# Health insurance premiums 2027 in Gaiserwald (SG), for an adult aged 26 or over without accident cover

In 2027, for an adult aged 26 or over in Gaiserwald, without accident cover, the cheapest health insurance premium is:

- **455.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-300/) (ÖKK, ÖKK CASAMED HMO)
- **341.30 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-2500/) (Sanitas, Family doctor 1)

## Without accident cover: from 341.30 to 674.65 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **455.25 CHF** a month with **ÖKK** (ÖKK CASAMED HMO), the most expensive 674.65 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 455.25 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-300/
- 500 CHF: 444.45 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-500/
- 1'000 CHF: 417.35 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-1000/
- 1'500 CHF: 390.15 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-1500/
- 2'000 CHF: 363.15 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-2000/
- 2'500 CHF: 341.30 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 455.25 | 444.45 | 417.35 | 390.15 | 363.15 | 343.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 457.55 | 453.65 | 445.95 | 438.35 | 430.75 | 424.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 460.75 | 449.90 | 422.75 | 395.60 | 368.45 | 341.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 461.35 | 450.55 | 423.45 | 396.25 | — | 342.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 463.05 | 452.25 | 430.65 | 403.55 | 370.85 | 343.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 463.05 | 452.25 | 430.65 | 403.55 | 370.85 | 343.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 465.55 | 454.75 | 427.55 | 400.45 | 373.35 | 346.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 465.65 | 454.85 | 427.75 | 400.55 | — | 346.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 465.65 | 454.95 | 427.75 | 400.55 | 373.55 | 346.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 465.65 | 454.95 | 427.75 | 400.55 | 373.55 | 346.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 469.05 | 458.05 | 430.45 | 402.85 | 375.35 | 347.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 470.95 | 460.25 | 433.05 | 405.85 | 378.85 | 351.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 470.95 | 460.25 | 433.05 | 405.85 | 378.85 | 351.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 473.55 | 462.85 | 435.65 | 408.45 | 381.45 | 354.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 473.55 | 462.85 | 435.65 | 408.45 | 381.45 | 354.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 473.55 | 462.85 | 435.65 | 408.45 | 381.45 | 354.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 476.45 | 465.65 | 438.55 | 411.35 | 384.35 | 357.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 476.80 | 465.95 | 438.80 | 411.65 | 384.50 | 357.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 477.05 | 466.05 | 438.35 | 410.55 | 382.95 | 355.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 477.25 | 466.25 | 438.65 | 411.05 | 383.65 | 356.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 479.15 | 469.75 | 446.15 | 422.55 | 398.85 | 366.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 479.95 | 469.15 | 441.85 | 414.65 | 387.55 | 360.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 480.45 | 469.65 | 442.55 | 415.35 | 388.35 | 361.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 480.45 | 469.65 | 442.55 | 415.35 | 388.35 | 361.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 481.45 | 470.65 | 443.45 | 416.35 | 389.25 | 362.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 481.95 | 471.15 | 444.05 | 416.85 | 389.85 | 362.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 482.15 | 471.30 | 444.20 | 417.00 | 389.85 | 362.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 482.55 | 472.35 | 446.95 | 421.65 | 396.25 | 370.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 483.05 | 472.25 | 445.05 | 417.95 | — | 363.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 483.15 | 472.25 | 444.95 | 417.65 | 390.45 | 363.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 484.75 | 473.85 | 446.85 | 419.65 | 392.55 | 365.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 484.75 | 473.85 | 446.85 | 419.65 | 392.55 | 365.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 484.75 | 473.85 | 446.85 | 419.65 | 392.55 | 365.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 485.15 | 474.95 | 449.45 | 423.95 | 398.45 | 372.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 485.35 | 474.35 | 446.55 | 418.85 | 391.25 | 363.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 486.45 | 475.55 | 448.25 | 421.05 | 393.75 | 366.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 486.55 | 476.55 | 451.65 | 426.75 | 401.85 | 376.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 486.55 | 476.55 | 451.65 | 426.75 | 401.85 | 376.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 487.35 | 476.55 | 449.35 | 422.25 | — | 367.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 487.45 | 476.60 | 449.50 | 422.30 | 395.15 | 368.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 488.15 | 477.05 | 449.35 | 421.65 | 393.95 | 366.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 488.45 | 477.45 | 449.85 | 422.25 | 394.75 | 367.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 488.65 | 477.95 | 451.05 | 423.55 | 396.65 | 369.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 490.95 | 480.05 | 458.55 | 431.35 | 398.75 | 371.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 491.05 | 480.25 | 453.15 | 425.95 | 398.95 | 375.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 491.45 | 480.85 | 453.85 | 426.35 | 399.45 | 372.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 492.25 | 481.55 | 454.55 | 427.15 | 400.15 | 373.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 492.80 | 482.00 | 454.85 | 427.65 | 400.50 | 373.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 492.80 | 482.00 | 454.85 | 427.65 | 400.50 | 373.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 492.80 | 482.00 | 454.85 | 427.65 | 400.50 | 373.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 492.85 | 482.05 | 454.95 | 427.75 | 400.65 | 373.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 492.95 | 482.65 | 457.15 | 431.05 | 405.35 | 379.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 493.75 | 482.85 | 461.35 | 434.15 | 412.65 | 385.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 495.05 | 484.85 | 459.25 | 433.25 | 407.55 | 382.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 495.75 | 484.95 | 457.75 | 430.65 | 403.55 | 376.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 495.75 | 484.95 | 457.75 | 430.65 | 403.55 | 376.35 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 495.95 | 485.55 | 459.55 | 433.45 | 407.45 | 381.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 497.45 | 486.45 | 458.65 | 430.95 | 403.25 | 375.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 497.85 | 486.85 | 459.15 | 431.35 | 403.75 | 376.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 498.35 | 487.55 | 460.35 | 433.25 | 406.15 | 379.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 499.85 | 489.05 | 461.85 | 434.75 | 407.65 | 380.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 499.85 | 489.05 | 461.85 | 434.75 | 407.65 | 380.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 501.35 | 490.55 | 463.35 | 436.35 | 409.15 | 381.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 503.65 | 492.95 | 465.95 | 438.55 | 411.55 | 384.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 503.65 | 492.95 | 465.95 | 438.55 | 411.55 | 384.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 504.75 | 493.95 | 466.75 | 439.65 | — | 385.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 505.75 | 494.85 | 467.65 | 440.35 | 413.15 | 385.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 506.45 | 495.55 | 468.35 | 441.15 | 413.95 | 386.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 508.45 | 497.75 | 470.75 | 443.35 | 416.35 | 389.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 509.05 | 503.75 | 482.15 | 455.05 | 427.95 | 400.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 509.05 | 498.35 | 471.15 | 444.05 | 416.95 | 393.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 509.75 | 498.85 | 471.55 | 444.35 | 417.05 | 389.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 512.85 | 502.05 | 474.95 | 447.75 | 420.75 | 393.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 517.15 | 506.25 | 478.95 | 451.75 | 424.45 | 397.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 517.45 | 506.75 | 479.55 | 452.35 | 425.35 | 398.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.95 | 507.15 | 480.05 | 452.85 | 425.75 | 398.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 518.15 | 507.25 | 480.05 | 452.75 | 425.55 | 398.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 520.45 | 509.55 | 482.35 | 455.05 | 427.85 | 400.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 521.65 | 510.75 | 483.45 | 456.25 | 428.95 | 401.75 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.35 | 511.35 | 483.95 | 456.55 | 429.15 | 401.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 522.75 | 511.85 | 484.65 | 457.35 | 430.15 | 402.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 523.35 | 512.55 | 485.45 | 458.25 | 431.15 | 404.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 526.75 | 515.85 | 488.65 | 461.35 | 434.05 | 406.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.75 | 516.65 | 488.95 | 461.25 | 433.45 | 405.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.25 | 518.55 | 491.35 | 464.25 | 437.15 | 409.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.30 | 519.45 | 492.30 | 465.15 | 438.00 | 410.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 539.25 | 533.05 | 501.05 | 473.85 | 446.55 | 419.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.15 | 531.35 | 504.15 | 477.05 | 449.95 | 422.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.85 | 531.85 | 504.05 | 476.35 | 448.65 | 420.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 543.85 | 534.45 | 510.85 | 487.25 | 463.75 | 440.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 546.25 | 540.05 | 508.15 | 480.85 | 453.65 | 426.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 546.25 | 540.05 | 508.15 | 480.85 | 453.65 | 426.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 546.25 | 540.05 | 508.15 | 480.85 | 453.65 | 426.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.05 | 537.25 | 510.05 | 482.95 | — | 428.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.25 | 538.25 | 510.75 | 483.15 | 455.65 | 428.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 550.50 | 539.40 | 511.65 | 483.85 | 456.10 | 434.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.35 | 540.55 | 513.45 | 486.35 | 459.15 | 432.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.45 | 540.65 | 513.45 | 486.35 | 459.25 | 432.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 552.15 | 541.35 | 514.25 | 487.05 | 459.95 | 432.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 552.15 | 541.35 | 514.25 | 487.05 | 459.95 | 432.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.85 | 543.05 | 515.85 | 488.55 | 461.45 | 434.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 556.85 | 545.95 | 518.65 | 491.35 | 464.15 | 436.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.35 | 546.65 | 519.45 | 492.25 | 465.25 | 438.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 559.05 | 552.85 | 520.95 | 493.65 | 466.45 | 439.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.15 | 548.45 | 521.45 | 494.05 | 467.05 | 440.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.15 | 551.35 | 523.85 | 496.45 | 469.05 | 441.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.45 | 551.55 | 524.35 | 497.05 | 469.75 | 442.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 563.25 | 552.55 | 525.55 | 498.15 | 471.15 | 444.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.25 | 556.45 | 529.25 | 502.15 | 475.05 | 447.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 569.35 | 559.55 | 534.85 | 510.15 | 485.55 | 460.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 573.05 | 562.15 | 534.85 | 507.65 | 480.35 | 453.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 575.75 | 565.85 | 540.85 | 515.85 | 490.95 | 465.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 579.55 | 568.85 | 541.85 | 514.45 | 487.45 | 460.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.70 | 572.70 | 544.65 | 515.40 | 486.20 | 456.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 581.95 | 571.15 | 543.95 | 516.85 | 489.75 | 462.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 582.95 | 572.75 | 547.15 | 521.15 | 495.45 | 469.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 586.35 | 575.65 | 548.65 | 521.25 | 494.25 | 467.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 603.35 | 592.65 | 565.65 | 538.25 | 511.25 | 484.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 616.75 | 610.45 | 578.55 | 551.35 | 524.05 | 496.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 633.15 | 622.25 | 594.75 | 567.35 | 539.95 | 512.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 635.95 | 629.65 | 597.75 | 570.55 | 543.25 | 515.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 674.65 | 663.95 | 636.95 | 609.55 | 582.55 | 555.65 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Gaiserwald for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Gaiserwald](https://praemiencheck.onedoc.ch/en/sg/gaiserwald/) is ÖKK (ÖKK CASAMED HMO) at 455.25 CHF a month.

### How much does health insurance cost in Gaiserwald in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 455.25 CHF (ÖKK, ÖKK CASAMED HMO) to 674.65 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 452.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Gaiserwald for an adult aged 26 or over without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 455.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-300/) to 343.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/deductible-2500/): 111.60 CHF less a month, 1'339.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'788 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Gaiserwald for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 517.95 CHF (ÖKK), family doctor / HMO 455.25 CHF (ÖKK), flexible model 463.05 CHF (SWICA), telemedicine 461.35 CHF (KPT).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 460.00 CHF at ÖKK (ÖKK CASAMED HMO) gives 455.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/

## Related pages

- Without accident cover: from 341.30 to 674.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/gaiserwald/adult/no-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `gaiserwald` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.