# Health insurance premiums 2027 in Bad Ragaz (SG), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Bad Ragaz, with accident cover, the cheapest health insurance premium is:

- **322.00 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **211.00 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 211.00 to 500.80 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **322.00 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 500.80 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 322.00 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-300/
- 500 CHF: 311.80 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-500/
- 1'000 CHF: 286.70 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 261.40 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 236.10 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 211.00 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 322.00 | 311.80 | 286.70 | 261.40 | 236.10 | 211.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 336.30 | 324.70 | 295.50 | 266.30 | 237.20 | 216.30 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 340.60 | 329.90 | 303.20 | 276.50 | 249.80 | 223.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 342.20 | 330.60 | 301.40 | 272.20 | 243.10 | 213.90 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 342.40 | 331.70 | 304.90 | 278.00 | 251.20 | 224.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 343.90 | 332.30 | 303.10 | 273.90 | 244.80 | 215.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 343.90 | 332.30 | 303.10 | 273.90 | 244.80 | 215.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 344.70 | 333.10 | 303.90 | 274.70 | 245.60 | 223.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 344.70 | 333.10 | 303.90 | 274.70 | 245.60 | 223.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 345.90 | 334.30 | 305.10 | 275.90 | 246.80 | 217.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 347.70 | 336.10 | 306.90 | 277.70 | 248.60 | 219.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 348.90 | 337.30 | 308.10 | 278.90 | 249.80 | 220.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 349.60 | 338.00 | 308.80 | 279.60 | 250.50 | 221.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 352.00 | 340.40 | 311.20 | 282.00 | 252.90 | 223.70 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 353.10 | 345.90 | 323.20 | 296.70 | 269.50 | 233.90 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 354.10 | 343.30 | 316.50 | 289.70 | 262.90 | 236.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 354.10 | 343.30 | 316.50 | 289.70 | 262.90 | 236.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 354.20 | 342.55 | 313.40 | 284.20 | 255.05 | 225.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 354.20 | 342.55 | 313.40 | 284.20 | 255.05 | 225.90 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 355.10 | 347.90 | 325.20 | 298.70 | 271.50 | 235.90 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 356.90 | 346.80 | 321.40 | 296.10 | 270.70 | 239.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 357.20 | 345.60 | 316.40 | 287.20 | 258.10 | 228.90 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 357.50 | 346.40 | 318.80 | 291.00 | 263.30 | 235.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 357.90 | 346.25 | 317.10 | 287.90 | 258.75 | 229.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 357.90 | 346.25 | 317.10 | 287.90 | 258.75 | 229.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 357.90 | 346.25 | 317.10 | 287.90 | 258.75 | 229.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 357.90 | 346.25 | 317.10 | 287.90 | 258.75 | 229.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 357.90 | 346.25 | 317.10 | 287.90 | 258.75 | 229.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 360.10 | 348.50 | 319.30 | 290.10 | 261.00 | 231.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 364.80 | 353.20 | 324.00 | 294.80 | 265.70 | 236.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 364.80 | 353.20 | 324.00 | 294.80 | 265.70 | 236.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 365.50 | 354.00 | 325.00 | 295.50 | 266.50 | 237.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 367.60 | 356.10 | 327.10 | 297.60 | 268.60 | 239.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 367.60 | 356.00 | 326.80 | 297.60 | 268.50 | 239.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 368.10 | 356.40 | 331.40 | 302.20 | 268.90 | 239.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 368.95 | 357.30 | 328.15 | 298.95 | 269.80 | 240.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 369.70 | 358.20 | 329.20 | 299.70 | 270.70 | 241.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 369.70 | 358.10 | 328.90 | 299.70 | 270.60 | 241.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 370.10 | 358.50 | 347.80 | 337.10 | 312.10 | 282.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 370.50 | 358.90 | 329.70 | 300.50 | 271.40 | 245.20 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.20 | 360.50 | 331.40 | 302.20 | 273.00 | 243.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 373.30 | 361.60 | 332.40 | 303.30 | 274.10 | 244.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 373.40 | 361.80 | 332.60 | 303.40 | 274.30 | 254.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 373.40 | 361.80 | 332.60 | 303.50 | 274.30 | 245.40 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 373.80 | 362.20 | 333.00 | 303.80 | 274.70 | 245.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 374.00 | 362.40 | 333.20 | 304.00 | 274.90 | 245.70 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 374.10 | 362.50 | 333.30 | 304.10 | 275.00 | 245.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 374.10 | 362.50 | 333.30 | 304.10 | 275.00 | 245.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 375.80 | 364.20 | 335.00 | 305.80 | — | 247.50 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.35 | 364.70 | 335.55 | 306.35 | 277.20 | 248.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 378.00 | 366.50 | 337.50 | 308.00 | 279.00 | 250.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 378.90 | 367.30 | 338.10 | 308.90 | — | 250.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 380.40 | 368.70 | 345.70 | 316.60 | 281.20 | 252.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 380.80 | 369.10 | 339.90 | 310.80 | 281.60 | 252.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.10 | 370.50 | 341.30 | 312.10 | 283.00 | 253.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 382.80 | 371.20 | 342.00 | 312.80 | 283.70 | 254.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 383.00 | 371.30 | 342.20 | 313.00 | 283.80 | 254.70 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.80 | 373.20 | 344.00 | 314.80 | 285.80 | 256.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 387.20 | 375.60 | 346.40 | 317.20 | 288.10 | 258.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 387.20 | 375.60 | 346.40 | 317.20 | 288.10 | 258.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 387.30 | 380.60 | 346.50 | 317.30 | 288.10 | 259.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 388.30 | 376.70 | 347.50 | 318.30 | 289.20 | 264.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 389.90 | 378.40 | 349.40 | 319.90 | 290.90 | 261.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 391.30 | 379.70 | 350.50 | 321.30 | — | 263.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 391.90 | 380.20 | 351.10 | 321.90 | 292.70 | 263.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 392.20 | 380.70 | 351.70 | 322.20 | 293.20 | 264.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 392.30 | 385.60 | 351.50 | 322.30 | 293.10 | 264.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 392.60 | 381.00 | 351.80 | 322.60 | 293.50 | 264.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 392.70 | 385.20 | 360.10 | 331.00 | 310.00 | 280.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 394.00 | 382.40 | 353.20 | 324.00 | 294.90 | 265.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 394.10 | 382.50 | 353.30 | 324.10 | 295.00 | 265.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 394.10 | 382.50 | 353.30 | 324.10 | 295.00 | 265.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 394.40 | 382.80 | 353.60 | 324.40 | — | 266.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 394.80 | 387.20 | 358.10 | 328.90 | 295.60 | 266.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 394.90 | 383.20 | 354.00 | 324.90 | 295.70 | 266.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 396.00 | 384.40 | 355.20 | 326.00 | 296.90 | 267.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.50 | 384.90 | 355.70 | 326.50 | 297.40 | 268.20 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.90 | 386.20 | 357.00 | 327.90 | 298.70 | 269.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 398.20 | 386.50 | 357.40 | 328.20 | 299.00 | 269.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 398.90 | 391.40 | 366.30 | 337.10 | 312.10 | 282.90 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.20 | 390.60 | 362.20 | 338.60 | 314.30 | 272.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 403.50 | 391.80 | 362.70 | 333.50 | 304.30 | 275.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 403.50 | 391.80 | 362.70 | 333.50 | 304.30 | 275.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.50 | 392.90 | 363.70 | 334.50 | 305.40 | 276.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 404.80 | 393.20 | 364.00 | 334.80 | 305.70 | 276.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 404.80 | 393.20 | 364.00 | 334.80 | 305.70 | 276.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 405.60 | 394.10 | 365.10 | 335.60 | 306.60 | 277.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 406.80 | 395.20 | 366.00 | 336.80 | — | 278.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 410.10 | 398.60 | 369.60 | 340.10 | 311.10 | 282.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.20 | 398.60 | 369.40 | 340.30 | 311.10 | 281.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.20 | 399.60 | 370.40 | 341.20 | 312.10 | 282.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 411.20 | 399.60 | 370.40 | 341.20 | 312.10 | 282.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.30 | 403.70 | 374.50 | 345.30 | 316.20 | 287.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.40 | 403.90 | 374.90 | 345.40 | 316.40 | 287.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.60 | 404.00 | 374.80 | 345.60 | 316.50 | 287.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 419.60 | 413.00 | 378.80 | 349.60 | 320.50 | 291.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 419.60 | 413.00 | 378.80 | 349.60 | 320.50 | 291.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 422.40 | 410.90 | 381.90 | 352.40 | 323.40 | 294.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 426.40 | 414.70 | 385.60 | 356.40 | 327.20 | 298.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 427.20 | 415.70 | 386.70 | 357.20 | 328.20 | 299.20 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 429.40 | 420.80 | 390.75 | 360.70 | 330.65 | 304.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 430.70 | 420.70 | 395.60 | 370.50 | 345.50 | 320.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 431.00 | 419.30 | 390.20 | 361.00 | 331.80 | 302.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 433.30 | 426.60 | 392.50 | 363.30 | 334.10 | 305.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 435.60 | 423.90 | 394.70 | 365.60 | 336.40 | 307.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 437.00 | 425.50 | 396.50 | 367.00 | 338.00 | 309.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.70 | 426.10 | 396.90 | 367.70 | — | 309.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.00 | 428.40 | 399.20 | 370.00 | 340.90 | 311.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 440.20 | 428.50 | 399.30 | 370.20 | 341.00 | 311.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 442.40 | 435.80 | 401.60 | 372.40 | 343.30 | 314.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.30 | 433.70 | 404.50 | 375.30 | 346.20 | 317.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 446.80 | 435.30 | 406.30 | 376.80 | 347.80 | 318.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.20 | 436.70 | 407.70 | 378.20 | 349.20 | 320.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 450.70 | 440.30 | 414.00 | 387.70 | 361.50 | 335.30 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.00 | 442.95 | 411.30 | 384.20 | 357.10 | 325.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 453.90 | 442.20 | 413.10 | 383.90 | 354.70 | 325.60 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 455.70 | 445.20 | 418.60 | 392.00 | 365.60 | 339.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.10 | 449.40 | 415.30 | 386.10 | 356.90 | 327.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.50 | 446.80 | 417.60 | 388.50 | 359.30 | 330.10 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.70 | 460.10 | 430.90 | 401.70 | 372.60 | 343.40 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 488.30 | 476.80 | 447.80 | 418.30 | 389.30 | 360.30 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.80 | 489.20 | 460.00 | 430.80 | 401.70 | 372.50 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Bad Ragaz for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Bad Ragaz](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/) is Agrisano (AGRIsmart) at 322.00 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 368.95 CHF a month.

### How much does health insurance cost in Bad Ragaz in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 322.00 CHF (Agrisano, AGRIsmart) to 500.80 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 288.50 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Bad Ragaz for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 322.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-300/) to 211.00 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Bad Ragaz for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 368.95 CHF (Sanitas), family doctor / HMO 336.30 CHF (ÖKK), flexible model 343.90 CHF (ÖKK), telemedicine 322.00 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/

## Related pages

- With accident cover: from 211.00 to 500.80 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/with-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `bad-ragaz` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.