# Health insurance premiums 2027 in Bütschwil-Ganterschwil (SG), for an adult aged 26 or over who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Bütschwil-Ganterschwil](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/) ([canton St. Gallen](https://praemiencheck.onedoc.ch/en/sg/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/), the cheapest monthly basic insurance premium is **338.75 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 541.65 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 396.25 | 386.65 | 362.75 | 338.75 | 314.75 | 290.75 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 410.35 | 399.55 | 372.45 | 345.25 | 318.15 | 291.05 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 411.95 | 401.15 | 374.05 | 346.85 | — | 292.65 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 415.15 | 404.35 | 377.15 | 350.05 | 322.95 | 295.75 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 415.15 | 404.35 | 377.15 | 350.05 | 322.95 | 295.75 | −2.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 415.75 | 404.95 | 377.75 | 350.65 | — | 296.35 | +0.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 418.45 | 407.65 | 380.55 | 353.35 | 326.25 | 306.85 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 419.85 | 409.05 | 381.95 | 354.75 | 327.65 | 300.55 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 422.45 | 411.45 | 383.85 | 356.25 | 328.75 | 301.15 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 422.95 | 412.10 | 384.95 | 357.80 | 330.65 | 303.50 | −0.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 419.45 | 409.25 | 383.95 | 358.65 | 333.25 | 307.85 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 424.25 | 413.45 | 386.25 | 359.15 | 332.05 | 304.85 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 424.25 | 413.45 | 386.25 | 359.15 | 332.05 | 304.85 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 424.65 | 413.75 | 386.55 | 359.25 | 332.05 | 304.75 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 424.65 | 413.85 | 386.75 | 359.55 | 332.55 | 305.35 | −0.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 421.85 | 411.55 | 386.05 | 360.65 | 335.05 | 309.65 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 427.95 | 417.10 | 389.95 | 362.75 | 335.60 | 308.50 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 428.05 | 417.25 | 390.05 | 362.95 | 335.85 | 308.75 | +2.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 428.05 | 417.25 | 390.05 | 362.95 | 335.85 | 308.75 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 429.95 | 418.95 | 391.35 | 363.75 | 336.25 | 308.65 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 424.05 | 413.25 | 390.95 | 363.85 | 331.85 | 304.75 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 429.45 | 418.75 | 391.85 | 364.35 | 337.45 | 310.45 | +0.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 430.45 | 419.75 | 392.55 | 365.35 | — | 311.15 | +8.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 431.95 | 421.25 | 394.25 | 366.85 | 339.85 | 312.95 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 434.65 | 423.65 | 395.85 | 368.15 | 340.45 | 312.75 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 428.95 | 418.05 | 395.85 | 368.75 | 336.75 | 309.55 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 434.45 | 423.55 | 396.25 | 368.95 | 341.75 | 314.45 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 434.15 | 423.35 | 396.25 | 369.05 | 342.05 | 314.85 | −1.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 434.15 | 423.35 | 396.25 | 369.05 | 342.05 | 314.85 | −2.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 434.25 | 423.45 | 396.25 | 369.15 | — | 314.85 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 435.25 | 424.45 | 397.35 | 370.15 | 343.15 | 315.95 | +2.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 436.35 | 425.55 | 398.45 | 371.25 | 344.15 | 317.05 | +7.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 433.15 | 422.95 | 397.35 | 371.35 | 345.65 | 320.15 | +0.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 437.35 | 426.55 | 399.35 | 372.15 | 344.95 | 317.75 | +4.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 439.95 | 428.95 | 401.35 | 373.75 | 346.25 | 318.65 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 439.75 | 428.95 | 401.85 | 374.65 | 347.55 | 320.45 | +7.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 434.55 | 424.55 | 399.65 | 374.75 | 349.85 | 324.85 | +6.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 434.55 | 424.55 | 399.65 | 374.75 | 349.85 | 324.85 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 435.05 | 424.15 | 401.95 | 374.75 | 352.55 | 325.45 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 434.65 | 425.35 | 401.65 | 378.05 | 354.55 | 323.15 | +6.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 438.65 | 427.85 | 405.55 | 378.45 | 346.45 | 319.35 | +7.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 443.55 | 432.75 | 405.65 | 378.45 | 351.35 | 330.05 | +6.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 445.75 | 434.75 | 406.95 | 379.25 | 351.55 | 323.85 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 446.85 | 436.15 | 409.15 | 381.75 | 354.75 | 327.75 | +0.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 447.25 | 436.45 | 409.25 | 382.05 | 354.85 | 327.65 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 447.80 | 436.95 | 409.80 | 382.65 | 355.50 | 328.35 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 439.55 | 430.25 | 406.65 | 383.05 | 359.45 | 335.85 | −7.6 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 445.85 | 435.45 | 409.45 | 383.35 | 357.35 | 331.35 | −2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 449.05 | 438.35 | 411.15 | 383.95 | — | 329.75 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 449.35 | 438.55 | 411.35 | 384.25 | 357.15 | 330.05 | +10.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 449.35 | 438.55 | 411.35 | 384.25 | 357.15 | 330.05 | +9.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 449.75 | 438.85 | 411.55 | 384.25 | 357.05 | 329.75 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 452.25 | 441.15 | 413.45 | 385.75 | 358.05 | 330.35 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 451.75 | 440.95 | 413.75 | 386.65 | 359.55 | 332.45 | +11.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 452.65 | 441.85 | 414.75 | 387.55 | 360.55 | 333.35 | +7.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 452.80 | 441.95 | 414.80 | 387.60 | 360.50 | 333.35 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 453.15 | 442.25 | 414.95 | 387.75 | 360.45 | 333.15 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 454.45 | 443.55 | 416.45 | 389.35 | 362.15 | 335.15 | +11.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 455.15 | 444.25 | 416.95 | 389.65 | 362.45 | 335.15 | +5.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 454.95 | 444.15 | 416.95 | 389.85 | 362.75 | 335.55 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 455.15 | 444.35 | 417.25 | 390.05 | 363.05 | 335.85 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 457.25 | 446.25 | 418.45 | 390.75 | 363.05 | 335.35 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 456.65 | 445.75 | 418.45 | 391.15 | 363.95 | 336.65 | +5.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.85 | 447.75 | 420.05 | 392.35 | 364.65 | 336.95 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 457.75 | 446.90 | 419.80 | 392.60 | 365.45 | 338.30 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 457.75 | 446.90 | 419.80 | 392.60 | 365.45 | 338.30 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 457.75 | 446.90 | 419.80 | 392.60 | 365.45 | 338.30 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 458.55 | 447.85 | 420.65 | 393.55 | 366.45 | 341.45 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 419.15 | 414.45 | 404.35 | 394.25 | 384.25 | 363.15 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 460.35 | 449.65 | 422.45 | 395.25 | 368.25 | 341.05 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 452.05 | 446.05 | 423.85 | 396.75 | 369.55 | 342.45 | +8.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 462.45 | 451.75 | 424.75 | 397.35 | 370.35 | 343.35 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 465.05 | 454.15 | 426.85 | 399.65 | 372.35 | 345.05 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 464.85 | 454.15 | 426.95 | 399.75 | 372.75 | 345.55 | +11.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 465.15 | 454.25 | 427.05 | 400.05 | 372.85 | 345.75 | +11.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 460.25 | 450.45 | 425.75 | 401.05 | 376.45 | 351.75 | −7.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 467.75 | 456.95 | 429.75 | 402.65 | 375.55 | 348.45 | +11.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 467.75 | 456.95 | 429.75 | 402.65 | 375.55 | 348.45 | +11.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 469.30 | 459.80 | 431.35 | 402.95 | 374.45 | 346.05 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 465.15 | 454.85 | 429.35 | 403.25 | 377.55 | 352.05 | +7.6 % |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.55 | 458.65 | 431.25 | 403.75 | 376.35 | 348.95 | −2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 470.15 | 459.25 | 431.95 | 404.75 | 377.45 | 350.15 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 470.15 | 459.25 | 431.95 | 404.75 | 377.45 | 350.15 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 465.45 | 455.55 | 430.55 | 405.55 | 380.65 | 355.65 | −7.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 472.35 | 461.65 | 434.45 | 407.25 | 380.25 | 353.05 | −2.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 472.75 | 461.95 | 434.85 | 407.65 | 380.55 | 353.45 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 463.05 | 457.05 | 434.85 | 407.65 | 380.55 | 353.45 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 473.15 | 462.45 | 435.45 | 408.05 | 381.05 | 354.05 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 473.15 | 462.45 | 435.45 | 408.05 | 381.05 | 354.05 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 475.75 | 464.85 | 437.55 | 410.35 | 383.05 | 355.75 | +6.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.15 | 465.35 | 438.15 | 411.05 | 383.95 | 356.75 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.55 | 471.65 | 444.55 | 417.45 | 390.35 | 363.15 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.25 | 475.55 | 448.35 | 421.15 | — | 366.95 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.45 | 480.85 | 453.85 | 426.35 | 399.45 | 372.45 | +0.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.95 | 481.05 | 453.85 | 426.65 | 399.45 | 372.25 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.60 | 481.75 | 454.60 | 427.40 | 400.30 | 373.15 | +4.9 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.35 | 482.55 | 455.05 | 427.65 | 400.25 | 372.85 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.85 | 483.85 | 456.25 | 428.65 | 401.15 | 373.55 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.55 | 483.65 | 456.35 | 429.15 | 401.85 | 374.55 | +5.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.25 | 484.25 | 454.35 | 429.40 | 399.40 | 369.50 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.45 | 486.45 | 458.65 | 430.95 | 403.25 | 375.55 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 498.85 | 488.15 | 460.95 | 433.75 | 406.75 | 379.55 | +3.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.25 | 489.55 | 462.35 | 435.25 | 408.15 | 380.95 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 500.75 | 489.85 | 462.55 | 435.35 | 408.05 | 380.75 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 502.85 | 496.65 | 464.75 | 437.45 | 410.15 | 382.95 | +8.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.85 | 494.95 | 467.65 | 440.45 | 413.15 | 385.85 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 508.85 | 502.65 | 470.65 | 443.45 | 416.15 | 388.85 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 508.85 | 502.65 | 470.65 | 443.45 | 416.15 | 388.85 | +8.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 508.85 | 502.65 | 470.65 | 443.45 | 416.15 | 388.85 | +8.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.95 | 501.05 | 473.55 | 446.15 | 418.75 | 391.35 | −7.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.05 | 501.25 | 474.05 | 446.95 | 419.85 | 392.65 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.15 | 503.45 | 476.25 | 449.05 | 422.05 | 394.85 | +9.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 520.75 | 514.55 | 482.65 | 455.35 | 428.05 | 400.85 | +8.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 521.15 | 510.45 | 483.45 | 456.05 | 429.05 | 402.05 | +12.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 527.25 | 516.55 | 489.55 | 462.15 | 435.15 | 408.25 | +12.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 524.15 | 513.95 | 488.35 | 462.35 | 436.65 | 411.05 | +12.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.15 | 518.45 | 491.55 | 464.05 | 437.15 | 410.15 | +7.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.15 | 518.35 | 491.15 | 464.05 | 436.95 | 409.85 | +10.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 542.55 | 531.85 | 504.85 | 477.45 | 450.45 | 423.45 | +11.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 574.45 | 568.25 | 536.35 | 509.05 | 481.75 | 454.55 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.35 | 586.15 | 554.25 | 526.95 | 499.65 | 472.45 | +8.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 606.75 | 596.05 | 569.05 | 541.65 | 514.65 | 487.65 | +11.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Bütschwil-Ganterschwil for an adult aged 26 or over with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/), the cheapest offer in [Bütschwil-Ganterschwil](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/) is Agrisano (AGRIsmart) at 338.75 CHF a month.

### How much does health insurance cost in Bütschwil-Ganterschwil in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/), monthly premiums run from 338.75 CHF (Agrisano, AGRIsmart) to 541.65 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 395.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Bütschwil-Ganterschwil for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 396.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-300/) to 290.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-2500/): 105.50 CHF less a month, 1'266.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'707 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Bütschwil-Ganterschwil for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 392.35 CHF (Agrisano), family doctor / HMO 345.25 CHF (Helsana), flexible model 354.75 CHF (Helsana), telemedicine 338.75 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 343.50 CHF at Agrisano (AGRIsmart) gives 338.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Bütschwil-Ganterschwil is in region 3 of canton St. Gallen.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Bütschwil-Ganterschwil (SG): every situation: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/
- Premiums 2027 in Bütschwil-Ganterschwil (SG), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/
- Premiums 2027 in Bütschwil-Ganterschwil (SG), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/child/
- Young adult: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Bütschwil-Ganterschwil (SG), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Bütschwil-Ganterschwil (SG), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Bütschwil-Ganterschwil (SG), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Bütschwil-Ganterschwil (SG), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Bütschwil-Ganterschwil (SG), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/sg/butschwil-ganterschwil/adult/no-accident/deductible-300/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…), `butschwil-ganterschwil` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.