# Health insurance premiums 2026 in Ebnat-Kappel (SG), for an adult aged 26 or over without accident cover

In 2026, for an adult aged 26 or over in Ebnat-Kappel, without accident cover, the cheapest health insurance premium is:

- **376.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **271.55 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart)

## Without accident cover: from 271.55 to 552.25 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **376.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 552.25 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 376.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-300/
- 500 CHF: 366.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-500/
- 1'000 CHF: 343.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-1000/
- 1'500 CHF: 319.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-1500/
- 2'000 CHF: 295.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-2000/
- 2'500 CHF: 271.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 376.35 | 366.85 | 343.05 | 319.15 | 295.35 | 271.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 396.05 | 385.15 | 362.75 | 335.65 | 303.75 | 276.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 396.35 | 386.25 | 361.25 | 336.15 | 311.15 | 286.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 396.45 | 385.65 | 358.45 | 331.35 | — | 277.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 399.55 | 388.75 | 361.55 | 334.45 | 307.35 | 280.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 399.55 | 388.75 | 361.55 | 334.45 | 307.35 | 280.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 399.95 | 389.15 | 362.05 | 334.85 | — | 280.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 400.85 | 389.95 | 362.75 | 335.45 | 308.15 | 280.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 402.95 | 392.85 | 367.35 | 341.75 | 316.35 | 290.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 405.75 | 394.95 | 367.85 | 340.65 | 313.65 | 286.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 405.75 | 394.95 | 367.85 | 340.65 | 313.65 | 286.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 406.65 | 395.85 | 382.85 | 369.95 | 357.05 | 329.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 406.65 | 395.85 | 373.45 | 346.25 | 314.45 | 287.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 409.90 | 399.10 | 371.90 | 344.70 | 317.65 | 290.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 409.95 | 399.15 | 372.05 | 344.85 | 317.75 | 290.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 410.25 | 399.35 | 376.95 | 349.85 | 317.95 | 290.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 410.65 | 399.75 | 372.45 | 345.25 | 317.95 | 290.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 410.75 | 399.95 | 372.75 | 345.65 | 318.55 | 299.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 410.75 | 399.95 | 372.75 | 345.65 | 318.55 | 291.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 411.35 | 401.95 | 378.35 | 354.85 | 331.25 | 300.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 411.75 | 400.75 | 373.15 | 345.55 | 318.05 | 290.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 412.35 | 401.55 | 374.45 | 347.25 | 320.15 | 293.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 412.35 | 401.55 | 374.45 | 347.25 | 320.25 | 293.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 413.75 | 402.95 | 380.55 | 353.35 | 326.25 | 299.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 414.05 | 403.35 | 376.15 | 348.95 | — | 294.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 414.25 | 403.45 | 376.25 | 349.15 | 322.05 | 294.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 414.75 | 403.95 | 376.85 | 349.65 | 322.55 | 295.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 414.75 | 404.05 | 376.85 | 349.65 | 322.65 | 295.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 415.75 | 404.75 | 377.05 | 349.25 | 321.65 | 293.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 416.55 | 405.55 | 378.05 | 350.45 | 322.95 | 295.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 417.65 | 406.85 | 379.65 | 352.55 | — | 298.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 418.05 | 407.25 | 380.15 | 352.95 | 325.85 | 298.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 418.05 | 407.25 | 380.15 | 352.95 | 325.85 | 298.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 419.85 | 409.05 | 381.75 | 354.45 | 327.15 | 299.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 419.95 | 409.25 | 382.05 | 354.95 | 327.85 | 306.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 420.05 | 409.35 | 382.15 | 354.95 | 327.95 | 300.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 420.05 | 409.35 | 382.15 | 354.95 | 327.95 | 300.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 424.25 | 413.45 | 386.25 | 359.15 | 332.05 | 304.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 424.35 | 413.55 | 386.35 | 359.25 | 332.15 | 305.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 424.35 | 413.55 | 391.15 | 364.05 | 336.95 | 309.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 424.55 | 413.75 | 386.65 | 359.45 | 332.35 | 305.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 425.35 | 414.55 | 387.35 | 360.25 | 333.15 | 305.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 425.35 | 414.55 | 387.35 | 360.25 | 333.15 | 305.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 425.35 | 414.55 | 387.35 | 360.25 | 333.15 | 305.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 426.45 | 415.65 | 388.45 | 361.35 | 334.25 | 307.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 426.65 | 415.95 | 388.95 | 361.55 | 334.55 | 307.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 427.05 | 416.15 | 389.05 | 361.95 | 334.85 | 307.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 427.05 | 416.15 | 389.05 | 361.95 | 334.85 | 307.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 427.25 | 416.45 | 389.35 | 362.15 | 335.05 | 307.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 428.75 | 417.75 | 390.15 | 362.55 | 335.05 | 307.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 428.85 | 418.05 | 390.85 | 363.75 | 336.65 | 309.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 429.05 | 418.25 | 391.05 | 363.85 | 336.75 | 309.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 429.15 | 418.45 | 391.45 | 364.05 | 337.05 | 310.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 429.35 | 418.55 | 391.25 | 363.95 | 336.75 | 309.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 430.35 | 420.15 | 394.55 | 368.45 | 342.85 | 317.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 430.45 | 419.45 | 391.65 | 363.95 | 336.25 | 308.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 430.55 | 419.75 | 392.55 | 365.45 | 338.35 | 311.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 431.75 | 420.95 | 393.85 | 366.65 | — | 312.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 433.25 | 422.55 | 395.65 | 368.15 | 341.25 | 314.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 433.35 | 422.45 | 395.15 | 367.95 | 340.65 | 313.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 433.70 | 422.90 | 395.75 | 368.55 | 341.45 | 314.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 435.25 | 424.35 | 397.15 | 369.85 | 342.55 | 315.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 435.75 | 425.55 | 399.95 | 373.95 | 348.25 | 322.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 436.65 | 425.65 | 397.95 | 370.15 | 342.55 | 314.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 436.65 | 425.75 | 398.55 | 371.25 | 344.05 | 316.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 438.50 | 427.70 | 400.55 | 373.35 | 346.25 | 319.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 438.50 | 427.70 | 400.55 | 373.35 | 346.25 | 319.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 438.55 | 427.35 | 399.75 | 372.05 | 344.25 | 316.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 438.65 | 427.85 | 400.65 | 373.45 | 346.35 | 319.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 439.65 | 428.65 | 401.45 | 374.15 | 346.95 | 319.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 439.65 | 428.65 | 401.45 | 374.15 | 346.95 | 319.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 439.95 | 429.25 | 402.05 | 374.85 | 347.85 | 320.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 440.05 | 429.35 | 402.15 | 374.95 | 347.95 | 324.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 441.55 | 430.55 | 402.75 | 375.05 | 347.35 | 319.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 443.25 | 432.65 | 405.65 | 378.15 | 351.25 | 324.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 443.25 | 432.65 | 405.65 | 378.15 | 351.25 | 324.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 443.95 | 433.25 | 406.25 | 378.85 | 351.85 | 324.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 444.45 | 433.55 | 406.25 | 379.05 | 351.75 | 324.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 444.95 | 434.15 | 406.95 | 379.85 | 352.75 | 325.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 449.25 | 438.35 | 416.05 | 388.85 | 361.75 | 334.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 449.75 | 438.85 | 411.55 | 384.35 | 357.05 | 329.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 454.05 | 443.15 | 415.95 | 388.65 | 361.45 | 334.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 454.75 | 443.95 | 416.85 | 389.65 | 362.65 | 335.45 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 455.95 | 445.45 | 419.45 | 393.45 | 367.35 | 341.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 457.55 | 448.30 | 420.55 | 388.15 | 360.40 | 337.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 466.85 | 460.65 | 428.75 | 401.45 | 374.25 | 346.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 467.05 | 456.25 | 429.05 | 401.95 | — | 347.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 467.35 | 456.55 | 429.35 | 402.25 | 375.15 | 348.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 468.15 | 457.35 | 430.25 | 403.05 | 375.95 | 348.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 471.25 | 461.85 | 438.25 | 414.65 | 391.05 | 367.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 471.45 | 460.75 | 433.75 | 406.35 | 379.35 | 352.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 471.45 | 461.25 | 435.65 | 409.55 | 383.95 | 358.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 471.95 | 461.15 | 433.95 | 406.75 | 379.65 | 352.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 472.35 | 461.45 | 434.15 | 406.85 | 379.65 | 352.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 472.45 | 466.15 | 434.25 | 407.05 | 379.75 | 352.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 472.45 | 466.15 | 434.25 | 407.05 | 379.75 | 352.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 472.45 | 466.15 | 434.25 | 407.05 | 379.75 | 352.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.05 | 462.15 | 434.85 | 407.55 | 380.35 | 353.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 473.45 | 462.55 | 435.25 | 407.95 | 380.75 | 353.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 473.55 | 462.75 | 435.65 | 408.55 | 381.45 | 354.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 474.25 | 463.55 | 436.55 | 409.15 | 382.15 | 355.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 474.75 | 463.95 | 436.75 | 409.65 | 382.55 | 355.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 478.25 | 467.35 | 440.05 | 412.85 | 385.55 | 358.35 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 480.20 | 469.20 | 441.80 | 414.40 | 386.95 | 359.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 480.35 | 469.35 | 441.65 | 413.85 | 386.25 | 358.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 481.90 | 472.15 | 442.95 | 413.70 | 384.50 | 355.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 482.35 | 471.35 | 443.75 | 416.15 | 388.65 | 361.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 482.45 | 471.65 | 444.45 | 417.35 | 390.25 | 363.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 483.15 | 472.35 | 445.25 | 418.05 | 390.95 | 363.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 483.45 | 472.75 | 445.55 | 418.45 | 391.35 | 364.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 483.55 | 477.25 | 445.35 | 418.15 | 390.85 | 363.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 484.05 | 473.25 | 446.15 | 418.95 | 391.95 | 364.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 488.35 | 477.65 | 450.65 | 423.25 | 396.25 | 369.25 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.25 | 478.45 | 450.95 | 423.55 | 396.15 | 368.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 493.35 | 483.55 | 458.85 | 434.15 | 409.55 | 384.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 493.75 | 483.05 | 456.05 | 428.65 | 401.65 | 374.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 495.95 | 485.25 | 458.25 | 430.85 | 403.85 | 376.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 498.95 | 488.95 | 464.05 | 439.05 | 414.15 | 389.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 533.45 | 527.25 | 495.35 | 468.05 | 440.75 | 413.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 548.75 | 537.85 | 510.45 | 482.95 | 455.65 | 428.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 550.15 | 543.85 | 511.95 | 484.65 | 457.45 | 430.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 552.25 | 541.55 | 514.55 | 487.15 | 460.15 | 433.25 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Ebnat-Kappel for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Ebnat-Kappel](https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/) is Agrisano (AGRIsmart) at 376.35 CHF a month.

### How much does health insurance cost in Ebnat-Kappel in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 376.35 CHF (Agrisano, AGRIsmart) to 552.25 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 376.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Ebnat-Kappel for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 376.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-300/) to 271.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/deductible-2500/): 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Ebnat-Kappel for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 438.55 CHF (Agrisano), family doctor / HMO 396.05 CHF (SWICA), flexible model 399.55 CHF (Assura), telemedicine 376.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 381.50 CHF at Agrisano (AGRIsmart) gives 376.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/

## Related pages

- Without accident cover: from 271.55 to 552.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/ebnat-kappel/adult/no-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `ebnat-kappel` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.