# Health insurance premiums 2026 in Altstätten (SG), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Altstätten, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/): **273.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **166.05 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-2500/) (CSS, Hausarztversicherung Profit).
- [With accident cover](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/): **288.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **177.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart).

## Without accident cover: from 166.05 to 449.05 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **273.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 449.05 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 273.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-300/
- 500 CHF: 263.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-500/
- 1'000 CHF: 240.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 216.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 190.15 CHF (Assura, FeminaVita) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 166.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 273.35 | 263.75 | 240.05 | 216.25 | 192.35 | 168.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 282.35 | 271.55 | 244.45 | 217.25 | 190.15 | 181.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 282.35 | 271.55 | 244.45 | 217.25 | 190.15 | 181.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 285.45 | 274.65 | 247.45 | 220.35 | 193.25 | 166.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 287.95 | 277.85 | 252.85 | 227.75 | 202.65 | 177.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 292.65 | 281.85 | 254.75 | 227.55 | 200.55 | 181.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 292.75 | 282.65 | 257.15 | 231.55 | 206.15 | 180.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 296.15 | 285.35 | 258.20 | 231.00 | 203.90 | 176.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 296.35 | 285.55 | 258.35 | 231.15 | 204.05 | 176.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 296.45 | 285.65 | 258.45 | 231.35 | 204.25 | 184.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 299.45 | 288.65 | 261.45 | 234.25 | 207.15 | 179.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 299.45 | 288.65 | 261.45 | 234.25 | 207.15 | 179.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 299.65 | 288.85 | 261.75 | 234.55 | 207.45 | 186.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 301.35 | 290.55 | 263.35 | 236.25 | 209.15 | 182.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 301.45 | 290.65 | 263.45 | 236.35 | 209.25 | 186.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 303.15 | 293.75 | 270.05 | 246.55 | 222.95 | 199.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 303.15 | 292.45 | 265.25 | 238.05 | 211.05 | 183.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 303.15 | 292.45 | 265.25 | 238.05 | 211.05 | 183.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 303.15 | 292.35 | 265.15 | 238.05 | 210.95 | 183.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 306.25 | 298.15 | 270.05 | 246.45 | 224.45 | 192.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 306.25 | 298.15 | 270.05 | 246.45 | 224.45 | 192.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 306.75 | 295.95 | 268.85 | 241.65 | 214.65 | 187.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 306.95 | 296.25 | 269.05 | 241.95 | 218.65 | 195.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 306.95 | 296.25 | 269.05 | 241.95 | 218.65 | 195.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 307.55 | 296.55 | 268.95 | 241.35 | 213.85 | 188.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 308.35 | 297.55 | 270.35 | 243.25 | 216.15 | 188.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 308.55 | 297.75 | 270.65 | 243.45 | 216.35 | 189.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 308.85 | 298.05 | 270.85 | 243.65 | 216.55 | 189.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 309.95 | 299.05 | 280.85 | 253.75 | 219.45 | 192.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 310.35 | 299.55 | 272.45 | 245.25 | 218.15 | 191.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 310.35 | 299.55 | 272.45 | 245.25 | 218.15 | 191.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 310.55 | 299.55 | 271.75 | 244.05 | 216.35 | 188.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 310.85 | 299.95 | 276.45 | 249.25 | 218.65 | 191.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 311.15 | 300.25 | 272.65 | 245.05 | 217.55 | 189.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 311.95 | 301.05 | 273.75 | 246.55 | 219.25 | 191.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 314.35 | 303.55 | 290.65 | 274.15 | 257.65 | 230.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 314.65 | 303.95 | 277.05 | 249.55 | 222.55 | 195.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 316.45 | 305.75 | 278.85 | 251.35 | 224.45 | 197.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 317.35 | 306.55 | 279.35 | 252.45 | 225.15 | 198.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 318.25 | 307.65 | 280.65 | 253.15 | 226.25 | 199.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 318.75 | 307.55 | 279.95 | 252.25 | 224.45 | 196.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 320.35 | 309.35 | 281.85 | 254.25 | 226.75 | 199.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 320.95 | 310.15 | 282.95 | 255.85 | — | 201.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 321.45 | 310.45 | 282.75 | 254.95 | 227.35 | 199.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 321.45 | 310.55 | 283.25 | 255.95 | 228.75 | 201.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 321.45 | 310.55 | 283.25 | 255.95 | 228.75 | 201.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 323.55 | 312.75 | 285.55 | 258.45 | — | 204.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 323.55 | 312.75 | 285.65 | 258.45 | 231.35 | 205.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 323.55 | 312.75 | 285.65 | 258.45 | 231.35 | 205.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 324.65 | 313.95 | 286.95 | 259.55 | 232.55 | 205.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 324.65 | 318.35 | 286.45 | 259.15 | 231.95 | 204.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 325.55 | 314.85 | 287.95 | 260.45 | 233.45 | 206.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 325.95 | 318.65 | 291.45 | 264.35 | 233.65 | 206.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 326.25 | 315.15 | 287.45 | 259.75 | 232.05 | 204.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 326.45 | 315.75 | 288.85 | 261.35 | 234.45 | 207.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 326.85 | 315.95 | 288.85 | 263.45 | 238.15 | 214.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 326.95 | 316.05 | 288.75 | 261.55 | 234.25 | 206.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 327.45 | 316.65 | 289.55 | 262.35 | 235.35 | 208.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 327.65 | 316.85 | 289.75 | 262.55 | 235.45 | 208.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 329.25 | 323.05 | 291.15 | 263.85 | 236.55 | 209.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 329.85 | 318.85 | 291.05 | 263.35 | 235.65 | 207.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 331.45 | 320.55 | 293.25 | 266.05 | 238.75 | 211.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 332.15 | 321.25 | 293.95 | 266.75 | 239.45 | 212.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 333.85 | 323.05 | 295.85 | 268.75 | — | 214.55 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 333.85 | 323.45 | 297.35 | 271.35 | 245.25 | 219.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 334.05 | 323.25 | 296.15 | 268.95 | 241.95 | 214.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 335.25 | 324.35 | 297.15 | 269.85 | 242.55 | 215.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 335.25 | 324.35 | 297.15 | 269.85 | 242.55 | 215.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 336.45 | 325.65 | 298.45 | 271.35 | — | 217.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 337.45 | 326.65 | 299.45 | 272.35 | 245.25 | 218.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 337.85 | 327.15 | 300.15 | 272.75 | 245.75 | 218.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.55 | 327.65 | 300.35 | 273.05 | 245.85 | 218.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 339.15 | 328.25 | 300.95 | 273.75 | 246.45 | 219.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 339.25 | 328.45 | 301.35 | 274.15 | 247.15 | 219.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 341.15 | 330.35 | 303.15 | 276.05 | 248.95 | 221.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 341.65 | 330.95 | 303.95 | 276.55 | 249.55 | 222.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.05 | 333.15 | 305.85 | 278.55 | 251.35 | 224.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 346.65 | 337.35 | 314.45 | 291.55 | 268.75 | 227.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 346.75 | 335.95 | 308.85 | 281.65 | — | 227.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.15 | 338.35 | 311.15 | 284.15 | 256.95 | 229.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 349.85 | 339.05 | 311.95 | 284.75 | 257.65 | 230.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 349.85 | 339.05 | 311.95 | 284.75 | 257.65 | 230.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 350.95 | 340.25 | 313.05 | 285.85 | 258.85 | 231.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 351.35 | 340.45 | 313.45 | 286.25 | 259.15 | 232.05 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 351.65 | 340.70 | 313.30 | 285.85 | 258.45 | 231.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 352.05 | 341.35 | 314.35 | 286.95 | 259.95 | 232.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 352.55 | 346.35 | 314.45 | 287.15 | 259.95 | 232.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 352.95 | 346.75 | 314.85 | 287.55 | 260.25 | 233.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 354.95 | 344.15 | 316.95 | 289.85 | 262.75 | 235.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.25 | 347.55 | 320.65 | 293.15 | 266.15 | 239.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 358.85 | 347.95 | 320.65 | 293.45 | 266.15 | 238.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.95 | 347.95 | 320.25 | 292.45 | 264.85 | 237.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 360.35 | 349.65 | 322.65 | 295.25 | 268.25 | 241.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.55 | 349.55 | 321.95 | 294.35 | 266.85 | 239.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 362.35 | 351.45 | 324.15 | 296.95 | 269.65 | 242.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 362.65 | 355.25 | 325.85 | 296.45 | 270.70 | 244.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 364.25 | 358.05 | 326.05 | 298.85 | 271.55 | 244.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 364.55 | 353.85 | 326.85 | 299.45 | 272.45 | 245.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 370.05 | 359.15 | 331.85 | 304.65 | 277.35 | 250.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 371.95 | 365.75 | 333.85 | 306.55 | 279.35 | 252.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.65 | 361.85 | 334.65 | 307.55 | — | 253.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 373.85 | 363.15 | 336.25 | 308.75 | 281.75 | 254.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 377.05 | 366.35 | 339.35 | 311.95 | 284.95 | 258.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 377.75 | 366.85 | 339.65 | 312.35 | 285.05 | 257.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 381.65 | 370.75 | 343.45 | 316.25 | 288.95 | 261.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.65 | 377.45 | 345.45 | 318.25 | 290.95 | 263.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 385.45 | 376.05 | 352.45 | 328.85 | 305.35 | 281.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.25 | 375.45 | 348.25 | 321.15 | 294.05 | 266.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.45 | 384.50 | 352.70 | 324.85 | 297.05 | 265.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 403.65 | 393.85 | 369.15 | 344.45 | 319.75 | 295.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 408.15 | 398.25 | 373.25 | 348.25 | 323.45 | 298.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 412.55 | 401.85 | 374.85 | 347.45 | 320.45 | 293.55 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 415.05 | 404.25 | 376.85 | 349.35 | 322.05 | 294.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 449.05 | 438.15 | 410.65 | 383.25 | 355.85 | 328.45 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident.md

## With accident cover: from 177.65 to 478.05 CHF a month depending on the deductible and the model

122 offers from 25 health insurers. With a deductible of 300 CHF, the cheapest is **288.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 478.05 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 288.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-300/
- 500 CHF: 277.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-500/
- 1'000 CHF: 252.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 227.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 202.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 177.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 288.05 | 277.95 | 252.95 | 227.85 | 202.75 | 177.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 303.35 | 292.75 | 266.45 | 240.05 | 213.55 | 187.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 303.95 | 292.35 | 263.15 | 233.95 | 204.85 | 195.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 303.95 | 292.35 | 263.15 | 233.95 | 204.85 | 195.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 307.25 | 295.65 | 266.45 | 237.25 | 208.15 | 178.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 308.45 | 297.75 | 270.95 | 244.05 | 217.25 | 190.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 315.05 | 303.45 | 274.25 | 245.05 | 215.95 | 195.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 318.50 | 306.90 | 277.70 | 248.50 | 219.40 | 190.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 318.65 | 307.05 | 277.85 | 248.65 | 219.55 | 190.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 319.05 | 307.45 | 278.25 | 249.05 | 219.95 | 199.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 321.90 | 310.30 | 281.10 | 251.90 | 222.80 | 193.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 321.90 | 310.30 | 281.10 | 251.90 | 222.80 | 193.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 321.90 | 310.30 | 281.10 | 251.90 | 222.80 | 193.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 322.55 | 310.95 | 281.75 | 252.55 | 223.45 | 200.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 324.35 | 312.75 | 283.55 | 254.35 | 225.25 | 196.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 324.45 | 312.85 | 283.65 | 254.45 | 225.35 | 200.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 325.65 | 314.05 | 284.85 | 255.65 | 226.55 | 199.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 326.25 | 316.15 | 290.75 | 265.45 | 240.05 | 214.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 326.25 | 314.65 | 285.45 | 256.25 | 227.15 | 197.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 326.35 | 314.75 | 285.55 | 256.35 | 227.25 | 198.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 327.15 | 315.55 | 286.35 | 257.15 | 228.05 | 198.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 329.55 | 317.95 | 288.75 | 259.55 | 230.45 | 201.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 329.65 | 320.95 | 290.75 | 265.35 | 241.65 | 207.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 329.65 | 320.95 | 290.75 | 265.35 | 241.65 | 207.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 330.25 | 318.65 | 289.45 | 260.25 | 231.15 | 201.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 330.45 | 318.85 | 289.65 | 260.45 | 235.45 | 210.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 330.45 | 318.85 | 289.65 | 260.45 | 235.45 | 210.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 331.85 | 320.25 | 291.05 | 261.85 | 232.75 | 203.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 332.05 | 320.45 | 291.25 | 262.05 | 232.95 | 203.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 332.15 | 320.45 | 291.35 | 262.15 | 232.95 | 203.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 333.65 | 321.95 | 302.35 | 273.25 | 236.45 | 207.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 334.05 | 322.45 | 293.25 | 264.05 | 234.95 | 205.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 334.05 | 322.45 | 293.25 | 264.05 | 234.95 | 205.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 334.05 | 322.45 | 293.25 | 264.05 | 234.95 | 205.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 334.65 | 322.95 | 297.55 | 268.45 | 235.45 | 206.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 335.75 | 324.05 | 294.95 | 265.75 | 236.55 | 207.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 338.45 | 326.75 | 312.85 | 295.15 | 277.45 | 248.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 338.65 | 327.05 | 297.85 | 268.65 | 239.55 | 210.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 338.75 | 327.25 | 298.25 | 268.75 | 239.75 | 210.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 339.25 | 327.65 | 298.45 | 269.25 | 240.15 | 210.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 340.65 | 329.15 | 300.15 | 270.65 | 241.65 | 212.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 341.55 | 329.95 | 300.75 | 271.75 | 242.45 | 214.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 342.65 | 331.15 | 302.15 | 272.65 | 243.65 | 214.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 343.65 | 332.05 | 302.85 | 273.65 | 244.55 | 215.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 344.05 | 332.45 | 303.25 | 274.05 | 244.95 | 215.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 345.45 | 333.85 | 304.65 | 275.45 | — | 217.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 347.45 | 335.85 | 306.65 | 277.45 | 248.35 | 219.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 347.65 | 341.05 | 306.85 | 277.65 | 248.55 | 219.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 348.25 | 336.65 | 307.45 | 278.25 | — | 219.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 348.25 | 336.65 | 307.45 | 278.25 | 249.15 | 221.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 348.25 | 336.65 | 307.45 | 278.25 | 249.15 | 221.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 349.45 | 337.95 | 308.95 | 279.45 | 250.45 | 221.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 350.15 | 338.45 | 309.35 | 280.15 | 250.95 | 221.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 350.45 | 338.95 | 309.95 | 280.45 | 251.45 | 222.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 350.85 | 342.95 | 313.85 | 284.65 | 251.65 | 222.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 351.45 | 339.95 | 310.95 | 281.45 | 252.45 | 223.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 351.75 | 340.15 | 310.95 | 283.65 | 256.45 | 231.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 352.65 | 345.95 | 311.85 | 282.65 | 253.45 | 224.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 352.75 | 341.05 | 311.95 | 282.75 | 253.55 | 224.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 354.95 | 343.35 | 314.15 | 284.95 | 255.85 | 226.65 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Glarnermed-24 | 355.45 | 344.35 | 316.65 | 288.95 | 261.25 | 233.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 355.75 | 344.05 | 314.95 | 285.75 | 256.55 | 227.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 359.05 | 347.45 | 318.25 | 289.05 | 259.95 | 230.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 359.05 | 347.45 | 318.25 | 289.05 | 259.95 | 230.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 359.35 | 347.75 | 318.55 | 289.35 | — | 231.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 359.55 | 347.95 | 318.75 | 289.55 | 260.45 | 231.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 362.15 | 350.55 | 321.35 | 292.15 | — | 233.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.35 | 350.75 | 321.55 | 292.35 | 263.25 | 234.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 363.15 | 351.55 | 322.35 | 293.15 | 264.05 | 234.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 363.25 | 351.55 | 322.35 | 293.25 | 264.05 | 234.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 363.65 | 352.15 | 323.15 | 293.65 | 264.65 | 235.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 364.85 | 357.45 | 327.85 | 298.25 | 272.35 | 246.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 365.15 | 353.55 | 324.35 | 295.15 | 266.05 | 236.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 367.15 | 355.55 | 326.35 | 297.15 | 268.05 | 238.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 367.75 | 356.25 | 327.25 | 297.75 | 268.75 | 239.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 368.45 | 356.75 | 327.55 | 298.45 | 269.25 | 240.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 373.15 | 363.05 | 338.45 | 313.85 | 289.35 | 244.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 373.25 | 361.65 | 332.45 | 303.25 | — | 244.95 |
| [Glarner Krankenversicherung](https://www.glkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 374.45 | 362.75 | 333.60 | 304.45 | 275.25 | 246.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 375.75 | 364.15 | 334.95 | 305.85 | 276.65 | 247.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 376.55 | 364.95 | 335.75 | 306.55 | 277.45 | 248.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 376.55 | 364.95 | 335.75 | 306.55 | 277.45 | 248.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 377.55 | 370.95 | 336.75 | 307.55 | 278.45 | 249.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 377.75 | 366.15 | 336.95 | 307.75 | 278.65 | 249.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 378.05 | 371.35 | 337.15 | 308.05 | 278.85 | 249.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.15 | 366.55 | 337.35 | 308.15 | 279.05 | 249.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.15 | 366.45 | 337.35 | 308.15 | 278.95 | 249.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 378.85 | 367.35 | 338.35 | 308.85 | 279.85 | 250.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 381.75 | 370.15 | 340.95 | 311.75 | 282.65 | 253.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 381.95 | 370.35 | 341.15 | 311.95 | 282.85 | 253.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 384.25 | 372.65 | 343.45 | 314.25 | 285.15 | 255.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.65 | 374.15 | 345.15 | 315.65 | 286.65 | 257.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 387.85 | 376.35 | 347.35 | 317.85 | 288.85 | 259.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 388.05 | 376.35 | 347.15 | 318.05 | 288.85 | 259.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 390.05 | 383.35 | 349.25 | 320.05 | 290.85 | 261.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 392.35 | 380.85 | 351.85 | 322.35 | 293.35 | 264.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.85 | 386.85 | 354.85 | 326.85 | 298.85 | 266.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 396.25 | 384.65 | 355.45 | 326.25 | 297.15 | 267.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 398.35 | 391.75 | 357.55 | 328.35 | 299.25 | 270.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 401.05 | 389.45 | 360.25 | 331.05 | — | 272.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 402.35 | 390.85 | 361.85 | 332.35 | 303.35 | 274.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 404.55 | 392.85 | 363.75 | 334.55 | 305.35 | 276.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 405.85 | 394.35 | 365.35 | 335.85 | 306.85 | 277.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.65 | 397.05 | 367.85 | 338.65 | 309.55 | 280.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 410.35 | 400.45 | 375.35 | 350.15 | 325.15 | 300.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 410.85 | 404.15 | 370.05 | 340.85 | 311.65 | 282.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 415.65 | 404.05 | 374.85 | 345.65 | 316.55 | 287.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 429.75 | 419.25 | 393.05 | 366.75 | 340.55 | 314.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 434.55 | 423.95 | 397.45 | 370.85 | 344.35 | 317.85 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.90 | 430.35 | 401.15 | 371.95 | 342.85 | 313.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 443.95 | 432.45 | 403.45 | 373.95 | 344.95 | 315.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 478.05 | 466.45 | 437.25 | 408.05 | 378.95 | 349.75 |

122 offers from 25 health insurers.: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Altstätten for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/): Agrisano (AGRIsmart) at 273.35 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-300/), and CSS (Hausarztversicherung Profit) at 166.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/): Agrisano (AGRIsmart) at 288.05 CHF, and Agrisano (AGRIsmart) at 177.65 CHF.

### How much does accident cover cost in basic insurance in Altstätten?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 273.35 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/) to 288.05 CHF with accident cover, at the 300 CHF deductible: 14.70 CHF a month, 176.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 278.50 CHF at Agrisano (AGRIsmart) gives 273.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/

## Related pages

- Without accident cover: from 166.05 to 449.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/no-accident/
- With accident cover: from 177.65 to 478.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/sg/altstatten/young-adult/ — replace `sg` with your canton’s two-letter code (ge, vd, zh…) and `altstatten` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.
