# Health insurance premiums 2026 in Balgach (SG), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Balgach, with accident cover, the cheapest health insurance premium is:

- **288.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **177.65 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 177.65 to 478.05 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **288.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 478.05 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 288.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-300/
- 500 CHF: 277.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-500/
- 1'000 CHF: 252.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 227.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 202.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 177.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 288.05 | 277.95 | 252.95 | 227.85 | 202.75 | 177.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 303.35 | 292.75 | 266.45 | 240.05 | 213.55 | 187.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 303.95 | 292.35 | 263.15 | 233.95 | 204.85 | 195.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 303.95 | 292.35 | 263.15 | 233.95 | 204.85 | 195.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 307.25 | 295.65 | 266.45 | 237.25 | 208.15 | 178.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 308.45 | 297.75 | 270.95 | 244.05 | 217.25 | 190.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 315.05 | 303.45 | 274.25 | 245.05 | 215.95 | 195.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 318.50 | 306.90 | 277.70 | 248.50 | 219.40 | 190.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 318.65 | 307.05 | 277.85 | 248.65 | 219.55 | 190.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 319.05 | 307.45 | 278.25 | 249.05 | 219.95 | 199.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 321.90 | 310.30 | 281.10 | 251.90 | 222.80 | 193.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 321.90 | 310.30 | 281.10 | 251.90 | 222.80 | 193.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 321.90 | 310.30 | 281.10 | 251.90 | 222.80 | 193.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 322.55 | 310.95 | 281.75 | 252.55 | 223.45 | 200.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 324.35 | 312.75 | 283.55 | 254.35 | 225.25 | 196.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 324.45 | 312.85 | 283.65 | 254.45 | 225.35 | 200.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 325.65 | 314.05 | 284.85 | 255.65 | 226.55 | 199.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 326.25 | 316.15 | 290.75 | 265.45 | 240.05 | 214.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 326.25 | 314.65 | 285.45 | 256.25 | 227.15 | 197.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 327.15 | 315.55 | 286.35 | 257.15 | 228.05 | 198.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 329.55 | 317.95 | 288.75 | 259.55 | 230.45 | 201.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 329.65 | 320.95 | 290.75 | 265.35 | 241.65 | 207.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 329.65 | 320.95 | 290.75 | 265.35 | 241.65 | 207.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 330.45 | 318.85 | 289.65 | 260.45 | 235.45 | 210.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 330.45 | 318.85 | 289.65 | 260.45 | 235.45 | 210.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 331.85 | 320.25 | 291.05 | 261.85 | 232.75 | 203.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 332.05 | 320.45 | 291.25 | 262.05 | 232.95 | 203.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 332.15 | 320.45 | 291.35 | 262.15 | 232.95 | 203.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 333.65 | 321.95 | 302.35 | 273.25 | 236.45 | 207.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 334.05 | 322.45 | 293.25 | 264.05 | 234.95 | 205.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 334.05 | 322.45 | 293.25 | 264.05 | 234.95 | 205.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 334.05 | 322.45 | 293.25 | 264.05 | 234.95 | 205.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 334.65 | 322.95 | 297.55 | 268.45 | 235.45 | 206.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 335.75 | 324.05 | 294.95 | 265.75 | 236.55 | 207.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 338.45 | 326.75 | 312.85 | 295.15 | 277.45 | 248.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 338.65 | 327.05 | 297.85 | 268.65 | 239.55 | 210.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 338.75 | 327.25 | 298.25 | 268.75 | 239.75 | 210.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 339.25 | 327.65 | 298.45 | 269.25 | 240.15 | 210.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 340.65 | 329.15 | 300.15 | 270.65 | 241.65 | 212.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 341.55 | 329.95 | 300.75 | 271.75 | 242.45 | 214.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 342.65 | 331.15 | 302.15 | 272.65 | 243.65 | 214.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 343.65 | 332.05 | 302.85 | 273.65 | 244.55 | 215.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 345.45 | 333.85 | 304.65 | 275.45 | — | 217.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 347.45 | 335.85 | 306.65 | 277.45 | 248.35 | 219.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 347.65 | 341.05 | 306.85 | 277.65 | 248.55 | 219.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 348.25 | 336.65 | 307.45 | 278.25 | — | 219.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 348.25 | 336.65 | 307.45 | 278.25 | 249.15 | 221.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 348.25 | 336.65 | 307.45 | 278.25 | 249.15 | 221.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 349.45 | 337.95 | 308.95 | 279.45 | 250.45 | 221.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 350.15 | 338.45 | 309.35 | 280.15 | 250.95 | 221.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 350.45 | 338.95 | 309.95 | 280.45 | 251.45 | 222.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 350.85 | 342.95 | 313.85 | 284.65 | 251.65 | 222.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 351.45 | 339.95 | 310.95 | 281.45 | 252.45 | 223.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 351.75 | 340.15 | 310.95 | 283.65 | 256.45 | 231.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 352.65 | 345.95 | 311.85 | 282.65 | 253.45 | 224.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 352.75 | 341.05 | 311.95 | 282.75 | 253.55 | 224.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 354.95 | 343.35 | 314.15 | 284.95 | 255.85 | 226.65 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 355.45 | 344.35 | 316.65 | 288.95 | 261.25 | 233.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 355.75 | 344.05 | 314.95 | 285.75 | 256.55 | 227.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 359.05 | 347.45 | 318.25 | 289.05 | 259.95 | 230.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 359.05 | 347.45 | 318.25 | 289.05 | 259.95 | 230.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 359.35 | 347.75 | 318.55 | 289.35 | — | 231.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 359.55 | 347.95 | 318.75 | 289.55 | 260.45 | 231.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 362.15 | 350.55 | 321.35 | 292.15 | — | 233.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.35 | 350.75 | 321.55 | 292.35 | 263.25 | 234.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.15 | 351.55 | 322.35 | 293.15 | 264.05 | 234.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 363.25 | 351.55 | 322.35 | 293.25 | 264.05 | 234.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 363.65 | 352.15 | 323.15 | 293.65 | 264.65 | 235.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 364.85 | 357.45 | 327.85 | 298.25 | 272.35 | 246.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 367.15 | 355.55 | 326.35 | 297.15 | 268.05 | 238.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 367.75 | 356.25 | 327.25 | 297.75 | 268.75 | 239.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 368.45 | 356.75 | 327.55 | 298.45 | 269.25 | 240.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 373.15 | 363.05 | 338.45 | 313.85 | 289.35 | 244.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 373.25 | 361.65 | 332.45 | 303.25 | — | 244.95 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 374.45 | 362.75 | 333.60 | 304.45 | 275.25 | 246.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 375.75 | 364.15 | 334.95 | 305.85 | 276.65 | 247.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 376.55 | 364.95 | 335.75 | 306.55 | 277.45 | 248.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 376.55 | 364.95 | 335.75 | 306.55 | 277.45 | 248.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 377.55 | 370.95 | 336.75 | 307.55 | 278.45 | 249.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 377.75 | 366.15 | 336.95 | 307.75 | 278.65 | 249.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 378.05 | 371.35 | 337.15 | 308.05 | 278.85 | 249.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.15 | 366.55 | 337.35 | 308.15 | 279.05 | 249.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.15 | 366.45 | 337.35 | 308.15 | 278.95 | 249.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 378.85 | 367.35 | 338.35 | 308.85 | 279.85 | 250.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 381.75 | 370.15 | 340.95 | 311.75 | 282.65 | 253.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 381.95 | 370.35 | 341.15 | 311.95 | 282.85 | 253.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 384.25 | 372.65 | 343.45 | 314.25 | 285.15 | 255.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.65 | 374.15 | 345.15 | 315.65 | 286.65 | 257.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 387.85 | 376.35 | 347.35 | 317.85 | 288.85 | 259.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 388.05 | 376.35 | 347.15 | 318.05 | 288.85 | 259.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 390.05 | 383.35 | 349.25 | 320.05 | 290.85 | 261.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 392.35 | 380.85 | 351.85 | 322.35 | 293.35 | 264.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.85 | 386.85 | 354.85 | 326.85 | 298.85 | 266.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 396.25 | 384.65 | 355.45 | 326.25 | 297.15 | 267.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 398.35 | 391.75 | 357.55 | 328.35 | 299.25 | 270.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 401.05 | 389.45 | 360.25 | 331.05 | — | 272.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 402.35 | 390.85 | 361.85 | 332.35 | 303.35 | 274.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 404.55 | 392.85 | 363.75 | 334.55 | 305.35 | 276.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 405.85 | 394.35 | 365.35 | 335.85 | 306.85 | 277.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.65 | 397.05 | 367.85 | 338.65 | 309.55 | 280.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 410.35 | 400.45 | 375.35 | 350.15 | 325.15 | 300.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 410.85 | 404.15 | 370.05 | 340.85 | 311.65 | 282.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 415.65 | 404.05 | 374.85 | 345.65 | 316.55 | 287.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 429.75 | 419.25 | 393.05 | 366.75 | 340.55 | 314.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 434.55 | 423.95 | 397.45 | 370.85 | 344.35 | 317.85 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.90 | 430.35 | 401.15 | 371.95 | 342.85 | 313.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 443.95 | 432.45 | 403.45 | 373.95 | 344.95 | 315.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 478.05 | 466.45 | 437.25 | 408.05 | 378.95 | 349.75 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Balgach for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Balgach](https://praemiencheck.onedoc.ch/en/sg/balgach/) is Agrisano (AGRIsmart) at 288.05 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 330.25 CHF a month.

### How much does health insurance cost in Balgach in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 288.05 CHF (Agrisano, AGRIsmart) to 478.05 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 253.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Balgach for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 288.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-300/) to 177.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/deductible-2500/): 110.40 CHF less a month, 1'324.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'772 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Balgach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 330.25 CHF (CSS), family doctor / HMO 307.25 CHF (CSS), flexible model 303.95 CHF (Assura), telemedicine 288.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 293.20 CHF at Agrisano (AGRIsmart) gives 288.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/

## Related pages

- With accident cover: from 177.65 to 478.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/balgach/young-adult/with-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `balgach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.