# Health insurance premiums 2026 in Andwil (SG), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Andwil, with accident cover, the cheapest health insurance premium is:

- **301.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **190.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 190.85 to 483.45 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **301.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 483.45 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 301.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-300/
- 500 CHF: 291.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-500/
- 1'000 CHF: 266.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 240.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 215.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 190.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 301.15 | 291.15 | 266.05 | 240.95 | 215.85 | 190.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 317.25 | 306.65 | 280.25 | 253.85 | 227.45 | 201.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 319.25 | 307.65 | 278.45 | 249.25 | 220.15 | 190.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 320.05 | 308.45 | 279.25 | 250.05 | 220.95 | 205.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 320.05 | 308.45 | 279.25 | 250.05 | 220.95 | 205.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 322.55 | 311.75 | 285.05 | 258.15 | 231.25 | 204.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 325.35 | 313.75 | 284.55 | 255.35 | 226.25 | 205.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 327.75 | 316.15 | 286.95 | 257.75 | 228.65 | 199.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 328.75 | 317.15 | 287.95 | 258.75 | 229.65 | 200.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 331.85 | 320.25 | 291.05 | 261.85 | 232.75 | 205.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 332.85 | 321.25 | 292.05 | 262.85 | 233.75 | 204.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 332.85 | 321.25 | 292.05 | 262.85 | 233.75 | 204.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 333.15 | 323.05 | 297.65 | 272.35 | 246.95 | 221.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 334.45 | 327.25 | 304.55 | 278.05 | 250.85 | 215.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 334.65 | 323.05 | 293.85 | 264.65 | 235.55 | 209.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 334.65 | 323.05 | 293.85 | 264.65 | 235.55 | 206.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 334.75 | 323.15 | 293.95 | 264.75 | 235.65 | 206.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 336.35 | 329.15 | 306.45 | 279.95 | 252.75 | 217.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 336.85 | 325.25 | 296.05 | 266.85 | 237.75 | 208.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 338.20 | 326.60 | 297.40 | 268.20 | 239.10 | 209.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 338.20 | 326.60 | 297.40 | 268.20 | 239.10 | 209.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 338.20 | 326.60 | 297.40 | 268.20 | 239.10 | 209.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 338.25 | 326.65 | 297.45 | 268.25 | 239.15 | 209.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 338.25 | 326.65 | 297.45 | 268.25 | 239.15 | 209.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 338.55 | 326.95 | 297.75 | 268.55 | 239.45 | 210.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 340.45 | 328.85 | 303.65 | 274.45 | 241.35 | 212.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 340.85 | 329.25 | 300.05 | 270.85 | 241.75 | 212.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 341.65 | 330.05 | 300.85 | 271.65 | 242.55 | 213.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 342.05 | 330.45 | 308.45 | 279.25 | 250.15 | 220.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 343.65 | 332.05 | 302.85 | 273.65 | 244.55 | 215.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 345.05 | 333.35 | 304.25 | 275.05 | 245.85 | 216.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 347.05 | 336.35 | 309.45 | 282.65 | 255.85 | 229.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 347.05 | 336.35 | 309.45 | 282.65 | 255.85 | 229.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 218.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 347.45 | 335.85 | 306.65 | 277.45 | 248.35 | 219.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 347.45 | 335.85 | 306.65 | 277.45 | 248.35 | 219.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 348.75 | 337.15 | 307.95 | 278.95 | 249.65 | 221.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 348.85 | 337.25 | 308.05 | 278.85 | 249.75 | 220.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 349.25 | 337.65 | 308.45 | 279.25 | 250.15 | 220.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 349.25 | 337.65 | 308.45 | 279.25 | 250.15 | 220.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 349.45 | 337.75 | 318.65 | 289.45 | 252.25 | 223.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 350.85 | 339.25 | 310.05 | 280.85 | 251.75 | 222.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 350.85 | 339.25 | 310.05 | 280.85 | 251.75 | 222.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 350.85 | 339.25 | 310.05 | 280.85 | 251.75 | 222.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 351.05 | 339.35 | 310.25 | 281.05 | 251.85 | 222.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 352.35 | 340.65 | 311.45 | 282.35 | 253.15 | 223.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 354.95 | 348.35 | 314.15 | 284.95 | 255.85 | 226.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 355.25 | 343.65 | 314.45 | 285.25 | 256.15 | 226.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 357.35 | 345.65 | 316.55 | 287.35 | 258.15 | 229.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 357.35 | 345.65 | 316.55 | 287.35 | 258.15 | 229.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 358.25 | 346.75 | 317.75 | 288.25 | 259.25 | 230.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 358.45 | 346.75 | 333.55 | 316.45 | 295.25 | 266.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 358.85 | 347.25 | 318.05 | 288.85 | — | 230.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 359.65 | 352.95 | 318.85 | 289.65 | 260.45 | 231.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 360.35 | 348.85 | 319.85 | 290.35 | 261.35 | 232.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 360.75 | 349.25 | 320.25 | 290.75 | 261.75 | 232.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 361.75 | 350.15 | 320.95 | 291.75 | — | 233.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 361.75 | 350.15 | 320.95 | 291.75 | 262.65 | 233.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 361.75 | 350.15 | 320.95 | 291.75 | 262.65 | 233.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 362.35 | 350.85 | 321.85 | 292.35 | 263.35 | 234.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 362.85 | 351.35 | 322.35 | 292.85 | 263.85 | 234.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 365.45 | 357.75 | 328.55 | 299.45 | 266.25 | 237.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 366.05 | 354.45 | 325.25 | 296.05 | 266.95 | 237.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 369.45 | 357.75 | 328.55 | 299.45 | 270.25 | 241.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 370.45 | 358.85 | 329.65 | 300.45 | 271.35 | 242.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.65 | 359.15 | 330.15 | 300.65 | 271.65 | 242.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 372.25 | 360.55 | 331.35 | 302.25 | 273.05 | 243.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 372.45 | 360.75 | 331.55 | 304.45 | 277.25 | 252.05 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 372.95 | 361.95 | 334.25 | 306.45 | 278.85 | 251.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 372.95 | 361.35 | 332.15 | 302.95 | 273.85 | 244.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 373.55 | 361.95 | 332.75 | 303.55 | — | 245.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 373.55 | 361.85 | 332.75 | 303.55 | 274.35 | 245.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 375.45 | 363.95 | 334.95 | 305.45 | 276.45 | 247.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 376.15 | 364.55 | 335.35 | 306.15 | 277.05 | 247.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 376.55 | 364.95 | 335.75 | 306.55 | — | 248.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 376.85 | 365.15 | 335.95 | 306.85 | 277.65 | 248.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 376.85 | 365.15 | 335.95 | 306.85 | 277.65 | 248.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 377.65 | 366.05 | 336.85 | 307.75 | 278.55 | 249.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.15 | 366.55 | 337.35 | 308.15 | 279.05 | 249.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 379.15 | 367.55 | 338.35 | 309.15 | 280.05 | 250.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 379.15 | 367.55 | 338.35 | 309.15 | 280.05 | 250.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 379.15 | 367.55 | 338.35 | 309.15 | 280.05 | 250.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 379.65 | 368.15 | 339.15 | 309.65 | 280.65 | 251.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 380.65 | 370.05 | 341.65 | 317.95 | 293.65 | 252.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 383.15 | 371.65 | 342.65 | 313.15 | 284.15 | 255.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 383.65 | 372.05 | 342.85 | 313.75 | 284.55 | 255.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 385.05 | 378.35 | 344.25 | 315.05 | 285.85 | 256.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 385.05 | 378.35 | 344.25 | 315.05 | 285.85 | 256.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 386.65 | 375.05 | 345.85 | 316.65 | 287.55 | 258.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 388.25 | 376.65 | 347.45 | 318.25 | — | 259.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 392.25 | 380.75 | 351.75 | 322.25 | 293.25 | 264.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 392.25 | 380.65 | 351.45 | 322.25 | 293.15 | 263.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 392.85 | 381.25 | 352.05 | 322.85 | 293.75 | 264.55 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 392.90 | 381.25 | 352.10 | 322.90 | 293.75 | 264.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.35 | 382.75 | 353.55 | 324.35 | 295.25 | 266.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 394.35 | 382.75 | 353.55 | 324.35 | 295.25 | 266.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 396.65 | 385.05 | 355.85 | 326.65 | 297.55 | 268.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 396.75 | 385.25 | 356.25 | 326.75 | 297.75 | 268.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 397.75 | 391.15 | 356.95 | 327.75 | 298.65 | 269.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 398.45 | 386.85 | 357.65 | 328.45 | 299.35 | 270.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 402.85 | 391.15 | 362.05 | 332.85 | 303.65 | 274.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 404.45 | 392.75 | 363.55 | 334.45 | 305.25 | 276.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 406.25 | 399.55 | 365.45 | 336.25 | 307.05 | 277.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 407.15 | 395.55 | 366.35 | 337.15 | 308.05 | 278.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 407.85 | 396.35 | 367.35 | 337.85 | 308.85 | 279.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 410.35 | 398.85 | 369.85 | 340.35 | 311.35 | 282.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 411.55 | 399.85 | 370.65 | 341.55 | 312.35 | 283.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 415.05 | 405.05 | 379.95 | 354.85 | 329.85 | 304.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 415.35 | 403.85 | 374.85 | 345.35 | 316.35 | 287.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 416.85 | 408.40 | 378.85 | 349.35 | 319.80 | 290.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 417.75 | 406.15 | 376.95 | 347.75 | — | 289.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 418.95 | 412.25 | 378.15 | 348.95 | 319.75 | 290.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 424.55 | 412.85 | 383.65 | 354.55 | 325.35 | 296.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 428.85 | 417.15 | 388.05 | 358.85 | 329.65 | 300.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 431.65 | 420.05 | 390.85 | 361.65 | 332.55 | 303.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 434.65 | 424.15 | 397.85 | 371.65 | 345.45 | 319.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 438.85 | 429.95 | 398.90 | 372.25 | 341.15 | 314.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 439.45 | 428.95 | 402.35 | 375.75 | 349.35 | 322.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.95 | 437.45 | 408.45 | 378.95 | 349.95 | 320.95 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 460.60 | 449.05 | 419.85 | 390.65 | 361.55 | 332.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 483.45 | 471.85 | 442.65 | 413.45 | 384.35 | 355.15 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Andwil for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Andwil](https://praemiencheck.onedoc.ch/en/sg/andwil/) is Agrisano (AGRIsmart) at 301.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 348.85 CHF a month.

### How much does health insurance cost in Andwil in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 301.15 CHF (Agrisano, AGRIsmart) to 483.45 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 274.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Andwil for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 301.15 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-300/) to 190.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/deductible-2500/): 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Andwil for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 348.85 CHF (Sanitas), family doctor / HMO 319.25 CHF (CSS), flexible model 320.05 CHF (Assura), telemedicine 301.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 306.30 CHF at Agrisano (AGRIsmart) gives 301.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/

## Related pages

- With accident cover: from 190.85 to 483.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/andwil/young-adult/with-accident/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `andwil` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.