352.65 | 323.45 | 294.25 | 265.15 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 394.15 | 386.65 | 361.55 | 332.35 | 307.35 | 278.15 | +6.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.45 | 385.85 | 357.45 | 333.85 | 309.55 | 268.15 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 398.75 | 387.05 | 357.95 | 328.75 | 299.55 | 270.45 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 398.75 | 387.05 | 357.95 | 328.75 | 299.55 | 270.45 | +5.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.75 | 388.15 | 358.95 | 329.75 | 300.65 | 271.45 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 400.05 | 388.45 | 359.25 | 330.05 | 300.95 | 271.75 | +1.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 400.05 | 388.45 | 359.25 | 330.05 | 300.95 | 271.75 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 400.85 | 389.35 | 360.35 | 330.85 | 301.85 | 272.85 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 402.05 | 390.45 | 361.25 | 332.05 | — | 273.75 | +3.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 405.35 | 393.85 | 364.85 | 335.35 | 306.35 | 277.35 | +6.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.45 | 393.85 | 364.65 | 335.55 | 306.35 | 277.15 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.45 | 394.85 | 365.65 | 336.45 | 307.35 | 278.15 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 406.45 | 394.85 | 365.65 | 336.45 | 307.35 | 278.15 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.55 | 398.95 | 369.75 | 340.55 | 311.45 | 282.25 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.65 | 399.15 | 370.15 | 340.65 | 311.65 | 282.65 | +0.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.85 | 399.25 | 370.05 | 340.85 | 311.75 | 282.55 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 414.85 | 408.25 | 374.05 | 344.85 | 315.75 | 286.55 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 414.85 | 408.25 | 374.05 | 344.85 | 315.75 | 286.55 | +7.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 417.65 | 406.15 | 377.15 | 347.65 | 318.65 | 289.65 | +8.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 421.65 | 409.95 | 380.85 | 351.65 | 322.45 | 293.35 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 422.45 | 410.95 | 381.95 | 352.45 | 323.45 | 294.45 | +7.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 424.65 | 416.05 | 386.00 | 355.95 | 325.90 | 300.10 | +1.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 425.95 | 415.95 | 390.85 | 365.75 | 340.75 | 315.65 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 426.25 | 414.55 | 385.45 | 356.25 | 327.05 | 297.95 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 428.55 | 421.85 | 387.75 | 358.55 | 329.35 | 300.25 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 430.85 | 419.15 | 389.95 | 360.85 | 331.65 | 302.45 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 432.25 | 420.75 | 391.75 | 362.25 | 333.25 | 304.25 | +8.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.95 | 421.35 | 392.15 | 362.95 | — | 304.65 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.25 | 423.65 | 394.45 | 365.25 | 336.15 | 306.95 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 435.45 | 423.75 | 394.55 | 365.45 | 336.25 | 307.05 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 437.65 | 431.05 | 396.85 | 367.65 | 338.55 | 309.35 | +7.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.55 | 428.95 | 399.75 | 370.55 | 341.45 | 312.25 | +8.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 442.05 | 430.55 | 401.55 | 372.05 | 343.05 | 314.05 | +7.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.45 | 431.95 | 402.95 | 373.45 | 344.45 | 315.45 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 445.95 | 435.55 | 409.25 | 382.95 | 356.75 | 330.55 | +2.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.25 | 438.20 | 406.55 | 379.45 | 352.35 | 320.70 | +1.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 449.15 | 437.45 | 408.35 | 379.15 | 349.95 | 320.85 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 450.95 | 440.45 | 413.85 | 387.25 | 360.85 | 334.25 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.35 | 444.65 | 410.55 | 381.35 | 352.15 | 323.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.75 | 442.05 | 412.85 | 383.75 | 354.55 | 325.35 | +5.6 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 466.95 | 455.35 | 426.15 | 396.95 | 367.85 | 338.65 | +1.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.55 | 472.05 | 443.05 | 413.55 | 384.55 | 355.55 | +7.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.05 | 484.45 | 455.25 | 426.05 | 396.95 | 367.75 | +2.5 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Häggenschwil for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/), the cheapest offer in [Häggenschwil](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/) is Agrisano (AGRIsmart) at 317.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 364.20 CHF a month.

### How much does health insurance cost in Häggenschwil in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/), monthly premiums run from 317.25 CHF (Agrisano, AGRIsmart) to 496.05 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 283.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Häggenschwil for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 317.25 CHF a month with the 300 CHF deductible to 206.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Häggenschwil for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 364.20 CHF (Sanitas), family doctor / HMO 331.55 CHF (ÖKK), flexible model 339.15 CHF (ÖKK), telemedicine 317.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 322.00 CHF at Agrisano (AGRIsmart) gives 317.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Häggenschwil is in region 2 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Häggenschwil (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/
- Premiums 2027 in Häggenschwil (SG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/
- Premiums 2027 in Häggenschwil (SG), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/child/
- Adult: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Häggenschwil (SG), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Häggenschwil (SG), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Häggenschwil (SG), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Häggenschwil (SG), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Häggenschwil (SG), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sg/haggenschwil/young-adult/with-accident/deductible-300/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `haggenschwil` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.