# Health insurance premiums 2027 in Bad Ragaz (SG), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Bad Ragaz, without accident cover, the cheapest health insurance premium is:

- **305.90 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **200.50 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart)

## Without accident cover: from 200.50 to 470.80 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **305.90 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 470.80 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 305.90 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-300/
- 500 CHF: 296.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-500/
- 1'000 CHF: 272.40 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 247.70 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 220.60 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 200.50 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 305.90 | 296.20 | 272.40 | 248.30 | 224.30 | 200.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 312.80 | 302.00 | 274.90 | 247.70 | 220.60 | 201.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 319.90 | 309.10 | 281.90 | 254.80 | 227.70 | 200.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 319.90 | 309.10 | 281.90 | 254.80 | 227.70 | 200.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 320.60 | 309.80 | 282.70 | 255.50 | 228.50 | 207.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 320.60 | 309.80 | 282.70 | 255.50 | 228.50 | 207.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 323.60 | 313.40 | 288.00 | 262.70 | 237.30 | 212.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 324.50 | 313.70 | 286.50 | 259.40 | 232.30 | 205.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 325.10 | 314.10 | 286.30 | 258.60 | 230.90 | 203.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 325.20 | 314.40 | 287.20 | 260.10 | 233.00 | 205.90 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 325.30 | 315.10 | 289.70 | 264.10 | 238.60 | 213.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 326.90 | 316.00 | 288.40 | 260.80 | 233.30 | 205.70 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 328.40 | 321.70 | 300.60 | 276.00 | 250.70 | 217.60 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 329.30 | 319.30 | 294.40 | 269.50 | 244.50 | 219.60 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 329.30 | 319.30 | 294.40 | 269.50 | 244.50 | 219.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 329.75 | 318.90 | 291.80 | 264.60 | 237.45 | 210.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 329.75 | 318.90 | 291.80 | 264.60 | 237.45 | 210.30 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 330.20 | 323.60 | 302.50 | 277.80 | 252.50 | 219.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 330.30 | 319.30 | 291.60 | 263.80 | 236.20 | 208.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 332.00 | 322.60 | 299.00 | 275.40 | 251.80 | 222.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 332.20 | 321.50 | 294.30 | 267.10 | 240.10 | 212.90 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 332.70 | 321.70 | 294.10 | 266.50 | 239.00 | 211.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 333.20 | 322.35 | 295.20 | 268.05 | 240.90 | 213.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 333.20 | 322.35 | 295.20 | 268.05 | 240.90 | 213.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 333.20 | 322.35 | 295.20 | 268.05 | 240.90 | 213.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 333.20 | 322.35 | 295.20 | 268.05 | 240.90 | 213.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 333.20 | 322.35 | 295.20 | 268.05 | 240.90 | 213.75 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | glarnermed24 | 336.10 | 325.60 | 299.70 | 273.50 | 247.50 | 221.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 340.00 | 329.30 | 302.30 | 274.90 | 247.90 | 220.90 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 340.30 | 329.40 | 301.80 | 274.20 | 246.70 | 219.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 341.90 | 331.20 | 304.20 | 276.80 | 249.80 | 222.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 341.90 | 331.10 | 304.00 | 276.80 | 249.80 | 222.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 342.30 | 331.50 | 308.20 | 281.00 | 250.10 | 223.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 343.50 | 332.65 | 305.50 | 278.30 | 251.20 | 224.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 343.80 | 333.10 | 306.20 | 278.70 | 251.80 | 224.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 343.90 | 333.10 | 305.90 | 278.80 | 251.70 | 224.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 344.20 | 333.40 | 323.50 | 313.50 | 290.20 | 263.10 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 344.60 | 333.80 | 306.70 | 279.50 | 252.40 | 228.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 346.60 | 335.50 | 307.80 | 280.10 | 252.40 | 224.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 346.60 | 335.50 | 307.80 | 280.10 | 252.40 | 224.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 347.30 | 336.50 | 309.30 | 282.20 | 255.10 | 236.30 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 347.30 | 336.50 | 309.40 | 282.30 | 255.10 | 228.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 347.70 | 336.90 | 309.70 | 282.60 | 255.50 | 228.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 347.90 | 337.10 | 309.90 | 282.80 | 255.70 | 228.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 348.90 | 338.10 | 310.90 | 283.60 | 256.50 | 229.30 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 348.90 | 338.10 | 310.90 | 283.60 | 256.50 | 229.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 348.90 | 338.00 | 310.70 | 283.50 | 256.20 | 228.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 349.50 | 338.70 | 311.60 | 284.40 | — | 230.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 351.60 | 340.90 | 313.90 | 286.50 | 259.50 | 232.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 352.40 | 341.60 | 314.40 | 287.30 | — | 233.10 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.60 | 342.50 | 314.80 | 287.10 | 259.40 | 231.70 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.80 | 342.80 | 315.40 | 288.00 | 260.50 | 233.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 353.80 | 342.90 | 321.50 | 294.40 | 261.60 | 234.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 354.20 | 343.30 | 316.20 | 289.10 | 261.90 | 234.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 355.40 | 344.60 | 317.50 | 290.30 | 263.20 | 236.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 356.10 | 345.30 | 318.10 | 291.00 | 263.90 | 236.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 356.20 | 345.40 | 318.30 | 291.10 | 264.00 | 236.90 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.90 | 347.10 | 320.00 | 292.80 | 265.80 | 238.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 360.10 | 349.40 | 322.20 | 295.00 | 268.00 | 240.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 360.10 | 349.40 | 322.20 | 295.00 | 268.00 | 240.80 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 361.20 | 350.40 | 323.20 | 296.10 | 269.00 | 245.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 362.00 | 355.70 | 323.80 | 296.60 | 269.30 | 242.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 362.60 | 351.90 | 325.00 | 297.50 | 270.60 | 243.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 363.90 | 353.10 | 326.00 | 298.80 | — | 244.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 364.50 | 353.60 | 326.60 | 299.40 | 272.30 | 245.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 364.70 | 354.00 | 327.10 | 299.60 | 272.70 | 245.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 365.10 | 354.30 | 327.20 | 300.00 | 273.00 | 245.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 365.30 | 358.20 | 334.90 | 307.80 | 288.30 | 261.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 366.60 | 355.80 | 328.60 | 301.50 | 274.40 | 247.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 366.60 | 355.80 | 328.60 | 301.50 | 274.40 | 247.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 366.70 | 360.40 | 328.50 | 301.20 | 274.00 | 246.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 366.80 | 356.00 | 328.80 | 301.70 | — | 247.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 367.20 | 360.10 | 333.00 | 305.90 | 274.90 | 247.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 368.30 | 357.40 | 330.10 | 302.90 | 275.60 | 248.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 368.30 | 357.50 | 330.40 | 303.20 | 276.20 | 249.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 369.10 | 358.20 | 330.90 | 303.60 | 276.40 | 249.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 371.00 | 364.00 | 340.70 | 313.50 | 290.20 | 263.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.10 | 360.20 | 333.00 | 305.80 | 278.60 | 251.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 372.20 | 361.30 | 334.00 | 306.70 | 279.50 | 252.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.10 | 363.30 | 336.90 | 314.90 | 292.30 | 253.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 376.50 | 365.70 | 338.60 | 311.40 | 284.40 | 257.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 376.50 | 365.70 | 338.60 | 311.40 | 284.40 | 257.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.70 | 365.70 | 337.90 | 310.20 | 282.50 | 254.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 377.10 | 366.20 | 339.00 | 311.70 | 284.50 | 257.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 377.10 | 366.20 | 339.00 | 311.70 | 284.50 | 257.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 377.20 | 366.50 | 339.60 | 312.10 | 285.20 | 258.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 378.30 | 367.50 | 340.40 | 313.20 | — | 259.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 381.40 | 370.70 | 343.70 | 316.30 | 289.30 | 262.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.50 | 370.70 | 343.60 | 316.50 | 289.40 | 262.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.30 | 371.30 | 343.70 | 316.20 | 288.70 | 261.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.50 | 371.60 | 344.50 | 317.40 | 290.20 | 263.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 382.50 | 371.60 | 344.50 | 317.40 | 290.20 | 263.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.30 | 375.60 | 348.60 | 321.20 | 294.20 | 267.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.30 | 375.50 | 348.30 | 321.20 | 294.10 | 267.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.50 | 377.60 | 350.30 | 323.00 | 295.80 | 268.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 392.20 | 386.00 | 354.10 | 326.80 | 299.50 | 272.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 392.20 | 386.00 | 354.10 | 326.80 | 299.50 | 272.30 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 392.80 | 382.10 | 355.10 | 327.70 | 300.70 | 273.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 397.30 | 386.60 | 359.70 | 332.20 | 305.30 | 278.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 398.50 | 387.60 | 360.40 | 333.10 | 305.90 | 278.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 402.80 | 391.90 | 364.70 | 337.40 | 310.10 | 282.90 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 404.90 | 395.50 | 371.90 | 348.30 | 324.70 | 301.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 405.00 | 398.80 | 366.80 | 339.60 | 312.30 | 285.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 406.40 | 395.70 | 368.80 | 341.30 | 314.30 | 287.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.10 | 396.30 | 369.10 | 342.00 | — | 287.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 407.10 | 396.20 | 368.90 | 341.70 | 314.40 | 287.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.20 | 398.50 | 371.30 | 344.10 | 317.10 | 289.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 411.40 | 400.50 | 373.20 | 346.00 | 318.70 | 291.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 413.50 | 407.30 | 375.30 | 348.10 | 320.80 | 293.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.20 | 403.40 | 376.20 | 349.10 | 322.00 | 294.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 415.50 | 404.80 | 377.80 | 350.40 | 323.40 | 296.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.80 | 406.10 | 379.20 | 351.70 | 324.80 | 297.80 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 423.70 | 413.90 | 389.20 | 364.50 | 339.80 | 315.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 424.20 | 413.30 | 386.10 | 358.80 | 331.60 | 304.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.30 | 420.10 | 388.10 | 360.90 | 333.60 | 306.40 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 426.80 | 418.30 | 388.40 | 358.55 | 328.65 | 303.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 428.40 | 418.50 | 393.50 | 368.50 | 343.60 | 318.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.50 | 417.60 | 390.40 | 363.10 | 335.80 | 308.60 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.40 | 432.50 | 405.10 | 377.60 | 350.30 | 322.80 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.30 | 440.30 | 408.85 | 381.90 | 354.95 | 323.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.10 | 443.40 | 416.40 | 389.00 | 362.00 | 335.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.80 | 459.90 | 432.40 | 405.00 | 377.60 | 350.20 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Bad Ragaz for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Bad Ragaz](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/) is Agrisano (AGRIsmart) at 305.90 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 343.50 CHF a month.

### How much does health insurance cost in Bad Ragaz in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 305.90 CHF (Agrisano, AGRIsmart) to 470.80 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 288.50 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Bad Ragaz for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 305.90 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-300/) to 200.50 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Bad Ragaz for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 343.50 CHF (Sanitas), family doctor / HMO 312.80 CHF (ÖKK), flexible model 319.90 CHF (ÖKK), telemedicine 305.90 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/

## Related pages

- Without accident cover: from 200.50 to 470.80 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/bad-ragaz/young-adult/no-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `bad-ragaz` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.